Your Ultimate Gifting Game Plan

Your Ultimate Gifting Game Plan

Master the art of thoughtful gifting this holiday season with our ultimate game plan! Discover personalized gift ideas for every personality, from beauty junkies to tech enthusiasts. Learn how to manage your budget with Atome's flexible payment options, ensuring you give memorable presents without financial stress. Say goodbye to panic buying and hello to the joy of giving!

How To Avoid Peak Prices in December

How To Avoid Peak Prices in December

Shop early and skip December price hikes and sold-out favourites. Discover why November is the best time to secure beauty gifts, fashion finds, and beauty appointments — plus how to budget smarter with Atome’s interest-free instalments and vouchers for a stress-free holiday season.

The 3 Golden Rules For Winning Black Friday

The 3 Golden Rules For Winning Black Friday

Plan your Black Friday like a pro. Discover the 3 golden rules to shop smart: build a focused wishlist, split big purchases with Atome’s interest-free payments, and earn rewards with Atome+. Stay in control, avoid the rush, and make every deal count.

iPhone 17 vs iPhone 16: Full Comparison & Should You Wait

iPhone 17 vs iPhone 16: Full Comparison & Should You Wait

Compare iPhone 17 vs iPhone 16 in specs, cameras, pricing & features. See if it's worth the upgrade—and how to afford it smartly with Atome at Courts.

Meet the New Atome: Cleaner, Quicker, Rewarding

Meet the New Atome: Cleaner, Quicker, Rewarding

Cleaner, faster app with smarter navigation and an earn-as-you-go task center that rewards everyday actions. Update for calmer layouts and quick, simple wins.

Singapore GP on a Smart Budget: Your Race-Week Playbook

Singapore GP on a Smart Budget: Your Race-Week Playbook

Race week in Singapore, simplified: stay near the circuit, pack for rain, book tickets and side trips, and split costs with BNPL—thrill high, bill low.

Skipped COMEX? Your Three-Item Upgrade Plan

Skipped COMEX? Your Three-Item Upgrade Plan

Post-tech-show upgrade guide: pick a new phone, an OLED TV, and wearables/tablet, pay in installments—plus a cleaner app with smarter layout and rewards.

How to Win 9.9 Without Wrecking Your Wallet

How to Win 9.9 Without Wrecking Your Wallet

Smart 9.9 guide: focus your list, stack discounts, pre-save carts, and split payments to keep cash flow smooth—plus timing, returns, and stress-free checkout tips. %

Elevate Your Work Game: Smart Essentials for Young Professionals

Elevate Your Work Game: Smart Essentials for Young Professionals

A young professional’s toolkit: focus-boosting supplements, portable tech, and fitness habits—invest in peak performance with flexible, interest-free payment.

Top 5 Brands You Can’t Miss This August

Top 5 Brands You Can’t Miss This August

Explore August 2025’s hottest drops, from sneaker releases and fashion collabs to cutting-edge gadgets. Shop now with three easy, interest-free instalments.

Download Atome< to enjoy $10 off your first purchase
We are compliant with BNPL Standards.
Copyright 2023 Atome. All rights reserved.
Company Name

Apaylater Financials Pte. Ltd.

Registration Number

201936265H

Licence Number

PS20200511

Business Hours

Monday to Friday: 09:30 - 18:30
Saturday, Sunday or Public Holiday: Closed