
<p>The end of the year is the perfect time for a getaway! Maybe it’s the shift in energy as December approaches. Maybe it’s the long-awaited chance to unplug. Or maybe, it’s simply the desire to close the year with a trip that feels like a reward. Whatever your reason, the key to making it feel effortless is this: start in November.&nbsp;</p>



<p>This is the month that smart travellers quietly take action. It’s the window where flight prices are still reasonable, hotel availability is wide open, and you still have enough time to prepare without any last-minute stress. Whether your trip is about winding down or turning up, booking early makes the experience smoother from start to finish.</p>



<h3 class="wp-block-heading"><strong>Why November Beats Last-Minute Booking</strong></h3>



<p>If you’ve ever booked a December holiday too late, you already know the feeling. The hotel you want is sold out. Flight times are awkward. Prices climb by the day. This is the reality many face each year as the holiday travel rush peaks in the final weeks.</p>



<p>Booking in November avoids all of that. Prices are more stable. Platforms like <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/agoda">Agoda</a> still offer a full range of options, from beach villas and city hotels to boutique stays tucked away from the crowd. You’re not scrambling for what’s left. You’re choosing what suits your schedule, your style, and your budget.</p>



<p>More importantly, planning early lets you approach the trip with a clear head. No panic, no rush. Just real choices made on your own terms. The time between booking and leaving isn’t just waiting. It’s preparing slowly and thoughtfully. You have time to refresh your travel gear, pack properly, sort out documents, and even enjoy a little pre-travel self-care. That kind of lead time makes preparation part of the fun!</p>



<h3 class="wp-block-heading"><strong>Upgrade Your Travel Essentials</strong></h3>



<p>If your current suitcase has a jammed <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wheel/page/1">wheel</a> or a broken handle, it’s time for a serious okupgrade. A reliable piece of luggage changes the way you travel. It helps you move faster, pack better, and avoid unnecessary hassle at every step.&nbsp;</p>



<p>LOJEL offers minimalist luggage that’s built for the real world. Their designs are lightweight, durable, and thoughtfully laid out on the inside. These aren’t just suitcases that look good in the airport. They’re made to glide through crowded terminals, handle rough handling, and survive back-to-back trips without wear and tear. One smart investment, and you’ll notice the difference the moment you check in!</p>



<h3 class="wp-block-heading"><strong>Skincare That Travels Well</strong></h3>



<p>Flying, different climates, new environments all take a toll on your skin. While it might be tempting to downsize your skincare for convenience, it’s worth keeping your routine intact. The key is choosing compact, travel-ready products that deliver real results. A good <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/skincare/page/2">skincare</a> kit is less about beauty and more about feeling comfortable. When your skin feels good, you feel good, and your trip becomes more enjoyable!</p>



<p>Innisfree is known for formulas that work without the fuss. Their travel-sized sets are ideal for in-flight use and are easy to slip into your carry-on. From their Green Tea Seed Serum to their soothing sheet masks, they give your skin exactly what it needs to recover from jet lag and environmental changes.</p>



<h3 class="wp-block-heading"><strong>Makeup That Does More with Less</strong></h3>



<p>You don’t need a full glam setup when you <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a>. But having a few go-to products that work double duty can make a huge difference. The right makeup should simplify your routine, not add more steps. It’s makeup that fits your pouch and adapts to any itinerary. With the right products, getting ready becomes simple, fast, and enjoyable just the way it should be on holiday.</p>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sephora">Sephora</a>’s travel collection includes mini versions of bestsellers that are perfect for quick touch-ups and day-to-night looks. Think compact foundation sticks, lip tints that double as blush, and setting sprays that keep everything fresh in different climates.</p>



<h3 class="wp-block-heading"><strong>Accessories That Make the Flight Easier</strong></h3>



<p>Long flights can be draining, especially if you’re under-prepared. But with the right accessories, you can turn even an overnight flight into something manageable. Comfort doesn’t have to come at a cost. It just requires planning ahead.&nbsp;</p>



<p>The Travel Store is a one-stop shop for smart travel solutions. Their neck pillows are designed for actual support. Their organisers help keep chargers, passports, and toiletries in order. And if you’ve ever tried to sleep on a plane without a blackout eye mask or decent earplugs, you’ll know the value of being properly equipped.</p>



<h3 class="wp-block-heading"><strong>Smarter Ways to Pay, Smarter Ways to Travel</strong></h3>



<p>Trips can get expensive fast. Flights, luggage, beauty products, bookings, they all add up. That is where Atome can help! Instead of paying everything upfront, Atome lets you split your purchase into three interest-free instalments. It’s an easier, more flexible way to manage your budget without giving up what you need.</p>



<p>You can shop for your luggage, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> essentials, and travel gear from brands like LOJEL, Innisfree, Sephora, and The Travel Store, then spread your payment out over time. That means you can enjoy the excitement of getting ready without the stress of a large bill at once. It’s spending that fits your timeline and supports the way modern travellers move.</p>



<h3 class="wp-block-heading"><strong>The Trip Begins When You Start Planning</strong></h3>



<p>The joy of travel does not start at the airport. It starts now! When you plan ahead, you give yourself space to make better choices. You avoid the rush, get first pick, and enjoy the journey instead of racing through it.</p>



<p>Booking in November gives you options, flexibility, and peace of mind. It allows you to prepare in a way that feels organised instead of overwhelming. When you finally arrive at your destination, everything falls into place. Do not wait for the group chat to decide. Book your stay. Prep your bag. Get your essentials. Let the countdown begin!</p>



<p>💛 <strong>Pro tip:</strong> Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> to shop your travel essentials today and spread payments over time. Your next adventure is closer than you think!</p>
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Plan Ahead for Your Year-End Getaway


<p>In the world of Buy Now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">Pay Later</a> (BNPL), options are everywhere. But not every app is built with the same intention. Some offer payment flexibility as an afterthought. Others turn instalments into a maze of hidden fees and fine print. And then there’s Atome. A homegrown solution that’s not just about splitting your bills, but about upgrading the entire way you shop.</p>



<p>Atome’s mission is simple: make smarter spending accessible, rewarding, and stress-free. It’s not just about getting what you want now and paying later. It’s about building a lifestyle that feels more fluid, empowered, and even fun. Let’s break down what really makes Atome stand out in Southeast Asia’s digital payments space, and why more shoppers across the region are choosing it as their go-to checkout partner.</p>



<h3 class="wp-block-heading"><strong>Interest-Free Always Means Interest-Free</strong></h3>



<p>A lot of platforms advertise zero interest, but Atome actually delivers on it. There are no sneaky charges that pop up mid-way through your payment schedule. What you see at checkout is exactly what you pay. Three equal payments, over time, with no surprises.</p>



<p>For a generation that has grown up wary of credit card debt and wary of old-school financing traps, this level of transparency is a breath of fresh air. It also aligns with how younger consumers manage their budgets today. There’s a shift from bulk purchases to staggered spending, from maxing out cards to keeping financial control top of mind. Atome doesn’t just support this change, it was built for it.</p>



<h3 class="wp-block-heading"><strong>The Network That Matches Your Lifestyle</strong></h3>



<p>Where you can use your BNPL app matters. And Atome shines with one of the most diverse and regionally relevant merchant networks in the market. This isn’t just a curated lineup of luxury retailers or seasonal brands. Atome plugs directly into your everyday, from your go-to fashion brands and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> counters to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a> bookings and lifestyle services.</p>



<p>Think fashion essentials from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/love-nina-zazali">Love</a>, Bonito and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">Shein</a>. Tech upgrades at Courts. Beauty hauls from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sephora">Sephora</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/the-drx-clinic">The DRx Clinic</a>, or YSL Beauty. Homeware accents from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/island-living">Island Living</a>. Even indulgent treats or wellness sessions from spas and studios across town. Whether you’re revamping your wardrobe, getting your glow-up on, or booking that long-awaited holiday, there’s a good chance Atome is right there at checkout.</p>



<p>More importantly, these aren’t just generic partnerships. They’re deeply integrated, often with seasonal promos, exclusive offers, and curated experiences you won’t find elsewhere. That means real perks for everyday users, not just one-off deals.</p>



<h3 class="wp-block-heading"><strong>A Rewards Program That Actually Feels Rewarding</strong></h3>



<p>Atome+ is more than a nice-to-have. It’s a smart incentive system that rewards you for doing what you were going to do anyway, shop. Every time you check out with Atome, you earn points that can be used to unlock exclusive vouchers, partner discounts, or even limited-time prizes.</p>



<p>The experience feels less like a typical cashback program and more like being part of a club that knows what you like and gives you more of it. There are monthly giveaways to keep things exciting and a growing list of redemption options that make the points system genuinely useful.</p>



<p>You don’t need to wait months to accumulate enough points to see value. Many users find they can redeem something meaningful within a few transactions, especially during promo periods or themed campaigns. It’s an ecosystem that rewards loyalty and encourages you to explore what else is out there.</p>



<h3 class="wp-block-heading"><strong>A Seamless Shopping Experience, Start to Finish</strong></h3>



<p>What’s a payment platform without a smooth user experience? <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">The Atome app</a> is intuitive, fast, and designed to give you just the right amount of information. You can browse merchants, track your payments, and discover new deals all in one clean interface.</p>



<p>Reminders are smartly timed. Notifications are helpful, not spammy. Customer support is fast and responsive. There’s a feeling that the tech isn’t just there to process transactions, but to actually help you manage them better.</p>



<p>From the moment you link your card to the final instalment being cleared, everything about Atome is built to reduce friction. There are no clunky web redirects or over-complicated verification loops.&nbsp;</p>



<h3 class="wp-block-heading"><strong>Built in Asia, For Asia</strong></h3>



<p>Atome isn’t just operating in Southeast Asia. It was made here. That means the payment solutions, the promotions, and even the merchant relationships are designed with local users in mind. Whether you&#8217;re navigating Singapore’s shopping seasons or tapping into cross-border sales across the region, the platform speaks your language — literally and culturally.</p>



<p>This regional relevance also means more aligned customer support, better payment success rates, and a faster roadmap when it comes to launching new features. It’s not a global BNPL app trying to localise. It’s a local BNPL app going global, and that makes all the difference.</p>



<h3 class="wp-block-heading"><strong>A Better Way to Shop Smarter</strong></h3>



<p>Ultimately, Atome isn’t about spending more. It’s about spending better. It’s for the student who needs a new <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/laptop/page/1">laptop</a> without maxing their card. The young professional booking that self-care weekend. A couple planning their wedding. The solo traveller locking in flight deals. It’s for people who want to stay on top of their finances without having to pause their lives.</p>



<p>With every checkout, every reward point, and every instalment plan, Atome is quietly rewriting how we think about money and shopping. It’s a subtle shift, but a powerful one, because once you experience flexibility, clarity, and rewards in one place, it’s hard to go back to the old way of paying.</p>



<h3 class="wp-block-heading"><strong>Start Smart Today</strong></h3>



<p>If you haven’t tried Atome yet, there’s no better time. Download the app, explore the merchants, and take that first step toward a more flexible, rewarding way to shop. Whether you’re upgrading your space, your style, or your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/skincare/page/2">skincare</a> routine, Atome lets you do it on your terms without the stress, without the surprises, and with a few perks along the way.</p>



<p></p>
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Not Just Another BNPL App: Why Atome Is Different


<p>Weekends are made for reset. For shaking off the week’s stress and stepping into two days that feel like a breath of fresh air. Picture this: Saturday morning you wake up, the air is still, and you decide this weekend is about treating your skin, loosening tension in your body, and feeling put together from hands to toes. The glow‑up you walk into Monday with doesn’t have to involve big splurges or complicated plans. Just three simple steps in beauty, fitness, and nails set the tone for a weekend well spent.</p>



<h3 class="wp-block-heading"><strong>Step 1: Beauty Renewal at DRx Clinic</strong></h3>



<p>Start your glow weekend with skin that feels renewed. DRx Medispa offers facial and medispa treatments that are results driven and tailored to what your skin needs most. Whether it is a session to brighten dullness, treat pigmentation, or restore hydration, booking a facial or medispa treatment gives your skin time to bounce back. The experience is about more than the treatment itself. It is about the calm when you are there, the ritual of self care, the confidence that comes when your skin looks rested. Even if you go for something light rather than deeply transformative, that little boost of radiance shows up in photos and in how you carry yourself.</p>



<p>Choose a treatment that fits both what you wish your skin looked like and what fits in your schedule. Friday evening after work or early Saturday allows time for any mild redness or glow to settle. Use products your skin already tolerates, pair the facial with good sleep, and avoid heavy makeup afterwards so your glow feels natural rather than forced.</p>



<h3 class="wp-block-heading"><strong>Step 2: Reset and Revive with Jal Yoga</strong></h3>



<p>Once your skin is set, the next glow up comes from within. A focused session at Jal Yoga has the power to calm your nervous system, improve posture, and help you unwind. Yoga or Pilates moves that stretch tight muscles in the neck, shoulders, and back help reduce tension you might unconsciously carry from work. Barre or reformer classes can give you lift, strength, and a sense of balance. Add in breathing work or a short meditation to let mental clutter fall away.</p>



<p>There is something transformative about slowing down intentionally. When your body feels aligned you walk differently, your skin reflects that calm, your face softens. After yoga classes many say they sleep better, wake less with stiffness, see less jaw tension, and feel lighter in spirit. Picking just one intentional movement session during your weekend can make the rest of your glow up that much easier to pull off.</p>



<h3 class="wp-block-heading"><strong>Step 3: Small Details That Make a Big Difference with Pixie Nail Spa</strong></h3>



<p>Hands and feet often get overlooked but fresh nails are one of the quickest ways to take your look from so‑so to polished. Visiting Pixie Nail Spa to refresh your manicure or pedicure adds that detail that signals you have taken time just for you. Because nails frame your look. They peek out in selfies, show up in handshakes, and signal care. Even a clean neutral shade feels elegant. Something glossy feels vibrant. If you like art or small accents, a simple design or tip can feel special.</p>



<p>You might choose a colour that complements your outfit or one that feels festive in a subtle way. Maybe a classic nude for versatility, a soft blush pink to brighten, or richer tones if you want moodier evenings. After nail care your hands feel softer, cuticles look clean, polish feels fresh, and that small lift shows up in how you move.</p>



<h3 class="wp-block-heading"><strong>Putting It All Together</strong></h3>



<p>Imagine your weekend like this. Friday evening you slip into a facial, letting your skin breathe. Saturday morning you roll out your mat, stretch out fatigue, feel your spine align. Maybe later you take time for a leisurely walk, a green juice, some reading. On Sunday afternoon you book in your nail refresh, so by Sunday night you are sipping tea, skin glowing, fingers perfect, posture upright, breathing full.</p>



<p>This is the glow‑up that feels earned not forced. It is the kind of reset that doesn’t depend on filters. When you do all of these your confidence ripples out. You feel lighter, more intentional, more yourself. And Monday you carry that weekend ease into your work, your smile, your energy.</p>



<h3 class="wp-block-heading"><strong>Smart Budget Moves and Gentle Splurges</strong></h3>



<p>Glow‑ups don’t need to leave your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a> hurting. Choose treatments or classes that feel special but don’t overcommit in cost. You might select one premium option this weekend and pair it with more accessible tweaks in other areas. Perhaps the facial is slightly more luxe, then yoga and nails are aligned with what feels sustainable. Using tools to ease payment helps. When merchants accept Atome, you can spread the cost with zero interest over a few payments. That lets you say yes to that facial or that studio booking without waiting or worrying.</p>



<p>Keep your skin care simple after the facial. Drink water. Avoid late nights if you can. Choose breathable fabrics for your clothes so your glow stays fresh. And keep your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> tools stocked so your nails last longer. All these small decisions add up.</p>



<h3 class="wp-block-heading"><strong>The Real Glow Comes Back</strong></h3>



<p>Weekend glow‑ups are not about appearances only. They are about what you feel like. After beauty care, good movement, and small but meaningful grooming, you step into new days more aligned. Your skin feels better, your body feels freer, your nails look clean. You show up with more energy, more calm, more confidence.</p>



<p>This weekend give those three things attention. You deserve to treat yourself. Your glow is not something you have to earn. It is something you claim by making time just for you. Rest. Refresh. Return.</p>
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The 3‑Step Weekend Glow‑Up


<p>Halloween has always had a knack for reinvention, but 2025 is shaping up to be a whole new level of creativity. Gone are the days of store-bought costumes worn once and forgotten. Today’s Halloween is personal, immersive, and delightfully unexpected. This year, the biggest trends are all about self-expression, smart shopping, and turning the everyday into something spookily spectacular. Whether you’re going all out for a costume party or keeping it cozy at home, here’s what’s trending and how to get in on it without blowing your budget.</p>



<h3 class="wp-block-heading"><strong>DIY is the New Dress Code</strong></h3>



<p>There’s something deeply satisfying about crafting your own Halloween costume. In 2025, DIY is no longer just a niche hobby. It’s the main event. Costumes are turning into miniature art projects, built from scratch or smartly assembled using basics that can be reworked and reused. Think nostalgic pop culture callbacks, characters inspired by viral TikToks, or clever puns brought to life through fabric, paint, and a little hot glue magic.</p>



<p>Instead of shopping for pre-packaged looks, more people are turning to platforms like <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">Shein</a> for affordable, versatile pieces that act as costume foundations. A simple black top, a bold red skirt, or a faux leather jacket can transform depending on the accessories and attitude you bring to it. Add a little crafting time, a few embellishments, and suddenly you’ve got a costume that stands out from the crowd and feels like your own creation.</p>



<p>The best part of this trend is that it makes Halloween feel longer. The planning, the assembling, the tweaking, it all becomes part of the fun. And because you’re buying items you might wear again in real life, it’s a smarter way to spend. You’re not just buying a costume. You’re building a wardrobe and a memory.</p>



<h3 class="wp-block-heading"><strong>Pets Are the Main Characters</strong></h3>



<p>Move over humans. In 2025, the real Halloween stars are furry, four-legged, and full of personality. Pet costumes have exploded in popularity, and this year the creativity has reached new heights. From full-on themed outfits to simpler accessories like capes, hats, or bandanas, pets are joining in the festive fun. Often they’re even matching their owners in coordinated looks that are just as Instagrammable as they are adorable.</p>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/taobao">Taobao</a> has become a go-to source for pet outfits that are fun, affordable, and surprisingly creative. Whether it’s a tiny vampire cloak for your cat or a pumpkin hoodie for your dog, the range is endless. Because the prices are accessible, you don’t have to think twice about trying something playful. It’s all about bringing some lightness and humour into the holiday.</p>



<p>Of course, comfort is key. The best pet costumes are ones that let your dog or cat move freely, breathe easily, and still look charming. Even a well-placed bow tie or harness in Halloween colours can deliver the festive effect. More importantly, it’s about including your pet in the celebration in a way that makes sense for them and snapping a few photos you’ll cherish long after the sweets are gone.</p>



<h3 class="wp-block-heading"><strong>Home is Where the Horror Is</strong></h3>



<p>Not everyone wants to spend Halloween night out and about. In fact, more people are choosing to bring the spooky season indoors, turning their homes into cozy, eerie sanctuaries for horror movie marathons and laid-back hangouts. It’s the new Halloween vibe: soft lighting, creepy soundtracks, themed snacks, and curated film lineups that lean into either the nostalgic or the truly terrifying.</p>



<p>This is where platforms like PRISM come in. Whether you’re streaming cult classics, spine-chilling thrillers, or family-friendly favourites, having access to a wide content library makes it easy to build your perfect movie marathon. But it’s not just about what’s on screen. It’s about how your space feels while you’re watching.</p>



<p>Small tweaks can go a long way. Swapping out overhead lights for dimmable lamps, adding flickering candles, scattering a few velvet cushions or cozy throws, even projecting films onto a wall instead of watching on a TV, all of these elevate the experience. You’re not just watching a movie. You’re setting a mood. A few decorative items, like paper bats or fake spiderwebs, complete the vibe without making your space feel gimmicky.</p>



<p>For many, this kind of Halloween feels more personal and sustainable. No crowds. No complicated plans. Just a curated night in that still feels special.</p>



<h3 class="wp-block-heading"><strong>Celebrate Smart, Not Scary</strong></h3>



<p>Halloween is meant to be fun, but the costs can creep up quickly if you’re not careful. That’s why more people are thinking smarter about how they shop. Whether you&#8217;re picking up DIY essentials from Shein, finding a costume for your cat on Taobao, or upgrading your home setup for a better movie experience with PRISM, it helps to space out your spending.</p>



<p>With Atome, you can split your purchase into three interest-free payments, giving you more flexibility without losing the momentum of your plans. It’s a simple way to shop for the season without stressing over the price tag in the moment. And because Atome is accepted across a wide network of merchants, including fashion, home, and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/electronics">electronics</a>, it keeps things smooth no matter where you’re buying.</p>



<p>This year, Halloween isn’t about going bigger. It’s about going better. Costumes that reflect your creativity, pets that steal the spotlight, and a home atmosphere that pulls you into another world. It’s about making memories you’ll actually want to revisit.</p>



<p>So start sketching your costume ideas. Queue up the movie playlist. Give your pet a role in the show. And enjoy Halloween 2025 the way it was meant to be. Fun, stylish, and totally yours.</p>
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3 Halloween Trends Taking Over in 2025


<p>Deepavali is just around the corner, and with it comes the unmistakable buzz of celebration. Lights going up across balconies, WhatsApp group chats filling up with plans, new outfits being tried on in bedroom mirrors, and kitchens stocked with snacks and sweets. It’s a time when everything feels a little more joyful, a little more golden. But with that joy can come a bit of stress. What to wear, what to gift, how to decorate, and most of all, how to do it all without breaking your budget.</p>



<p>Here’s the good news: looking good, feeling good, and creating a beautiful space for Deepavali doesn’t have to come with a heavy price tag. With a few thoughtful choices and a little inspiration, you can absolutely get the festive feel you’re after. Whether you’re dressing up for temple visits, hosting family dinners, or just soaking up the glow at home.</p>



<p>Let’s break it down into three simple sections: fashion, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>, and home.</p>



<h3 class="wp-block-heading"><strong>Fashion That Feels Like You</strong></h3>



<p>What you wear during Deepavali isn’t just about style. It’s a reflection of tradition, family, culture, and your own personal flair. This year, the fashion mood is about effortless elegance. You want pieces that move well, photograph beautifully, and make you feel instantly dressed without being overdressed.</p>



<p>That doesn’t mean rushing out for an entirely new outfit. Start with what you have. Maybe a saree that hasn’t seen the light since last Deepavali, or a kurta set you usually save for weddings. You can breathe new life into it with the right accessories. That’s where the magic really happens.</p>



<p>Jewellery holds a special place during the festive season. It completes your look, adds a layer of richness, and often becomes the part of your outfit people notice first. Merlin Goldsmith has an eye for pieces that blend traditional design with modern touches. Whether you lean towards bold bangles, delicate pendants, or structured rings, there’s something about slipping on gold that instantly shifts your energy.</p>



<p>To shop smart, pick one standout piece to anchor your look. A pair of earrings that pop, a necklace that frames your neckline, or a stack of rings that feels playful. Once you’ve got your hero piece, build around it with what you already own. That way, you elevate your outfit without over-extending your budget.</p>



<p>And if you&#8217;re mixing high and low, like a designer blouse with affordable bottoms or heirloom earrings with a contemporary jumpsuit, even better. Style today is all about intention and confidence.</p>



<h3 class="wp-block-heading"><strong>Makeup That Glows Without Trying Too Hard</strong></h3>



<p>When it comes to beauty, Deepavali week calls for something that feels a little more elevated than usual, but still wearable. Whether you&#8217;re heading to a gathering, lighting lamps at home, or popping by relatives&#8217; places, a polished makeup look can carry you through the day.</p>



<p>Start with the base. The Singapore weather around this time is humid, so lightweight, dewy skin is your best friend. Prep with a good hydrating serum or primer, then keep your foundation or BB cream sheer. A bit of concealer where needed and a soft blush to lift your cheeks is often all it takes.</p>



<p>Now, the hero of the look: the lips. YSL Beauty has an incredible range of bold lip colours that make a statement without screaming for attention. Deep reds, plums, and warm corals are all festive favourites. They give you instant polish, especially when you’re short on time.</p>



<p>If you’re playing up your lips, keep your eyes simple. A soft shimmer, a flick of eyeliner, and mascara are more than enough. Or, if you want to go the other way, smoke out your eyes just a bit and pair them with a nude lip. The key is balance.</p>



<p>Set it all with a spritz of setting spray and you’re good to go for hours. Through snacks, photos, and second helpings of murukku.</p>



<p>And remember, you don’t need a full shelf of new products to create something fresh. One new lipstick or a festive eyeshadow palette can go a long way, especially if it’s something you’ll use beyond the season.</p>



<h3 class="wp-block-heading"><strong>A Home That Feels Inviting and Intentional</strong></h3>



<p>Deepavali is the festival of lights, but what makes a home feel truly festive is the warmth it exudes. That comes from soft lighting, layered textures, and thoughtful little details that make your guests feel welcomed and your family feel at ease.</p>



<p>Start with the lighting. Replace harsh overheads with warmer options. Table lamps, fairy lights, candles, and diyas do more than just brighten the room. They create pockets of calm and comfort. Scatter them across your entryway, your dining table, and near windows. The glow they cast is what sets the tone.</p>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/island-living">Island Living</a> is a go-to if you’re looking to add subtle but impactful home touches. Rattan textures, woven lampshades, warm wood tones, and soft textiles make your living space feel layered and lived in. You don’t need to transform your entire home. Just a few new touches, placed with intention, can do wonders.</p>



<p>Layer in fabrics. A throw on the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/sofa/page/1">sofa</a>, some new cushion covers, or even a festive runner on your dining table. These things are often affordable and easy to rotate back into your home long after the festival is over.</p>



<p>Lastly, don’t underestimate the power of scent. A few sticks of incense, a candle with notes of sandalwood or spice, or even some clove-studded oranges in a bowl can elevate the atmosphere immediately. Scent is deeply tied to memory, and creating a signature festive smell can be just as impactful as how your space looks.</p>



<h3 class="wp-block-heading"><strong>Don’t Overspend, Just Shop Smart</strong></h3>



<p>If you&#8217;re like most people, you want to celebrate without constantly checking your bank balance. But when the shopping list grows, an outfit here, a lipstick there, a lamp for the corner, it’s easy for the costs to quietly pile up.</p>



<p>This is where having a smarter way to shop makes all the difference. Atome lets you split your purchases into three equal payments with no interest. That means you don’t have to choose between getting what you want and staying within budget. You can have both.</p>



<p>Whether you&#8217;re shopping for jewellery at Merlin Goldsmith, beauty products at YSL Beauty, or home accents from Island Living, using Atome lets you pace your spending. You pay a third upfront, and the rest later, giving you flexibility without stress.</p>



<p>There’s no fine print. No credit card required. Just simple, clear payments and more control over your cash flow. Which is exactly what you want during a season that should feel light and joyful.</p>



<h3 class="wp-block-heading"><strong>Deepavali, Done Your Way</strong></h3>



<p>So what does a well-spent Deepavali week look like?</p>



<p>Maybe you’re wearing a flowy kurta you’ve owned for years but paired with a bold new pendant. Your makeup feels special but not overdone. Your home smells like cinnamon and flickers with candlelight. You’re relaxed, you&#8217;re present, and you&#8217;re not thinking about whether or not you overspent on something you’ll use only once.</p>



<p>That’s the energy we’re going for. Beautiful, considered, and within reach.</p>



<p>Celebrate generously. Dress meaningfully. Shop wisely. And most of all, enjoy the moments in between. The small ones, the quiet ones, the golden ones.</p>
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Deepavali Week, Done Right: Outfits, Makeup & Home Touches on a Budget


<p>Another iPhone launch, another decision to make. If you’ve been eyeing the iPhone 17’s sleek frame or wondering if the iPhone 16 is now the savvier pick, you’re not alone. Choosing between the two isn’t just about what’s technically newer. It’s about how you use your phone, how long you plan to keep it, and how you plan to pay for it.</p>



<p>This year’s release didn’t reinvent the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wheel/page/1">wheel</a>. But Apple made just enough meaningful updates to make the iPhone 17 feel like a step forward. And whether that step is worth taking depends entirely on what matters most to you.</p>



<h3 class="wp-block-heading"><strong>The iPhone 17 Is More Polished, But Is It More Powerful?</strong></h3>



<p>At first glance, the iPhone 17 looks nearly identical to its predecessor. But a closer look reveals some important differences. The display now runs at a silky 120Hz, thanks to the new ProMotion tech being rolled out across more models. Scrolling, animations, and gaming all feel smoother and snappier as a result.</p>



<p>It’s also brighter. A lot brighter. The peak brightness hits up to 3,000 nits, which means outdoor visibility under the Singapore sun just got a lot more comfortable. The display is still OLED, still sharp, and now even more scratch-resistant thanks to Apple’s Ceramic Shield 2.</p>



<p>Inside, the iPhone 17 runs on the new A19 chip. It’s faster and more efficient than the A18 in the iPhone 16, but the real-world difference will feel subtle for most. You’ll notice quicker app loads, smoother multitasking, and longer battery life, but only if you’re really pushing the phone with heavier use like mobile editing or gaming.</p>



<h3 class="wp-block-heading"><strong>Big Win for the Front Camera and Ultra-Wide Lens</strong></h3>



<p>Where the iPhone 17 makes a clearer leap is in the camera system. The front camera is now 18MP, up from 12MP. If you take a lot of selfies, video calls, or record front-facing content for platforms like TikTok or Instagram, that sharper detail and improved dynamic range will show immediately.</p>



<p>The ultra-wide lens on the back also gets a 48MP upgrade. It captures more light, more detail, and makes your wide-angle shots pop with clarity. It’s the kind of camera upgrade that doesn’t feel like fluff. Especially in low-light situations or fast-moving scenes, the iPhone 17 pulls ahead.</p>



<h3 class="wp-block-heading"><strong>What the iPhone 16 Still Gets Right</strong></h3>



<p>That said, the iPhone 16 is no slouch. It still runs beautifully, takes excellent photos, and handles all the same apps with zero hesitation. If you’re mostly using your phone for everyday tasks, streaming, casual social media, or regular photos, the iPhone 16 still feels like a flagship.</p>



<p>Its display may lack ProMotion, but it’s still crisp and responsive. The cameras may be a generation behind, but the average user won’t feel held back. And with software support expected for years, the iPhone 16 won’t feel outdated anytime soon.</p>



<p>It also comes with a key advantage. Retailers are beginning to discount it. While the iPhone 17 starts around $1,649 in Singapore, the iPhone 16 can now be found for closer to $1,429, or even lower during sale periods.</p>



<h3 class="wp-block-heading"><strong>Storage That Stretches Further</strong></h3>



<p>Apple also made a subtle but important move with storage tiers. The iPhone 17 now starts at 256GB by default. That’s a welcome shift, especially for users who shoot video, keep a lot of photos, or run storage-heavy apps.</p>



<p>The iPhone 16 still starts at 128GB, which may be enough for many, but for long-term use, 256GB gives more breathing room. That added storage on the iPhone 17 does make its higher price a little easier to justify.</p>



<h3 class="wp-block-heading"><strong>So, Which One Should You Pick?</strong></h3>



<p>If you want the newest features, take lots of photos or videos, and value a smoother display, the iPhone 17 is a confident step forward. You’re paying for polish, better performance under pressure, and a phone that feels just a bit more future-ready.</p>



<p>If you’re a smart shopper looking to stretch your dollar, the iPhone 16 still delivers nearly everything that matters. It’s fast, capable, and now significantly more affordable than it was just months ago. And if you’re upgrading from an older model like an iPhone 13 or below, the jump to a 16 still feels massive.</p>



<p>There’s no wrong answer. It just comes down to what kind of phone user you are.</p>



<h3 class="wp-block-heading"><strong>Why How You Pay Could Matter More Than What You Buy</strong></h3>



<p>Here’s the part that often gets overlooked. Your decision isn’t just about which iPhone to choose. It’s also about how you plan to pay for it.</p>



<p>Because whether you go for the new 17 or the more affordable 16, large one-time payments can hit hard. And that’s exactly why Atome exists. When you shop at Courts, you can use Atome to split your purchase into three easy payments. No interest. No fees. No drama.</p>



<p>That means you don’t have to compromise on which phone you want just because payday is a few weeks away. You can shop confidently, get the model that fits your life, and spread out the cost without touching a credit card.</p>



<h3 class="wp-block-heading"><strong>The Upgrade Feels Better When It Fits Your Budget</strong></h3>



<p>Atome isn’t a shortcut. It’s just a smarter way to handle big purchases. You pay a third today, then two equal payments over the next two months. No paperwork, no buried terms, and no fine print surprises.</p>



<p>That breathing room means you can also pick up a case, screen protector, or wireless charger without overloading your monthly budget. Because upgrading your phone should feel exciting, not stressful.</p>



<h3 class="wp-block-heading"><strong>It’s Not About Having the Latest, It’s About Having What Works</strong></h3>



<p>Both iPhones are excellent. The iPhone 17 pushes forward with smarter design, stronger cameras, and more storage. The iPhone 16 holds the line with dependable performance, great value, and a price that just got a lot more attractive.</p>



<p>So if you’re chasing the latest experience, the iPhone 17 will impress. If you’re being practical, the iPhone 16 is a quiet win. Either way, the smartest move is shopping in a way that works for you. And with Atome at checkout, that choice becomes a lot easier to make.</p>
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iPhone 17 vs iPhone 16: Full Comparison & Should You Wait


<p>Atome just got a refresh that keeps everything you already love and trims what you do not need. Open the app and you will notice a tidier look, faster paths to common actions, and a brand-new task centre called Atome Challenge, that turns small everyday moves into rewards. The idea is simple: less friction, clearer choices, and more value as you go, whether you are checking a bill, shopping at a favourite store, or planning your next purchase.</p>



<h3 class="wp-block-heading"><strong>What’s new in the UI</strong></h3>



<p>We focused on two things that matter in real life: how the app feels to use, and how it looks while you use it.</p>



<p><strong>Better user experience through smart rearrangement</strong><strong><br></strong>Key features now sit where your thumb naturally lands. Core actions like Shop and Scan are easier to reach, while lower-value items have been tucked away or removed so nothing gets between you and the task at hand. The result is fewer taps and shorter journeys from home screen to checkout. Labels are clearer, sections open to what you actually need. It still feels familiar, only smoother.</p>



<p><strong>A fresher look that stays out of your way</strong><strong><br></strong>Colours are cleaner, spacing is more considered, and layouts are calmer, which makes everything easier to read at a glance. Subtle effects guide attention without shouting for it, so you find what you need without visual noise. The refreshed palette and typography balance contrast and comfort, making the app feel light in bright daylight and relaxed at night. It is the same Atome, just sharper and easier on the eyes, with a finish that feels modern without being distracting.</p>



<h3 class="wp-block-heading"><strong>Atome Challenge (earn as you go)</strong></h3>



<p>Say hello to a new space that rewards good habits. The Atome Challenge follows a simple loop: pick challenges, complete the actions, claim your rewards. Challenges are bite-size and practical, designed to fit how you already use Atome rather than asking you to learn something complicated. On a busy day you might complete a single quick one like making an order. When you have a moment, you can go a little further with an Atome+ redemption or try a PayNow repayment. You choose the pace. Complete one challenge for a small win or a few at a time when you have a spare minute. You will also see short education bites that explain the basics in plain language, so smart habits become second nature.</p>



<h3 class="wp-block-heading"><strong>What you can earn</strong></h3>



<p>Expect a useful mix of app vouchers, Atome+ points, free spins, and more. Each reward shows simple details like value and validity, so there is no guesswork about what you are getting or how to use it. The goal is to make positive behaviour feel satisfying and straightforward, not like another to-do list.</p>



<h3 class="wp-block-heading"><strong>How to get started</strong></h3>



<p>First, update the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> to the latest version so you get the full refresh. Open the app and find Atome Challenge on the home screen to see what is live for you today. Pick a starter challenge, follow the short prompt, and collect your reward right after completion. That is all you need for your first win. If notifications help you remember, turn them on. If you prefer a quieter experience, check in once or twice a week and clear a couple of challenges at your own pace.</p>



<p>Update the app, take the new layout for a spin, and give Atome Challenge a try. Cleaner colours, calmer layouts, faster navigation, and small wins that add up are now all in one place.</p>
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Meet the New Atome: Cleaner, Quicker, Rewarding


<p>Race week in Singapore is pure buzz. Streets glow, engines rumble, and the whole city leans in for lights out. If you want all the thrill without the bill shock, a little planning now goes a long way. Line up a stay that keeps you near the action, pack a few weather-proof essentials, and sort your tickets and side adventures in one place. When it’s time to pay, using Atome where eligible helps the big stuff settle into calm, predictable steps so you can enjoy every moment.</p>



<h2 class="wp-block-heading"><strong>Stay close to the circuit with Agoda</strong></h2>



<p>Think of your hotel as race-week HQ. A quick spin through Agoda’s filters makes short work of the search. Distance tells you if it’s a breezy walk to the gates, a short ride, or an easy hop on the MRT. Ratings and reviews keep the glossy photos honest, while free cancellation gives you wiggle room if plans shift.</p>



<p>It’s handy to shortlist two clusters. Marina Bay and City Hall put you right in the thick of it for effortless late-night returns. Clarke Quay or Bugis sit just outside the core and can be quieter with friendlier rates. If you like mornings on autopilot, look for breakfast in the mix and sort by top-reviewed stays to keep surprises at bay. When the choice feels right, checking out with Atome on eligible bookings spreads the total into three comfortable instalments that fit your month.</p>



<p>Tiny details make race week smoother. Have a quick look at cancellation windows and payment timing so charges land when you expect them. Map view is your friend too. A hotel that looks close can feel farther if you’re weaving around barricades at midnight. Nail the stay and the rest of the weekend flows.</p>



<h2 class="wp-block-heading"><strong>Gear up at Decathlon without overpaying</strong></h2>



<p>Singapore weather loves a plot twist, so a compact kit covers a lot. A packable rain jacket or poncho that folds into its own pocket, a breathable tee that dries fast, and a cap for glare or drizzle will carry you through changing skies. Add a crossbody or waist bag so your phone, tickets, and earplugs stay safe while your hands stay free.</p>



<p>Decathlon is great for this dash. Sizes are consistent, prices are friendly, and you can try pieces on the spot. If you’re keeping spend tidy, a quick peek at the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> for any Decathlon promotions plus paying with Atome on eligible purchases can spread the total neatly across three dates.</p>



<p>A few comfort moves go a long way. Lighter colours help if crowds make you run warm, and quick-dry fabrics feel good after a sudden shower. Break in your footwear before the weekend to avoid grandstand blisters. Planning to roam between viewing points? A slim power bank and short cable keep your phone ready for photos and ride-hailing after the chequered flag. A small ziplock for tickets and cards is the unglamorous hero you’ll be glad you packed.</p>



<h2 class="wp-block-heading"><strong>Tickets and extra fun in one place with KKday</strong></h2>



<p>When the year is busy, ticket hunting gets chaotic fast. Keeping everything central helps. KKday makes it easy to see what’s available and to add daytime experiences that round out the trip. Think river cruises, observation decks, food tours, transfers that save steps, or even a recovery massage the morning after.</p>



<p>Keep an eye out for limited-time promos, including KKday x Atome offers that take money off eligible bookings. Searching by date range across race week and using instant confirmation is a nice way to lock things in without fuss. Activities with time slots usually feel better earlier in the day, so you’re not sprinting before formation lap. For options with transport, check pickup details and allow a little buffer. Race-week traffic writes its own script.</p>



<h2 class="wp-block-heading"><strong>Put it together with Atome</strong></h2>



<p>The sequence makes everything feel easy. Build your hotel shortlist on <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/agoda">Agoda</a> with distance, reviews, and flexible cancellation in mind, then pay with Atome on eligible bookings so the total breaks into three steady steps. Do one focused gear run at Decathlon for a rain layer, quick-dry tee, cap, and compact bag, checking the app for any savings along the way. Round out the weekend on <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/kkday">KKday</a> by lining up tickets and daytime adventures, and apply any live Atome offer when it’s available. Three clear moves, one relaxed plan, and a budget that still breathes on Monday.</p>



<p>Keep the admin light so you can enjoy the glow and noise. Gentle reminders for instalment dates help. A screenshot of your hotel address is handy when reception is busy. Keep the gear receipt nearby for easy size swaps. Save KKday vouchers in your notes app so they’re ready at the gate. Small touches add up to big calm when the city turns it up.</p>



<h2 class="wp-block-heading"><strong>Time your weekend right</strong></h2>



<p>The 2025 Singapore Grand Prix runs from Friday 3 October to Sunday 5 October. Practice sets the tone on Friday, qualifying lights up Saturday, and the race takes over Sunday night. Many visitors arrive Thursday to settle in and fly out Monday morning so Sunday can run late without stress. Even locals benefit from booking early, because proximity and flexibility climb in price as lights out gets closer. Heading in as a group? Pick two meeting points ahead of time, one inside the circuit and one outside near a clear landmark, then set a post-race rendezvous so everyone can enjoy their section without constant check-ins.</p>



<p>With a place to sleep, a kit that works, and a plan that flows, you’re set. Use Atome where eligible to keep payments smooth, soak up the atmosphere, and enjoy a weekend that feels big without the bill shock. All that’s left is the roar of engines and a city lit for the night.</p>
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Singapore GP on a Smart Budget: Your Race-Week Playbook


<p>Missed the show floor and still want the upgrade buzz? Perfect timing. The weeks after a big tech fair are when you can shop with a cooler head, a cleaner shortlist, and far less noise. Prices are still competitive, new season gear is landing, and you have space to pick what actually improves your day instead of chasing whatever flashed brightest under convention lights. Think small but mighty: one brilliant pick for your pocket, one for the living room, and one to round out your ecosystem. Keep the plan tight, enjoy the instant quality-of-life jump, and use Atome where eligible so bigger buys settle into easy, predictable steps. Calm budget, happy upgrades.</p>



<h3 class="wp-block-heading"><strong>Samsung pick: Galaxy S25 Ultra</strong></h3>



<p>If you change just one thing, make it your phone. The Galaxy S25 Ultra is the sort of daily driver that quietly removes little frictions you notice a dozen times a day. The display is large and bright, which makes maps, emails and videos feel crisp even when you step outdoors. Battery life is the definition of dependable, so you are not negotiating with a charger at five in the afternoon. Cameras hold their nerve in moody lighting, which means night food shots and indoor clips actually look like the moment you lived. It is the kind of confidence that lets you snap the scene once and move on.</p>



<p>There is real productivity upside too. The precision of the S Pen makes quick annotations feel natural. Signing a PDF on the fly, circling a detail in a deck, jotting a thought during a call, it all flows. On-device smarts help with bite-size tasks such as summarising a long message or tidying a rough draft into something shareable. None of this asks you to learn a new way of working. It simply makes the habits you already have faster and less fussy. Pair the phone with a slim case, a glass protector and a compact fast charger and you will feel set for the long run rather than the first week. It is the one upgrade that touches almost every hour you are awake, which is why it earns the top slot in this post-COMEX plan.</p>



<h3 class="wp-block-heading"><strong>COURTS pick: LG C4 OLED TV</strong></h3>



<p>A good TV turns weeknights into something you look forward to. The LG C4 OLED hits that sweet spot where films feel cinematic, live sport looks clean, and games respond the way your reflexes expect. Pixel-level control gives you inky blacks and precise highlights, so the picture has depth rather than glare. Colours have punch without tipping into cartoon territory, which is why nature docs look rich and animation still feels true to the art. Motion handling is steady, so fast players stay sharp and overhead racing shots carry speed without smearing.</p>



<p>If you have a bright living room, the overall tuning holds up well during the day, which means you can keep the curtains open and still enjoy the match. Set up is straightforward. Plug in, run the guided picture preset that matches your room, and you are off to the races. If you want a bit more presence for dialogue, add a simple soundbar now and think about rears later. The jump from thin TV speakers to a competent bar is immediate and satisfying. COURTS makes comparison easy because you can see sizes side by side and test a couple of audio options in one visit. If you have been living with a perfectly fine television that does not feel special, this is the upgrade that gets “wow” from the couch and keeps getting it.</p>



<h3 class="wp-block-heading"><strong>Singtel pick: wearables and tablets to round out your setup</strong></h3>



<p>Once your phone is sorted, finish the ecosystem. A smartwatch is brilliant for the micro-moments. You glance to triage notifications, send a quick reply without digging for your phone, tap your wrist at the train gate, and keep gentle health tracking running in the background. It trims screen time by moving tiny tasks out of your hands and into a glance. During busy weeks that change adds up to real calm.</p>



<p>A tablet gives you space when you need it. Reading on the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/sofa/page/1">sofa</a>, sketching ideas in a meeting, watching a match in the kitchen, running notes beside a video call, all feel better with a larger canvas. Choose a light, friendly model if you value portability and battery life, or go for a pro-grade option if you edit photos, sketch often, or love split-screen multitasking. Picking up your watch and tablet at <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/singtel">Singtel</a> keeps setup neat. You can pair devices on the spot, add a perfectly aligned screen protector, and leave with the first-party charger or case that actually fits. The result is a phone that stays free for camera and calls, a watch that handles the quick stuff, and a tablet that makes long sessions comfortable. It is less about buying more, more about letting each device do the job it is best at.</p>



<h3 class="wp-block-heading"><strong>Why these three belong together</strong></h3>



<p>Think of this as balance for modern life. The phone is your pocket computer and your best camera, the thing you reach for a hundred times a day. The TV is the shared screen that sets the mood at home for movie nights, match days and game sessions. The watch-plus-tablet combo splits tiny tasks from deep focus so you are not constantly juggling the same device for everything. Together they touch morning commutes, late-night streaming and weekday work sprints in ways you will feel immediately. That first coffee scroll on a smooth display, the first match that looks like a broadcast, the first time you reply from your wrist while the tablet holds your notes, those are the moments that make an upgrade feel worth it.</p>



<p>There is also a nice psychological benefit to this three-piece plan. It stops you from chasing ten small sidegrades that never add up. One great pick per lane gives you clear progress without clutter. You are not building a museum of gadgets. You are making the tech you already use every day feel better, faster and more enjoyable.</p>



<h3 class="wp-block-heading"><strong>Buying the calm way with Atome</strong></h3>



<p>Big purchases feel lighter when the payment plan matches your month. Paying with Atome on eligible purchases splits the total into three interest-free parts, with the first at checkout and the next two in the following months. Dates and amounts are shown upfront, which makes it easy to line them up with payday and keep cash flow even. That transparency is the whole point. You decide with a clear head, then you get to enjoy the upgrade without a heavy hit on day one.</p>



<p>It also helps to pace your decisions. If you are planning to buy more than one item, consider spacing them a few days apart. Those later instalments will then land in different weeks, which smooths the month without any extra effort. Keep a small buffer in the account that funds your instalments and, if you like gentle nudges, turn on reminders in the app. None of this is complicated. It is the kind of quiet structure that lets you enjoy your new gear while everything in the background stays tidy.</p>



<h3 class="wp-block-heading"><strong>A few friendly pointers before you click pay</strong></h3>



<p>Make a short list and resist padding it with things you will not use weekly. For the phone, confirm storage you will not outgrow in six months and choose a case you actually like to hold. For the TV, measure your viewing distance and pick the largest size that fits your wall and your room rather than chasing a spec you will never notice. For the watch and tablet, think in pairings that suit your life. Phone plus watch for the always-moving crowd. Phone plus tablet for readers, note-takers and side-project planners. Watch plus tablet for people who want to keep the phone free yet still feel connected. There is no wrong answer, just the combination that removes the most friction from your week.</p>



<p>When the shortlist feels right, enjoy an unhurried checkout. Let the store deal do its work, then choose Atome where eligible to split the rest. You will walk away with upgrades you will actually use and a payment plan that fits your month, which is exactly the win you want after the noise of a big tech show.</p>
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Skipped COMEX? Your Three-Item Upgrade Plan


<p>The biggest sale day of the season is almost here, and trust us, the internet is about to light up. Timers will be ticking down, carts will be filling up fast, and the best deals will disappear before you know it. But here&#8217;s the thing, you don&#8217;t need to be a voucher wizard or stay up all night refreshing pages to win at 9.9 shopping.</p>



<p>All you need is a smart plan that keeps your budget happy while your cart does all the heavy lifting. And that&#8217;s exactly what we&#8217;re here to help you with. From finding the best deals to spreading your payments so you can shop stress-free, here&#8217;s your complete guide to shopping smarter with Atome.</p>



<h3 class="wp-block-heading"><strong>The game plan you’ll actually follow</strong></h3>



<p>Think of 9.9 shopping like this: there are two simple steps that make all the difference. First, choose your stores wisely so all that scrolling actually leads to something worthwhile. Second, check out in a way that keeps your finances flowing smoothly.</p>



<p>That&#8217;s where Atome comes in. With Atome, you can split any eligible purchase into three easy payments – pay the first installment at checkout, then spread the rest over the next two months. It&#8217;s straightforward, it helps you build a bigger cart without the big upfront cost, and it takes the sting out of those eye-watering totals.</p>



<p>Your game plan? Start with a focused shopping list, pair up store deals with Atome vouchers, and hit &#8220;pay&#8221; when the numbers feel just right. Simple steps, happy <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a>, even bigger smile.</p>



<h3 class="wp-block-heading"><strong>Where to shop for maximum joy</strong></h3>



<p><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/amazon-sg">Amazon</a>.sg</strong> is perfect for variety shopping without jumping between websites. Focus on what actually makes life easier: books you&#8217;ve been eyeing, tech upgrades like a faster SSD or better router, and home essentials like coffee, cleaning supplies, or that small appliance you&#8217;ve been putting off. Apply the site discount first, then choose Atome at checkout to spread your payment across three comfortable dates.</p>



<p>For<strong> <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zalora">Zalora</a></strong>, start with pieces you&#8217;ll actually wear regularly – sneakers, workwear basics, crisp tees and trousers that fit properly. Add one standout piece for the season, like a dress for events or a versatile blazer. Close to the voucher limit? Grab a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> essential you&#8217;d replace anyway. Apply site discounts first, then split with Atome for a bigger wardrobe refresh without the bigger upfront cost.</p>



<p><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">SHEIN</a></strong> is perfect for &#8220;put-together without planning&#8221; shopping. Focus on office chic or athleisure in colors that work with your style. Grab two tops, two bottoms, and one light layer that all mix together. Add accessories like a belt, cap, or small bag. You&#8217;ll hit your discount target with a complete outfit that actually works together. Claim your Atome voucher and split the payment for gentle upfront costs.</p>



<h3 class="wp-block-heading"><strong>How to use Atome for 9.9 like a pro</strong></h3>



<p>Before you start building any cart, open the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> and grab any vouchers that match your shopping plan. Check the minimum spend requirements and expiry dates so there are no surprises later. When you&#8217;re ready to check out, apply the merchant&#8217;s discount first, then choose Atome to split your payment. If a voucher doesn&#8217;t work for some items, don&#8217;t stress about it. Just adjust your cart or split it into smaller orders to make sure you&#8217;re still getting those savings.</p>



<p>Timing is everything during 9.9. Many deals go live at midnight or rotate in short bursts throughout the day. Here&#8217;s a pro tip: pre-build and save your carts in the evening. Sign in on both your phone and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/laptop/page/1">laptop</a> so you can switch quickly if one device starts lagging.Keep a small note of which item pushes your cart over the spend threshold for a discount. When the price feels right, check out immediately. A solid saving right now is always better than chasing after one that disappears while you&#8217;re still deciding.</p>



<h3 class="wp-block-heading"><strong>A friendly BNPL refresher</strong></h3>



<p>With Atome, splitting your payment couldn&#8217;t be simpler. Pay the first third at checkout, the second installment in a month, and the final one the month after that. There&#8217;s no interest on the standard three-month plan, and the app shows all fees and dates upfront so you can make decisions with complete clarity.</p>



<p>Sometimes longer payment plans are available. Only choose these if the small fee makes sense for your situation and the item will be useful for months to come.</p>



<p>Here are some guidelines that help everything flow smoothly:</p>



<ul class="wp-block-list">
<li>Keep your shopping list focused – resist the urge to add everything that catches your eye</li>



<li>Make sure your cart reaches the spend needed for discounts – otherwise you&#8217;re leaving money on the table</li>



<li>Spread your purchases across different days if you&#8217;re shopping at multiple stores</li>



<li>Keep track of returns and understand how refunds affect your installments</li>



<li>Don&#8217;t let <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a> trick you into buying more – let them make planned purchases easier, not encourage impulse buys</li>
</ul>



<h3 class="wp-block-heading"><strong>Small tips, big wins</strong></h3>



<p>Shop early when possible so your preferred sizes and delivery slots don&#8217;t vanish. Keep your address and payment information updated in both Atome and your shopping accounts to avoid last-minute checkout stress. If you bounce between your phone and laptop while shopping, make sure your carts are syncing properly across devices.</p>



<p>Here&#8217;s a reality check: skip the &#8220;almost deals.&#8221; If you wouldn&#8217;t pay full price for something next month, it doesn&#8217;t belong in tonight&#8217;s cart. Tempted by a second color of something you love? Save it for later and see if you still want it next week. Buy smart, pay smart, enjoy the excitement, and let your future self smile when those packages start arriving at your door.</p>
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