
<ul class="wp-block-list">
<li><em>EvolutionX Debt Capital is first lender of new facility targeted to raise up to USD100M</em></li>
</ul>



<ul class="wp-block-list">
<li><em>Facility will be used to drive expansion of profitable credit portfolio, new products </em></li>
</ul>



<p><strong>SINGAPORE,  25 June 2024</strong> – <a href="https://www.advancegroup.com/business-units/atome-financial" target="_blank" rel="noreferrer noopener nofollow">Atome Financial</a>, Southeast Asia’s leading digital financial technology platform and part of Advance Intelligence Group, has secured a three-year term loan facility from <a href="https://evolutionx.com.sg/" target="_blank" rel="noreferrer noopener nofollow">EvolutionX Debt Capital</a> (“EvolutionX”) and is concurrently working with a syndicate of investors to fully utilise the accordion feature of the facility which can increase the total amount to up to US$100 million.<br><br>The new facility will drive expansion of the company’s profitable regional credit portfolio and support the  launch of new products such as savings, lending, insurance, and Atome Card (<a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">Pay Later</a> Anywhere) in markets including Singapore, Malaysia, the Philippines, and Indonesia.<br><br>Atome Financial, which comprises Atome Buy-Now-Pay-Later (“BNPL”) and Kredit Pintar, a leading Indonesian leading digital lending platform, posted <a href="https://www.advancegroup.com/media/320" target="_blank" rel="noreferrer noopener nofollow">impressive business performance</a> for FY2023 with operating income nearly doubling to US$170 million from the year before. A key success factor was the profitability of its <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a> business, driven by a 40% year-on-year surge in GMV to US$1.5 billion and 130% y-o-y growth in revenue, despite FY2023 being a period of capital market contraction and macroeconomic headwinds. The positive momentum carried into FY2024, with Atome Financial announcing in April that it had <a href="https://www.advancegroup.com/media/320" target="_blank" rel="noreferrer noopener nofollow">turned profitable</a> in the first quarter of 2024. <br><br>Atome Financial is part of Singapore-headquartered Advance Intelligence Group, which is backed by top tier investors such as SoftBank Vision Fund 2, Warburg Pincus, Northstar and Singapore-based global investor EDBI.</p>



<p><br><strong>Rahul Shah, Partner at EvolutionX</strong>, said: “We have been impressed by Atome Financial’s management team and support from long-term investors and partners, underpinned by strong focus on risk management and operational efficiency, which has resulted in sustainable and profitable business growth. The launch of innovative and fit-for-market solutions like the Atome Card (PayLater Anywhere) and lending products demonstrates their ability to expand offerings while leveraging local market expertise. This is our first fintech investment in Southeast Asia, and we’re excited to support Atome Financial in their ongoing journey to improve financial inclusion and access to mobile-first financial services in large under-served markets in Southeast Asia.”<br><br><strong>Jefferson Chen, Group co-founder and CEO of Advance Intelligence Group</strong>, said: “With Atome Financial having reached profitability earlier this year, we’re excited to partner EvolutionX for our next stage of growth. This new facility recognises Atome Financial’s&nbsp; operational excellence and platform value as we look to accelerate the momentum of our digital financial services business, the expansion of regional strategic partnerships like TikTok Shop and Lazada as well as the launch of the new Atome Card, savings and lending products across key Southeast Asian markets.”&nbsp;</p>



<p><strong>About EvolutionX Debt Capital</strong></p>



<p>EvolutionX Debt Capital (“EvolutionX”) is a US$500M growth-stage debt financing platform jointly set up by DBS and Temasek. Headquartered in Singapore, we provide less dilutive financing to technology-enabled companies across Asia, with a focus on China, India, and Southeast Asia. By investing into promising technology founders and entrepreneurs who are transforming large traditional industries, we aim to accelerate the digitisation of Asia’s economy and further catalyse the fast-growing technology ecosystem in the region. For more information, visit <a href="https://evolutionx.com.sg/" target="_blank" rel="noreferrer noopener nofollow">https://evolutionx.com.sg/</a></p>
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Atome Financial secures growth debt facility from EvolutionX to drive profitable expansion in Southeast Asia


<p>Summer in Singapore can be both a blessing and a challenge. While the sunny days are perfect for outdoor activities, the heat and humidity can take a toll on your skin. Revitalizing your skin this summer is not just about looking good but also about feeling confident and maintaining healthy skin. In this article, we will explore some top-notch skincare treatments and products from leading brands like Mirage Aesthetic, Spa Esprit, MODE Aesthetics, and DRx Medispa. Plus, we&#8217;ll introduce Atome, a convenient payment solution to make your skincare journey even smoother.</p>



<h2 class="wp-block-heading">Understanding the Effects of Summer on Your Skin</h2>



<p>The intense tropical climate in Singapore can lead to several skin issues, including dehydration, sunburn, and increased oil production. The combination of heat and humidity can cause pores to clog, leading to breakouts and acne. Additionally, prolonged exposure to UV rays accelerates skin aging, resulting in wrinkles, fine lines, and hyperpigmentation.</p>



<p>To combat these issues, it&#8217;s essential to adopt a skincare routine tailored to summer conditions. This includes using products with hydrating ingredients, wearing sunscreen daily, and incorporating treatments that address specific skin concerns.</p>



<h2 class="wp-block-heading">Mirage Aesthetic: Customized Skincare Solutions</h2>



<p>Mirage Aesthetic is renowned for its personalized approach to skincare. Their treatments are designed to address individual skin concerns, making them ideal for summer skincare woes. They offer a range of advanced treatments using cutting-edge technology to rejuvenate and revitalize the skin.</p>



<h2 class="wp-block-heading">Spa Esprit: Natural and Holistic Skincare</h2>



<p>Spa Esprit is a pioneer in natural and holistic skincare in Singapore. Their treatments focus on nourishing the skin from within, using natural ingredients and techniques that promote overall well-being. From body treatments to wellness therapies, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/spa-esprit">Spa Esprit</a> offers a holistic approach to summer skincare.</p>



<h2 class="wp-block-heading">MODE Aesthetics: Advanced Technology for Flawless Skin</h2>



<p>MODE Aesthetics is known for its advanced technology and innovative treatments. Their focus is on delivering visible results through non-invasive methods. From laser therapies to skin rejuvenation treatments, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/mode-aesthetics">MODE Aesthetics</a> provides solutions for various summer skin concerns.</p>



<h2 class="wp-block-heading">DRx Medispa: Medical-Grade Skincare</h2>



<p>DRx Medispa offers medical-grade skincare treatments backed by scientific research and clinical expertise. Their range of products and treatments is designed to address a wide range of skin issues, from acne to aging. With a focus on clinical precision and proven results, DRx Medispa is a go-to destination for summer skincare needs.</p>



<h2 class="wp-block-heading">Introducing Atome: Making Skincare More Accessible</h2>



<p>Atome is a leading buy-now-pay-later platform that allows you to enjoy your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/skincare/page/2">skincare</a> treatments and products without worrying about upfront costs. With Atome, you can split your payments into interest-free <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a>, making it easier to invest in your skin’s health and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>. Whether you’re booking a treatment at Mirage Aesthetic, Spa Esprit, MODE Aesthetics, or DRx Medispa, Atome offers a flexible and convenient payment option.</p>



<h2 class="wp-block-heading">Tips for Maintaining Healthy Skin This Summer</h2>



<p>While professional treatments can significantly enhance your skin’s appearance, maintaining healthy skin requires a consistent routine and proper care. Here are some tips to keep your skin glowing all summer long:</p>



<p>1. <strong>Stay Hydrated:</strong> Drink plenty of water to keep your skin hydrated from within.</p>



<p>2. <strong>Use Sunscreen:</strong> Apply a broad-spectrum sunscreen with at least SPF 30 every day.</p>



<p>3. <strong>Cleanse Regularly:</strong> Use a gentle cleanser to remove sweat, oil, and impurities.</p>



<p>4. <strong>Moisturize:</strong> Choose a lightweight, non-comedogenic moisturizer to keep your skin hydrated without clogging pores.</p>



<p>5. <strong>Exfoliate:</strong> Regular exfoliation helps remove dead skin cells and promotes cell turnover.</p>



<p>6. <strong>Seek Professional Help:</strong> Don’t hesitate to consult with skincare professionals to address specific concerns.</p>



<p>Revitalizing your skin this summer is about combining the right treatments with a consistent skincare routine. Brands like <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/mirage-aesthetic">Mirage Aesthetic</a>, Spa Esprit, MODE Aesthetics, and DRx Medispa offer exceptional services tailored to combat the effects of the tropical climate. With Atome’s flexible payment options, achieving healthy, glowing skin has never been more accessible. Embrace the summer with confidence, knowing that your skin is well taken care of. Stay hydrated, protect your skin, and treat yourself to the best in skincare technology and expertise.</p>
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Revitalize Your Skin This Summer


<p>As the summer sun graces the skies of Singapore, it&#8217;s time to revamp your wardrobe with the latest trends and styles. Whether you&#8217;re planning a tropical getaway or just looking to stay cool in the city, elevating your summer wardrobe is a must. In this guide, we&#8217;ll explore brands like Ohvola, Carrislabelle, CHARLES &amp; KEITH, and Saturday Club, offering you a range of options to suit your style. Plus, we&#8217;ll introduce Atome, a convenient way to shop and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>, making your summer wardrobe update even more accessible.</p>



<h2 class="wp-block-heading">Embrace Effortless Elegance with Ohvola</h2>



<p>Ohvola, a homegrown brand, has been making waves in the fashion industry with its chic and sophisticated designs. Known for its attention to detail and commitment to quality, Ohvola&#8217;s pieces combine elegance with comfort, making them perfect for Singapore&#8217;s tropical climate. Ohvola offers a variety of stylish outfits that can seamlessly transition from day to night, ensuring you look polished and put-together no matter the occasion.</p>



<h2 class="wp-block-heading">Stay Trendy with Carrislabelle</h2>



<p>Carrislabelle is renowned for its trendy and affordable fashion, catering to young, fashion-forward individuals. With a focus on the latest styles and trends, Carrislabelle provides a wide array of options that are perfect for creating Instagram-worthy looks. Their collections are designed to make you feel confident and stylish, offering everything from casual everyday wear to statement pieces for special occasions.</p>



<h2 class="wp-block-heading">Step Up Your Footwear Game with CHARLES &amp; KEITH</h2>



<p>No summer wardrobe is complete without the perfect pair of shoes. CHARLES &amp; KEITH, a renowned Singaporean brand, offers a wide range of footwear that combines style and comfort. Their extensive collection includes casual sandals, elegant heels, and trendy sneakers, ensuring you have the perfect pair for every occasion. Additionally, CHARLES &amp; KEITH provides a variety of stylish bags and accessories to complete your look.</p>



<h2 class="wp-block-heading">Discover Minimalist Sophistication with Saturday Club</h2>



<p>Saturday Club is synonymous with minimalist elegance, offering pieces that are timeless and versatile. Their collections focus on clean lines, neutral tones, and effortless styles that are perfect for any occasion. Whether you&#8217;re looking for everyday essentials or statement pieces, Saturday Club&#8217;s minimalist aesthetic is ideal for those who prefer an understated yet sophisticated style.</p>



<h2 class="wp-block-heading">Introducing Atome: Shop Now, Pay Later</h2>



<p>Updating your summer wardrobe has never been easier, thanks to Atome. Atome is a buy-now-pay-later service that allows you to split your purchases into interest-free payments. This convenient payment option is available at many of your favorite retailers, including Ohvola, Carrislabelle, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/charles-keith">CHARLES &amp; KEITH</a>, and Saturday Club.</p>



<p>With Atome, you can:</p>



<p>1. <strong>Shop </strong><strong>more of what you love</strong><strong>:</strong> Spread the cost of your purchases over three months or more, making it easier to stay within your budget.</p>



<p>2. <strong>Easy usage</strong><strong>:</strong> Atome&#8217;s easy-to-use app can be used seamlessly for payment with your favorite online and offline stores.</p>



<p>To get started with Atome, simply download the app, sign up, and start shopping. It&#8217;s a hassle-free way to elevate your summer wardrobe without the financial stress.</p>



<h2 class="wp-block-heading">Conclusion</h2>



<p>Elevating your summer wardrobe in Singapore is all about finding the right pieces that combine style, comfort, and versatility. With brands like Ohvola, Carrislabelle, CHARLES &amp; KEITH, and Saturday Club, you&#8217;ll have no shortage of options to choose from. And with Atome&#8217;s convenient payment option, you can update your wardrobe without breaking the bank. So go ahead, embrace the summer vibes, and step out in style!</p>



<p>Whether you&#8217;re hitting the beach, exploring the city, or attending a summer soirée, these brands and tips will ensure you&#8217;re dressed to impress all season long. Happy shopping!</p>
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Elevate Your Wardrobe This Summer in Singapore


<p>Father’s Day is just around the corner, and it&#8217;s time to show appreciation for the man who has always been there. Whether your dad is tech-savvy, a fitness enthusiast, or simply enjoys a good massage chair, Singapore offers a plethora of gifts that can make his day truly special. Here are some thoughtful and exciting Father&#8217;s Day gift ideas featuring top brands like <a href="https://www.atome.sg/paylater-merchants/metapod" target="_blank" rel="noreferrer noopener">Metapod</a>, <a href="https://www.atome.sg/paylater-merchants/ttracing" target="_blank" rel="noreferrer noopener">TTRacing</a>, <a href="https://www.atome.sg/paylater-merchants/samsung" target="_blank" rel="noreferrer noopener">Samsung</a>, and <a href="https://www.atome.sg/paylater-merchants/osim" target="_blank" rel="noreferrer noopener">OSIM</a>.</p>



<h3 class="wp-block-heading">Introducing Atome: Simplify Your Shopping Experience</h3>



<p>Before we delve into the gift ideas, let&#8217;s introduce Atome, your go-to platform for a seamless shopping experience. Atome offers a convenient way to shop for a wide range of products, allowing you to split your payments into easy <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a> with zero interest. Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> today and discover a new way to shop smartly and affordably.</p>



<h3 class="wp-block-heading">Metapod: Gadgets and Games for the Tech-Savvy Dad</h3>



<p>If your dad loves gadgets and gaming, Metapod has an impressive range of products that will keep him entertained for hours. For dads who enjoy tinkering with tech, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/metapod">Metapod</a>’s range of gadgets, such as smart home devices and innovative accessories, will impress. For the dad who appreciates top-notch audio quality, consider the SONY WH-1000XM5 Noise Cancelling Wireless Headphones from Metapod. These headphones deliver immersive sound with industry-leading noise cancellation technology, perfect for enjoying music, movies, or podcasts without any distractions. From smart speakers that control home lighting to advanced streaming devices, Metapod has something to enhance every dad&#8217;s tech setup.</p>



<h3 class="wp-block-heading">TTRacing: Ultimate Comfort for the Gaming Enthusiast</h3>



<p>For the dad who spends hours at his desk, whether working or gaming, a high-quality chair from TTRacing is a must. These chairs are designed with ergonomics in mind, offering superior comfort and support. If your dad is a gaming enthusiast, surprise him with the TTRacing Swift X Pro Gaming Chair from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/ttracing">TTRacing</a>. Not only do these chairs provide practical benefits, but they also come in various stylish designs that can complement any room. By gifting a TTRacing chair, you&#8217;re enhancing his comfort and showing that you care about his well-being.</p>



<h3 class="wp-block-heading">Samsung: Cutting-Edge Technology for the Modern Dad</h3>



<p>Samsung is synonymous with innovation, and their range of products makes for excellent Father’s Day gifts. If your dad is into photography, the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a> Galaxy S23 Ultra offers a state-of-the-art camera system that captures stunning photos and videos. With its advanced features and sleek design, it&#8217;s a gift that any dad would be thrilled to receive.</p>



<p>For the dad who enjoys staying connected and entertained, consider the Samsung Galaxy Tab S8. This powerful tablet is perfect for streaming movies, reading, and even getting some work done on the go. Its vibrant display and long battery life make it a versatile device for any dad’s lifestyle.</p>



<h3 class="wp-block-heading">OSIM: Wellness and Relaxation</h3>



<p>After a long day, every dad deserves to unwind and relax. OSIM is renowned for its wellness products, which make ideal gifts for Father&#8217;s Day. The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/osim">OSIM</a> uLove 2 Massage Chair is a top pick, providing a full-body massage experience that mimics professional techniques. With customizable settings and a range of programs, it’s the perfect way for your dad to de-stress and rejuvenate at home.</p>



<div class="wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex">
<p>For something more compact, consider the OSIM uDivine Mini Massage Chair. Despite its smaller size, it offers powerful massage capabilities and fits easily into any space. This is an excellent option for dads who might not have room for a full-sized massage chair but still crave the luxury of a high-quality massage.</p>
</div>



<h3 class="wp-block-heading">Conclusion</h3>



<p>Finding the perfect Father&#8217;s Day gift in Singapore doesn’t have to be a daunting task. With top brands like <a href="https://www.atome.sg/paylater-merchants/metapod">Metapod</a>, <a href="https://www.atome.sg/paylater-merchants/ttracing">TTRacing</a>, <a href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a>, and <a href="https://www.atome.sg/paylater-merchants/osim">OSIM</a>, you have a variety of high-quality options that cater to different interests and needs. Whether your dad is a tech enthusiast, a gamer, or someone who values comfort and relaxation, these gift ideas are sure to make his day memorable.</p>



<p>Celebrate this Father’s Day by showing your appreciation with thoughtful gifts that he will cherish and enjoy. And remember, with Atome, you can make these gifts even more special by spreading out the cost, ensuring a stress-free shopping experience. Happy Father’s Day!</p>
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Father’s Day Gift Ideas That Will Make His Day


<p>As the summer season unfolds, it&#8217;s the perfect time to explore new adventures and create unforgettable memories. Whether you&#8217;re planning a staycation in Singapore or seeking international escapades, KKday offers a plethora of attractions to satisfy every traveler&#8217;s wanderlust. From immersive cultural tours to exhilarating theme parks, KKday ensures your summer is packed with fun and excitement. In this article, we’ll highlight some of the top attractions you can book through KKday, along with tips on how to make your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a> planning seamless with Atome.</p>



<h2 class="wp-block-heading">Madame Tussauds Bangkok: Meet Your Favorite Celebrities</h2>



<p>If you&#8217;re a fan of the stars, a visit to Madame Tussauds Bangkok is a must. This renowned wax museum allows you to get up close and personal with lifelike replicas of your favorite celebrities, historical figures, and cultural icons. Pose for photos with Hollywood A-listers, sports legends, and even royalty. The interactive exhibits provide a unique opportunity to step into the shoes of your idols and experience the glamour of the red carpet.</p>



<h2 class="wp-block-heading">Aquafield Jimjilbang Spa &amp; Sauna: Relax and Rejuvenate</h2>



<p>For those looking to unwind and rejuvenate, the Aquafield Jimjilbang Spa &amp; Sauna in South Korea is the ultimate destination. Located in the bustling city of Goyang, this luxurious spa offers a range of wellness facilities designed to provide holistic relaxation. From traditional Korean saunas to therapeutic baths and modern spa treatments, Aquafield caters to all your relaxation needs. The highlight of Aquafield is its rooftop outdoor pool, offering stunning views of the surrounding cityscape. After a day of exploring, there’s nothing better than soaking in a warm pool while enjoying the sunset.</p>



<h2 class="wp-block-heading">Gyeonggi-do Day Tour: A Journey Through History and Nature</h2>



<p>Explore the rich cultural heritage and scenic landscapes of South Korea with a Gyeonggi-do Day Tour. This comprehensive tour takes you through some of the most iconic landmarks in the region, offering a perfect blend of history, nature, and modern attractions. Highlights of the tour include the stunning Nami Island, known for its tree-lined avenues and picturesque scenery, and the Garden of Morning Calm, a beautiful botanical garden showcasing Korea&#8217;s natural beauty.</p>



<h2 class="wp-block-heading">Universal Studios Japan: Thrills and Adventures for All Ages</h2>



<p>Universal Studios Japan (USJ) in Osaka is a dream destination for thrill-seekers and families alike. With its diverse range of attractions, including themed rides, live shows, and interactive experiences, USJ offers something for everyone. Step into the magical world of Harry Potter at The Wizarding World of Harry Potter, embark on thrilling adventures in Jurassic Park, or enjoy family-friendly fun in Minion Park.</p>



<h2 class="wp-block-heading">Shanghai Disney Resort: Enchanting Disney Magic</h2>



<p>Experience the enchanting world of Disney at the Shanghai Disney Resort. This magical destination combines the classic Disney charm with unique attractions that celebrate Chinese culture. Highlights include the stunning Enchanted Storybook Castle, the largest and most interactive Disney castle in the world, and TRON Lightcycle Power Run, a high-speed thrill ride like no other. Shanghai Disney Resort also features themed lands like Adventure Isle, Treasure Cove, and Tomorrowland, each offering immersive experiences and captivating shows. Whether you&#8217;re a Disney enthusiast or visiting for the first time, the resort promises a magical experience for all ages.</p>



<h2 class="wp-block-heading">How to Enhance Your Travel Experience with Atome</h2>



<p>Planning your summer adventures with KKday is made even easier with Atome, a leading buy-now-pay-later service. Atome allows you to book your dream attractions and pay in easy, interest-free <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a>. This flexible payment option ensures you can enjoy your trips without worrying about upfront costs.</p>



<p>Downloading the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> is simple and convenient. Here’s how you can get started:</p>



<ol start="1" class="wp-block-list">
<li><strong>Download <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">the Atome App</a></strong>: Visit the App Store or Google Play Store and search for &#8220;Atome.&#8221; Download and install the app on your smartphone.</li>
</ol>



<ol start="2" class="wp-block-list">
<li><strong>Sign Up or Log In</strong>: Create an account using your email address or log in if you already have one.</li>
</ol>



<ol start="3" class="wp-block-list">
<li><strong>Browse and Book</strong>: Visit the KKday website or app, select your desired attractions, and choose Atome as your payment method at checkout.</li>
</ol>



<ol start="4" class="wp-block-list">
<li><strong>Pay in Installments</strong>: Split your payment into three equal parts, making it easier to manage your finances while enjoying your summer adventures.</li>
</ol>



<p>With Atome, you can explore the world with peace of mind, knowing that your payment plan is flexible and convenient.</p>



<h2 class="wp-block-heading">Conclusion</h2>



<p>This summer, let <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/kkday">KKday</a> be your guide to incredible adventures and unforgettable experiences. Whether you&#8217;re meeting your favorite celebrities at Madame Tussauds Bangkok, relaxing at Aquafield Jimjilbang Spa &amp; Sauna, exploring the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> of Gyeonggi-do, or enjoying the thrills of Universal Studios Japan and Shanghai Disney Resort, KKday ensures a seamless and enjoyable journey.</p>



<p>Don&#8217;t forget to enhance your travel planning with Atome, making it easier to book your dream attractions and pay in manageable installments. Download the Atome app today and start planning your ultimate summer getaway with KKday!</p>
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Discover Summer Fun with KKday


<p>Dear Atome User,<br>Are you ready for the holidays? Let Atome be your partner in crime (prevention) this season!</p>



<p>Too good to be true<br>Picture this: You’re planning a dream holiday and an unbeatable deal drops into your inbox. Before you click, look out for suspicious website URLs. When in doubt, always contact the hotel directly.</p>



<p>Avoid &#8220;conned-certs&#8221;<br>&#8220;Sellers&#8221; may attempt to impersonate known contacts  or friends on social media to  sell in-demand items, such as concert tickets. Their victims might receive counterfeit tickets or worse, encounter a no-reply. Reduce your risk by purchasing only from authorised resellers.</p>



<p>It&#8217;s okay to say no<br>During school holidays, it&#8217;s common to receive unsolicited messages offering attractive jobs that involves easy tasks, such as completing surveys. These usually require upfront deposits with the promise of receiving commissions. Say no before it&#8217;s too late!</p>



<p>Stay informed and cautious from online scams this holiday. Have a safe and joyful break!</p>
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School’s out, safety’s in!


<p>When it comes to gearing up for your summer workouts, having the right activewear can make all the difference. Whether you&#8217;re hitting the trails for a run, sweating it out in a high-intensity interval training (HIIT) class, or practicing yoga in the park, having comfortable and stylish activewear can help you perform at your best while staying cool and confident under the Singapore sun. In this guide, we&#8217;ll explore some essential pieces from top brands like <a href="https://www.atome.sg/paylater-merchants/nike" target="_blank" rel="noreferrer noopener"><strong>Nike</strong>,</a> <a href="https://www.atome.sg/paylater-merchants/adidas" target="_blank" rel="noreferrer noopener"><strong>Adidas</strong></a>, <a href="https://www.atome.sg/paylater-merchants/under-armour" target="_blank" rel="noreferrer noopener"><strong>Under Armour</strong></a>, and <a href="https://www.atome.sg/paylater-merchants/lululemon" target="_blank" rel="noreferrer noopener"><strong>LULULEMON</strong></a>, ensuring that you&#8217;re ready to take on your summer fitness goals with ease.</p>



<h2 class="wp-block-heading"><strong>Stay Cool and Comfortable with Nike</strong></h2>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/nike">Nike</a> is renowned for its innovative designs that blend style with performance, making it a go-to choice for athletes and fitness enthusiasts alike. When it comes to summer activewear, <a href="https://www.atome.sg/paylater-merchants/nike">Nike</a> has you covered with a range of breathable and lightweight options designed to keep you cool during your workouts. From moisture-wicking tank tops and shorts to supportive sports bras and compression leggings, Nike&#8217;s summer collection combines advanced fabric technologies with stylish designs to help you stay comfortable and focused on your fitness goals.</p>



<h2 class="wp-block-heading"><strong>Embrace Performance with Adidas</strong></h2>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/adidas">Adidas</a> is another powerhouse in the activewear industry, known for its commitment to performance and style. Whether you&#8217;re logging miles on the pavement or pushing your limits in the gym, <a href="https://www.atome.sg/paylater-merchants/adidas">Adidas</a> offers a variety of summer activewear essentials to support your every move. Look for moisture-wicking T-shirts, ventilated shorts, and supportive sneakers that offer both style and functionality, allowing you to stay on top of your game no matter how high the temperatures soar.</p>



<h2 class="wp-block-heading"><strong>Conquer Your Workouts in Under Armour</strong></h2>



<p><a href="https://www.atome.sg/paylater-merchants/under-armour">Under Armour</a> is synonymous with performance, and its summer activewear collection is no exception. Engineered with athletes in mind, Under Armour&#8217;s apparel is designed to keep you cool, dry, and comfortable, even during the most intense workouts. From breathable tank tops and sweat-wicking leggings to supportive sports bras and lightweight sneakers, Under Armour&#8217;s summer lineup is built to help you conquer your fitness goals while staying comfortable and confident in the Singapore heat.</p>



<h2 class="wp-block-heading"><strong>Find Your Zen with LULULEMON</strong></h2>



<p>For those who prefer a more mindful approach to fitness, <a href="https://www.atome.sg/paylater-merchants/lululemon">LULULEMON</a> offers a range of activewear options designed to support your yoga practice and beyond. Known for their buttery-soft fabrics and flattering cuts, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/lululemon">LULULEMON</a>&#8217;s summer collection includes everything from breathable tops and leggings to cozy sweatshirts and shorts, ensuring that you can flow seamlessly from the yoga studio to the streets of Singapore in style.</p>



<h2 class="wp-block-heading"><strong>Download the Atome App for Seamless Shopping</strong></h2>



<p>Ready to refresh your workout wardrobe for summer? Look no further than the Atome app, your one-stop shop for all things fashion and fitness. With Atome, you can shop for your favorite activewear brands like Nike, Adidas, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/under-armour">Under Armour</a>, and <a href="https://www.atome.sg/paylater-merchants/lululemon" target="_blank" rel="noreferrer noopener">LULULEMON</a> with ease, splitting your purchase into three easy, interest-free payments. Simply download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>, browse your favorite brands and collections, and enjoy a seamless shopping experience that fits your budget and lifestyle. Say goodbye to buyer&#8217;s remorse and hello to a wardrobe that works as hard as you do, all with the convenience of the Atome app.</p>



<h2 class="wp-block-heading"><strong>Gear Up for Summer Fitness Success</strong></h2>



<p>As the temperatures rise in Singapore, it&#8217;s more important than ever to have the right activewear to keep you cool, comfortable, and confident during your workouts. Whether you prefer the performance-driven designs of Nike and Adidas, the innovative technology of Under Armour, or the laid-back luxury of LULULEMON, there&#8217;s a summer activewear option to suit every style and fitness goal. And with the Atome app, shopping for your favorite brands has never been easier or more affordable. So don&#8217;t let the heat hold you back—gear up for summer fitness success with the perfect activewear essentials today.</p>
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Get Summer-Ready with Activewear


<p>Summer is upon us, and what better way to make the most of the sunny days than by exploring the vibrant attractions that Singapore has to offer? With KKday, your gateway to unforgettable experiences, you can embark on a journey filled with fun, adventure, and discovery. From the lush landscapes of the Singapore Zoo to the mesmerizing underwater world of the S.E.A. Aquarium, there&#8217;s something for everyone to enjoy. So, pack your bags, grab your sunscreen, and get ready for an epic summer adventure!</p>



<h2 class="wp-block-heading"><strong>Explor</strong><strong>e</strong><strong> Wildlife Wonders at the Singapore Zoo</strong></h2>



<p>Step into the wild and embark on an unforgettable safari adventure at the renowned Singapore Zoo. Home to over 2,800 animals from around the world, including rare and endangered species, the Singapore Zoo offers visitors a chance to get up close and personal with some of nature&#8217;s most fascinating creatures. From majestic lions and graceful giraffes to playful orangutans swinging through the trees, every corner of the zoo is teeming with life and excitement.</p>



<p>One of the highlights of a visit to the Singapore Zoo is the Breakfast in the Wild experience. Imagine starting your day surrounded by lush greenery and the sounds of exotic birds chirping in the distance as you enjoy a delicious breakfast buffet. With KKday, you can book your tickets to this unforgettable experience and kickstart your day with a dose of adventure and excitement.</p>



<h2 class="wp-block-heading"><strong>Dive into an Underwater Wonderland at the S.E.A. Aquarium</strong></h2>



<p>Escape the heat and dive into a mesmerizing underwater world at the S.E.A. Aquarium, located on Sentosa Island. As one of the largest aquariums in the world, S.E.A. Aquarium is home to over 100,000 marine animals representing more than 1,000 species. From graceful manta rays gliding through the water to colorful clownfish darting among coral reefs, the aquarium offers a fascinating glimpse into life beneath the waves.</p>



<p>With KKday, you can skip the queues and dive straight into the heart of the action. Book your tickets in advance and embark on a journey of discovery as you explore the various exhibits and learn about the diverse ecosystems that make up our oceans. Whether you&#8217;re a marine enthusiast or simply looking for a unique and educational experience, a visit to the S.E.A. Aquarium is sure to leave you in awe of the wonders of the deep.</p>



<h2 class="wp-block-heading"><strong>Embark on a Avian Adventure at Singapore Bird Paradise</strong></h2>



<p>For bird lovers and nature enthusiasts, Singapore Bird Paradise is a must-visit destination. Located in the heart of Jurong Bird Park, this tropical paradise is home to over 5,000 birds representing more than 400 species from around the world. From colorful parrots and majestic eagles to graceful flamingos and quirky hornbills, the park offers a fascinating insight into the diverse world of avian life.</p>



<p>With <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/kkday">KKday</a>, you can skip the queues and soar straight into the heart of the action. Book your tickets in advance and embark on a journey of discovery as you explore the various aviaries and interact with some of the park&#8217;s resident birds. Whether you&#8217;re snapping photos of the vibrant feathered residents or enjoying a leisurely stroll through the lush greenery, Singapore Bird Paradise promises an unforgettable experience for visitors of all ages.</p>



<h2 class="wp-block-heading"><strong>Experience Thrills and Spills at Skyline Luge Sentosa</strong></h2>



<p>Looking for an adrenaline rush? Look no further than Skyline Luge Sentosa, where you can unleash your inner thrill-seeker and experience the ultimate downhill adventure. With tracks winding through lush tropical landscapes and offering breathtaking views of the island, Skyline Luge promises an exhilarating ride like no other.</p>



<p>Whether you&#8217;re racing against friends or enjoying a leisurely descent with the family, Skyline Luge offers an experience that&#8217;s guaranteed to get your heart racing. And with KKday, you can skip the queues and dive straight into the action. Book your tickets in advance and get ready to embark on the ride of a lifetime.</p>



<h2 class="wp-block-heading">Enjoy <strong>C</strong><strong>onvenient </strong><strong>Bookings </strong><strong>with </strong><strong>the A</strong><strong>tome App</strong></h2>



<p>Planning your summer adventure has never been easier thanks to the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>. With Atome, you can browse and book tickets for all your favorite attractions with just a few taps on your smartphone. Whether you&#8217;re planning a day out at the zoo or an underwater adventure at the aquarium, Atome has you covered.</p>



<p>Simply download the app from the App Store or Google Play Store, create an account, and start exploring a world of exciting possibilities. With Atome, you can enjoy convenient booking, secure payment options, and exclusive deals and discounts on a wide range of activities and experiences. So why wait? Download Atome today and unlock a world of summer fun in Singapore!</p>



<h2 class="wp-block-heading"><strong>Your Summer Adventure Awaits!</strong></h2>



<p>With KKday and the Atome app, your summer adventure in Singapore is just a few clicks away. Whether you&#8217;re exploring the wild wonders of the Singapore Zoo, diving into the depths of the S.E.A. Aquarium, or racing down the tracks at Skyline Luge Sentosa, there&#8217;s no shortage of excitement and thrills to be had.</p>



<p>So why wait? Start planning your summer getaway today and make memories that will last a lifetime. With KKday and Atome, the possibilities are endless. Happy exploring!</p>
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Discover Exciting Summer Activities with Atome


<p>This Mother&#8217;s Day, celebrate the most important woman in your life with a rejuvenating spa day that she truly deserves. Dive into a world of relaxation and pampering with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/spa-esprit">Spa Esprit</a>, SkinLab, Syoujin, and Pixie Nail Spa, where luxurious treatments await. Treat your mom to an unforgettable experience that will leave her feeling refreshed, revitalized, and cherished.</p>



<h2 class="wp-block-heading"><strong>Discover Tranquility at Spa Esprit</strong></h2>



<p>Nestled in the heart of Singapore, Spa Esprit offers a sanctuary of serenity where your mom can unwind and recharge her senses. From soothing massages to invigorating facials, each treatment is meticulously crafted to deliver unparalleled relaxation and rejuvenation. Let your mom escape the hustle and bustle of everyday life as she indulges in the ultimate pampering experience at Spa Esprit.</p>



<h2 class="wp-block-heading"><strong>Revitalize with SkinLab&#8217;s Signature Treatments</strong></h2>



<p>Renowned for its innovative <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/skincare/page/2">skincare</a> solutions, SkinLab combines advanced technology with expert craftsmanship to deliver transformative results. Treat your mom to SkinLab&#8217;s signature treatments, tailored to address her unique skincare concerns. Whether she desires a radiant glow or a youthful complexion, SkinLab&#8217;s team of experienced therapists will work their magic to unveil her inner <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>.</p>



<h2 class="wp-block-heading"><strong>Experience Zen at Syoujin Wellness Sanctuary</strong></h2>



<p>Immerse your mom in a tranquil oasis of wellness at Syoujin Wellness Sanctuary, where Eastern healing traditions meet modern luxury. From traditional Chinese medicine therapies to contemporary wellness rituals, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/syoujin">Syoujin</a> offers a holistic approach to health and well-being. Treat your mom to a journey of relaxation and renewal as she embarks on a path to inner harmony and balance.</p>



<h2 class="wp-block-heading"><strong>Pamper Your Mom&#8217;s Hands and Feet at Pixie Nail Spa</strong></h2>



<p>Treat your mom to a luxurious manicure and pedicure at Pixie Nail Spa, where every detail is carefully curated to perfection. Choose from a wide array of nail art designs and premium nail care products to create a personalized pampering experience for your mom. Let her sit back, relax, and indulge in a moment of pure bliss as Pixie Nail Spa&#8217;s talented nail technicians work their magic.</p>



<h2 class="wp-block-heading"><strong>Unlock Exclusive Offers with the Atome App</strong></h2>



<p>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> today to unlock exclusive offers and promotions from Spa Esprit, SkinLab, Syoujin, and Pixie Nail Spa. With Atome, you can enjoy flexible payment options and convenient installment plans, making it easier than ever to treat your mom to a well-deserved spa day. Don&#8217;t miss out on this opportunity to show your mom how much she means to you.</p>



<p>Indulge your mom with a blissful Mother&#8217;s Day spa experience that she will treasure forever. With Spa Esprit, SkinLab, Syoujin, and Pixie Nail Spa, you can create unforgettable memories and express your gratitude in the most meaningful way possible. Book your mom&#8217;s spa day today and make this Mother&#8217;s Day one to remember.</p>
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Treat Your Mom to a Luxurious Spa Experience this Mother’s Day


<p>Mother&#8217;s Day is a cherished occasion to express love and gratitude towards the women who have shaped our lives. Finding the ideal gift to celebrate this special day can be a delightful challenge. Whether your mom is a fashionista, a jewelry enthusiast, or simply appreciates thoughtful gestures, we&#8217;ve curated a selection of gifts from renowned brands like <a href="https://www.atome.sg/paylater-merchants/charles-keith">CHARLES &amp; KEITH</a>, Kate Spade, Swarovski, and TAKA Jewellery to make her day truly memorable.</p>



<h2 class="wp-block-heading">Fashionable Finds from CHARLES &amp; KEITH</h2>



<p>For the mom who exudes elegance and sophistication, <a href="https://www.atome.sg/paylater-merchants/charles-keith">CHARLES &amp; KEITH</a> offers a stunning array of handbags, shoes, and accessories that are sure to captivate her heart. From timeless totes to chic heels, each piece reflects impeccable craftsmanship and contemporary design. Surprise her with a stylish handbag or a pair of beautiful shoes from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/charles-keith">CHARLES &amp; KEITH</a>&#8217;s collection, combining functionality with fashion-forward flair.</p>



<h2 class="wp-block-heading">Radiant Jewelry from Swarovski and TAKA Jewellery</h2>



<p>Jewelry has a timeless allure that never fails to enchant, making it an enduring choice for Mother&#8217;s Day gifts. Swarovski, renowned for its exquisite crystals, offers a dazzling selection of necklaces, earrings, and bracelets that will add a touch of sparkle to your mom&#8217;s ensemble. Alternatively, explore the offerings of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/taka-jewellery">TAKA Jewellery</a>, a trusted name in the industry known for its fine craftsmanship and exceptional quality. Treat your mom to a piece of jewelry that reflects her unique style and celebrates the cherished bond you share.</p>



<h2 class="wp-block-heading">Chic Accessories from Kate Spade</h2>



<p>Kate Spade is synonymous with playful sophistication, offering a range of accessories that effortlessly blend style and functionality. From vibrant scarves to sleek wallets, each accessory exudes personality and charm. Surprise your mom with a timeless piece from Kate Spade&#8217;s collection, adding a pop of color and whimsy to her everyday look. Whether she&#8217;s a trendsetter or a classicist, there&#8217;s something for every mom in <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/kate-spade">Kate Spade</a>&#8217;s repertoire.</p>



<h2 class="wp-block-heading">The Atome App: Simplifying Your Shopping Experience</h2>



<p>In today&#8217;s fast-paced world, convenience is key. That&#8217;s where the Atome app comes in handy. Designed to streamline the shopping experience, Atome allows users to split their payments into three interest-free payments, making luxury purchases more accessible and affordable. Simply download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>, browse through your favorite brands, and enjoy the flexibility of paying over time. With Atome, treating your mom to the perfect Mother&#8217;s Day gift has never been easier.</p>



<h2 class="wp-block-heading">Celebrate Mother&#8217;s Day in Style</h2>



<p>Mother&#8217;s Day is a time to celebrate the remarkable women in our lives and express gratitude for their unwavering love and support. Whether you&#8217;re shopping for a fashion-forward mom, a jewelry aficionado, or a lover of all things chic, <a href="https://www.atome.sg/paylater-merchants/charles-keith">CHARLES &amp; KEITH</a>, Kate Spade, Swarovski, and TAKA Jewellery offer an array of exquisite gifts that are sure to make her day truly special. And with the convenience of the Atome app, you can indulge your mom without breaking the bank. This Mother&#8217;s Day, show your appreciation with a gift that speaks volumes and celebrates the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> of maternal love.</p>
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atome

Atome Financial secures growth debt facility from EvolutionX to drive profitable expansion in Southeast Asia

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Treat Your Mom to a Luxurious Spa Experience this Mother’s Day

Indulge Mom with Spa Day Bliss: Treat her to rejuvenating spa experiences this Mother's Day!

Unveil the Perfect Mother’s Day Gifts with Atome

Discover exquisite Mother's Day gifts from CHARLES & KEITH, Swarovski, Kate Spade & TAKA Jewellery with Atome, simplifying luxury shopping.