
<p>KARVA has its roots in Finnish, and the name means&#8221;color&#8221;and&#8221;hair.&#8221; KARVA Salon&nbsp;is created especially for ladies who like to enjoy beauty services in a private and luxurious setup. The brand has made its mark by tapping the underserved market of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> services for Muslim women, and has quickly become the go-to salon for many women in Singapore.</p>



<p>What sets KARVA apart from its competitors is that it’s a ladies-only salon where women who wear hijabs can let their hair down and avail amazing&nbsp;<strong>hair care</strong>&nbsp;services. Moreover, the brand uses Halal-certified or botanical-based products in the salon, so women don&#8217;t have to worry about using products that are not permissible by their religion.</p>



<p>Lately, the salon has been making rounds for its creative color services in all its outlets. What&#8217;s more, you can find nail therapists and scalp consultants at all KARVA outlets to make the most of your salon trip.&nbsp;</p>



<h2 class="wp-block-heading">KARVA Salon services</h2>



<p>KARVA has a team of professional hair stylists committed to delivering excellent haircare services to its customers. Equipped with French products and equipment, the salon uses the latest techniques and technology to cater to its clients.&nbsp;</p>



<p>Here is a list of hair services you can enjoy at KARVA outlets.</p>



<ul class="wp-block-list">
<li>Haircut and styling</li>



<li>Hair color, including full head color, highlights, and roots retouch</li>



<li>Creative color</li>



<li>Kach organic keratin treatment</li>



<li>K-Gloss S4 treatment</li>



<li>Rebonding</li>



<li>Perming</li>



<li>Algana anti-frizz treatment</li>



<li>L’Oreal Serioxyl scalp treatment</li>



<li>L’Oreal inner spa</li>



<li>L’Oreal Serie expert treatment</li>



<li>L’Oreal acidic sealer</li>



<li>Kérastase Fusio-scrub ritual</li>



<li>Kérastase Fusio-dose hair ritual</li>



<li>Kérastase Genesis anti hair-fall</li>



<li>Kérastase Divalent</li>



<li>Kérastase scalp ritual</li>



<li>Kérastase signature</li>



<li>Kérastase water</li>
</ul>



<p>With KARVA&#8217;s extensive haircare services,  so you can easily find one that meets your needs.</p>



<h2 class="wp-block-heading">KARVA Outlets</h2>



<p>If you want to avail the services mentioned above, you can book an appointment online or call your nearest salon. Following are the four locations where you can find&nbsp;KARVA in Singapore.</p>



<ul class="wp-block-list">
<li>Karva Salon (Bussorah Street)</li>
</ul>



<p>73A Bussorah Street, Singapore, 199486</p>



<ul class="wp-block-list">
<li>Karva Salon (Upper Changi Road)</li>
</ul>



<p>430 Upper Changi Road #01-95, Singapore, 487048</p>



<ul class="wp-block-list">
<li>Karva Salon (JCube)</li>
</ul>



<p>JCube, 2 Jurong East Central 1 #B1-16A, Singapore, 609731</p>



<ul class="wp-block-list">
<li>Karva Salon (Northpoint City)</li>
</ul>



<p>Northpoint City (South Wing) 1 Northpoint Drive #02-119, Singapore, 768019</p>



<h2 class="wp-block-heading">KARVA Hair care products: Kérastase Genesis Collection</h2>



<p>KARVA salon is not limited to in-store services; they also carry the&nbsp;<strong>best hair care</strong>&nbsp;products to help you build a good&nbsp;<strong>hair care routine.&nbsp;</strong>One of their best-selling series in the Kérastase Genesis Collection.</p>



<p>Genesis is the first Kérastase range that can treat both kinds of hair-fall: at the root and from breakage. Moreover, these products are suitable for all women, regardless of the degree of hair fall they are experiencing and their lifestyle choices.&nbsp;</p>



<p>The super ingredient that sets the Genesis collection apart from its predecessors is a potent complex of Aminexil, Edelweiss native cells, and ginger roots.&nbsp;</p>



<p>Aminexil is a chemical molecule developed by L’Oreal to prevent hair fall. The molecule works at the root level to strengthen the hair fibers, encouraging hair growth. It promotes the dilation of blood vessels, allowing better blood flow to the hair follicles.</p>



<p>Ginger root is a powerful antioxidant that shields your hair strands from environmental damage caused by pollution and heat. And Edelweiss Native Cells is the wonder ingredient in this complex that strengthens your hair follicles, increasing their resilience and reducing the risk of breakage.</p>



<h3 class="wp-block-heading">The products from Genesis Collection available at KARVA</h3>



<p>The Genesis Collection consists of seven products designed to provide a holistic haircare experience, giving your hair strength and elasticity.</p>



<p><strong>Kérastase Genesis Bain Hydra-Fortifiant shampoo (For fine and greasy hair)</strong></p>



<p>Hailed as the best shampoo by Elle International Beauty Awards 2021, this product is best suited for people with weak hair, prone to breakage. This shampoo gently clarifies your scalp and reinforces fiber to fortify your hair strands.</p>



<p>If you frequently struggle with greasy or hair that feels weighed down from product buildup, the delicate formula of Genesis shampoo removes sebum from the scalp, leaving a lightweight feel.</p>



<p><strong>Kérastase Genesis Fondant Renforcateur conditioner</strong></p>



<p>The problem with most conditioners is that they leave your hair feeling heavy even after rinsing out. However, the conditioner from the Genesis series is different as its creamy formula offers a light finish. Powered by the super ingredients, Edelweiss Native Cell and Ginger roots, it smoothes your hair instantly and provides deep nutrition to each strand.</p>



<p><strong>Kérastase Genesis Bain Nutri-Fortifiant <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/shampoo/page/1">shampoo</a> (Dry hair)</strong></p>



<p>It&#8217;s crucial that you choose hair care products according to your hair texture for the best results. This shampoo from the Genesis collection is created specifically for dry, weak hair vulnerable to breakage. The formula gently cleanses your scalp while offering deep nourishment. It prepares your hair to be treated, nourished, and fortified with a fuller look.&nbsp;</p>



<p><strong>Kérastase Genesis Serum Anti-Chute Fortifiant</strong></p>



<p>Serums work at the root level, deeply penetrating your hair and scalp to offer maximum benefits. The anti hair-fall fortifying serum from the Genesis collection is enriched with Aminexil, Edelweiss Native Cells, and Ginger Root. It helps re-anchor your hair follicles and provides an ideal environment for growth.</p>



<p>The serum has a jelly-like texture, making it easy to apply. If you want hair that&#8217;s long and strong, apply this serum once every day for a 6-week period.&nbsp;</p>



<p><strong>Kérastase Genesis Masque Reconstituant</strong></p>



<p>The Genesis hair mask has a rich formula that intensely nourishes and detangles your hair to reduce the risk of hair fall due to breakage. The super complex of Edelweiss Native Cells and Ginger Root works directly on the damaged parts of the fiber to restore hair&#8217;s strength and vibrancy.&nbsp;</p>



<p>The Genesis hair mask leaves your hair feeling soft and nourished, making it possible to brush through your hair with minimum breakage.&nbsp;</p>



<p><strong>Kérastase Genesis Defense Thermique</strong></p>



<p>This blow-dry fluid has a milky consistency, and it helps protect your hair from heat up to 220&nbsp;°C. It allows you to heat-style your hair with minimal damage. You can simply spritz the defense treatment on wet hair and style them as usual.</p>



<p><strong>Kérastase Genesis Ampoules Cure Anti-Chute Fortifiantes</strong></p>



<p>During peaks of hair-fall, the jelly-like formula re-anchors the hair follicle into the scalp while providing the optimal environment for future growth. The formula also reduces itchiness and soothes the scalp by reinforcing the natural protective barrier of the scalp.</p>



<p>Each set consists of 10 pieces of ampoules. It can be used every day in the morning or before going to bed. Simply break off the top to reveal a silicone applicator. Start by applying the treatment to your scalp in sections but make sure that your hair is dry. Massage gently, and do not rinse.&nbsp;</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="231" width="580" decoding="async" data-attachment-id="10679" data-permalink="https://blog.atome.sg/online-shopping-ideas/karva-salon-atome/attachment/karva-1/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/KARVA-1.png?fit=1922%2C766&amp;ssl=1" data-orig-size="1922,766" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="KARVA-1" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/KARVA-1.png?fit=300%2C120&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/KARVA-1.png?fit=580%2C231&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/KARVA-1.png?resize=580%2C231&#038;ssl=1" alt="" class="wp-image-10679"/></figure>



<h3 class="wp-block-heading">Karva Salon is among Atome’s partnered merchants</h3>



<p><a href="https://www.atome.sg/paylater-merchants/karva-salon-for-ladies" target="_blank" rel="noreferrer noopener">Karva Salon</a>&nbsp;has joined hands with Atome to bring its customers flexible payment plans. This means you can enjoy any service at Karva outlets or buy any of their products online without paying in full. This partnership makes it convenient for shoppers to avail of their favorite services and buy their preferred products in 3 easy payments, 0% interest.</p>



<h2 class="wp-block-heading">What is Atome?</h2>



<p><a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a> is a leading <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a> company that&#8217;s based in Singapore. The company has expanded into 8 international markets, including Malaysia, the Philippines, Vietnam, Mainland China, Hong Kong, and Thailand. With over 15,000 online and offline partner merchants, Atome has become one of the leading <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">BNPL</a> in Singapore.</p>



<p>If you become an Atome user, you can shop at any online or offline partner store and split your bill into three parts. The first part is paid at the time of purchase, while the remaining amount is deferred to the subsequent month.&nbsp;</p>



<p>Becoming an Atome user is easy, just download the app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>) and register an account. As soon as it&#8217;s verified, you can start shopping with Atome&#8217;s interest-free payment plans! If you download the app now, you get <strong>a welcome voucher of $10 off with your first purchase</strong>. So, what are you waiting for? Download the app now!</p>



<h3 class="wp-block-heading">How to pay at KARVA with Atome</h3>



<ol class="wp-block-list">
<li>Scan the QR code from Atome’s app when checking out from&nbsp;KARVA Sg’s&nbsp;offline store.</li>



<li>For online purchases, select Atome as your payment method at checkout.</li>



<li>Enter your user credential when redirected and continue.</li>



<li>Pay one part of your KARVA bill and defer the rest of the amount.</li>
</ol>



<h2 class="wp-block-heading">Invest in KARVA for strong and healthy hair</h2>



<p>The importance of hair care cannot be stressed enough, as your hair is literally the cherry on top when it comes to appearance. Invest in the&nbsp;best hair care products in the world&nbsp;to maintain their vitality and shine. KARVA’s services and products can help you achieve healthy hair with time. And with Atome’s flexible payment services, getting the mane of your dreams is now possible!</p>



<p>Head over to KARVA to enjoy a spa date with yourself or shop at their online store for high-quality, effective hair care products.</p>
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KARVA – The Perfect Salon for Affordable And Professional Haircare Services


<p>The Editor’s Market Singapore&nbsp;is famous for its minimalistic approach to fashion. Crafting pieces that inspire customers to flaunt an effortless style, the brand combines sustainable materials with timeless designs to create perfection!&nbsp;</p>



<h2 class="wp-block-heading">Exploring The Editor’s Market</h2>



<p>The Editor&#8217;s Market was founded in 2010 as a woman swear label focused mainly on designing high-quality and reasonably-priced products. In the years that followed, the brand established its presence in Singapore&#8217;s fashion market and won customers&#8217; hearts across the country.&nbsp;</p>



<p>Through physical stores and an online shop, The Editor&#8217;s Market created a niche for its products attracting young and fashion-forward consumers. The brand has amassed over 200,000 followers across Facebook and Instagram, proving its popularity among Millennials and Gen Z.</p>



<h2 class="wp-block-heading">How is the brand different from its competitors?</h2>



<p>A major reason for the brand&#8217;s success is its focus on versatile and timeless essentials that aren&#8217;t limited to seasonal fashion trends. Especially at a time when fast fashion has taken over the apparel industry , responsible companies like The Editor&#8217;s Market are like a breath of fresh air.&nbsp;</p>



<p>As consumers, it is crucial to understand the importance of sustainable fashion. While fast fashion products may be cheap and stylish, they have a massive impact on the environment. Since they aren&#8217;t created to last and quickly go out of fashion, these clothes are discarded within a few months, piling up in landfills.</p>



<p>Besides the bulk of waste in landfills, fast fashion affects the environment through carbon emissions and water pollution. The Editor’s Market on the other hand, produces apparel in an increasingly sustainable manner. Each piece is created with high-quality materials and a timelessly classic design to increase its wear-time. With a similar concept, the brand supports quality over quantity and timelessness over trendiness.</p>



<h2 class="wp-block-heading">The Editor’s Market Outlets</h2>



<p>If you want to check out the unique collection of products that The Editor’s Market carries, you can visit their website to shop online or drop by their outlets in Singapore for a spectacular customer experience.&nbsp;</p>



<p>Here are three outlets and their locations:</p>



<ul class="wp-block-list">
<li>Bugis+, 201 Victoria Street #01-04, Singapore 188067</li>



<li>Ngee Ann City, 391 Orchard Road #B1-16/24, Singapore 238872</li>



<li>Tampines 1, 10 Tampines Central 1, #02-15/16, Singapore 529536</li>
</ul>



<p>You can find the flagship store of The Editor&#8217;s Market in Takashimaya Shopping Centre. Spread across 8000-square feet, the store is among the largest outlet of the brand to date. The flagship store is a one-stop destination for The Editor&#8217;s Market&#8217;s offerings across womenswear, footwear, and accessories. You can also shop for homeware and lifestyle products from over 30 local and international brands. The store also houses their first-ever gourmet café, Found.</p>



<p>On the launch of their flagship store in October 2021, the CEO and Co-founder of The Editor’s Market, Nigel Kiong, remarked,&nbsp;<em>&#8220;This is not your cookie-cutter store in a mall. You can expect to come in and leave the store feeling inspired. This flagship store physically encapsulates our transformation from a fashion retailer to a multifaceted fashion, design, and food brand. The extended yet thoroughly curated range of lifestyle and homeware brands add a new dimension to our product offering. The in-store café also brings to life our design-oriented direction in a previously unexplored format: food and drinks.&#8221;</em></p>



<h2 class="wp-block-heading">The products you can shop at The Editor’s Market</h2>



<p>As discussed earlier, The Editor’s Market has expanded its reach to new industries in addition to apparel. They offer products across various categories:</p>



<ul class="wp-block-list">
<li>Womenswear (dresses, tops, pants, shorts, skirts, jumpsuits, outerwear, jeans)</li>



<li>Accessories (bags, hats, jewelry, hair accessories)</li>



<li>Footwear (flats, heels, sneakers &amp; trainers, slippers)</li>



<li>Lifestyle (bath &amp; body, home fragrances, home garden, textiles, magazines, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a>, activewear)</li>



<li>Homeware (dinnerware, drinkware, vases, decorative objects, kitchenware, storage)</li>
</ul>



<h2 class="wp-block-heading">The Tie-Back Dress by The Editor’s Market</h2>



<p>While every piece of clothing by The Editor’s Market has a lasting charm, the Tie-Back Dress has a fan following of its own. The minimal and sleek design combined with sustainable fabric is a must-have for every fashionista! The brand has different variations in the tie-back design that you can choose from according to your preference.&nbsp;</p>



<p><strong>Nickita Tie-Back Dress</strong></p>



<p>This dress is made from 70% rayon and 30% polyester, which adds a touch of feminine softness and flair to the fabric. This beautiful sleeveless midi dress has a ruched bust, a straight frill-trimmed neckline, and a self-tie closure on the back. The non-stretchy and fully-lined material amplifies the practicality of the outfit.&nbsp;</p>



<p>The Nickita Back-Tie Dress is an essential and timeless staple that can be paired with various accessories. It is available in 5 subtle hues: White, black, ash blue, sage, and dusty blue.</p>



<p><strong>Rechell Tie-Back Dress</strong></p>



<p>The Rechell Tie-Back Dress is made from 100% cotton, making it a perfect addition to your summer wardrobe. Cut from airy and flowy cotton, this pretty mid-length dress has a straight neckline, slim straps, an elasticated back band, and a self-tie closure at the back. This dress offers a relaxed fit, unlike Nickita Tie-Back Dress in a waistless tent silhouette.&nbsp;</p>



<p>The Rechell Tie-Back Dress is available in 4 earthy hues: White, black, Aegean blue, and steel blue.</p>



<p>Nickita and Rechell Tie-Back dresses are available both online and offline. Some other similar styles like Narisa Back-Tie Dress, Halley Back-Tie Midi Dress, and Lauree Back-Tie Dress are sold out online, but you can always confirm their availability in physical outlets.&nbsp;</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="265" width="580" decoding="async" data-attachment-id="10671" data-permalink="https://blog.atome.sg/online-shopping-ideas/the-editors-market-atome/attachment/tie-back-dress/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/Tie-Back-Dress-.png?fit=2560%2C1168&amp;ssl=1" data-orig-size="2560,1168" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Tie-Back-Dress-" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/Tie-Back-Dress-.png?fit=300%2C137&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/Tie-Back-Dress-.png?fit=580%2C265&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/Tie-Back-Dress-.png?resize=580%2C265&#038;ssl=1" alt="" class="wp-image-10671"/></figure>



<h2 class="wp-block-heading">The Editor’s Market is Atome’s partnered merchant</h2>



<p>A recent shift in consumer buying patterns has spurred <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a> companies across Singapore. A leading buy-now-pay-later company, Atome offers its users the option of flexible monthly payments. Luckily,&nbsp;<a href="https://www.atome.sg/paylater-merchants/the-editor-s-market" target="_blank" rel="noreferrer noopener">The Editor’s Market</a>&nbsp;is among Atome&#8217;s partnered merchants, which means you can shop for chic and sustainable products from their store and pay your bill through Atome&#8217;s payment plans.</p>



<p>Are you interested to learn more about Atome and how you can benefit from its services? Here is all you need to know about shopping through Atome.</p>



<h2 class="wp-block-heading">What is Atome, and how can it affect your shopping experience?</h2>



<p><a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>&nbsp;is a Singapore-based company that started its operations in December 2019. The company has expanded into 8 international markets in the past three years, including Malaysia, the Philippines, Vietnam, Mainland China, Hong Kong, and Thailand. With over 15,000 online and offline partner merchants, Atome has become one of the leading <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">BNPL</a> in Singapore.&nbsp;</p>



<p>Trusted by customers around the world, Atome guarantees a convenient and fun shopping experience for its users. This service allows consumers to split their bill from any Atome merchant into three equal parts. The first part is paid when the user checks out from the merchant&#8217;s online or offline store, while the remaining balance can be paid over the subsequent months.&nbsp;</p>



<p>If you want to become a part of Atome’s platform, download its app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>) and create an account. Once approved, you can shop&nbsp;your&nbsp;favorite products and services across fashion, lifestyle, travel, sports, and more.</p>



<p>If you download the app now, you get <strong>a welcome voucher of $10 off with your first purchase.</strong> So, what are you waiting for? Scan the QR code to download the app now!</p>



<h3 class="wp-block-heading">How to pay with Atome at The Editors’ Market</h3>



<ol class="wp-block-list">
<li>Scan the QR code from Atome’s app for in-store purchases.</li>



<li>For online shopping, select Atome at the time of check out as your payment partner.</li>



<li>Enter your user details when redirected.</li>



<li>Pay one-third of your bill and defer the rest to subsequent months.</li>
</ol>



<h2 class="wp-block-heading">Enjoy timeless fashion with The Editor’s Market</h2>



<p>The Editor&#8217;s Market prides itself in their Modern Essentials® with clothing of great design, quality and in an increasingly sustainable manner. Unlike fast fashion, they create versatile and timeless essentials that last beyond seasonal trends. As you shop with Atome at The Editor&#8217;s Market website, look out for a green logo when shopping to know which items have been made with lower-impact fabrics.</p>



<p>The Tie-back dress by the brand is a timeless classic that you can style and wear repeatedly because it will always stay trendy. Buy the beautiful dress today and pay through Atome&#8217;s flexible monthly payment plans. The best part about partnering with Atome is that you only have to pay the amount on your bill, without any extra fees or charges. So, shop now and enjoy fashion the sustainable way.</p>
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Look Effortlessly Chic in The Editor’s Market Tie-Back Dress!


<p>Abduct Cosmetics&nbsp;is a leading cosmetics and skincare brand in Singapore. The brand started its journey in July 2017 with innovative makeup formulas that make your skin look fresh and youthful. Best known for their base makeup: foundation, concealers, setting powder, and sprays &#8211; each product is made using super ingredients that deliver a flawless makeup finish while soothing and nourishing your skin.</p>



<p>Abduct Cosmetics’ founder&nbsp;made environmental awareness part of its business ethos and ensured its makeup range was created from clean ingredients. Each product is cruelty-free and vegan, which gives the company a competitive edge over competitors that rely on animal testing. The wide customer base of Abduct Cosmetics is proof of the effectiveness of its makeup products. The brand is favored by hundreds of makeup lovers and has slowly but surely made its place as a makeup staple for its followers.</p>



<p>The success of Abduct Cosmetics made way for a new business venture, Abduct Skin, that was launched in March 2022. The company continued its quest for clean ingredients and effective formulas with its skincare line. Rest assured, all their formulations go through rounds of R&amp;D and extensive testing with focus groups. When you buy a product from Abduct Skin, you can trust it to deliver safe and long-lasting results.</p>



<p>This article will focus on Abduct Cosmetics&#8217; star product, &#8220;The Spray,&#8221; a unique formula that&#8217;s long-wearing and transfer-proof. We will talk more about this holy-grail formula later but for now, let&#8217;s discuss what a makeup setting spray is and why you need to add one to your makeup routine.</p>



<h2 class="wp-block-heading">What is a makeup setting spray?</h2>



<p>If you wear makeup every day, you&#8217;d know the struggle of keeping your base looking fresh all day. For people with dry skin, cakey and flakey-looking skin is a genuine concern, while for oily skin, locking their makeup in place and staying shine-free is a real problem. Varying skin types combined with hot and humid weather can make it challenging to maintain a flawless base.</p>



<p>That’s where makeup setting powders and sprays come into play! If you have dry skin, a moisturizing setting spray will give your face a dewy appearance while locking in your foundation. For people with oily skin, a combination of makeup setting powder and spray works best. They can start with the powder and finish it off with a mattifying setting spray.</p>



<p>A&nbsp;good makeup setting spray&nbsp;ensures that your foundation doesn’t slide off your skin or become too shiny or cakey during the day. One of its best features is that it keeps your base looking as fresh as the initial application.</p>



<h2 class="wp-block-heading">Setting spray tips for a flawless face!</h2>



<p>After investing hours into creating the perfect look, the final step is to seal the deal with a setting spray. It not only makes your foundation last all day, but also ensures that it doesn&#8217;t crease or budge. However, a setting spray can do more than just fix your base. The following ideas are creative ways to use it in your makeup routine.</p>



<h3 class="wp-block-heading"><strong>Make your eyeshadow stand out</strong></h3>



<p>Eyeshadow fallout can ruin your entire look when you&#8217;re doing an intricate or dramatic eye makeup look. To counter this, spray some setting spray on a flat brush and then dip it into your eyeshadow pan. The result will be an intensely-pigmented color that doesn&#8217;t crease or fall out.&nbsp;</p>



<h3 class="wp-block-heading"><strong>Set your eyebrows</strong></h3>



<p>If you constantly struggle with flyaway eyebrow, you can spritz some setting spray on your eyebrow spoolie and brush your eyebrows with it. This helps keep your eyebrows in shape and also gives them a naturally bushy look.</p>



<h3 class="wp-block-heading"><strong>A great alternative to primer</strong></h3>



<p>Primer is the first building block of a flawless base, but what if you suddenly run out of it? You can use a makeup setting spray if you don&#8217;t have a primer on hand. Simply spray some on after prepping your skin with moisturizer and sunscreen. You can then start applying your foundation.&nbsp;</p>



<p>Using a setting spray before layering your base is an excellent way to keep your foundation from sliding or rubbing off. If you have extremely oily skin, use a setting powder before applying your foundation to maintain a shine-free look.</p>



<h3 class="wp-block-heading"><strong>Create a customized eyeliner</strong></h3>



<p>Black eyeliner is a staple, but sometimes you want to add something extra to your eye makeup. A colored eyeliner can amplify your eye look and make them pop, but what can you do if you don&#8217;t have it on hand? You can create any eyeliner color if you have a setting spray and an eyeshadow of the same hue.&nbsp;</p>



<p>Spray some setting spray on your eyeliner brush and dip it generously in your eyeshadow pan. Apply it to your eyelids, and viola, you are ready to paint the town red!</p>



<h3 class="wp-block-heading"><strong>Touch up your base</strong></h3>



<p>It isn&#8217;t possible to carry your vanity case around all day, but you can pop your setting spray and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> blender in your bag to refresh your base. Whenever you notice that your foundation is settling into fine lines and creases, use the blender to smooth them all out. Follow it with a fresh spritz of setting spray to lock your makeup in place.</p>



<h2 class="wp-block-heading"><strong>Make your highlighter shine</strong></h2>



<p>If you like defining your high points with a blinding glow, you can use the same trick as the eyeshadow to make your highlighter pop. You can spray the makeup fixer on your highlighter brush before dipping it into the pan. This intensifies your highlighter and adds depth and drama to your makeup look.</p>



<h2 class="wp-block-heading">Abduct Cosmetics makeup setting spray</h2>



<p>A&nbsp;makeup setting spray&nbsp;can be used in a multitude of ways, but for a spray to be effective, it should deliver on its main promise, which is to lock your foundation in place. Abduct Cosmetics&#8217; best-selling spray doesn&#8217;t disappoint when it comes to living up to all its claims. The holy-grail formula provides a 18h ultra-long wear and hydrates and nourishes your skin.</p>



<p>The innovative product combines the benefits of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/skincare/page/2">skincare</a> with makeup, so you can feel safe knowing that you&#8217;re not just wearing a foundation but also taking good care of your skin. Here are some prominent features of their&nbsp;<strong>best makeup spray</strong>.</p>



<ul class="wp-block-list">
<li>18-hour long-wearing formula</li>



<li>Transfer and mask proof</li>



<li>Delivers a matte finish</li>



<li>It contains Hyaluronate acid and aloe to hydrate and moisturizes the skin</li>



<li>It has Niacinamide to reduce the effects of environmental damage and promote skin repair</li>



<li>Nano-mist technology that ensures an even coat&nbsp;</li>



<li>Protects against blue rays</li>



<li>Waterproof and heat-resistant formula</li>



<li>Suitable for dry, oily, combination, and sensitive skin</li>
</ul>



<p>Once you have applied your foundation, shake the spray bottle well and mist your face 4 to 6 times from a distance of 8&#8243;-10&#8243;. Allow the spray to dry for around 30 seconds before heading out.</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="349" width="580" decoding="async" data-attachment-id="10664" data-permalink="https://blog.atome.sg/online-shopping-ideas/abduct-cosmetics-atome/attachment/setting-spray/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/setting-spray.png?fit=1990%2C1198&amp;ssl=1" data-orig-size="1990,1198" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="setting spray" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/setting-spray.png?fit=300%2C181&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/setting-spray.png?fit=580%2C349&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/08/setting-spray.png?resize=580%2C349&#038;ssl=1" alt="" class="wp-image-10664"/></figure>



<h3 class="wp-block-heading">Abduct Cosmetics is one of Atome’s partnered merchants</h3>



<p>Atome is a buy-now-pay-later company that offers users flexible payment services. <a href="https://www.atome.sg/paylater-merchants/abduct-beauty" target="_blank" rel="noreferrer noopener">Abduct Cosmetics</a> is among the 10,000 online and offline partner merchants working with Atome to provide their customers with monthly payment plans. Read on to learn more about Atome.</p>



<h2 class="wp-block-heading">What is Atome?</h2>



<p><a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>&nbsp;is a Singapore-based company that operates in 8 countries worldwide, including Malaysia, Mainland China, the Philippines, Thailand, and Vietnam. The purpose of Atome is to bring customers closer to their dreams and aspirations by offering them a choice of flexible monthly payments. Atome users can divide their bill from any partner merchant into three monthly payments. This makes it easier for consumers to own high-quality, branded products and premium services over time.</p>



<p>If you want to be a part of Atome’s user base, download their app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>) and register yourself. If you download the app now, you get <strong>a welcome voucher of $10 on your first purchase</strong>.</p>



<h3 class="wp-block-heading">How to use Atome to pay at Abduct Cosmetics</h3>



<ol class="wp-block-list">
<li>Select Atome as your payment partner when checking out of Abduct Cosmetics’ website.</li>



<li>Enter your user details.</li>



<li>Pay one part of your bill at checkout and defer the remaining payment to subsequent months.</li>
</ol>



<h2 class="wp-block-heading">Beat the heat this summer with Abduct Cosmetics makeup setting spray</h2>



<p>Why should the summer heat put a damper on your makeup game? Keep your makeup looking fresh and matte with the&nbsp;best makeup spray for oily skin&nbsp;by Abduct Cosmetics. Partner with Atome to elevate your shopping experience and enjoy the convenience of monthly payments. Atome is a reliable service that charges no extra fee or interest on your payments.</p>



<p>Get glowing with Abduct Cosmetics and Atome now!</p>
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Abduct Cosmetics Setting Spray – A Perfect Formula to Lock Your Makeup in Place!


<p>Radiant skin is an indicator of good health.&nbsp;That&#8217;s where&nbsp;V Medical Aesthetics&nbsp;and Laser Clinic comes in.&nbsp;</p>



<p>A lot of factors that affect our external appearance are not in our control, such as aging, sun exposure, radiation, melanin production, etc. However, that does not mean we are helpless when it comes to counteracting or slowing down the resulting consequences. Technology has advanced by leaps and bounds, leading to the development of several aesthetic procedures that can help you achieve your skin goals!&nbsp;</p>



<p>If you have been glum about how your skin is starting to look and no products have yielded satisfactory results, then it&#8217;s time you visited <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/v-medical-aesthetics-and-laser-clinic">V Medical Aesthetics and Laser Clinic</a>. It is a trusted&nbsp;avenue&nbsp;that offers effective and high-precision treatments to deal with deteriorating skin conditions or treat signs of aging.</p>



<h2 class="wp-block-heading"><strong>About V Medical Aesthetics and Laser Clinic</strong></h2>



<p>V Medical Aesthetics and Laser Clinic was established in 2019 to provide the people of Singapore with the highest quality treatments to deal with a plethora of skin conditions. Their team of over 16 highly-skilled doctors believe in a patient-centered approach where each treatment regimen is uniquely tailored to the visitor&#8217;s requirements.&nbsp;</p>



<p>Over 15,000 people trust the clinic to deliver treatments that work wonders on the skin.&nbsp;</p>



<p>They are currently serving out of seven clinics located islandwide. However, you can visit their elaborate website to get detailed insight about the procedures offered, their team, and exclusive products. You can also contact them with your queries or book customized treatments.&nbsp;</p>



<p><strong>Here are the various skin conditions treated at V Medical Aesthetics:</strong></p>



<ul class="wp-block-list">
<li>Ageing &amp; Saggy Skin</li>



<li>Active Acne &amp; Acne Scar</li>



<li>Chin Augmentation</li>



<li>Dehydrated Skin</li>



<li>Double Chin</li>



<li>Enlarged Pores</li>



<li>Eye Bags &amp; Dark Eye Circles</li>



<li>Fine Lines &amp; Wrinkles</li>



<li>Pigmentation</li>



<li>Nose Augmentation</li>
</ul>



<p><strong>Have a look at their Signature Treatments:</strong></p>



<ul class="wp-block-list">
<li>Pico Laser</li>



<li>HIFU Face Lifting&nbsp;</li>



<li>6D Face Lift Laser&nbsp;</li>



<li>4D Upper Eyelid Lifting Laser&nbsp;</li>



<li>Fotona® Hair Growth Laser&nbsp;</li>



<li>Signature<strong>&nbsp;</strong>V Shape Face Slimming</li>
</ul>



<h2 class="wp-block-heading"><strong>Treatments available at V Medical Aesthetics and Laser Clinic&nbsp;</strong></h2>



<h3 class="wp-block-heading"><strong>Pico Laser</strong></h3>



<p>This laser treatment corrects pigmentation, acne, acne scars, and enlarged pores. It smoothes out uneven texture, making your skin more supple and radiant. The Pico Laser works on your skin in ultra-short pulse durations, i.e., Picoseconds, which is where it gets its name. The combination of reduced photo-thermal effect and greater photo-acoustic effect exposes your skin to quick instances of high energy, which breaks down the pigment into tiny fragments that are then removed by your body. Apart from the conditions mentioned above, it is also used to treat Melasma, Age Spots, Sun Spots, etc. This procedure is pain-free, and the downtime is less as well.&nbsp;</p>



<h3 class="wp-block-heading"><strong>Signature V Shape Face Slimming</strong></h3>



<p>A V or diamond-shaped face has always been desired by a lot of people. It consists of a sharp jawline and a projecting chin. There are surgical procedures available that help you achieve it, but they come with certain drawbacks. Fortunately, V Medical&nbsp;Aesthetics&nbsp;offers three non-surgical methods to achieve that&nbsp;V shape face.&nbsp;</p>



<h4 class="wp-block-heading"><strong>Jaw Slimming BTX</strong></h4>



<p>A precise dose of BTX is injected into the masseter muscle, which is present on both sides of the lower jaw. This, in turn, weakens the muscle causing it to shrink in size, leaving you with a V-shaped face.&nbsp;</p>



<h4 class="wp-block-heading"><strong>Dermalift</strong></h4>



<p>A calculated amount of the botulinum toxin is injected at specific points on the face to achieve a lifted and more structured look. The tiny droplets that are injected into the top-most layer of your skin work by reducing sebum production, relaxing wrinkles, lifting the face, and shrinking pores.&nbsp;</p>



<h4 class="wp-block-heading"><strong>Chin Filler</strong></h4>



<p>This brief procedure leaves you with a strong and well-defined chin. The filler is injected at one to three strategic points on the face for optimum results, followed by some molding. Chin fillers can last for a couple of months or years, depending on the products used.&nbsp;</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="326" width="580" decoding="async" data-attachment-id="10617" data-permalink="https://blog.atome.sg/online-shopping-ideas/v-medical-aesthetics-atome/attachment/shape-face-slimming/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Shape-Face-Slimming.jpg?fit=1200%2C675&amp;ssl=1" data-orig-size="1200,675" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Shape-Face-Slimming" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Shape-Face-Slimming.jpg?fit=300%2C169&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Shape-Face-Slimming.jpg?fit=580%2C326&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Shape-Face-Slimming.jpg?resize=580%2C326&#038;ssl=1" alt="" class="wp-image-10617"/></figure>



<h3 class="wp-block-heading"><strong>Fotona® Hair Growth Laser</strong></h3>



<p>Hairfall and receding hairlines have been major concerns for many; thankfully, solutions are available for these specific problems. The Fontana Laser works by stimulating natural hair growth. It boosts the health and metabolism of your scalp. The best part is that the procedure is painless and has no side effects. The treatment works by subjecting your scalp to a non-ablative Er: YAG Laser. The result is controlled heating of the scalp tissue activates dormant hair follicles and increases their blood supply.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Clinics near you</strong></h2>



<p>You can book an appointment without being concerned about a lengthy commute. The clinic is located in seven different areas, and you can visit the one closest to you.&nbsp;</p>



<ul class="wp-block-list">
<li>111 Somerset</li>
</ul>



<p>#04-09 111 Somerset, Singapore, 238164</p>



<ul class="wp-block-list">
<li>Century Square</li>
</ul>



<p>2 Tampines Central 5 #05-07 Century Square, Singapore, 529509</p>



<ul class="wp-block-list">
<li>International Building</li>
</ul>



<p>360 Orchard Road #04-06 International Building, Singapore, 238869</p>



<ul class="wp-block-list">
<li>Jurong Point</li>
</ul>



<p>1 Jurong West Central 2 #02-21/21a Jurong Point Shopping Center, Singapore, 648886</p>



<ul class="wp-block-list">
<li>Royal Square</li>
</ul>



<p>101 Irrawaddy Road #11-01/02 Royal Square Medical Center, Singapore, 329565</p>



<ul class="wp-block-list">
<li>SBF Center</li>
</ul>



<p>160 Robinson Road #05-09/10 Sbf Center, Singapore, 068914</p>



<ul class="wp-block-list">
<li>Woodlands Square</li>
</ul>



<p>6 Woodlands Square #09-07 Woods Square Tower 2, Singapore, 737737</p>



<h2 class="wp-block-heading"><strong>Atome x V Medical Aesthetics&nbsp;</strong></h2>



<p>The benefits of choosing V Medical Aesthetics and Laser Clinic are not limited to top-of-the-line skin treatments; they also include a feasible payment method. All thanks to the clinic&#8217;s affiliation with the leading buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> application, Atome.&nbsp;</p>



<p><a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>&nbsp;is a state-of-the-art program aiming to make goods and services accessible for every shopper. When you choose to pay your bill through Atome, the amount is split into three smaller payments which are supposed to be paid off at scheduled intervals. The best part about using&nbsp;Atome&nbsp;is that it charges no interest&nbsp;fees or hidden costs.&nbsp;</p>



<p>That&#8217;s not all! V Medical Aesthetics isn&#8217;t the only place you can use&nbsp;Atome; the application has several local and international partner brands, such as <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/nike">Nike</a>, Velo, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/zee-elle/page/1">Zee and Elle</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/lenskart">Lenskart</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/jd-sports">JD Sports</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/asics">ASICS</a>, and more. You are eligible for a discount worth $10 on your first V Medical Aesthetics treatment booked via&nbsp;Atome.&nbsp;</p>



<p>To get started, simply download the app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">get it here</a>) and create a free account. The user-friendly interface makes it extremely easy to navigate. The application is also available on Google Play Store and App Store for download.&nbsp;</p>



<h2 class="wp-block-heading"><strong>How to pay with Atome?</strong></h2>



<p>This incredible program also offers flexibility since it can be used to pay for online and in-store payments.&nbsp;</p>



<p>Follow these basic steps to book your V Medical Aesthetics appointment with Atome:</p>



<ol class="wp-block-list">
<li>Open the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> on your smartphone.&nbsp;</li>



<li>Scan the QR code at the checkout counter.&nbsp;</li>



<li>Type in the total amount and add the vouchers, if available.&nbsp;</li>



<li>Review the payment schedule.&nbsp;</li>



<li>Make the first payment then&nbsp;upfront.&nbsp;</li>



<li>Make the&nbsp;remaining two payments&nbsp;at scheduled monthly intervals with your&nbsp;linked credit or debit card.&nbsp;</li>
</ol>



<h2 class="wp-block-heading"><strong>Final thoughts&nbsp;</strong></h2>



<p>Our skin undergoes immense wear and tear as it protects us against detrimental factors such as microorganisms and mechanical injuries. The skin also performs several processes that are vital to our health. Therefore, we owe it to our skin to look after it, and V Medical Aesthetics and Laser Clinic offers a myriad of ways to do that.</p>
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V Medical Aesthetics And Laser Clinic – Your Personal Beauty Haven


<p>As a&nbsp;coffee&nbsp;connoisseur, nothing puts the&nbsp;good&nbsp;before my&nbsp;morning&nbsp;like a perfectly brewed cup of coffee and&nbsp;Flash Coffee&nbsp;has been doing this job outstandingly, if I might say so myself.&nbsp;</p>



<p>After spending a lot of time and money on coffee gadgets, various blends, and coffee shops, I can ultimately say that I have found the best place to get my daily coffee fix.&nbsp;</p>



<p>The grab-and-go aspect of this coffee chain works well with busy schedules and brief lunch breaks, and I will tell you why. Firstly, you can place your delicious coffee order using the Flash Coffee app, and it will be waiting for collection at your preferred outlet conveniently located across the island, saving you from standing in long queues. </p>



<p>Their award-winning menu isn&#8217;t limited to coffee; you can also indulge in shakes, teas, and snacks.&nbsp;</p>



<h2 class="wp-block-heading"><strong>About the brand</strong></h2>



<p>Flash Coffee arrived in Singapore after its booming success in Thailand and Indonesia. The coffee company uses original Arabica beans for making heavenly coffee, and it has renowned coffee experts on board to ensure perfection with each cup. Apart from the unmatched taste,&nbsp;It&nbsp;is also known for creating Instagram-worthy latte art, one-of-a-kind drinks, and trusted&nbsp;bright yellow storefronts.&nbsp;</p>



<p>You will be surprised to know that the coffee house has over thirty stores islandwide and plans on expanding to more locations.&nbsp;</p>



<p>Here are some of their drool-worthy&nbsp;beverages:</p>



<p><strong>Piccolo</strong></p>



<p>Flash Coffee&#8217;s trademark latte that contains less milk and foam compared to the traditional drink.&nbsp;</p>



<p><strong>Flat White</strong></p>



<p>you get a cup of perfectly brewed espresso topped with frothed milk.&nbsp;</p>



<p><strong>Oat Cappuccino&nbsp;</strong></p>



<p>Enjoy the unique but delicious combination of smooth Cappuccino and Oat milk foam.&nbsp;</p>



<p><strong>Nutella Chocolate</strong></p>



<p>Treat yourself to a tall cup of decadent hot chocolate mixed with the house&#8217;s special Nutella sauce.&nbsp;</p>



<p><strong>Mocha</strong></p>



<p>This one is an indulgent drink made by combining Espresso, frothed milk, and the best cocoa powder.&nbsp;</p>



<p><strong>Latte</strong></p>



<p>This drink that is made by mixing two shots of ristretto with silky steamed milk is bound to satisfy your caffeine cravings.&nbsp;</p>



<p><strong>Americano</strong></p>



<p>If you like your coffee strong,&nbsp;you will love this combination of Arabica beans, Espresso, and hot water.&nbsp;</p>



<p>Visit Flash Coffee&#8217;s website or download the application to browse through their&nbsp;exclusive options.</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="326" width="580" decoding="async" data-attachment-id="10624" data-permalink="https://blog.atome.sg/online-shopping-ideas/flash-coffee-atome/attachment/flash-coffee/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Flash-Coffee.jpg?fit=1200%2C675&amp;ssl=1" data-orig-size="1200,675" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Flash-Coffee" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Flash-Coffee.jpg?fit=300%2C169&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Flash-Coffee.jpg?fit=580%2C326&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Flash-Coffee.jpg?resize=580%2C326&#038;ssl=1" alt="" class="wp-image-10624"/></figure>



<h2 class="wp-block-heading"><strong>Why is Flash Coffee worth a try?&nbsp;</strong></h2>



<p>Apart from the fact that it is great to step out of your comfort zone and give new things a try, there are several other reasons that make Flash Coffee worth every dime.&nbsp;</p>



<h3 class="wp-block-heading"><strong>On-the-go meal</strong></h3>



<p>The fact that you can pre-order your favourite coffee via the Flash Coffee app is incredible in itself. Couple that with a scrumptious and healthy food menu, and you can enjoy a filling meal every day without wasting precious minutes. The affordable prices are a cherry on the top.&nbsp;</p>



<h3 class="wp-block-heading"><strong>Accessibility&nbsp;</strong></h3>



<p>Great news for Flash Coffee fans, the ever-growing chain of coffee houses has over thirty stores all across Singapore and they don&#8217;t plan on stopping any time soon since the goal is to have a trustee yellow storefront every 500 meters.</p>



<h3 class="wp-block-heading"><strong>Novel drinks</strong></h3>



<p>Flash Coffee solely uses Arabica beans to brew cups of deliciousness. Their Latte, Americano, Cappuccino, and other traditional drinks are a treat for the taste buds, but it doesn&#8217;t end with that. This coffee house isn&#8217;t scared to experiment with its coffee. You will find beverages that boast a unique but addictive flavor profile, such as the Lychee Espresso Soda, Collagen Peach Latte, Avo Latte, Melaka Latte, and many more!&nbsp;</p>



<h3 class="wp-block-heading"><strong>Pocket-friendly&nbsp;</strong></h3>



<p>Getting a cup of coffee every once in a while doesn&#8217;t make a significant difference in your finances, but when it is a daily requirement, the expenses skyrocket. Flash Coffee isn&#8217;t just a great coffee house but also an affordable one. You can trust it to deliver quality coffee at a fraction of the market prices.</p>



<h2 class="wp-block-heading"><strong>Flash Coffee isn&#8217;t just a chain of coffee shops</strong></h2>



<p>You must have heard of all the different coffee brewing techniques like the pour-over, French Press, percolate, drip, cold brew, etc. Well, there&#8217;s a new method in coffee town that gives you Flash Brewed Coffee, also known as the Japanese-style Iced Coffee.&nbsp;</p>



<p>The perks of using this method are two-fold, one, it lets you enjoy an aromatic cold brew without ice diluting the taste, and two, there is no waiting time.&nbsp;</p>



<p>Essentially what you do is brew hot coffee onto ice; this ensures that the coffee retains its freshness. The use of hot water plays a vital role in this method as it extracts optimum flavor from the beans, something cold water cannot do. Another factor that makes this coffee flavorful is not having to wait for it to cool down.&nbsp;</p>



<p>The best part about this Flash Brewed Coffee is that one can prepare it at home with a basic pour-over or drip coffee set.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Flash Coffee x Atome&nbsp;</strong></h2>



<p>Great coffee isn&#8217;t the only thing that Flash Coffee guarantees. The&nbsp;coffee&nbsp;house&#8217;s partnership with Atome offers a terrific payment method that is bound to make your&nbsp;Sunday mornings&nbsp;not<strong>&nbsp;</strong>just&nbsp;good&nbsp;but great!</p>



<p>When placing your coffee order on the Flash Coffee app, you will see&nbsp;<a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>&nbsp;listed as a payment option, and your bank account will thank you for choosing it. This is because Atome splits the total bill into 3 easy payment, 0% interest.</p>



<p>All you have to do is download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> from its official website (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">get it here</a>), Google Play Store, or App Store. Then in a few steps, create a free account, and you&#8217;re all set to order budget-friendly delicious coffee.&nbsp;</p>



<p>Here&#8217;s some more great news for you: Flash Coffee isn&#8217;t the only brand where you can pay with Atome. There are over 10,000 local and foreign brands where you can avail yourself of Atome&#8217;s services. In addition to this, most partner brands have exclusive ongoing value deals and discounts for users of the buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> app. You will be eligible for a discount worth $10 on the first&nbsp;<a href="https://www.atome.sg/paylater-merchants/flash-coffee" target="_blank" rel="noreferrer noopener">Flash Coffee</a>&nbsp;order paid for with Atome.&nbsp;</p>



<ul class="wp-block-list">
<li>Select Atome as the payment method.&nbsp;</li>



<li>Sign in to your Atome account.&nbsp;</li>



<li>Review the payment schedule.&nbsp;</li>



<li>Make the first payment and enjoy your coffee.&nbsp;</li>



<li>The app will take care of the remaining two payments by charging them to the linked credit or debit card.&nbsp;</li>
</ul>



<p>Nothing gets you up like a strong cup of coffee in the morning.&nbsp;If you are a fellow coffee enthusiast, you will fall in love with Flash Coffee&#8217;s taste and quick service. They bring you mouth-watering and affordable beverages in a flash.</p>
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Start A Nice Day with Flash Coffee for Your Busy Working Life


<p>Prepayment&nbsp;is a relatively simple concept, but if you understand it completely, you could save thousands in the long run. As problematic as it is, it&#8217;s normal to be in debt these days. If you&#8217;re starting a family and need a house, a very small percentage of the population has the money to buy one.</p>



<p>You’ll need to take out a loan if you need a car too. In&nbsp;Singapore, personal loans&nbsp;are becoming more common. In 2020,&nbsp;1 in 4 women and 2 in 5 men&nbsp;took out a&nbsp;loan. This is 24% and 41% of the genders, and the number is only expected to increase. No matter how the economy is, the truth remains that we’re not in an era where one salary can maintain a family.</p>



<p>Among the most widespread reasons for taking out loans is to cover daily expenses. This statistic means that if people take out&nbsp;loans&nbsp;regularly, they&#8217;ll have a lot of trouble paying them off.</p>



<p>It&#8217;s a good idea to spend your monthly budget wisely and familiarize yourself with the concept of&nbsp;advance payment. Using a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a> company like Atome can help you regulate your spending patterns and become debt-free as quickly as possible.</p>



<h2 class="wp-block-heading"><strong>The definition of prepayment</strong></h2>



<p>First, we&#8217;ll give a clear idea of what prepayment is. If you&#8217;re in debt, you already know there&#8217;s a date set for when you&#8217;ll be able to settle your loans, usually years into the future. Prepayment means paying off your&nbsp;loan&nbsp;earlier than that time.</p>



<p>It means paying an extra over the necessary sum. That set amount is usually imposed in the form of monthly increments. You can either prepay a&nbsp;personal loan&nbsp;entirely or only submit a partial payment in any month.</p>



<p>This method doesn&#8217;t just apply to bigger loans; you can also&nbsp;prepay the top-up&nbsp;on your credit card before you receive a statement. But you&#8217;ll need to consider your loan details to ensure you don&#8217;t end up paying more or a penalty.</p>



<p>This is because most loans, especially those taken from a bank, prevent you from paying all that is owed at once. These regulations make sure they don’t end up losing money.</p>



<p>If handled correctly, it’ll take the edge off of your debt and help you save a lot of money in interest fees, so if you have surplus cash, read up on whether you can make an extra payment.</p>



<h2 class="wp-block-heading"><strong>When do we need prepayment?</strong></h2>



<p>The biggest question is when we should make prepayments. The difference in interest rates is when people are most tempted to make prepayments. Consider this; a person takes out a large loan at a 7% interest rate. Several fluctuations mean that he&#8217;s now paying around 13% on the same loan, while newer ones have a rate of 8%.</p>



<p>It can seem like a good idea to take out a new loan to pay off the old one, but there are many factors you need to consider before rushing to the bank. For one, view the number of installments and how much you’d be charged to make the extra payment.</p>



<p>It would be best to keep loan tax benefits in mind and whether you have a fixed-rate loan. The latter means that market changes have no effect on the interest rate.</p>



<p>People sometimes consider prepayment if the principal amount hasn&#8217;t gone down even after a few years. For example, if a&nbsp;personal loan&nbsp;of $10,000 over ten years with a 7% interest rate is checked after, say, four years. The balance might only be around $9,700.</p>



<p>This slight decrease is because the interest amount takes up a significant portion of the loan in the first few years. But it makes people think that prepaying everything at once is better.</p>



<p>Companies might also ask for an&nbsp;advance payment guarantee as insurance. It&#8217;s a stipulation in some instances, e.g., if a person with bad credit is constantly behind their payments, the bank may ask them to pay in advance to avoid trouble.</p>



<h2 class="wp-block-heading"><strong>Why is prepayment a risk?</strong></h2>



<p>Now that you know why you&#8217;ll need prepayment, you need a thorough understanding of things that can go wrong. As mentioned above, you need to appraise what sort of&nbsp;bank loan&nbsp;you have before you decide to prepay.</p>



<p>Banks often incur charges if you try to close a loan before the set time. These penalties are because they&#8217;re also making money due to the interest rate. Check if the money you have to pay to close ahead of time is higher than the total sum you&#8217;ll pay on monthly instalments.</p>



<p>Most often, prepayment affects MBS (mortgage-backed securities) and corporate funds because they&#8217;ll have to reinvest the money at current interest rates once an existing debt is paid in advance. That&#8217;s why prepayment penalties exist; otherwise, interest rate risk would be one-sided.</p>



<p>Usually, people don&#8217;t have the financial means to make prepayments because they&#8217;ve already exhausted all of their standards before the loan. Most companies also require an&nbsp;<strong>advance payment guarantee</strong>&nbsp;to ensure they don&#8217;t lose money. It’s also why you can only apply for a loan if you meet certain requirements.</p>



<p>It&#8217;s often years before people have the surplus to consider prepayments, and reports show that the number one reason&nbsp;personal loans in Singapore&nbsp;are taken out is to cover daily expenses. You’ll need to exhaust all your avenues if you want to pay early.</p>



<h2 class="wp-block-heading"><strong>Why do people often say &#8216;do not prepay&#8217;? Does prepayment reduce interest?</strong></h2>



<p>You’ll often hear people say that it’s useless to prepay after half of the loan tenure has passed because of the low-interest amount by that time. But consider that the interest rate applies to the unpaid principal amount and remains the same throughout the tenure.</p>



<p>While prepayment doesn&#8217;t reduce the interest itself, it will reduce the amount of time you&#8217;re paying <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a> and, in turn, the total amount you paid over the principal in interest. So, saying that you should or shouldn&#8217;t prepay depends on the loan.</p>



<p>Currently, a&nbsp;Singapore loan&nbsp;at the best banks has an average rate of around 3.48%, which brings the payable amount to S$11,044 from S$10,000. If you can get this amount down, you&#8217;ll only be helping yourself.</p>



<p>You’ll notice that the&nbsp;advance payment guarantee Wikipedia&nbsp;page lists some ways to receive money on time. Banks use these guarantees to make sure you can pay a loan. That&#8217;s also why you need to meet a certain salary level to be eligible for borrowing money; it’s the bank’s insurance.</p>



<h2 class="wp-block-heading"><strong>Which is better, increase EMI or prepayment?</strong></h2>



<p>Once you’re back on your feet and have extra money, either through bonuses and raises at work or controlling your spending, you should first pay off a loan.</p>



<p>Gaurav Mashruwala, an Indian investment advisor, stressed the importance of setting aside any money you can to pay off your loan, saying that several problems over the payment period can cause trouble and leave you with debt but no means to pay it.</p>



<p>Apart from prepayment, you can also increase EMIs. These are equated to monthly instalments where you pay a set amount each month. There are different methods to calculate them; the flat-rate method means the interest rate is based on the principal loan even though it&#8217;s reduced each year.</p>



<p>The reducing-balance method applies the interest rate to the loan amount left, so the EMIs are lower. Either way, EMIs mean you’re paying a fixed amount for a specified time.</p>



<p>But the next question is whether you should go for an increase in EMI or prepayments. If we consider a regular&nbsp;loan in Singapore, an increase in EMI might do the trick. Again, you need to sit down and calculate how much you’ll be saving either way.</p>



<p>As always, consider what sort of EMIs and loans you have. There are aspects to consider before making a decision.</p>



<p>Do you need the tax benefits? The money you&#8217;re saving often makes retaining the tenure better than paying off the cash at once because you might not have the budget to handle the sudden increase.</p>



<p>You can use a&nbsp;loan calculator&nbsp;to calculate the total interest, installment plan, and cost of every move. Ask your bank for prepayment penalties or other expenses when changing your plan.</p>



<p>An increase in EMIs means you&#8217;re upping the amount you&#8217;ll pay each month to pay off the loan faster. You&#8217;ll probably need a strict budget to do this, but you can set up a rate proportional to your yearly salary increase.</p>



<p>That’s also where buy-now-pay-later services like Atome can help. Say your monthly spending money is $400, but your microwave breaks down, so you need a new one. A good one costs at least $80, which’ll throw your budget off. Using Atome will cut it down to $26 per month, which is much easier to handle.</p>



<p>Make sure you can handle the changes and draw up a plan that uses both EMIs and prepayments. Using the proportional method, increase the EMI amount yearly and use any bonuses or surplus money for prepayment.</p>



<p>While this will make a tedious lifestyle for a few years, paying off a loan and having the pressure off your shoulders will let you live comfortably for the rest of your life.</p>



<figure class="wp-block-image size-full"><img data-recalc-dims="1" decoding="async" width="580" height="308" data-attachment-id="10426" data-permalink="https://blog.atome.sg/online-shopping-ideas/prepayment-atome/attachment/loan/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Loan.jpeg?fit=848%2C450&amp;ssl=1" data-orig-size="848,450" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Loan" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Loan.jpeg?fit=300%2C159&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Loan.jpeg?fit=580%2C308&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Loan.jpeg?resize=580%2C308&#038;ssl=1" alt="" class="wp-image-10426"/></figure>



<h2 class="wp-block-heading"><strong>Why you should go for Atome</strong></h2>



<p>We know that staying within budget keeps our life simpler and debt-free in the long run, but how can you achieve it? Even if we don&#8217;t talk about extra purchases, things like microwaves, freezers, or other home items can cost a hefty sum that puts you way over your monthly limit. And everyone wants to treat themselves at times.</p>



<p>That’s where&nbsp;<a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>&nbsp;comes in. Established in December 2019, the Singaporean company has risen to the top of the food chain in the BNPL retail industry. Today, it has a footing in over 8 countries, including Indonesia, Hong Kong, the Philippines, Thailand, Mainland China, Malaysia, Singapore, and Vietnam. With Atome, you can pay off your shopping bills through monthly payments and maintain a steady spending pattern. It allows you to prepay your loans without worrying about missing your payments because of overspending your monthly budget.</p>



<p>With a reputation for being trustworthy and charging no interest or hidden fees, the company encourages careful spending rather than splurging and regretting. Their system lets you divide a purchase into three monthly payments, paying 1/3 up front and the rest over the subsequent two months. What&#8217;re you waiting for? Get the&nbsp;<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">app</a>&nbsp;now!</p>
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Do You Like Prepayment? Is It Better to Prepay Your Loan?


<p>With the exponential rise in prices, it is understandable why more people are opting for&nbsp;hire purchase&nbsp;and&nbsp;leasing&nbsp;route than paying for products in one go. Most people have no other choice but to find alternatives to maintain their current lifestyle.&nbsp;</p>



<p>After all, if replacing a faulty refrigerator is too costly and causes a burden to your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a>, you may prefer to use hire purchase instead. You get to use the item while you pay for it in installments, and it is yours when the payments are all made, making it an extremely convenient option. On the other hand, leasing a refrigerator would mean you get to use it but never own it. Read along to learn more about the two possibilities and what sets them apart.</p>



<h2 class="wp-block-heading"><strong>What is hire purchase&nbsp;and its features?</strong></h2>



<p>Hire purchase basically means paying for consumer goods with an initial down payment followed by monthly installments. As you are paying in parts, there is interest involved &#8211; hence, the total amount paid is higher than the original value. For example, if you buy a product worth $1000 via hire purchase, the owner might ask for $1700.</p>



<p>Here&#8217;s the&nbsp;hire purchase formula&nbsp;that&#8217;s commonly used: deposit + total monthly payments.</p>



<p>If you are looking to buy something expensive, this payment method comes in handy. It is easy to understand and does not involve a ton of calculations.&nbsp;</p>



<p>While hire purchase is largely similar to installment plans, there are some differences too. With hire purchase, you get access to the goods after making the down payment, but the ownership is handed over after all the payments are transferred. On the contrary, according to some installment plan agreements, the buyer gets ownership of the product at the very beginning.&nbsp;</p>



<p>The act of hire purchase is beneficial not only to the buyer but the seller as well. Since the ownership is withheld until the completion of payment, the seller has the power to repossess the item,&nbsp;in&nbsp;the&nbsp;case of missed installments.&nbsp;</p>



<p>Hire purchase proves to be advantageous for a lot of businesses too, especially if they lack capital. If you are an up-and-coming business or a freshly launched start-up that needs new machinery or other assets but does not have enough cash to pay for it at once, then hire purchase is the way to go. You will not only get what you want, but it will also be yours after a certain amount of time. This is also great when you do not have enough collateral to get a line of credit.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Pros and cons of hire purchase&nbsp;</strong></h2>



<p>Now that you know the&nbsp;meaning&nbsp;of&nbsp;hire&nbsp;purchase, it might be good to assess the advantages and disadvantages.&nbsp;</p>



<h3 class="wp-block-heading"><strong>The benefits</strong></h3>



<ul class="wp-block-list">
<li>Hire purchase enables you to upgrade to the latest products rather easily. The finer things are no longer out of reach.&nbsp;</li>



<li>You are able to afford expensive consumer goods without going over budget or putting a dent in your savings.&nbsp;</li>



<li>Following the down payment, you get to use the item to your liking even before all the installments are made. There is no waiting involved.&nbsp;</li>



<li>By the end of the agreement period, if you have been able to keep up with the monthly installments, you become the legal owner of the item in question.&nbsp;</li>



<li>Hire purchase does not come with a plethora of restrictions when it comes to using the product since you are going to own it eventually, unlike a lease or renting situation.&nbsp;</li>



<li>You have the liberty to pay off all the installments before the agreed-upon time for early possession.&nbsp;</li>



<li>This form of payment does not require you to have a perfect credit score.&nbsp;</li>
</ul>



<h3 class="wp-block-heading"><strong>The drawbacks</strong></h3>



<ul class="wp-block-list">
<li>Since you are paying for a good in parts as opposed to buying it outright, hire purchase comes with interest. This means you are paying more than the retail value in the long run.&nbsp;</li>



<li>An extended agreement period would mean smaller installments, but it would also mean paying more in interest.&nbsp;</li>



<li>While your credit score does not affect your eligibility for hire purchase, it does play a significant role in deciding the interest rate. A bad score typically equates to a higher rate.&nbsp;</li>



<li>Despite having possession of the good, you are not eligible to sell it until all of the money has been paid off.&nbsp;</li>
</ul>



<figure class="wp-block-image size-full"><img data-recalc-dims="1" decoding="async" width="580" height="386" data-attachment-id="10420" data-permalink="https://blog.atome.sg/online-shopping-ideas/hire-purchase-vs-leasing-atome/attachment/hire-purchase-2/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?fit=950%2C632&amp;ssl=1" data-orig-size="950,632" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Hire-Purchase" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?fit=300%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?fit=580%2C386&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?resize=580%2C386&#038;ssl=1" alt="" class="wp-image-10420"/></figure>



<h2 class="wp-block-heading"><strong>What is&nbsp;leasing?&nbsp;</strong></h2>



<p>You must have heard phrases like&nbsp;leasing&nbsp;a&nbsp;car&nbsp;or leasing my apartment; allow me to shed some light on the&nbsp;meaning of&nbsp;lease.&nbsp;</p>



<p>A lease allows you to rent an object for a certain period of time, during which you pay a fixed amount to the actual owner on a monthly basis. The person getting temporary access to the good is known as the lessee, and the owner is known as the lessor.&nbsp;</p>



<p>There are many possibilities available, from leasing property and cars to machinery.&nbsp;</p>



<p>Just like in the case of any other legally-binding agreement, breaking a lease contract in any way can have serious consequences for the party at fault. Breaking a lease without prior notice can&nbsp;land&nbsp;you. It might become challenging to lease something in the future, or you might end up losing the security deposit.&nbsp;</p>



<p>A lot of lease agreements come with early termination clauses that prove to be beneficial for the lessee, especially in long-term situations. One such clause is about the inability of the lessor to maintain the quality of the good in question; this gives the lessee an opportunity to end the lease before the decided-upon period is over.&nbsp;</p>



<h2 class="wp-block-heading"><strong>The difference between hire purchase and leasing&nbsp;</strong></h2>



<p>The chief distinction between the two is regarding the ownership of the product. By the end of a hire purchase agreement, you get ownership of the product, so there is no need to extend the agreement if you wish to keep using it. On the other hand, a lease implies that you are renting an object, and by the end of the time period, you either return it or request an extension.&nbsp;</p>



<p>The monthly amount you pay in case of hire purchase includes interest, while lease installments are typically free of interest.&nbsp;</p>



<p>Now whichever one you choose depends on the need of the hour. If you require something for a brief period of time, then leasing it might be the way to go. If you need an item permanently but cannot afford to pay for it upfront, hire purchase makes for a suitable alternative.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Buy now, pay later and Atome</strong></h2>



<p>One cannot discuss convenient payment methods without including the buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> services.</p>



<p>One such application that allows you to pay for your purchase in smaller amounts is&nbsp;<a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>. It is a cutting-edge that aims to make products and services more accessible for its users.&nbsp;</p>



<h3 class="wp-block-heading"><strong>Atome review</strong></h3>



<ul class="wp-block-list">
<li>Choosing Atome as the payment method splits your bill into three smaller payments that are then paid at scheduled intervals.&nbsp;</li>



<li>Said payments are free of interest, and you are only supposed to pay off the exact amount that was spent.&nbsp;</li>



<li>Paying with Atome gives you the liberty to invest in expensive items without having to worry about going over your monthly budget.</li>



<li>You get complete access to the purchased item after the initial payment. The application automatically charges each payment to the linked credit or debit card.&nbsp;</li>



<li>Users are not charged extra money in the name of service or additional charges. Downloading the app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">get it here</a>) and signing up for it are free.&nbsp;</li>



<li>Atome is affiliated with over 10,000 local and international brands, which means you can conveniently pay for almost every other product and service out there.&nbsp;</li>



<li>The best part is that this user-friendly application can be used to pay for your online and in-store shopping.&nbsp;</li>



<li>Users a myriad of exclusive discount vouchers and promotional codes at various partner brands.&nbsp;</li>



<li>New members receive a discount voucher worth $10 on their first purchase made with Atome.&nbsp;</li>



<li>Missing a payment results in the suspension of your Atome account until all the dues are cleared. Under such circumstances, you are also required to pay an administrative fee.&nbsp;</li>
</ul>



<figure class="wp-block-image aligncenter size-full"><img data-recalc-dims="1" decoding="async" width="180" height="180" data-attachment-id="16164" data-permalink="https://blog.atome.sg/campaign/discover-stunning-nails-for-chinese-new-year-2024/attachment/qr-code/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" data-orig-size="180,180" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="First Order Up To $10 Off! Download Atome!" data-image-description="&lt;p&gt;First Order Up To $10 Off!&lt;br /&gt;
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" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?resize=180%2C180&#038;ssl=1" alt="First Order Up To $10 Off! Download Atome!" class="wp-image-16164" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?w=180&amp;ssl=1 180w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?resize=150%2C150&amp;ssl=1 150w" sizes="(max-width: 180px) 100vw, 180px" /><figcaption class="wp-element-caption">First Order Up To $10 Off! 
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<h2 class="wp-block-heading"><strong>Thoughts</strong></h2>



<p>Inflation is a very valid and real concern but feasible payment methods like Atome make it possible for us to afford various necessities and luxuries. While hire purchase and lease are great options, Atome remains my favorite. You can use it to pay for a boatload of items without being charged any interest. Download the fantastic app now and get shopping!</p>
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Hire Purchase VS. Leasing – The Tools for Battling Inflation 


<p>Fraud&nbsp;has a wide range of implications. In 2021, the US alone had 847,376 Internet fraud complaints lodged, with total losses reaching $6.9 billion, as&nbsp;reported by the FBI. Learn more about fraud &#8211; how to identify it and how to prevent yourself from falling prey on the internet.</p>



<h2 class="wp-block-heading"><strong>What is internet fraud?</strong></h2>



<p>Internet fraud makes use of the Internet to commit cybercrime fraud</p>



<p>Thi includes ransomware, viruses, unauthorised access to your computer, and hacking into your account to gain personal information such as your credit card details or identity numbers. With these details, scammers could possibly make purchases or transfer money out of your account.</p>



<h2 class="wp-block-heading"><strong>The consequences of Internet Fraud</strong></h2>



<p>There have been several incidents that targeted large banks in particular. In March 2020, over 200,000 credit card details were published online from top banks in Southeast Asia, including Singapore. </p>



<h2 class="wp-block-heading"><strong>How to identify fraud</strong>?</h2>



<p>Consider this, you receive a message that someone made an unathorised transaction from your bank account. Or, you get a payment confirmation for a purchase you never made, but the money&#8217;s already transferred out of your bank account.</p>



<p>Initially, you don’t know what happened, but then realised that there was a text message from an unknown number asking you to confirm your bank account details. Or maybe you signed up for an account on a suspicious website and entered your personal information.</p>



<p>While it’s hard to prevent scams completely, you can take steps to identify them and protect yourself.</p>



<p>First, never answer texts, emails, or calls from unknown numbers asking you to update your credit card information and passwords. Scammers often use urgent language to try to instill panic and get you to reveal personal information.</p>



<p>E-commerce websites are designed to look professional and legitimate, but never give them your information. Check social media reviews if anyone has ordered from them and ensure it&#8217;s a well-known brand.</p>



<p>Ensure you are alerted of any bank transactions and track your transactions to ensure there&#8217;s no suspicious activity. And finally, refrain from making online purchases on public Wi-Fi because such an unsecured connection can allow hackers to steal your information or inject your hardware with malware.</p>



<h2 class="wp-block-heading"><strong>Why you are safe when using Atome</strong></h2>



<p>Established in December 2019 in Singapore,&nbsp;<a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>&nbsp;rose to meet the growing demand for <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">Buy Now Pay Later</a> (BNPL) services, the company has entered several countries worldwide, including Indonesia, Hong Kong, Philippines, Thailand, Mainland China, Malaysia, Singapore, and Vietnam.</p>



<p>Atome is the choice of thousands of users.</p>



<p>All you have to do to get started is&nbsp;<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">download the app</a>&nbsp;and register your account to start shopping.</p>



<figure class="wp-block-image aligncenter size-full"><img data-recalc-dims="1" decoding="async" width="180" height="180" data-attachment-id="16164" data-permalink="https://blog.atome.sg/campaign/discover-stunning-nails-for-chinese-new-year-2024/attachment/qr-code/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" data-orig-size="180,180" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="First Order Up To $10 Off! Download Atome!" data-image-description="&lt;p&gt;First Order Up To $10 Off!&lt;br /&gt;
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" data-image-caption="&lt;p&gt;First Order Up To $10 Off!&lt;br /&gt;
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" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?resize=180%2C180&#038;ssl=1" alt="First Order Up To $10 Off! Download Atome!" class="wp-image-16164" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?w=180&amp;ssl=1 180w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?resize=150%2C150&amp;ssl=1 150w" sizes="(max-width: 180px) 100vw, 180px" /><figcaption class="wp-element-caption">First Order Up To $10 Off! 
Download Atome!</figcaption></figure>



<p>Atome ensures that their customers’ information isn’t compromised. As soon as you suspect or witness any fraudulent activity, you can inform Atome.</p>



<p>Atome protects your privacy and adheres to the PDPA (Personal Data Protection Act 2012) ensuring good policies and practices for handling personal data.</p>



<h3 class="wp-block-heading">How to Pay With Atome Merchants</h3>



<ul class="wp-block-list">
<li>Shop from any merchant<s>’s</s> online or  in-store and select Atome as your payment method when checking out.</li>



<li>Enter your account details and checkout.</li>



<li>Pay 1/3 of your purchase upfront, and the rest can be paid in two monthly payments.</li>
</ul>
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Atome: How to Identify If Your Electronic Identity Is in Danger


<p>Most of us have been in a financial pinch at some point in our lives, and a&nbsp;bank&nbsp;overdraft&nbsp;really comes in handy during such situations. However, like most financial facilities, this one has its fair share of drawbacks. It is imperative that you know all the facts before overdrawing your checking account so as to avoid landing in hot waters.&nbsp;</p>



<p>There are quite a few circumstances that can lead to an overdrawn account. Maybe you made a deposit earlier in the day, which got delayed, and you unknowingly overspent the amount in your account. Perhaps you forgot to write a cheque to an acquaintance and charged a considerable amount to your account, expecting it to have sufficient funds.&nbsp;</p>



<p>Conversely, one can intentionally decide to make use of the&nbsp;overdraft facility&nbsp;depending on the need of the hour. It can be to renew a lease, replace a broken <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/laptop/page/1">laptop</a>, pay for your college tuition, or other emergencies.&nbsp;</p>



<p>Read along to glean more insights into the&nbsp;meaning&nbsp;of&nbsp;a bank overdraft.</p>



<h2 class="wp-block-heading"><strong>What is overdraft</strong>&nbsp;<strong>and its features?</strong></h2>



<p>Simply put, an overdraft happens when the bank allows a transaction to go through even&nbsp;if&nbsp;you do not have enough cash in your account. While it not seem like a big issue,&nbsp;&nbsp;an&nbsp;overdraft&nbsp;actually&nbsp;requires you to pay&nbsp;the amount back with an interest rate that&#8217;s higher than usual.&nbsp;</p>



<p>There are&nbsp;many&nbsp;different ways in which you can go into overdraft, such as writing cheques, ATM withdrawals, debit card purchases, in-person cash withdrawals, and automatic payments.&nbsp;</p>



<p>If this is your first time hearing about this facility, then you might want to contact your bank for more details. Usually, there are two types of overdrafts: an authorised one and an unauthorised one.&nbsp;</p>



<p>The former means that you and your bank have an agreement in place to specify a certain amount for the overdraft. Make sure to address the topic when opening a new bank account so that the terms and conditions are out in the open and you are well prepared for an emergency.&nbsp;</p>



<p>As for the latter, an unauthorised overdraft means that you have exceeded the pre-determined overdraft limit, and is subject to the bank&#8217;s approval. This might even affect your credit score.&nbsp;</p>



<p>If you think that an overdraft is quite similar to a loan, then you are right on the money. In both cases, you are borrowing money from the bank, but there are noticeable features to set the two apart.&nbsp;</p>



<h3 class="wp-block-heading">Difference between a loan and an overdraft</h3>



<ol class="wp-block-list">
<li>While you loan a fixed amount from the bank, the value of an overdraft can vary as long as it is within the set limit.&nbsp;</li>



<li>A loan is borrowed capital, while an overdraft is a form of credit.&nbsp;</li>



<li>Loans are great for long-term financial plans; on the other hand, overdrafts are great short-term solutions.&nbsp;</li>



<li>Interest is involved in both cases, but the calculation methods are different.&nbsp;</li>



<li>When it comes to repayment, a loan is typically paid off via monthly installments, while an overdraft is paid off by depositing money into your account.&nbsp;</li>



<li>A loan is more manageable due to&nbsp;monthly installment plans that you can pre-plan for&nbsp;; on the other hand, an overdraft involves no structured payment plan.</li>
</ol>



<figure class="wp-block-image size-full"><img data-recalc-dims="1" decoding="async" width="580" height="328" data-attachment-id="10406" data-permalink="https://blog.atome.sg/online-shopping-ideas/bank-overdraft-vs-buy-now-pay-later-atome/attachment/overdraft-bnpl/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?fit=800%2C452&amp;ssl=1" data-orig-size="800,452" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Overdraft-bnpl" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?fit=300%2C170&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?fit=580%2C328&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?resize=580%2C328&#038;ssl=1" alt="" class="wp-image-10406"/></figure>



<h2 class="wp-block-heading"><strong>Advantages&nbsp;and disadvantages of an&nbsp;overdraft</strong></h2>



<p>Here are the pros and cons of a bank overdraft that&nbsp;might help you decide if overdrawing your account is worth it or not.&nbsp;</p>



<h3 class="wp-block-heading"><strong>The pros</strong></h3>



<ol class="wp-block-list">
<li>It proves to be helpful on rainy days since you have immediate access to extra cash.&nbsp;</li>



<li>Your checks are not bounced even if your account has an insufficient balance.</li>



<li>You are able to avoid late payments to other merchants&nbsp;even if you are running low on funds.&nbsp;</li>



<li>An overdraft facility can be availed rather quickly as it does not require a whole lot of official paperwork like a traditional loan.&nbsp;</li>



<li>You are not bound to overdraw a fixed amount; it can vary depending on how much you need.&nbsp;</li>
</ol>



<h3 class="wp-block-heading"><strong>The cons&nbsp;</strong></h3>



<ol class="wp-block-list">
<li>An overdraft comes attached with a sizeable interest rate, so you will be paying back a lot more than the amount overdrawn.&nbsp;</li>



<li>A bank&#8217;s overdraft facility is subject to frequent changes,&nbsp;such as limit reduction or a spike in interest rates.</li>



<li>The lack of a repayment plan might negatively affect your finances and budgeting since there is no fixed amount that needs to be paid back each month.&nbsp;</li>



<li>You might end up overdrawing your account more often than not, which can be a problem when it is time to pay back the bank.&nbsp;</li>
</ol>



<h2 class="wp-block-heading"><strong>What is Buy Now, Pay Later&nbsp;</strong></h2>



<p>If you ever find yourself in a dire financial situation, then it might be beneficial to familiarize yourself with buy now and pay later.&nbsp;</p>



<p>It is a payment method that more and more brands, companies, and service providers are offering to their customers. It allows you to pay for a purchased good or service via easy installments as opposed to paying it all at once.&nbsp;</p>



<p>The monthly payment plan allows you to afford pricier items without going over budget.&nbsp;</p>



<p>Among the several buy now, pay later programs, Atome happens to be&nbsp;one of&nbsp;the leading one. Due to its authenticity and user-friendly interface, the buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> application is garnering more users by the day.&nbsp;</p>



<h2 class="wp-block-heading"><strong>All you need to know about Atome</strong></h2>



<p>When you select <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a> as your preferred method of payment,&nbsp;your bill is divided into three parts that are to be paid at regular intervals. And don&#8217;t worry about outrageous interest rates because there are none. Yes, that is correct; Atome payments are free of interest. All you need to do is pay off the total amount spent&nbsp;during the stipulated periods.&nbsp;</p>



<p>Naturally, the first payment is made on the spot, and you are free to leave with your purchase. The remaining two are charged over time, at monthly intervals.</p>



<p>The best part is the program&#8217;s partnership with over 10,000 leading brands, both local and international. You can practically pay for every other purchase via Atome.&nbsp;</p>



<p>To get started, all you need to do is download the application (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">get it here</a>) and create an account on it. It works for both Android and iOS devices. You can also download the app from Google Play Store or App Store.&nbsp;</p>



<p>New Atome users are rewarded a welcome voucher worth $10 to use on their first purchase. That&#8217;s not all; various affiliate brands have different ongoing discounts and deals for Atome shoppers.&nbsp;</p>



<p>Atome&#8217;s convenience doesn&#8217;t end here. To save you from missing a payment, the app automatically charges it to the debit or credit card listed on your account.&nbsp;</p>



<p>However, in case of a missed payment, which can be due to several reasons, your Atome account is suspended until the clearance of all dues. An additional $15 administrative fee is charged for the reactivation of your account.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Conclusion&nbsp;</strong></h2>



<p>An overdraft proves to be helpful in times of need, but maybe it is time that you switched to Atome. It comes with a proper repayment plan, unlike the monetary chaos that an overdraft incurs. Atome doesn&#8217;t need you to pay interest or additional charges as opposed to an overdraft. So, get your phone and sign yourself up for hassle-free shopping sprees!&nbsp;</p>
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Bank Overdraft VS. Buy Now Pay Later – Which One to Choose? 


<p>Omnidesk was founded with an ambitious goal of offering height adjustable standing desks at an insanely affordable price while paving the way for a healthy workplace environment. The idea behind the brand was incepted in response to a challenge; the exorbitant prices of standing desks stood in the way of those spending hours behind a desktop, wishing to have a better posture. And as the founders behind Omnidesk were themselves small business owners/ tech consultants cum retired gamers, they saw the need to provide affordable ergonomic work tables, and voila, Omnidesk was founded!</p>



<p>By&nbsp;bringing designing, research, and development in-house, Omnidesk was able to substantially cut down the prices while maintaining the stellar quality of aesthetic and functional custom standing desks, at a fraction of the&nbsp;rivaling&nbsp;market price.</p>



<p>Omnidesk also addresses an important issue, that is the standardization of computer desks for all individuals. While we all have different tastes and preferences, we shouldn&#8217;t expect to stick with a standard computer desk for everyday use. And thus, Omnidesk set forth with the aim of creating affordable desks with easy access that were customizable according to the user&#8217;s need.</p>



<h2 class="wp-block-heading"><strong>Why do we need professional computer desks?</strong></h2>



<p>A computer desk is a crucial piece of furniture in an office or any other workspace. Heck, even if there&#8217;s no other <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/furniture/page/1">furniture</a>, a computer desk makes the most quintessential part of the office or the gamer&#8217;s room. PCs have intricate wires and connections, and it&#8217;s in the best interest of the safety of you and your computer that you have it placed on a computer desk.</p>



<h3 class="wp-block-heading"><strong>User well-being for prolonged usage</strong></h3>



<p>Computer desks&nbsp;are optimized&nbsp;such&nbsp;that the keyboard, mouse, and the monitor are placed at ideal height and distance so that the user&#8217;s eyes are not strained, their wrists don&#8217;t tire up or develop Carpal Tunnel Syndrome, and their back doesn&#8217;t develop pain or strain, and most importantly, your posture remains comfortable. Users who use their PC or <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/laptop/page/1">laptop</a> in an inappropriate sitting position are much more prone to affect their posture negatively and may even develop kyphosis or scoliosis.&nbsp;</p>



<h3 class="wp-block-heading"><strong>Systematic and convenient</strong></h3>



<p>It is so convenient that you can just press the power button, slide your keyboard out of the drawer and start working right away. Computers mounted on computer desks occupy much less space than in the open. The smaller electronic accessories like the mouse, headphones, or microphones are less likely to get misplaced. The hidden holes for cables and wires make your workplace look much neater with less clutter.</p>



<h3 class="wp-block-heading"><strong>Recommended for gamers and streamers&nbsp;</strong></h3>



<p>Gamers can&#8217;t afford anything that would stand in their way of a premium gaming experience. Even the most minuscule and trivial factor could have dire consequences in games requiring lightning-fast reflexes. As mentioned earlier, computer desks optimize the user experience; therefore, they are a must for all gamers. Moreover, most of the gamers stream their games online, and having the perfect angle is imperative for the perfect streaming, all of which require a computer desk.</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="427" width="580" decoding="async" data-attachment-id="10376" data-permalink="https://blog.atome.sg/online-shopping-ideas/omnidesk-atome-singapore/attachment/computer-desk/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/computer-desk.png?fit=1408%2C1036&amp;ssl=1" data-orig-size="1408,1036" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="computer-desk" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/computer-desk.png?fit=300%2C221&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/computer-desk.png?fit=580%2C427&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/computer-desk.png?resize=580%2C427&#038;ssl=1" alt="" class="wp-image-10376"/></figure>



<h2 class="wp-block-heading"><strong>What to look out for before choosing a computer desk?</strong></h2>



<p>Buying a computer desk isn&#8217;t a simple and straightforward task. There are multiple factors to be equated in for creating your perfect workplace environment.</p>



<h3 class="wp-block-heading"><strong>The size of the computer table&nbsp;</strong></h3>



<p>It&#8217;s up to you to decide how big your computer desk should be according to your usage and your line of work. If you&#8217;re a gamer or your profession requires minimal space, you should get a smaller computer desk. But if, let&#8217;s say, you require printers, scanners, fax machines, and landlines, you&nbsp;might require a bigger desk.&nbsp;</p>



<h3 class="wp-block-heading"><strong>Computer tables come in different shapes</strong></h3>



<p>You don&#8217;t have to stick to&nbsp;standard&nbsp;designs, especially if they don&#8217;t&nbsp;mesh&nbsp;well for the room they&#8217;re going to be placed in. You can have computer tables in any shape you like and have them altered or even designed from scratch according to your customization to fit your needs.</p>



<h2 class="wp-block-heading"><strong>Omnidesk Showroom</strong></h2>



<p>You can visit the nearest Omnidesk Showroom or even shop online to find a plethora of Omnidesk products. But before you check them out, we feel compelled to share with you that their bestseller is the Omnidesk Pro. An&nbsp;Omnidesk priced&nbsp;at just $750, the&nbsp;Omnidesk pro&nbsp;comes in two colored frames; black and white; three&nbsp;Omnidesk sizes&nbsp;– small (48&#215;30 inches), Large (60&#215;30 inches), and Extra Large (72&#215;30 inches), and three cable management solutions – simple and advanced cable management bars and the Zen cable management pack. You can also have other add-ons, such as power and cable management accessories, monitor mounting solutions, floor and desk mats, desk organizers, lighting, seating and audio solutions, and desk risers.</p>



<p><strong>Omnidesk&nbsp;Pro</strong>&nbsp;is critically acclaimed for its exceptional stability and faster and smoother movement of gears for accurate height adjustments, controller dimmer and desk feet redesign for better stability, and anti-collision mechanism.&nbsp;</p>



<h2 class="wp-block-heading">Other Omnidesk accessories:</h2>



<p><a href="https://www.atome.sg/paylater-merchants/omnidesk" target="_blank" rel="noreferrer noopener">Omnidesk</a> offers myriad related products for the ultimate gaming experience or other computer-related work. These products include&nbsp;Omnidesk power clamp,&nbsp;Omnidesk monitor arm,&nbsp;Omnidesk mounted power bar,&nbsp;Omnidesk PC mount, floor mats, desk mats, anti-fatigue mats, lighting, table, and mouse mats, etc. So, in essence, Omnidesk is your one-stop solution to cater to all computer-related accessories.</p>



<h2 class="wp-block-heading"><strong>Use Atome to shop for computer desks from Omnidesk</strong></h2>



<p>Though Omnidesk is a cheaper alternative than most of its rivaling companies, spending close to a thousand dollars still tugs at heartstrings as it is a big financial commitment. Fret not, Atome is here to the rescue! Headquartered in Singapore, Atome is a buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> (<a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">BNPL</a>) app. Atome helps to ease the financial burden of hefty shopping by providing three monthly, interest-free payments.&nbsp;It&#8217;s available on both Android and iOS.&nbsp;<a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>&nbsp;operates in 8 countries, including Singapore, Indonesia, Hong Kong, Mainland China, Thailand, Vietnam, and the Philippines.&nbsp;Atome&nbsp;is an E-commerce website that is growing exponentially, with over 10,000 online and offline merchants.&nbsp;Omnidesk&nbsp;is one of them!</p>



<p>We know we have piqued your interest, and you want to know <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/how-it-works">how it works</a>. Click on the&nbsp;<a href="https://www.atome.sg/how-it-works" target="_blank" rel="noreferrer noopener">link</a>&nbsp;and find out! Moreover, when you create an account for the first time, you get a&nbsp;$10&nbsp;shopping voucher that can be used for any purchase! So, what are you waiting for?&nbsp;<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app now</a>!</p>



<p><strong>How to pay using Atome:</strong></p>



<p>· First, choose all the items you want to shop for, add them to your shopping cart and proceed to checkout.</p>



<p>· You will be displayed with many payment options; choose Atome.</p>



<p>· Next, you have to sign in to your Atome account. If you don&#8217;t have an account, you can create one today, completely free!</p>



<p>· Finally, you&#8217;re ready for the purchase. You must make an initial payment, a third of the total amount, at the&nbsp;checkout. The remaining amount will be divided into two monthly&nbsp;payments.&nbsp;</p>
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