
<p>Another iPhone launch, another decision to make. If you’ve been eyeing the iPhone 17’s sleek frame or wondering if the iPhone 16 is now the savvier pick, you’re not alone. Choosing between the two isn’t just about what’s technically newer. It’s about how you use your phone, how long you plan to keep it, and how you plan to pay for it.</p>



<p>This year’s release didn’t reinvent the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wheel/page/1">wheel</a>. But Apple made just enough meaningful updates to make the iPhone 17 feel like a step forward. And whether that step is worth taking depends entirely on what matters most to you.</p>



<h3 class="wp-block-heading"><strong>The iPhone 17 Is More Polished, But Is It More Powerful?</strong></h3>



<p>At first glance, the iPhone 17 looks nearly identical to its predecessor. But a closer look reveals some important differences. The display now runs at a silky 120Hz, thanks to the new ProMotion tech being rolled out across more models. Scrolling, animations, and gaming all feel smoother and snappier as a result.</p>



<p>It’s also brighter. A lot brighter. The peak brightness hits up to 3,000 nits, which means outdoor visibility under the Singapore sun just got a lot more comfortable. The display is still OLED, still sharp, and now even more scratch-resistant thanks to Apple’s Ceramic Shield 2.</p>



<p>Inside, the iPhone 17 runs on the new A19 chip. It’s faster and more efficient than the A18 in the iPhone 16, but the real-world difference will feel subtle for most. You’ll notice quicker app loads, smoother multitasking, and longer battery life, but only if you’re really pushing the phone with heavier use like mobile editing or gaming.</p>



<h3 class="wp-block-heading"><strong>Big Win for the Front Camera and Ultra-Wide Lens</strong></h3>



<p>Where the iPhone 17 makes a clearer leap is in the camera system. The front camera is now 18MP, up from 12MP. If you take a lot of selfies, video calls, or record front-facing content for platforms like TikTok or Instagram, that sharper detail and improved dynamic range will show immediately.</p>



<p>The ultra-wide lens on the back also gets a 48MP upgrade. It captures more light, more detail, and makes your wide-angle shots pop with clarity. It’s the kind of camera upgrade that doesn’t feel like fluff. Especially in low-light situations or fast-moving scenes, the iPhone 17 pulls ahead.</p>



<h3 class="wp-block-heading"><strong>What the iPhone 16 Still Gets Right</strong></h3>



<p>That said, the iPhone 16 is no slouch. It still runs beautifully, takes excellent photos, and handles all the same apps with zero hesitation. If you’re mostly using your phone for everyday tasks, streaming, casual social media, or regular photos, the iPhone 16 still feels like a flagship.</p>



<p>Its display may lack ProMotion, but it’s still crisp and responsive. The cameras may be a generation behind, but the average user won’t feel held back. And with software support expected for years, the iPhone 16 won’t feel outdated anytime soon.</p>



<p>It also comes with a key advantage. Retailers are beginning to discount it. While the iPhone 17 starts around $1,649 in Singapore, the iPhone 16 can now be found for closer to $1,429, or even lower during sale periods.</p>



<h3 class="wp-block-heading"><strong>Storage That Stretches Further</strong></h3>



<p>Apple also made a subtle but important move with storage tiers. The iPhone 17 now starts at 256GB by default. That’s a welcome shift, especially for users who shoot video, keep a lot of photos, or run storage-heavy apps.</p>



<p>The iPhone 16 still starts at 128GB, which may be enough for many, but for long-term use, 256GB gives more breathing room. That added storage on the iPhone 17 does make its higher price a little easier to justify.</p>



<h3 class="wp-block-heading"><strong>So, Which One Should You Pick?</strong></h3>



<p>If you want the newest features, take lots of photos or videos, and value a smoother display, the iPhone 17 is a confident step forward. You’re paying for polish, better performance under pressure, and a phone that feels just a bit more future-ready.</p>



<p>If you’re a smart shopper looking to stretch your dollar, the iPhone 16 still delivers nearly everything that matters. It’s fast, capable, and now significantly more affordable than it was just months ago. And if you’re upgrading from an older model like an iPhone 13 or below, the jump to a 16 still feels massive.</p>



<p>There’s no wrong answer. It just comes down to what kind of phone user you are.</p>



<h3 class="wp-block-heading"><strong>Why How You Pay Could Matter More Than What You Buy</strong></h3>



<p>Here’s the part that often gets overlooked. Your decision isn’t just about which iPhone to choose. It’s also about how you plan to pay for it.</p>



<p>Because whether you go for the new 17 or the more affordable 16, large one-time payments can hit hard. And that’s exactly why Atome exists. When you shop at Courts, you can use Atome to split your purchase into three easy payments. No interest. No fees. No drama.</p>



<p>That means you don’t have to compromise on which phone you want just because payday is a few weeks away. You can shop confidently, get the model that fits your life, and spread out the cost without touching a credit card.</p>



<h3 class="wp-block-heading"><strong>The Upgrade Feels Better When It Fits Your Budget</strong></h3>



<p>Atome isn’t a shortcut. It’s just a smarter way to handle big purchases. You pay a third today, then two equal payments over the next two months. No paperwork, no buried terms, and no fine print surprises.</p>



<p>That breathing room means you can also pick up a case, screen protector, or wireless charger without overloading your monthly budget. Because upgrading your phone should feel exciting, not stressful.</p>



<h3 class="wp-block-heading"><strong>It’s Not About Having the Latest, It’s About Having What Works</strong></h3>



<p>Both iPhones are excellent. The iPhone 17 pushes forward with smarter design, stronger cameras, and more storage. The iPhone 16 holds the line with dependable performance, great value, and a price that just got a lot more attractive.</p>



<p>So if you’re chasing the latest experience, the iPhone 17 will impress. If you’re being practical, the iPhone 16 is a quiet win. Either way, the smartest move is shopping in a way that works for you. And with Atome at checkout, that choice becomes a lot easier to make.</p>
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iPhone 17 vs iPhone 16: Full Comparison & Should You Wait


<p>Atome just got a refresh that keeps everything you already love and trims what you do not need. Open the app and you will notice a tidier look, faster paths to common actions, and a brand-new task centre called Atome Challenge, that turns small everyday moves into rewards. The idea is simple: less friction, clearer choices, and more value as you go, whether you are checking a bill, shopping at a favourite store, or planning your next purchase.</p>



<h3 class="wp-block-heading"><strong>What’s new in the UI</strong></h3>



<p>We focused on two things that matter in real life: how the app feels to use, and how it looks while you use it.</p>



<p><strong>Better user experience through smart rearrangement</strong><strong><br></strong>Key features now sit where your thumb naturally lands. Core actions like Shop and Scan are easier to reach, while lower-value items have been tucked away or removed so nothing gets between you and the task at hand. The result is fewer taps and shorter journeys from home screen to checkout. Labels are clearer, sections open to what you actually need. It still feels familiar, only smoother.</p>



<p><strong>A fresher look that stays out of your way</strong><strong><br></strong>Colours are cleaner, spacing is more considered, and layouts are calmer, which makes everything easier to read at a glance. Subtle effects guide attention without shouting for it, so you find what you need without visual noise. The refreshed palette and typography balance contrast and comfort, making the app feel light in bright daylight and relaxed at night. It is the same Atome, just sharper and easier on the eyes, with a finish that feels modern without being distracting.</p>



<h3 class="wp-block-heading"><strong>Atome Challenge (earn as you go)</strong></h3>



<p>Say hello to a new space that rewards good habits. The Atome Challenge follows a simple loop: pick challenges, complete the actions, claim your rewards. Challenges are bite-size and practical, designed to fit how you already use Atome rather than asking you to learn something complicated. On a busy day you might complete a single quick one like making an order. When you have a moment, you can go a little further with an Atome+ redemption or try a PayNow repayment. You choose the pace. Complete one challenge for a small win or a few at a time when you have a spare minute. You will also see short education bites that explain the basics in plain language, so smart habits become second nature.</p>



<h3 class="wp-block-heading"><strong>What you can earn</strong></h3>



<p>Expect a useful mix of app vouchers, Atome+ points, free spins, and more. Each reward shows simple details like value and validity, so there is no guesswork about what you are getting or how to use it. The goal is to make positive behaviour feel satisfying and straightforward, not like another to-do list.</p>



<h3 class="wp-block-heading"><strong>How to get started</strong></h3>



<p>First, update the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> to the latest version so you get the full refresh. Open the app and find Atome Challenge on the home screen to see what is live for you today. Pick a starter challenge, follow the short prompt, and collect your reward right after completion. That is all you need for your first win. If notifications help you remember, turn them on. If you prefer a quieter experience, check in once or twice a week and clear a couple of challenges at your own pace.</p>



<p>Update the app, take the new layout for a spin, and give Atome Challenge a try. Cleaner colours, calmer layouts, faster navigation, and small wins that add up are now all in one place.</p>
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Meet the New Atome: Cleaner, Quicker, Rewarding


<p>Race week in Singapore is pure buzz. Streets glow, engines rumble, and the whole city leans in for lights out. If you want all the thrill without the bill shock, a little planning now goes a long way. Line up a stay that keeps you near the action, pack a few weather-proof essentials, and sort your tickets and side adventures in one place. When it’s time to pay, using Atome where eligible helps the big stuff settle into calm, predictable steps so you can enjoy every moment.</p>



<h2 class="wp-block-heading"><strong>Stay close to the circuit with Agoda</strong></h2>



<p>Think of your hotel as race-week HQ. A quick spin through <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/agoda">Agoda</a>’s filters makes short work of the search. Distance tells you if it’s a breezy walk to the gates, a short ride, or an easy hop on the MRT. Ratings and reviews keep the glossy photos honest, while free cancellation gives you wiggle room if plans shift.</p>



<p>It’s handy to shortlist two clusters. Marina Bay and City Hall put you right in the thick of it for effortless late-night returns. Clarke Quay or Bugis sit just outside the core and can be quieter with friendlier rates. If you like mornings on autopilot, look for breakfast in the mix and sort by top-reviewed stays to keep surprises at bay. When the choice feels right, checking out with Atome on eligible bookings spreads the total into three comfortable instalments that fit your month.</p>



<p>Tiny details make race week smoother. Have a quick look at cancellation windows and payment timing so charges land when you expect them. Map view is your friend too. A hotel that looks close can feel farther if you’re weaving around barricades at midnight. Nail the stay and the rest of the weekend flows.</p>



<h2 class="wp-block-heading"><strong>Gear up at Decathlon without overpaying</strong></h2>



<p>Singapore weather loves a plot twist, so a compact kit covers a lot. A packable rain jacket or poncho that folds into its own pocket, a breathable tee that dries fast, and a cap for glare or drizzle will carry you through changing skies. Add a crossbody or waist bag so your phone, tickets, and earplugs stay safe while your hands stay free.</p>



<p>Decathlon is great for this dash. Sizes are consistent, prices are friendly, and you can try pieces on the spot. If you’re keeping spend tidy, a quick peek at the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> for any Decathlon promotions plus paying with Atome on eligible purchases can spread the total neatly across three dates.</p>



<p>A few comfort moves go a long way. Lighter colours help if crowds make you run warm, and quick-dry fabrics feel good after a sudden shower. Break in your footwear before the weekend to avoid grandstand blisters. Planning to roam between viewing points? A slim power bank and short cable keep your phone ready for photos and ride-hailing after the chequered flag. A small ziplock for tickets and cards is the unglamorous hero you’ll be glad you packed.</p>



<h2 class="wp-block-heading"><strong>Tickets and extra fun in one place with KKday</strong></h2>



<p>When the year is busy, ticket hunting gets chaotic fast. Keeping everything central helps. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/kkday">KKday</a> makes it easy to see what’s available and to add daytime experiences that round out the trip. Think river cruises, observation decks, food tours, transfers that save steps, or even a recovery massage the morning after.</p>



<p>Keep an eye out for limited-time promos, including KKday x Atome offers that take money off eligible bookings. Searching by date range across race week and using instant confirmation is a nice way to lock things in without fuss. Activities with time slots usually feel better earlier in the day, so you’re not sprinting before formation lap. For options with transport, check pickup details and allow a little buffer. Race-week traffic writes its own script.</p>



<h2 class="wp-block-heading"><strong>Put it together with Atome</strong></h2>



<p>The sequence makes everything feel easy. Build your hotel shortlist on Agoda with distance, reviews, and flexible cancellation in mind, then pay with Atome on eligible bookings so the total breaks into three steady steps. Do one focused gear run at Decathlon for a rain layer, quick-dry tee, cap, and compact bag, checking the app for any savings along the way. Round out the weekend on KKday by lining up tickets and daytime adventures, and apply any live Atome offer when it’s available. Three clear moves, one relaxed plan, and a budget that still breathes on Monday.</p>



<p>Keep the admin light so you can enjoy the glow and noise. Gentle reminders for instalment dates help. A screenshot of your hotel address is handy when reception is busy. Keep the gear receipt nearby for easy size swaps. Save KKday vouchers in your notes app so they’re ready at the gate. Small touches add up to big calm when the city turns it up.</p>



<h2 class="wp-block-heading"><strong>Time your weekend right</strong></h2>



<p>The 2025 Singapore Grand Prix runs from Friday 3 October to Sunday 5 October. Practice sets the tone on Friday, qualifying lights up Saturday, and the race takes over Sunday night. Many visitors arrive Thursday to settle in and fly out Monday morning so Sunday can run late without stress. Even locals benefit from booking early, because proximity and flexibility climb in price as lights out gets closer. Heading in as a group? Pick two meeting points ahead of time, one inside the circuit and one outside near a clear landmark, then set a post-race rendezvous so everyone can enjoy their section without constant check-ins.</p>



<p>With a place to sleep, a kit that works, and a plan that flows, you’re set. Use Atome where eligible to keep payments smooth, soak up the atmosphere, and enjoy a weekend that feels big without the bill shock. All that’s left is the roar of engines and a city lit for the night.</p>
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Singapore GP on a Smart Budget: Your Race-Week Playbook


<p>Missed the show floor and still want the upgrade buzz? Perfect timing. The weeks after a big tech fair are when you can shop with a cooler head, a cleaner shortlist, and far less noise. Prices are still competitive, new season gear is landing, and you have space to pick what actually improves your day instead of chasing whatever flashed brightest under convention lights. Think small but mighty: one brilliant pick for your pocket, one for the living room, and one to round out your ecosystem. Keep the plan tight, enjoy the instant quality-of-life jump, and use Atome where eligible so bigger buys settle into easy, predictable steps. Calm budget, happy upgrades.</p>



<h3 class="wp-block-heading"><strong>Samsung pick: Galaxy S25 Ultra</strong></h3>



<p>If you change just one thing, make it your phone. The Galaxy S25 Ultra is the sort of daily driver that quietly removes little frictions you notice a dozen times a day. The display is large and bright, which makes maps, emails and videos feel crisp even when you step outdoors. Battery life is the definition of dependable, so you are not negotiating with a charger at five in the afternoon. Cameras hold their nerve in moody lighting, which means night food shots and indoor clips actually look like the moment you lived. It is the kind of confidence that lets you snap the scene once and move on.</p>



<p>There is real productivity upside too. The precision of the S Pen makes quick annotations feel natural. Signing a PDF on the fly, circling a detail in a deck, jotting a thought during a call, it all flows. On-device smarts help with bite-size tasks such as summarising a long message or tidying a rough draft into something shareable. None of this asks you to learn a new way of working. It simply makes the habits you already have faster and less fussy. Pair the phone with a slim case, a glass protector and a compact fast charger and you will feel set for the long run rather than the first week. It is the one upgrade that touches almost every hour you are awake, which is why it earns the top slot in this post-COMEX plan.</p>



<h3 class="wp-block-heading"><strong>COURTS pick: LG C4 OLED TV</strong></h3>



<p>A good TV turns weeknights into something you look forward to. The LG C4 OLED hits that sweet spot where films feel cinematic, live sport looks clean, and games respond the way your reflexes expect. Pixel-level control gives you inky blacks and precise highlights, so the picture has depth rather than glare. Colours have punch without tipping into cartoon territory, which is why nature docs look rich and animation still feels true to the art. Motion handling is steady, so fast players stay sharp and overhead racing shots carry speed without smearing.</p>



<p>If you have a bright living room, the overall tuning holds up well during the day, which means you can keep the curtains open and still enjoy the match. Set up is straightforward. Plug in, run the guided picture preset that matches your room, and you are off to the races. If you want a bit more presence for dialogue, add a simple soundbar now and think about rears later. The jump from thin TV speakers to a competent bar is immediate and satisfying. COURTS makes comparison easy because you can see sizes side by side and test a couple of audio options in one visit. If you have been living with a perfectly fine television that does not feel special, this is the upgrade that gets “wow” from the couch and keeps getting it.</p>



<h3 class="wp-block-heading"><strong>Singtel pick: wearables and tablets to round out your setup</strong></h3>



<p>Once your phone is sorted, finish the ecosystem. A smartwatch is brilliant for the micro-moments. You glance to triage notifications, send a quick reply without digging for your phone, tap your wrist at the train gate, and keep gentle health tracking running in the background. It trims screen time by moving tiny tasks out of your hands and into a glance. During busy weeks that change adds up to real calm.</p>



<p>A tablet gives you space when you need it. Reading on the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/sofa/page/1">sofa</a>, sketching ideas in a meeting, watching a match in the kitchen, running notes beside a video call, all feel better with a larger canvas. Choose a light, friendly model if you value portability and battery life, or go for a pro-grade option if you edit photos, sketch often, or love split-screen multitasking. Picking up your watch and tablet at <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/singtel">Singtel</a> keeps setup neat. You can pair devices on the spot, add a perfectly aligned screen protector, and leave with the first-party charger or case that actually fits. The result is a phone that stays free for camera and calls, a watch that handles the quick stuff, and a tablet that makes long sessions comfortable. It is less about buying more, more about letting each device do the job it is best at.</p>



<h3 class="wp-block-heading"><strong>Why these three belong together</strong></h3>



<p>Think of this as balance for modern life. The phone is your pocket computer and your best camera, the thing you reach for a hundred times a day. The TV is the shared screen that sets the mood at home for movie nights, match days and game sessions. The watch-plus-tablet combo splits tiny tasks from deep focus so you are not constantly juggling the same device for everything. Together they touch morning commutes, late-night streaming and weekday work sprints in ways you will feel immediately. That first coffee scroll on a smooth display, the first match that looks like a broadcast, the first time you reply from your wrist while the tablet holds your notes, those are the moments that make an upgrade feel worth it.</p>



<p>There is also a nice psychological benefit to this three-piece plan. It stops you from chasing ten small sidegrades that never add up. One great pick per lane gives you clear progress without clutter. You are not building a museum of gadgets. You are making the tech you already use every day feel better, faster and more enjoyable.</p>



<h3 class="wp-block-heading"><strong>Buying the calm way with Atome</strong></h3>



<p>Big purchases feel lighter when the payment plan matches your month. Paying with Atome on eligible purchases splits the total into three interest-free parts, with the first at checkout and the next two in the following months. Dates and amounts are shown upfront, which makes it easy to line them up with payday and keep cash flow even. That transparency is the whole point. You decide with a clear head, then you get to enjoy the upgrade without a heavy hit on day one.</p>



<p>It also helps to pace your decisions. If you are planning to buy more than one item, consider spacing them a few days apart. Those later instalments will then land in different weeks, which smooths the month without any extra effort. Keep a small buffer in the account that funds your instalments and, if you like gentle nudges, turn on reminders in the app. None of this is complicated. It is the kind of quiet structure that lets you enjoy your new gear while everything in the background stays tidy.</p>



<h3 class="wp-block-heading"><strong>A few friendly pointers before you click pay</strong></h3>



<p>Make a short list and resist padding it with things you will not use weekly. For the phone, confirm storage you will not outgrow in six months and choose a case you actually like to hold. For the TV, measure your viewing distance and pick the largest size that fits your wall and your room rather than chasing a spec you will never notice. For the watch and tablet, think in pairings that suit your life. Phone plus watch for the always-moving crowd. Phone plus tablet for readers, note-takers and side-project planners. Watch plus tablet for people who want to keep the phone free yet still feel connected. There is no wrong answer, just the combination that removes the most friction from your week.</p>



<p>When the shortlist feels right, enjoy an unhurried checkout. Let the store deal do its work, then choose Atome where eligible to split the rest. You will walk away with upgrades you will actually use and a payment plan that fits your month, which is exactly the win you want after the noise of a big tech show.</p>
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Skipped COMEX? Your Three-Item Upgrade Plan


<p>The biggest sale day of the season is almost here, and trust us, the internet is about to light up. Timers will be ticking down, carts will be filling up fast, and the best deals will disappear before you know it. But here&#8217;s the thing, you don&#8217;t need to be a voucher wizard or stay up all night refreshing pages to win at 9.9 shopping.</p>



<p>All you need is a smart plan that keeps your budget happy while your cart does all the heavy lifting. And that&#8217;s exactly what we&#8217;re here to help you with. From finding the best deals to spreading your payments so you can shop stress-free, here&#8217;s your complete guide to shopping smarter with Atome.</p>



<h3 class="wp-block-heading"><strong>The game plan you’ll actually follow</strong></h3>



<p>Think of 9.9 shopping like this: there are two simple steps that make all the difference. First, choose your stores wisely so all that scrolling actually leads to something worthwhile. Second, check out in a way that keeps your finances flowing smoothly.</p>



<p>That&#8217;s where Atome comes in. With Atome, you can split any eligible purchase into three easy payments – pay the first installment at checkout, then spread the rest over the next two months. It&#8217;s straightforward, it helps you build a bigger cart without the big upfront cost, and it takes the sting out of those eye-watering totals.</p>



<p>Your game plan? Start with a focused shopping list, pair up store deals with Atome vouchers, and hit &#8220;pay&#8221; when the numbers feel just right. Simple steps, happy <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a>, even bigger smile.</p>



<h3 class="wp-block-heading"><strong>Where to shop for maximum joy</strong></h3>



<p><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/amazon-sg">Amazon</a>.sg</strong> is perfect for variety shopping without jumping between websites. Focus on what actually makes life easier: books you&#8217;ve been eyeing, tech upgrades like a faster SSD or better router, and home essentials like coffee, cleaning supplies, or that small appliance you&#8217;ve been putting off. Apply the site discount first, then choose Atome at checkout to spread your payment across three comfortable dates.</p>



<p>For<strong> <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zalora">Zalora</a></strong>, start with pieces you&#8217;ll actually wear regularly – sneakers, workwear basics, crisp tees and trousers that fit properly. Add one standout piece for the season, like a dress for events or a versatile blazer. Close to the voucher limit? Grab a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> essential you&#8217;d replace anyway. Apply site discounts first, then split with Atome for a bigger wardrobe refresh without the bigger upfront cost.</p>



<p><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">SHEIN</a></strong> is perfect for &#8220;put-together without planning&#8221; shopping. Focus on office chic or athleisure in colors that work with your style. Grab two tops, two bottoms, and one light layer that all mix together. Add accessories like a belt, cap, or small bag. You&#8217;ll hit your discount target with a complete outfit that actually works together. Claim your Atome voucher and split the payment for gentle upfront costs.</p>



<h3 class="wp-block-heading"><strong>How to use Atome for 9.9 like a pro</strong></h3>



<p>Before you start building any cart, open the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> and grab any vouchers that match your shopping plan. Check the minimum spend requirements and expiry dates so there are no surprises later. When you&#8217;re ready to check out, apply the merchant&#8217;s discount first, then choose Atome to split your payment. If a voucher doesn&#8217;t work for some items, don&#8217;t stress about it. Just adjust your cart or split it into smaller orders to make sure you&#8217;re still getting those savings.</p>



<p>Timing is everything during 9.9. Many deals go live at midnight or rotate in short bursts throughout the day. Here&#8217;s a pro tip: pre-build and save your carts in the evening. Sign in on both your phone and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/laptop/page/1">laptop</a> so you can switch quickly if one device starts lagging.Keep a small note of which item pushes your cart over the spend threshold for a discount. When the price feels right, check out immediately. A solid saving right now is always better than chasing after one that disappears while you&#8217;re still deciding.</p>



<h3 class="wp-block-heading"><strong>A friendly BNPL refresher</strong></h3>



<p>With Atome, splitting your payment couldn&#8217;t be simpler. Pay the first third at checkout, the second installment in a month, and the final one the month after that. There&#8217;s no interest on the standard three-month plan, and the app shows all fees and dates upfront so you can make decisions with complete clarity.</p>



<p>Sometimes longer payment plans are available. Only choose these if the small fee makes sense for your situation and the item will be useful for months to come.</p>



<p>Here are some guidelines that help everything flow smoothly:</p>



<ul class="wp-block-list">
<li>Keep your shopping list focused – resist the urge to add everything that catches your eye</li>



<li>Make sure your cart reaches the spend needed for discounts – otherwise you&#8217;re leaving money on the table</li>



<li>Spread your purchases across different days if you&#8217;re shopping at multiple stores</li>



<li>Keep track of returns and understand how refunds affect your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a></li>



<li>Don&#8217;t let installments trick you into buying more – let them make planned purchases easier, not encourage impulse buys</li>
</ul>



<h3 class="wp-block-heading"><strong>Small tips, big wins</strong></h3>



<p>Shop early when possible so your preferred sizes and delivery slots don&#8217;t vanish. Keep your address and payment information updated in both Atome and your shopping accounts to avoid last-minute checkout stress. If you bounce between your phone and laptop while shopping, make sure your carts are syncing properly across devices.</p>



<p>Here&#8217;s a reality check: skip the &#8220;almost deals.&#8221; If you wouldn&#8217;t pay full price for something next month, it doesn&#8217;t belong in tonight&#8217;s cart. Tempted by a second color of something you love? Save it for later and see if you still want it next week. Buy smart, pay smart, enjoy the excitement, and let your future self smile when those packages start arriving at your door.</p>
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How to Win 9.9 Without Wrecking Your Wallet


<p>In today’s world of flexible payments, “buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>” options like Atome have changed the way we shop. From snagging the season’s hottest gadgets to refreshing your wardrobe with the latest drops, you no longer have to drain your savings in one go. Instead, you can spread the cost across three interest-free instalments, giving you breathing room and budget peace of mind.&nbsp;</p>



<p>But as convenient as instalment plans are, they can quickly get out of control if left untracked. Missed payments, overlapping due dates, and unplanned fees can undo the financial flexibility you wanted. The secret to using shop-now-pay-later services without stress lies in smart budgeting. In this guide, we’ll walk through four proven strategies: mapping out instalment dates, syncing charges to paydays, setting up visual reminders, and stacking coupons and promotions. These will help you stay organized, keep your cash flow healthy, and make the most of Atome’s flexible payment model.</p>



<h3 class="wp-block-heading"><strong>Map Out All Instalment Dates</strong></h3>



<p>The first step in mastering instalment budgeting is getting full visibility over every upcoming payment. When you split a purchase, whether it’s a new tablet from Courts or a splurge on athleisure from Nike, into three instalments, the due dates aren’t always obvious unless you track them carefully. Start by creating a master schedule: open a simple spreadsheet or a note on your phone, and list every Atome-funded purchase along with its first, second, and final payment dates. For example, if you buy a set of vitamins from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/lac">LAC</a> on August 10, your first instalment might be on that date, with the next instalments due on September 10 and October 10. By mapping each timeline side by side, you’ll quickly spot weeks heavy with charges. This information lets you delay non-urgent buys until after a busy payment period.</p>



<p>This consolidated view prevents nasty surprises when multiple payments fall in the same pay cycle. It also helps you plan extra buffer funds in months when instalments peak, making sure you never face a declined transaction just because your account ran low. Remember: visibility is control. When you map out every instalment date in one place, you turn scattered payment schedules into a clear financial roadmap.</p>



<h3 class="wp-block-heading"><strong>Sync Payments with Your Paydays</strong></h3>



<p>Once you have a clear instalment calendar, the next step is to align your payments with your income schedule. If your salary arrives on the last working day of each month, plan your Atome purchases so their first (and ideally second) instalments fall just after you’re paid. Doing this reduces the risk of insufficient funds and removes the worry of juggling payments manually. For instance, if you plan to buy a foldable Galaxy Z Flip7 on August 1, make sure your payment date does not clash with rent or other fixed bills that usually clear around payday.</p>



<p>In practice, this might mean postponing discretionary buys by a week or two, so the total matches the flow of your paycheck. Over time, you’ll naturally schedule purchases during times when your cash reserves are healthy instead of when money is tight. You might also want to set aside a small “installment buffer” account, a modest amount topped up with each paycheck, to cover unexpected charges. This cushion works like overdraft insurance for your instalment plan and keeps your main checking account focused on daily expenses like groceries and transport.</p>



<h3 class="wp-block-heading"><strong>Visual Reminders and Alerts with Atome Tools</strong></h3>



<p>Even the most careful planners can slip up without effective reminders. Luckily, Atome’s built-in notification system makes it easy to stay on top of upcoming instalments. Inside the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>, you can customize push notifications and email alerts that remind you several days before each charge. Turn on these reminders as soon as you finish a purchase, and you’ll get timely nudges that keep you aware without filling your inbox.</p>



<p>For extra peace of mind, sync these alerts to your personal calendar. Whether you use Google Calendar, Apple Calendar, or another digital planner, create recurring events for each instalment date with one or two days advance notice. Color-code these events, for example red for high-value purchases and orange for moderate-value ones, so you can quickly see how heavy your payment week will be. If you prefer physical cues, print a monthly calendar, highlight instalment dates, and pin it on your fridge or workspace. The goal is simple: never let an instalment slip through the cracks.</p>



<h3 class="wp-block-heading"><strong>Coupon and Discount Strategies: Stack Promos with Instalments and Unlock Atome+ Perks</strong></h3>



<p>Maximizing savings isn’t just about stretching payments. It’s also about stretching every dollar before you even start an instalment plan. Before selecting Atome at checkout, look for merchant-specific coupons, student discounts, or seasonal codes that lower the purchase price. For example, if you’re buying athleisure from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/nike">Nike</a> or makeup from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sephora">Sephora</a>, apply any promo code first. Once you’ve reduced the price, choose Atome to split the net total into instalments.&nbsp;</p>



<p>Besides merchant offers, Atome+, the platform’s loyalty tier, unlocks perks and exclusive deals. Join Atome+ when you hit certain spending limits or during seasonal campaigns. These perks can lead to discounts on your next purchase or bonus points that turn into prizes. Also, time your buys around flash sales or merchant anniversary events. These are times when promo codes stack or sites have sitewide discounts. By combining coupons, flash sale timings, and Atome+ benefits before splitting your payments, you’ll reduce each instalment burden and keep your overall cost as low as possible.</p>



<h3 class="wp-block-heading"><strong>Smart Budgeting for Stress-Free Shopping</strong></h3>



<p>Flexible payments via Atome let you shop for career-enhancing essentials like focus supplements, professional devices, and gym memberships without the stress of paying all at once. But true budgeting success comes from pairing these tools with intentional planning: mapping instalment dates, syncing charges to paydays, using Atome’s reminder system, and stacking coupons and loyalty perks.&nbsp;</p>



<p>These strategies turn instalments from a potential budgeting problem into a smooth part of your cash flow management, allowing you to enjoy your Atome purchases with confidence instead of financial stress. Download Atome today, try these tips, and experience the freedom of smart, stress-free shopping, one interest-free instalment at a time.</p>
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Smart Budgeting Hacks for Buy-Now-Pay-Later Shoppers


<p><a href="https://www.advancegroup.com/business-units/atome-financial">Atome Financial</a>, Southeast Asia’s leading digital financial services platform – comprising Atome’s Buy-Now-Pay-Later (<a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a>), Atome Card and Kredit Pintar – today announced record audited results for the year ended 31 December 2024, achieving both strong growth and profitability.<br><br>Operating income rose 63% year-on-year to <strong>US$236 million</strong>, while recording&nbsp; full-year profitability. This performance reflects the company’s disciplined execution, operational efficiency, and ability to scale responsibly in a challenging macroeconomic environment.</p>



<p>Atome processed over US$2 billion in Gross Merchandise Volume (GMV) in 2024, up 50% year-on-year, driven by strong merchant partnerships and expanding consumer adoption.<br><br>This growth continues to accelerate. At end Q2 (April-June) 2025, <strong>annualised net revenue surpassed US$500M</strong>, driven by annualised GMV crossing US$4 billion.<br><br>Key performance drivers include:<br><br>a) <strong>Product diversification:</strong> Expansion of insurance, savings, cards, and lending offerings. In the Philippines, Atome PayLater Anywhere Card adoption accelerated, with the total number of cards issued crossing 1.5 million as of June 2025.<br><br>b) <strong>Operational excellence</strong>: Streamlined processes, strong core business focus, and rapid deployment of Generative AI to enhance customer service, collections, and credit underwriting.<br><br>c) <strong>Robust capital support</strong>: Strengthened funding base from global and regional institutional partners, including <a href="https://www.advancegroup.com/media/356">BlackRock, EvolutionX, Innoven Capital</a>, <a href="https://www.advancegroup.com/media/366">CLSA’s Lending Ark</a>, and an <a href="https://www.advancegroup.com/media/348">expanded syndicated credit facility</a> led by HSBC with participation from DBS, SMBC, and Baiduri Bank.</p>



<p>“Atome Financial’s record performance in 2024 and 1H2025 reaffirms the strength of our “<a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a>” platform and our ability to grow sustainably while delivering real value to consumers and partners. Since Day One, our mission has been to improve lives through greater financial access and technology. With a profitable BNPL business, a growing Atome Card franchise and broadening funding partnerships, we are well-positioned to shape the next phase of financial inclusion in Southeast Asia,” said Jefferson Chen, CEO of Atome Financial.<br><br><strong>About Atome Financial <br></strong><a href="https://www.advancegroup.com/business-units/atome-financial">Atome Financial</a> is Southeast Asia’s leading digital finance platform. It comprises Atome, the region’s largest embedded financing provider that also offers cards, insurance, savings and lending, and Kredit Pintar.<em> </em>Atome Financial&#8217;s market leadership is backed by institutional funding partners including Standard Chartered, HSBC, Bank Jago, DBS Bank, SMBC, BlackRock, Evolution X Capital, InnoVen Capital and many others. Atome Financial is part of Singapore-headquartered Advance Intelligence Group, which is backed by top tier investors SoftBank Vision Fund 2, Warburg Pincus, Northstar, and Singapore-based global investor EDBI.</p>
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Atome Financial posts record US$236M operating income, marks full-year profit in 2024


<p>As a young professional carving out your niche in today’s fast-paced workplace, you’re juggling deadlines, meetings, and personal growth all at once. To stay ahead, you need more than raw determination, you need the right tools to fuel your focus, flexibility, and resilience. Skipping breakfast won’t cut it, and an underpowered <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/laptop/page/1">laptop</a> can turn a video call into a nightmare. That’s where a curated set of must-have essentials comes in: morning supplements to sharpen your mind, portable workstations to keep you productive on the move, and a consistent fitness routine to sustain your energy levels. Even better, you don’t have to drain your savings to get these game-changing items. With Atome’s “buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>” model, you can invest in your career toolkit today and spread the cost across three interest-free instalments. Ready to transform your workday? Let’s dive into the essentials that will elevate your performance from nine to five and beyond.</p>



<h3 class="wp-block-heading"><strong>Power Up Your Morning: Vitamins &amp; Supplements for Focus and Energy</strong></h3>



<p>Imagine starting your day with a clear mind, steady energy, and rock-solid focus. Morning supplements from LAC (Life’s Active Choices) can make that scenario your everyday reality. Formulated specifically for busy professionals, LAC’s energy-boosting capsules combine B-vitamin complexes, ginseng extracts, and nootropic ingredients like L-theanine to enhance cognitive clarity without the jittery crash of a double espresso.</p>



<p>Taking your supplements first thing in the morning helps regulate neurotransmitters linked to attention and memory. This means you enter your first meeting fully alert rather than bleary-eyed. Over time, consistent supplementation supports balanced energy levels, helping you maintain productivity through midday slumps and avoid the dreaded “three-o’clock fade.” Whether you’re drafting reports, analyzing spreadsheets, or crafting strategic pitches, that mental edge can turn a good performance into an outstanding one.</p>



<p>For those with back-to-back video conferences, LAC’s formulations also include adaptogens like ashwagandha and rhodiola rosea, which reduce the physical effects of stress. By encouraging a calm, focused state, you’ll find it easier to tackle unexpected challenges, such as impromptu brainstorming sessions or last-minute deliverables, without losing your cool. If you’re working in a hybrid model, moving from home to coworking spaces, you’ll appreciate that <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/lac">LAC</a> capsules are compact and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a>-friendly. Just pop them in your bag, and you’re ready for any environment.</p>



<h3 class="wp-block-heading"><strong>Stay Agile Anywhere: Portable Workstations from Courts</strong></h3>



<p>In an era that demands flexibility, a desktop-bound setup no longer suffices. Today’s young professionals thrive on portable workstations, which are lightweight laptops and tablets that blend power with mobility. Courts curates a range of devices designed for hybrid workflows: featherlight ultrabooks with 12-hour battery life, 2-in-1 hybrids that transition from tablet sketchpad to full workstation, and high-performance Windows machines for data analysts or designers.</p>



<p>The value of these portable workstations goes beyond convenience. When you can set up in a café, a client’s office, or your coworking space without lugging a power brick, you reclaim hours spent commuting or troubleshooting dead batteries. A robust processor and enough RAM mean spreadsheets recalculate instantly, video calls run smoothly, and multitasking doesn’t force you to choose between performance and portability.</p>



<p>Courts also offers bundled accessories such as lightweight USB-C hubs, ergonomic foldable stands, and noise-cancelling USB headsets so you can maintain a consistent, productive environment wherever you go. These peripherals ensure your mobile setup rivals the ergonomics and efficiency of a stationary office desk. For those pursuing side projects like a weekend coding hackathon or an evening design sprint, a portable workstation empowers you to seize opportunities as they arise and turn every location into your personal command center.</p>



<h3 class="wp-block-heading"><strong>Sharpen Your Edge: Staying Fit &amp; Active with Anytime Fitness</strong></h3>



<p>The mind and machine are only as strong as their underlying foundation: your body. Incorporating regular exercise through an Anytime Fitness membership does more than sculpt your physique. It trains your brain to handle stress, boosts your mood, and raises your overall energy, which are critical factors when your calendar is jam-packed.</p>



<p>Research shows that consistent physical activity increases blood flow to the prefrontal cortex, the brain’s decision-making hub, enhancing cognitive flexibility and problem-solving, which are skills you rely on daily for strategic planning and creative brainstorming. Whether you opt for a pre-work HIIT session, a lunchtime yoga flow to decompress, or a late-evening strength workout, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/anytime-fitness">Anytime Fitness</a>’ 24/7 access ensures your routine fits your schedule, not the other way around.</p>



<p>Beyond the gym floor, exercise stimulates endorphin release, reducing anxiety and protecting you from burnout. A quick circuit training set between meetings can reset your mental state, so you tackle your next task refreshed rather than fatigued. Plus, the social element of group classes, like spin or boxing, builds camaraderie and offers networking moments beyond typical office settings.</p>



<h3 class="wp-block-heading"><strong>Smart Choices for Your Career Growth</strong></h3>



<p>For young professionals, the right essentials, including morning supplements for focus, portable tech for flexible productivity, and a fitness routine for mental resilience, are more than perks. They are investments in your career trajectory. And with Atome, you don’t have to wait or worry about upfront costs. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">Buy now</a>, pay later, and keep your momentum going with one interest-free instalment at a time. Elevate your work game today.</p>
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Elevate Your Work Game: Smart Essentials for Young Professionals


<p>Discover the standout launches and collaborations lighting up August 2025, whether you’re hunting for the latest <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/sneaker/page/1">sneaker</a> drop, scouting mid-season fashion collabs, or eyeing next-gen gadgets, and learn how you can shop each must-have item today and pay flexibly over three interest-free instalments with Atome.</p>



<h3 class="wp-block-heading"><strong>Nike: The LEGO × Nike Air Max Dn Collab</strong></h3>



<p>This August, Nike fuses nostalgia with innovation in a playful new collaboration: the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/lego">LEGO</a> × <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/nike">Nike</a> Air Max Dn. Dropping in limited quantities on August 15, this joint release melds the iconic Air Max cushioning silhouette with LEGO-inspired detailing, think “brick” accents on the midsole and snap-on interchangeable plates at the heel.&nbsp;</p>



<p>It’s a love letter to sneakerheads and toy enthusiasts alike, offering adults and kids a unique way to express creativity step by stylish step. With palettes ranging from primary brights to monochrome minimalism, these kicks pair as effortlessly with jeans and a tee as they do with street-wear head-to-toe. And thanks to Atome, you can lock in your pair today, just select Atome at checkout and break the cost into three simple, 0%-interest instalments.</p>



<h3 class="wp-block-heading"><strong>SHEIN: SHEIN X Alice McCall Collection</strong></h3>



<p>Fast-fashion giant SHEIN kicks off August with its “SHEIN X” series, this time spotlighting Australian designer Alice McCall. From August 5, 65 exclusive pieces land online and on the app, romantic ruffled minis, floral-printed mesh tops, and breezy linen sets woven with McCall’s signature whimsical aesthetic.&nbsp;</p>



<p>Whether you’re attending a rooftop barbecue or a late-summer wedding, the collection offers wardrobe heroes that balance playful detailing with everyday wearability. The best part? You don’t need to wait for payday. Opt into Atome at checkout and spread the cost of your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">SHEIN</a> X haul over three fuss-free instalments, so you can seize these limited-edition looks without derailing your monthly budget.</p>



<h3 class="wp-block-heading"><strong>MCM: Cyber-Galactic Nomads Collection (Atome Exclusive Offer!)</strong></h3>



<p>Heritage luxury brand <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/mcm">MCM</a> takes futurism to the runway with its Cyber-Galactic Nomads collection. Launched in late July but still fresh for August, this line blends utilitarian silhouettes with metallic accents, featuring herringbone-patterned backpacks, space-grey crossbodies, and tech-wear outerwear that channels the spirit of interstellar exploration.&nbsp;</p>



<p>To celebrate the drop, select Atome merchants are offering up to S$50 off Cyber-Galactic Nomads styles when you finance your purchase with Atome’s interest-free instalments. That means you can kit yourself out in next-level luxury today and pay over time, no hidden fees, no stress.</p>



<h3 class="wp-block-heading"><strong>Samsung: Galaxy Z Fold7 &amp; Z Flip7 Series&nbsp;</strong></h3>



<p>Samsung’s eagerly anticipated Galaxy Z Fold7 and Z Flip7 make their official debut in Singapore on August 1, 2025, across <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a>’s online store, major telcos, and e-commerce platforms. The Fold7 refines its foldable design with an under-display camera and longer battery life, while the Flip7 doubles down on nostalgia with new pastel colorways and an even slimmer hinge.&nbsp;</p>



<p>For on-the-go professionals and social-media mavens, these devices redefine multitasking and mobile photography. Pre-order or purchase outright starting August 1, then select Atome at checkout to split your investment into three 0%-interest instalments, so your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a> feels as light as your new foldable flagship.</p>



<h3 class="wp-block-heading"><strong>Sephora: Haus Labs by Lady Gaga Now Live</strong></h3>



<p>Just in time for August beauty hauls, Haus Labs, Lady Gaga’s viral makeup line, has officially landed on Sephora.sg. If you missed the initial buzz, now’s your chance to grab the Magnetic Liquid Eyeliner (a waterproof, high-pigment formula) and the Pro Performance Face Palette, which combines contour, highlight, and blush in one sleek compact.&nbsp;</p>



<p>Beyond these items, the Haus Labs launch on <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sephora">Sephora</a> includes innovative skin-care hybrids like the Gloss Bomb Universal Lip Luminizer. All of these glow-up essentials can be yours today: simply choose Atome at checkout and spread the cost across three manageable instalments at 0% interest.</p>



<h3 class="wp-block-heading"><strong>Shop the Best of August Without the Wait</strong></h3>



<p>August 2025 is brimming with unmissable drops, from Nike’s playful sneaker collab and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">Shein</a>’s designer capsule to MCM’s space-aged luxury, Samsung’s foldable revolution, and Gaga-approved <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> at Sephora. Each brand offers something fresh for your wardrobe, gadget arsenal, or makeup bag, and with Atome’s “buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>”, you can shop these standout launches today and pay in three easy, interest-free instalments.</p>
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Top 5 Brands You Can’t Miss This August


<p>This August, as Singapore marks its 60th year, the city comes alive with parades, fireworks, and a collective surge of national pride. It’s the perfect moment to curate a look that goes beyond the standard red T-shirt and white shorts. Whether you’re enjoying local performances at the Padang, picnicking at the Esplanade, or simply sharing celebratory moments with friends, your outfit should capture both the spirit of SG60 and your personal style.&nbsp;</p>



<p>In this guide, we’ll combine fashion and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> essentials, drawing on homegrown and international partners, to help you master the red-and-white palette, amplify your ensemble with standout local jewelry, and achieve a long-lasting red lip and luminous skin. Best of all, each piece can be yours today with Atome’s “buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>” option, so you can invest in your SG60 look without the upfront sticker shock.</p>



<h3 class="wp-block-heading"><strong>Mastering The Red-and-White Palette</strong></h3>



<p>Red and white hold symbolic weight in Singapore’s national identity, yet wearing these colours with flair requires a thoughtful approach. Start by envisioning a foundational canvas in crisp white: tailored linen trousers, a structured white jumpsuit, or a softly flowing midi skirt. These pieces reflect sunlight, keeping you cool under the tropic sun, and serve as a clean backdrop that lets red accents truly pop. For men, a classic white oxford shirt tucked into slim-fit chinos offers timeless polish, while women might choose a white <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wrap-dress/page/1">wrap dress</a> or wide-leg culottes paired with a minimalist blouse.</p>



<p>Once your base is set, introduce a singular statement red piece. Rather than mixing multiple reds, select one focal item such as a vibrant red blazer, a tailored jumpsuit, or a bold utility shirt, and let it command attention. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zalora">Zalora</a>’s SG60 collection simplifies this process with a curated edit: think scarlet wrap belts that cinch your waist, red linen blazers that elevate simple tees, or cherry-hued pencil skirts that bridge business-casual effortlessly. The trick is restraint; by limiting red to one major component, you avoid visual overload and ensure your ensemble remains balanced.</p>



<p>Texture and proportion play critical roles in keeping the look dynamic. Pair a lightweight red silk camisole with structured white pants, or contrast a red denim skirt with a softly draped white top. Varied fabrics such as linen, cotton blends, and eyelet lace add depth and movement, catching every parade float’s reflection. If you lean toward patterns, a red-and-white stripe or subtle polka dot injects a playful, nautical spirit without overwhelming the eye. Finish with white footwear, sleek sneakers or minimalist sandals, and a red leather tote or canvas belt for an outfit that epitomises modern SG60 chic.</p>



<h3 class="wp-block-heading"><strong>Elevating With Local Sparkle</strong></h3>



<p>When your foundation is flawless, the right accessories transform a good outfit into a memorable one. This SG60, turn to homegrown talent by spotlighting <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/goldheart">Goldheart</a>’s locally crafted jewellery. Rather than layering endless baubles, choose one statement piece, such as a sculptural gold cuff or a geometric pendant richly embossed in red enamel. These designs honour Singapore’s artisanal heritage while infusing your outfit with contemporary edge.</p>



<p>For daytime festivities, lightweight pieces that catch the breeze are ideal. Imagine slender bangles that clink softly as you wave the Singapore flag, or drop earrings that sway with each step along the waterfront promenade. If you’re attending an evening fireworks show, switch to a bolder collar necklace or a pair of sculptural hoops that frame your face against the night sky. Start with a fine, delicate chain and build up to a more substantial pendant, but stick to a cohesive metal palette, letting one finish, yellow gold, rose gold, or silver, dominate. This approach ensures your accessories accentuate rather than compete with your red-and-white ensemble, tying together your look with local artistry and festive flair.</p>



<h3 class="wp-block-heading"><strong>Red Lips That Turns Heads</strong></h3>



<p>No SG60 look is complete without a red lip that survives parade cheers and a complexion that glows from dawn rehearsals to dusk celebrations. Keep it simple with two <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sigi-skin">Sigi Skin</a> heroes. First, smooth on Idyllic Fields Daytime Moisturiser. Its blend of niacinamide, ceramides, and green-tea extract hydrates, brightens, and doubles as a dewy primer so your foundation or cushion compact sits flawlessly even in Singapore’s humidity. Then swipe on the limited-edition Butter Glaze Lip Jelly in “Cherry Crush.” This cushiony, buildable balm delivers a juicy red tint that layers into full-bore crimson, all while locking in moisture and resisting feathering. The result is a long-wearing, fresh-faced glow and a head-turning red pout that make your SG60 ensemble impossible to ignore.</p>



<h3 class="wp-block-heading"><strong>Stand Up With Atome</strong></h3>



<p>Celebrating SG60 means making memories, not financial compromises. From Zalora’s tailored red-and-white edits to Goldheart’s signature local jewellery and Sigi Skin’s performance-driven beauty staples, your SG60 playbook is within reach today. Simply choose Atome at checkout and split your total into three interest-free instalments, so you can shop boldly now and pay over time without any hidden fees. Let nothing dim your red-and-white shine this National Day. Download Atome and show your true colours, loud and proud!</p>
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