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What is Atome?
Atome partners over 2,000 leading online and offline retailers to provide short-term payment plans that allow individuals like you to make a purchase and pay for it at a later time with no interest or service fees.
How do I register with Atome?
Download our app on your phone first. Register with your handphone number. As a first-time user, you will need to go through user verification. Click "Pay" at the home page. Fill in personal information with MyInfo or manual input. Add your credit/debit card details to complete the registration.
What is my spending limit?
As a general guideline, the spending limit will be SGD 1000 for new debit card users and SGD 3000 for new credit card users. However, your purchase may still be declined due to a variety of other factors which Atome uses to determine the approval of the transaction.
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Apaylater Financials Pte. Ltd.

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Monday to Friday: 09:30 - 18:30
Saturday, Sunday or Public Holiday: Closed