
<p class="wp-block-paragraph">The confetti has settled, the decorations are packed away in dusty boxes, and the festive cheer has been replaced by the stark reality of January. If you are feeling a little lighter in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a> department right now, you are definitely not alone. We call it the &#8220;Financial Hangover&#8221; and it is the uninvited guest that tends to show up right after the most wonderful time of the year.</p>



<p class="wp-block-paragraph">It is easy to look at your bank account balance with one eye open and feel a wave of panic. The holidays are a time of generosity, indulgence, and saying &#8220;yes&#8221; to that extra round of drinks or that perfect last minute gift. But as the new year begins, the bills start rolling in, and the euphoria of December spending can quickly turn into January anxiety.</p>



<p class="wp-block-paragraph">However, panic is not a strategy. Guilt is not a solution. Instead of beating yourself up over the fun you had, it is time to pivot. This is not about embarking on a draconian &#8220;no spend&#8221; month that makes you miserable. It is about executing a smart, strategic recovery plan. It is about regaining control, optimizing your remaining budget, and setting yourself up for a prosperous year ahead.</p>



<p class="wp-block-paragraph">We have curated a comprehensive recovery guide to help you nurse your finances back to health without sacrificing your lifestyle. Here is how you can bounce back from the festive splurge with confidence.</p>



<h3 class="wp-block-heading"><strong>The Art of the Strategic Stock Up</strong></h3>



<p class="wp-block-paragraph">When you are trying to recover financially, spending more money might sound counterintuitive. However, the &#8220;poor man&#8217;s trap&#8221; is buying small quantities frequently, which often results in a higher cost per unit. To break the cycle of living paycheck to paycheck, you need to think about economies of scale, even within your own household.</p>



<p class="wp-block-paragraph">This is where a strategic trip to Marks &amp; Spencer comes into play. While often associated with luxury treats, M&amp;S is a goldmine for high quality household staples that offer incredible value when bought with a long term perspective.</p>



<p class="wp-block-paragraph">Think about the non-perishables that you use every single week. Pasta, high quality sauces, tea, coffee, and cleaning supplies. Buying these in larger quantities or grabbing them during multi-buy offers can significantly lower your weekly grocery bill for the next two or three months.</p>



<p class="wp-block-paragraph">Furthermore, there is a psychological benefit to a well stocked pantry. When you know you have the ingredients for a delicious meal at home, you are far less likely to order expensive delivery on a whim. Stocking up on M&amp;S comfort foods like their iconic biscuits or savory snacks ensures you still have &#8220;treats&#8221; available without the premium price tag of a cafe visit.</p>



<p class="wp-block-paragraph">Actionable Tip<strong>:</strong> Audit your pantry this weekend. Make a list of the top 10 items you run out of most frequently. Head to Marks &amp; Spencer and look for their &#8220;2 for&#8221; or &#8220;3 for&#8221; deals on these essentials!</p>



<h3 class="wp-block-heading"><strong>Curbing the &#8220;Latte Factor&#8221;</strong></h3>



<p class="wp-block-paragraph">One of the biggest silent killers of a monthly budget is the daily work lunch. In Singapore&#8217;s CBD or major business hubs, a &#8220;simple&#8221; lunch can easily run you $15 to $20 once you factor in a drink and GST. Over a month, that is hundreds of dollars vanishing into salads and sandwiches.</p>



<p class="wp-block-paragraph">The solution is meal prepping, but we need to address the hurdle that stops most people: the container. No one wants to eat a sad, soggy sandwich out of a stained plastic tub. To make meal prep a sustainable habit, you need the right gear that makes your home cooked food look and feel appetizing.</p>



<p class="wp-block-paragraph">Enter Taobao. This platform is the ultimate resource for affordable, high quality, and aesthetically pleasing kitchenware. You can find glass bento boxes with compartments to keep your sauces separate from your greens, insulated jars to keep soups piping hot, and sleek cutlery sets that make eating at your desk feel like a dining experience.</p>



<p class="wp-block-paragraph">Investing in a set of quality containers from Taobao is a micro investment with a massive ROI. If you bring your lunch just three days a week, you could be saving upwards of $200 a month. That is money that goes directly back into paying off your holiday expenses.</p>



<p class="wp-block-paragraph">Actionable Tip<strong>:</strong> Browse Taobao for &#8220;glass meal prep containers&#8221; or &#8220;bento boxes.&#8221; Look for options that are microwave and dishwasher safe. Buy a set of five so you can prep your entire week on Sunday night, removing the friction of having to cook every evening.</p>



<h3 class="wp-block-heading"><strong>Mastering Cash Flow</strong></h3>



<p class="wp-block-paragraph">The most stressful part of the financial hangover is the &#8220;lump sum&#8221; shock. Seeing a large credit card bill due all at once can be paralyzing. The key to managing this is not to ignore it, but to smooth out the curve. You need to transform a mountain into a series of manageable molehills.</p>



<p class="wp-block-paragraph">This is the core philosophy behind Atome. While many view Buy Now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">Pay Later</a> (BNPL) services purely as a way to buy new things, savvy users know it is actually a powerful budgeting tool.</p>



<p class="wp-block-paragraph">By using Atome for your necessary post holiday expenses, you can split bills into three manageable, interest free payments. This preserves your monthly cash flow. Instead of draining your bank account to zero to pay for a necessity, you keep cash on hand for emergencies and daily living expenses, while paying off the purchase over time.</p>



<p class="wp-block-paragraph">Furthermore, the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> allows you to track your spending in real time. You can see exactly what is due and when, giving you a clear visual of your financial commitments.&nbsp;</p>



<p class="wp-block-paragraph">Actionable Tip<strong>:</strong> Review your upcoming necessary purchases for the month, perhaps a replacement appliance or a new set of work clothes. Instead of paying upfront, use Atome to split the bill to better manage your monthly budget.&nbsp;</p>



<h3 class="wp-block-heading"><strong>Utilizing Leftover Vouchers and Rewards</strong></h3>



<p class="wp-block-paragraph">During the holiday season, we often rack up loyalty points, collect vouchers, or earn rewards that we forget about in the chaos of celebration. Or perhaps you are sitting on points within Atome+ that you have accumulated from your Christmas shopping.</p>



<p class="wp-block-paragraph">Now is the time to be a &#8220;power user&#8221; of these rewards. The mistake many people make is saving points for a &#8220;special occasion&#8221; or a luxury item. In a financial recovery phase, you need to change your strategy. Use your points and vouchers for <em>needs</em>, not <em>wants</em>.</p>



<p class="wp-block-paragraph">Atome+ points can be used to offset the cost of your next purchase. If you need to buy those household essentials from Marks &amp; Spencer or the containers from Taobao, check if you can redeem your Atome+ points to lower the bill. Every dollar saved through a reward point is a dollar earned.</p>



<p class="wp-block-paragraph">Treat your rewards points like a secondary currency. Do not let them sit idle or expire. Liquidating them now to subsidize your daily life is one of the smartest moves you can make to speed up your financial recovery.</p>



<p class="wp-block-paragraph">Actionable Tip<strong>:</strong> Log into your Atome app and check your Atome+ points balance. Look at the rewards catalogue specifically for vouchers that apply to supermarkets, pharmacies, or essential retailers. Redeem them immediately for your next grocery run or essential purchase.</p>



<h3 class="wp-block-heading"><strong>A Fresh Start is a Mindset</strong></h3>



<p class="wp-block-paragraph">The &#8220;Financial Hangover&#8221; is temporary. It is a symptom of a life well lived and a season enjoyed. Do not let the numbers on a screen define your self worth or ruin the start of your year.</p>



<p class="wp-block-paragraph">By shifting your habits, buying in bulk at <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/marks-spencer">Marks &amp; Spencer</a>, elevating your lunch game with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/taobao">Taobao</a>, managing your cash flow with Atome, and maximizing value with Atome+ you are taking active steps toward stability.</p>



<p class="wp-block-paragraph">You are not just saving money; you are building a financial infrastructure that is resilient. You are proving to yourself that you can enjoy the holidays <em>and</em> handle the aftermath like a pro. So, take a deep breath, open that banking app, and start executing your plan.&nbsp;</p>
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The “Financial Hangover” Recovery Plan


<p class="wp-block-paragraph">January has arrived. The festive lights have been taken down, the holiday playlists have been paused, and the &#8220;out of office&#8221; auto-replies have been turned off. For many of us, the transition from the relaxed, unstructured days of December back to the high-paced reality of the working world can feel jarring. It is a phenomenon often called the &#8220;January Blues,&#8221; but it does not have to be a slump. In fact, this moment offers a unique opportunity.</p>



<p class="wp-block-paragraph">Think of January not as the end of the fun, but as the beginning of your ambition. It is the perfect time to hit the reset button on your professional life. The &#8220;Back to Grind&#8221; mindset isn&#8217;t about suffering through the workload; it is about re-entering your professional space with a renewed sense of purpose, energy, and style. It is about shedding the holiday loungewear and stepping into the boardroom (or the Zoom room) with absolute confidence.</p>



<p class="wp-block-paragraph">A professional refresh is more than just a mental shift. It requires tangible changes to your routine, your environment, and your presentation. When you look the part and feel the part, your performance naturally follows. To help you navigate this transition, we have curated a guide to four essential pillars of a professional refresh: style, time management, physical energy, and workspace ergonomics. By investing in these areas, you are not just spending money; you are investing in your career trajectory for the year ahead.</p>



<h3 class="wp-block-heading"><strong>Sharp Dressing for the New Year: The Power of G2000</strong></h3>



<p class="wp-block-paragraph">There is a psychological concept known as &#8220;enclothed cognition,&#8221; which suggests that the clothes we wear significantly impact our psychological processes. In simpler terms, when you dress like a professional, you think and act like one. After weeks of wearing comfortable cottons and loose fits, putting on a sharp, well-tailored outfit can act as a suit of armour. It signals to your brain that it is time to focus.</p>



<p class="wp-block-paragraph">This is where <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/g2000">G2000</a> becomes your strategic partner. Known for balancing modern style with functional professionalism, G2000 offers the kind of wardrobe staples that make morning decision-making effortless. We are not talking about stiff, uncomfortable suits from the past. We are talking about breathable fabrics, cuts that flatter different body types, and colours that project authority without being boring.</p>



<p class="wp-block-paragraph">For the gentlemen, a crisp, iron-free shirt and a pair of slim-fit trousers can instantly elevate your presence in a meeting. For the ladies, a structured blazer or a chic sheath dress strikes the perfect balance between elegance and efficiency. Updating your work wardrobe in January does two things. First, it replaces any worn-out items from last year, ensuring you look polished. Second, it gives you a reason to be excited about getting dressed in the morning. When you catch a glimpse of yourself in the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/mirror/page/1">mirror</a> looking sharp, that confidence carries through to your emails, your presentations, and your negotiations.</p>



<h3 class="wp-block-heading"><strong>Punctuality Meets Style: Making a Statement with H2 Hub</strong></h3>



<p class="wp-block-paragraph">In the professional world, time is your most valuable currency. How you manage it says everything about your reliability and respect for others. While we all have clocks on our phones and laptops, checking the time on a wrist-watch carries a different weight. It is a subtle gesture that implies you are mindful of the schedule without being distracted by notifications.</p>



<p class="wp-block-paragraph">A watch is one of the few accessories that serves a dual purpose: it is a functional tool and a style statement. H2<strong> </strong>Hub understands this intersection perfectly. As a premier destination for watch enthusiasts in Singapore, they offer a curated selection that ranges from classic minimalism to bold, technical complexity.</p>



<p class="wp-block-paragraph">Wearing a quality timepiece from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/h2-hub">H2 Hub</a> signals that you value precision. Whether you prefer the rugged durability of a G-Shock for a creative, fast-paced environment or the refined elegance of a Seiko or Tissot for formal client facings, the right watch completes your professional &#8220;armour.&#8221; It serves as a constant visual reminder to stay on track and honour your commitments. In a year where you want to be known for your punctuality and professionalism, a new timepiece is a symbolic and practical investment. It tells the world that you are not just watching the clock; you are mastering it.</p>



<h3 class="wp-block-heading"><strong>Fuel Your Professional Stamina: Energy Management with Fitness First</strong></h3>



<p class="wp-block-paragraph">It is a common misconception that professional success is solely about mental capacity. The truth is that your brain is part of your body. If your physical energy is low, your mental focus will suffer. The &#8220;afternoon slump&#8221; is often a physical reaction to a lack of movement or poor conditioning. To truly conquer the &#8220;grind,&#8221; you need the stamina to perform at a high level from 9 AM to 6 PM (and sometimes beyond).</p>



<p class="wp-block-paragraph">This is why joining a gym like Fitness<strong> </strong>First is a career move, not just a vanity project. Regular exercise releases endorphins, reduces cortisol (the stress hormone), and improves cognitive function. It clears the mental fog that often lingers after a holiday season of indulgence.</p>



<p class="wp-block-paragraph">Fitness First provides the environment and the expertise to help you build that stamina. You do not need to train like an Olympic athlete to see benefits. A morning yoga class can centre your mind before a stressful day. A quick lunchtime HIIT session can re-energize you for an afternoon of deep work. Even a steady routine of strength training builds the physical resilience needed to handle long hours and tight deadlines. By prioritizing your health, you are ensuring that you have the fuel to burn when the work demands it. You are building a body that can support your ambitions.</p>



<h3 class="wp-block-heading"><strong>Upgrade Your Workspace Ergonomics: The Foundation with Omnidesk</strong></h3>



<p class="wp-block-paragraph">For many professionals, the &#8220;grind&#8221; involves hours of sitting. Whether you are in a corporate office or working from home, your physical environment dictates your comfort and, by extension, your productivity. Ignoring ergonomics is a recipe for back pain, neck strain, and fatigue, all of which are major distractions from your work.</p>



<p class="wp-block-paragraph">If you are going to spend eight hours a day at a desk, that desk should be working for you, not against you. Enter Omnidesk. They have revolutionized the workspace with their height-adjustable standing desks. The ability to switch between sitting and standing throughout the day is a game-changer for your circulation and focus.</p>



<p class="wp-block-paragraph">An Omnidesk setup allows you to fine-tune your environment to your exact needs. You can adjust the height to the millimetre to ensure your elbows are at the right angle and your screen is at eye level. This prevents the &#8220;tech neck&#8221; hunch that plagues so many office workers. Beyond the health benefits, an organized, aesthetic workspace creates a mental zone for productivity. When you sit (or stand) at a desk that feels premium and spacious, you feel more in control of your tasks. It is an infrastructure upgrade that pays dividends every single day of the year.</p>



<h3 class="wp-block-heading"><strong>Smarter Ways to Manage Your January Budget with Atome</strong></h3>



<p class="wp-block-paragraph">We know what you might be thinking. A wardrobe refresh, a new watch, a gym membership, and an ergonomic desk? That sounds expensive, especially right after the holiday season when bank accounts are often recovering. January is typically a month of tightening belts, not loosening purse strings.</p>



<p class="wp-block-paragraph">However, investing in your career shouldn&#8217;t have to wait until your bonus arrives. This is where Atome steps in to bridge the gap between your ambition and your budget. Atome allows you to purchase the essentials you need now and pay for them later.</p>



<p class="wp-block-paragraph">When you shop at G2000, H2 Hub, Fitness First, or Omnidesk using Atome, you can split your total bill into three easy, manageable payments. You pay one-third of the cost at the point of purchase, and the remaining two-thirds are spread out over the next two months. The best part? It is completely interest-free. There are no hidden fees or surprise charges if you pay on time.</p>



<p class="wp-block-paragraph">This means you can get your ergonomic desk set up <em>today</em> and start working pain-free immediately, while spreading the cost out. You can sign up for that gym membership and start building your energy now, without a massive upfront dent in your cash flow. It gives you the flexibility to manage your monthly expenses while still acquiring the high-quality tools you need to succeed.</p>



<h3 class="wp-block-heading"><strong>Earn Rewards While You Refresh with Atome+</strong></h3>



<p class="wp-block-paragraph">The benefits of using Atome go beyond just payment flexibility. With Atome+, you are rewarded for every eligible transaction. Every time you use Atome to pay for your professional refresh, you earn points. These points can be accumulated and redeemed for various perks, including vouchers for your favourite brands, miles for your next business trip (or holiday), or even direct discounts on future purchases.</p>



<p class="wp-block-paragraph">It is a system designed to make your money work harder for you. You are already spending on these necessities to upgrade your professional life, so why not get something back in return? It turns a standard transaction into a rewarding experience.</p>



<h3 class="wp-block-heading"><strong>The Year is Yours to Seize</strong></h3>



<p class="wp-block-paragraph">The &#8220;Back to Grind&#8221; period does not have to be a struggle. It is a mindset. It is a choice to step into the new year with intention. By dressing sharply, respecting your time, fuelling your body, and optimizing your workspace, you are setting the stage for a year of high performance and achievement.</p>



<p class="wp-block-paragraph">Don&#8217;t let January just happen to you. Take control of it. With the right tools and the financial flexibility of Atome, you have everything you need to make this year your most professional and successful one yet.</p>
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The “Back to Grind” Professional Refresh


<p class="wp-block-paragraph">The Lunar New Year reunion dinner stands as the undisputed heavyweight champion of family gatherings. It is the single most important meal on the Chinese calendar. This is the sacred time for bonding, expressing gratitude, and ushering in a year of prosperity and good fortune. For the guests, it is a night of feasting and laughter. For the host, however, the reality is often far more complex. It is a high-stakes performance where the pressure to deliver perfection can feel overwhelming.</p>



<p class="wp-block-paragraph">You are not just serving dinner, you are managing a complex logistical operation. You have in-laws who seem to notice every speck of dust or chipped plate, and the challenge of feeding a large group without turning your kitchen into a disaster zone. The weight of expectation is heavy. The desire to impress is natural, but the fear of something going wrong is constantly lurking in the background. This fear can range from serving a bland soup to suffering a blown fuse in the middle of the meal.</p>



<p class="wp-block-paragraph">But here is the truth. Hosting does not have to mean panic. You do not need a brigade of sous chefs or a catering license to pull off a spectacular evening. The secret to becoming the &#8220;Ultimate Host&#8221; lies not in working harder, but in working smarter. It is about leveraging the right technology to handle the heavy lifting and setting the right scene to dazzle the senses. By focusing on smart kitchen gadgets and managing your budget well, you can host a dinner that looks effortless and leaves your guests raving.</p>



<p class="wp-block-paragraph">Here is your comprehensive guide to mastering the reunion dinner this Lunar New Year.</p>



<h2 class="wp-block-heading"><strong>Multi-functional Steamboat &amp; Grill Pots</strong></h2>



<p class="wp-block-paragraph">The steamboat, or hot pot, is the quintessential reunion dinner format for a very good reason. It is inherently communal, interactive, and deeply symbolic of family unity. Everyone gathers around a central &#8220;hearth&#8221; to cook and eat together, sharing warmth and conversation. However, the traditional logistics of a steamboat at home can be a nightmare. We have all been there. You are dealing with tangled extension cords that trip up the children, gas canisters that run out halfway through the meal, or a table so crowded with separate portable burners for soup and grilling that there is no room left for the actual food.</p>



<p class="wp-block-paragraph">Mayer effectively changes the game and solves these legacy problems with their innovative range of multi-functional steamboat and grill pots. This is the kitchen tech upgrade that acts as the foundation of your stress-free evening.</p>



<p class="wp-block-paragraph">Imagine having a single, sleek appliance that effortlessly handles both the boiling broth and the sizzling grill simultaneously. A Mayer 2-in-1 pot allows your guests to sear their marinated wagyu beef or pork belly on the grill plate while poaching their fresh prawns and vegetables in the herbal soup section. This dual functionality is a massive advantage. It caters to everyone&#8217;s preferences at the same time. The younger cousins who love BBQ are happy, and the elders who prefer a light, nourishing soup are equally satisfied.</p>



<p class="wp-block-paragraph">Beyond the versatility, these pots are engineered for safety and consistency. Unlike the unpredictable heat of portable gas stoves, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/mayer">Mayer</a> pots offer precise temperature control. You will not have to constantly fiddle with dials to prevent the soup from boiling over or the meat from burning. The heat distribution is even, ensuring that food is cooked perfectly every time. Furthermore, the non-stick surfaces mean that cleaning up after the feast is no longer a daunting chore that keeps you up until 2 AM. The appliance becomes the self-sufficient centerpiece of your table, allowing you to actually sit down, eat, and chat with your family instead of hovering over the stove or running back and forth to the kitchen to refill gas canisters.</p>



<h2 class="wp-block-heading"><strong>Aesthetic Tableware to Impress the In-Laws</strong></h2>



<p class="wp-block-paragraph">It is a well-known fact that we eat with our eyes first. The visual presentation of your meal sets the tone for the entire evening. You could serve the most expensive, high-quality ingredients in the world, but if they are presented on chipped plates, mismatched plastic bowls, or disposable cutlery, the experience falls flat. It feels casual rather than ceremonial. If you really want to impress the in-laws and show that you respect the occasion, you need to treat your table setting like a canvas.</p>



<p class="wp-block-paragraph">Table Matters is your perfect partner if you want to make a bold, artistic statement. Their ceramic collections are designed to be conversation starters. They often feature intricate, art-inspired designs that look incredibly premium and unique. Using a set of their Peranakan-influenced bowls or hand-painted floral plates adds an immediate touch of heritage and sophistication to your table. It signals to your guests that you have put genuine thought into the visual harmony of the meal. When a guest lifts a beautiful bowl to drink their soup, the weight and texture of the ceramic add to the sensory pleasure of the food. It elevates the home dining experience to something that rivals a fine dining restaurant.</p>



<p class="wp-block-paragraph">On the other hand, if your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/home-decor/page/1">home decor</a> leans towards a modern, clean, and uncluttered aesthetic, IKEA is your go-to solution. Scandinavian design principles are famous for their functionality and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>, and IKEA’s dinnerware sets are no exception. Their minimalist collections provide a crisp, uniform backdrop that makes the vibrant colors of the fresh ingredients pop. Imagine bright red prawns and green vegetables against a pristine white or soft pastel plate. It looks fresh, appetizing, and chic. A uniform set of IKEA plates, perhaps paired with some gold cutlery or festive red napkins, creates a contemporary vibe that feels like a high-end private dining room. It shows that you are a modern host who understands that simplicity is the ultimate sophistication.</p>



<h2 class="wp-block-heading"><strong>Premium Ingredients for a Restaurant-Quality Broth</strong></h2>



<p class="wp-block-paragraph">You can have the most advanced technology and the most beautiful plates, but ultimately, the flavor is what people will remember. In a steamboat, the broth is the soul of the meal. It is the medium that cooks everything and flavors everything. Too many hosts make the critical mistake of treating the broth as an afterthought, using generic stock cubes or plain water loaded with MSG. This is a missed opportunity to truly wow your guests.</p>



<p class="wp-block-paragraph">To achieve a restaurant-quality depth of flavor that will have your relatives asking for the recipe, you need to source premium ingredients from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/eu-yan-sang">Eu Yan Sang</a>.</p>



<p class="wp-block-paragraph">In Chinese culinary culture, soup is not just food. It is medicine and nourishment. Adding high-quality dried scallops, abalone, or specific herbal blends to your soup base transforms it from a simple liquid into a rich, nourishing tonic. Eu Yan Sang is a trusted name for a reason. They are renowned for their rigorous quality control, so you know you are getting ingredients that are safe, potent, and free from impurities.</p>



<p class="wp-block-paragraph">When you add premium dried scallops to your pot, they release a natural, savory sweetness, also known as umami, that artificial flavorings simply cannot replicate. Adding abalone is a powerful symbol of wealth and abundance, elevating the perceived value of the meal instantly. A rich, flavorful broth shows deep respect for your guests. It signals that you care about their health and well-being, which is a core theme of the Lunar New Year. When the elders at the table sip that soup and taste the complexity of the premium ingredients, you have already won their approval. It is a gesture of filial piety and hospitality that speaks louder than words.</p>



<h2 class="wp-block-heading"><strong>Split the Cost of Hosting Duties</strong></h2>



<p class="wp-block-paragraph">Let us address the practical reality that often goes unspoken. Hosting a reunion dinner with premium ingredients like abalone, upgrading your kitchen with new appliances like a Mayer pot, and refreshing your dining aesthetics with Table Matters or IKEA ware is expensive. The costs add up quickly. The price of premium seafood alone during the festive season can make your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a> weep.</p>



<p class="wp-block-paragraph">However, being a good host does not mean you have to go broke or start the new year in a financial deficit. You need to manage the financial logistics of the dinner as smoothly as you manage the cooking. This is where Atome becomes your most valuable assistant.</p>



<p class="wp-block-paragraph">Atome allows you to manage your cash flow effectively during this high-spend month. By using Atome to pay for your Mayer pot, your new tableware, and even your premium ingredients at partner stores, you can split the total cost into three manageable, interest-free parts. You pay only one-third of the total amount at the point of purchase, and the rest is spread out over the next two months.</p>



<p class="wp-block-paragraph">This strategy is crucial for preventing the dreaded &#8220;January cash crunch.&#8221; The Lunar New Year period is already filled with other expenses, such as giving red packets, buying new clothes, and stocking up on goodies. Atome gives you the breathing room to host the dinner of your dreams without compromising your liquidity. You do not have to choose between buying the good abalone or having enough cash for red packets. You can do both. It allows you to enjoy the praise, the prosperity, and the joy of the occasion without the nagging anxiety of the immediate financial pinch. It is smart financial planning for the modern host.</p>



<h2 class="wp-block-heading"><strong>Your best CNY feast yet&nbsp;</strong></h2>



<p class="wp-block-paragraph">The ultimate reunion dinner is not about achieving impossible standards of perfection. It is about fostering connection. It is about creating a warm, welcoming space where family members can reconnect, share stories, and look forward to the future together. But these moments of connection are hard to come by if the host is stressed, the food is lackluster, or the environment is chaotic.</p>



<p class="wp-block-paragraph">When you remove the friction points, such as the cooking stress, the visual clutter, the bland flavors, and the financial worry, you create the space for that magic to happen. With Mayer handling the heat and safety, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/table-matters">Table Matters</a> or IKEA setting a beautiful scene, Eu Yan Sang providing the deep, nourishing flavors, and Atome managing the budget, you are fully equipped. You are no longer just a host struggling to keep up, you are the conductor of a beautiful symphony of food and family. Now you are ready to welcome the New Year with open arms, a full table, and a happy heart.</p>
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Mastering the Art of the Lunar New Year Feast


<p class="wp-block-paragraph">If you’ve been feeling like your HDB flat has quietly transformed into a personal oven lately, you’re not alone. Singapore’s heat and humidity have been hitting new highs, and let’s be real, air-conditioning 24/7 isn’t always the most cost-effective or eco-friendly option. But before you resign yourself to sweaty afternoons and restless nights, here’s the good news: there <em>are</em> simple, affordable ways to beat the heat at home without sacrificing comfort or blowing up your electricity bill.</p>



<p class="wp-block-paragraph">From upgrading your lighting to using clever home accessories, this guide will help you stay cool, conserve energy, and enjoy your space again. Whether you’re working from home, relaxing on the weekend, or bingeing the latest K-drama, these tips are your ticket to a cooler, more comfortable home life in Singapore.</p>



<h3 class="wp-block-heading"><strong>Step One: Swap Out Those Heat-Generating Bulbs</strong></h3>



<p class="wp-block-paragraph">Let’s start with one of the sneakiest culprits of indoor heat: your <strong>lightbulbs</strong>. Traditional incandescent bulbs don’t just brighten your room, they emit heat like a mini oven. If you’ve ever sat under one for a while, you’ll know what we mean.</p>



<p class="wp-block-paragraph">The fix? Switch to <strong>LED bulbs or compact fluorescent lamps (CFLs)</strong>. These energy-efficient alternatives give off much less heat while using significantly less electricity. IKEA has a great range of LED bulbs that are easy to install and come in warm or cool tones depending on the vibe you’re going for. Plus, they last way longer, so it’s a win for your electricity bill <em>and</em> the planet.</p>



<p class="wp-block-paragraph">Cooler lighting = cooler rooms. Who knew something so small could make such a big difference?</p>



<h3 class="wp-block-heading"><strong>Step Two: Invest in a Dehumidifier</strong></h3>



<p class="wp-block-paragraph">It’s not just the temperature that makes Singapore’s climate so uncomfortable—it’s the humidity. That sticky, suffocating air? It traps heat and makes it harder for your body to cool down. Enter the <strong>dehumidifier</strong>, your new best friend.</p>



<p class="wp-block-paragraph">Brands like <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sterra">Sterra</a></strong> offer sleek, efficient dehumidifiers that pull excess moisture from the air, making your home feel fresher, drier, and more breathable. Not only does this make you feel cooler, but it also helps prevent mould (a common problem in humid climates) and improves your overall indoor air quality.</p>



<p class="wp-block-paragraph">Pro tip: use the dehumidifier during the hottest parts of the day, especially if you’re working in a window-facing room. You’ll be amazed at how much more comfortable your space feels.</p>



<h3 class="wp-block-heading"><strong>Step Three: Block Out the Sun (Literally)</strong></h3>



<p class="wp-block-paragraph">Natural light is great, but when it comes with a side of blistering heat, it’s time to dial things down. If your windows are letting in too much sunshine, consider getting <strong>blackout curtains</strong> to create a thermal barrier between your home and the harsh outdoor rays.</p>



<p class="wp-block-paragraph"><strong>The Curtain Boutique</strong> offers custom-fit blackout solutions that don’t just look elegant—they also drastically reduce the amount of heat that enters your home. By keeping your room shaded during peak sun hours, you can maintain a cooler ambient temperature without cranking up the AC.</p>



<p class="wp-block-paragraph">You don’t have to turn your flat into a cave. Just pull the curtains shut in the afternoon, and you’ll be surprised how quickly your living space starts to feel more liveable.</p>



<h3 class="wp-block-heading"><strong>Other Heat-Defying Tricks for Singapore Homes</strong></h3>



<p class="wp-block-paragraph">If you’ve already made the switch to LEDs, bought a dehumidifier, and installed blackout curtains, here are a few more bonus tips to maximise your cool factor at home:</p>



<h4 class="wp-block-heading"><strong>1. Switch to Breathable Bedding and Fabrics</strong></h4>



<p class="wp-block-paragraph">Cotton, linen, and bamboo fabrics are your best bets when the heat hits. Swap out heavy duvets and velvet cushions for lighter materials that don’t trap heat. Look out for brands like <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/epitex">Epitex</a> or <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/hooga">HOOGA</a> for cooling bedsheets and pillowcases that feel as refreshing as a hotel stay.</p>



<h4 class="wp-block-heading"><strong>2. Keep Your Fan Spinning in the Right Direction</strong></h4>



<p class="wp-block-paragraph">Did you know the direction of your ceiling fan makes a difference? Set it to spin <em>counter-clockwise</em> during warmer months. This pushes cooler air down instead of just swirling warm air around.</p>



<h4 class="wp-block-heading"><strong>3. Hydrate, Hydrate, Hydrate</strong></h4>



<p class="wp-block-paragraph">This one’s simple but essential. Always have cold water nearby, or prep a few bottles in the fridge the night before. If you’re feeling fancy, throw in slices of lemon or mint for a spa-like experience at home. Staying hydrated helps your body regulate temperature better.</p>



<h4 class="wp-block-heading"><strong>4. Limit Appliance Use in the Afternoon</strong></h4>



<p class="wp-block-paragraph">Your oven, dryer, and even your iron generate heat that lingers in your home. Try to use them in the evening when the temperature drops. Or better yet, air dry your clothes and cook quick meals that won’t have you sweating over the stove.</p>



<h3 class="wp-block-heading"><strong>Smarter Shopping, Cooler Living</strong></h3>



<p class="wp-block-paragraph">Some of these cooling upgrades can feel like a splurge. But staying comfortable in your own home shouldn’t be a luxury. With <strong>Atome</strong>, you can shop smarter and enjoy the flexibility of splitting your purchases into three easy, interest-free payments.</p>



<p class="wp-block-paragraph">Whether you’re buying blackout curtains from The Curtain Boutique, picking up an energy-efficient dehumidifier from Sterra, or refreshing your lighting with IKEA LED bulbs, Atome helps you make those home upgrades now without the budget anxiety later.</p>



<h3 class="wp-block-heading"><strong>Don’t Sweat It</strong></h3>



<p class="wp-block-paragraph">When the heat turns your home into a sauna, it’s easy to feel defeated. But with the right tools, you don’t have to suffer through another sticky, uncomfortable afternoon. From swapping out heat-heavy bulbs and investing in blackout curtains to using a dehumidifier and rethinking your bedding, there are practical steps you can take to reclaim your comfort.</p>



<p class="wp-block-paragraph">These cooling hacks aren’t just about surviving Singapore’s heat, they’re about making your home the kind of space you <em>actually</em> enjoy being in, all year round.</p>
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Tips to stay cool at home in this heat


<p class="wp-block-paragraph">You’ve seen them on TikTok. You’ve scrolled past them on Instagram. You’ve probably even saved a few of their outfits for &#8220;future inspo.&#8221; We’re talking about the <em>Katseye</em> girls. The effortlessly cool, hyper-stylish crew that’s redefining what it means to be the modern It-girl. With confidence stitched into every outfit and a camera-ready glow that feels both unattainable and somehow totally within reach, Katseye is a fashion playbook for 2025.</p>



<p class="wp-block-paragraph">But don’t let the perfectly curated feeds fool you. Looking like the next It-girl doesn’t require a celebrity stylist or a trust fund. All you need is a few standout pieces, a little attitude, and a clear sense of what works for <em>you</em>. From triangle crop tops to glossed-up pouts and chunky accessories, here’s your guide to recreating the Katseye aesthetic using real, shoppable pieces. Plus, a handy way to budget for the splurge.</p>



<h3 class="wp-block-heading"><strong>Yoonchae: The Triangle Crop Top Queen</strong></h3>



<p class="wp-block-paragraph">Minimal, flattering, and dangerously flirty, <strong>Yoonchae’s triangle crop top</strong> is the gateway drug into It-girl dressing. It’s the kind of piece that says, “I didn’t try too hard,” even though you definitely knew you were going to turn heads.</p>



<p class="wp-block-paragraph">Brands like <em><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/young-hungry-free">Young Hungry Free</a></em> have nailed the art of edgy-meets-effortless, offering crop tops in bold hues and daring cuts that play well with baggy jeans, satin skirts, or layered necklaces. Pair it with a bare midriff, throw on a cardigan for that &#8220;model off duty&#8221; twist, and you&#8217;re ready for brunch, beach or club.</p>



<p class="wp-block-paragraph">The triangle crop top isn’t just a trend, it’s the Y2K revival piece that’s here to stay. Keep it simple, keep it sharp, and let your collarbone do the talking.</p>



<h3 class="wp-block-heading"><strong>Manon: Cinch It with a Corset</strong></h3>



<p class="wp-block-paragraph">If there’s one trend that screams “main character,” it’s the <strong>corset top</strong> and <em>Manon</em> wears it like armour. Whether you’re going for regencycore or grunge renaissance, corsets hit that sweet spot between structure and seduction.</p>



<p class="wp-block-paragraph"><em><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">SHEIN</a></em> has been rolling out modern corsets in lace, satin, and mesh, with everything from full bustier styles to cropped silhouettes. The best part? You don’t have to reserve it for a night out. Style a corset top over a white shirt for a polished twist, or go full Katseye with leather pants and a bold lip.</p>



<p class="wp-block-paragraph">Corsets not only shape your silhouette but also signal confidence. When Manon walks into a room wearing one, you <em>know</em> she’s not just here to be seen. She’s here to own it.</p>



<h3 class="wp-block-heading"><strong>Daniela: Accessory Game on Lock</strong></h3>



<p class="wp-block-paragraph">You can always spot <em>Daniela</em> by her <strong>oversized hoops</strong> and unapologetically big accessories. If fashion is storytelling, then she’s writing in ALL CAPS.</p>



<p class="wp-block-paragraph">She sources most of her statement pieces from <em><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/taobao">Taobao</a></em>, and honestly? It&#8217;s a treasure trove. Think chunky resin rings, shoulder-grazing earrings, and layered chokers that give any outfit instant personality. Even a basic white tee becomes editorial-worthy with the right accessories.</p>



<p class="wp-block-paragraph">Daniela’s approach to style proves one thing: accessories aren’t just extras, they&#8217;re everything. So don’t be afraid to go big. You’re not “doing too much.” You’re doing it right.</p>



<h3 class="wp-block-heading"><strong>Lara: Low-Waisted, High Impact</strong></h3>



<p class="wp-block-paragraph"><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/love-nina-zazali">Love</a> it or loathe it, the <strong>low-waisted jeans</strong> are back and <em>Lara</em> is wearing them with a nonchalance that makes them look completely wearable. These aren’t the overly tight versions from 2003; today’s low-rise denim is all about slouchy fits, wide legs, and subtly sexy hipbone reveals.</p>



<p class="wp-block-paragraph">Paired with a cropped tank or triangle top (hello, Yoonchae vibes), low-rise jeans can shift your silhouette and bring that early-2000s cool back into the spotlight. The secret to pulling it off? Confidence. And maybe a good belt.</p>



<p class="wp-block-paragraph">If Lara can rock it with beat-up sneakers and a smirk, so can you.</p>



<h3 class="wp-block-heading"><strong>Sophia: Shine Bright Like a Gloss</strong></h3>



<p class="wp-block-paragraph">The secret to <em>Sophia’s</em> signature It-girl glow? <strong>Lip gloss.</strong> Not matte, not velvet, not stain. Just sheer, glistening, kissable shine.</p>



<p class="wp-block-paragraph">You’ll find her holy grails at <em><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sephora">Sephora</a></em>, where glosses have evolved from sticky messes into hydrating, plumping powerhouses. Whether you’re going clear, coral, or cherry, the goal is to keep it glassy and glam.</p>



<p class="wp-block-paragraph">Sophia’s gloss is the final touch, the thing that takes her outfit from cute to covetable. It catches the light, pulls focus in selfies, and pairs perfectly with soft glam or barefaced looks. Basically, it&#8217;s your It-girl filter, in a tube.</p>



<h3 class="wp-block-heading"><strong>Megan: Legs for Days in a Mini Skirt</strong></h3>



<p class="wp-block-paragraph"><em>Megan</em> knows the power of a <strong>mini skirt</strong>. It’s playful, punchy, and always comes with a bit of main-character energy. Whether it’s a pleated tennis number or a body-hugging knit version, her minis bring all the drama, without the discomfort.</p>



<p class="wp-block-paragraph"><em>SHEIN</em> delivers affordable mini skirts in dozens of styles, from y2k throwbacks to modern co-ord sets. Megan often pairs hers with oversized outerwear or tight crops to balance silhouette and vibe.</p>



<p class="wp-block-paragraph">In the world of Katseye, legs <em>are</em> the moment. So pull on that mini, strike a pose, and know you’re not overdressed. You’re just early to the trend.</p>



<h3 class="wp-block-heading"><strong>Let Atome Be Your It-Girl Hack</strong></h3>



<p class="wp-block-paragraph">Here’s the thing about looking like an It-girl: it doesn&#8217;t have to mean draining your savings or maxing out a card. Platforms like <strong>Atome</strong> make it easier to build your dream wardrobe without stressing over a single transaction.</p>



<p class="wp-block-paragraph">With Atome, you can shop at brands like <em>Young Hungry Free</em>, <em>Sephora</em>, and SHEIN, and split your payments into three interest-free instalments. Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> to unlock smarter, stress-free shopping.&nbsp;</p>



<p class="wp-block-paragraph">The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> of the Katseye aesthetic isn’t just in the clothes, it’s in the <em>attitude</em>. They dress for themselves and they look phenomenal doing it.</p>
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Dress like the next it-girl (KATSEYE)


<p class="wp-block-paragraph">As summer slides toward autumn, tech lovers find themselves scanning the horizon for the latest gear to enhance their digital worlds. Q3 2025 is shaping up to be a blockbuster season, with foldable consoles, flagship smartphones, and next-gen gadgets dropping just in time for holiday-season excitement. Whether you&#8217;re craving portable gaming, slick productivity tools, or simply brag-worthy tech, this mid-year lineup promises to deliver.</p>



<h2 class="wp-block-heading"><strong>Nintendo Switch 2: Back with a (Portable) Punch</strong></h2>



<p class="wp-block-paragraph">Arguably the most anticipated console release of the year, the <strong>Nintendo Switch 2</strong> debuted in early June 2025 to rave reviews . It retains the beloved hybrid form factor but comes packed with performance upgrades, richer visuals, smoother frame rates, and enhanced battery life. With standout game releases like <em>Tears of the Kingdom – Switch 2 Edition</em>, MetaCritic-topping scores, and a slate of foldable-feel accessories, it&#8217;s everything gamers wanted and more.</p>



<p class="wp-block-paragraph">If you’re looking to get the new Nintendo Switch 2, <strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/ishopchangi">iShopChangi</a></strong> is your go-to. Enjoy exclusive bundles like the Nintendo Switch 2 + Mario Kart World Bundle, making it the ideal purchasing point for jet-setting players.</p>



<h2 class="wp-block-heading"><strong>Samsung Galaxy Fold 7: Folding into the Future</strong></h2>



<p class="wp-block-paragraph">Samsung’s <strong>Galaxy Z Fold 7</strong> takes centre stage this July. Officially unveiled at Galaxy Unpacked on July 9 with its companion Z Flip 7, this flagship foldable is leaner, meaner, and smarter than ever before. Tech leaks confirm a remarkably slim 4–5 mm build, two crisp AMOLED screens (8″ interior and 6.5″ cover), and pro-level camera stats, including a 200 MP main sensor.</p>



<p class="wp-block-paragraph">Expect blazing performance powered by Snapdragon 8 Elite, deep AI integration through One UI 8 on Android 16, and high-end extras like stylus support and water resistance. For those eyeing a foldable that blends productivity with lifestyle design, this is the moment to press “add to cart.”</p>



<h2 class="wp-block-heading"><strong>Nothing Phone 3: Clean, Acoustic, Flagship Feels</strong></h2>



<p class="wp-block-paragraph">Not far behind is the eagerly‑anticipated <strong>Nothing Phone 3</strong>, slated for July release. Designed to spark nostalgia and utility, the Phone 3 features a 6.77″ LTPO AMOLED display pushing 3,000 nits peak brightness, Snapdragon 8 Gen 3 power, and purposeful transparency in a dual‑tone body. With accessibility features like Braille-style buttons and an upgraded triple‑lens camera, it’s Nothing’s bid for mainstream flagship success, while still looking and feeling distinct.</p>



<h2 class="wp-block-heading"><strong>Why This Q3 Lineup Matters for You</strong></h2>



<p class="wp-block-paragraph">For gamers and gadget lovers, Q3 is the sweet spot where ambitious innovation meets real-world enjoyability. The Switch 2 caters to nostalgia and next-gen demands, while <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a>’s foldables and tri‑fold prototype underscore form-meets-function evolution. Meanwhile, Nothing delivers thoughtful, ecosystem-conscious upgrades that cater to both performance and personality.</p>



<p class="wp-block-paragraph">From foldables and flagships to UI upgrades and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a>-focused console bundles, Q3 2025 is stacked. You&#8217;re about to choose between jump-on-foldup excitement and sleek minimalism, or maybe both. No matter your tech tribe, this window offers smart, forward-looking picks that redefine what gadgets should be.</p>



<p class="wp-block-paragraph">Whether you go full foldable, dip into ecosystem software, or refresh your pocket device game, remember: Atome keeps your cashflow aligned with your cravings. It’s not just about having the latest tech, it’s about owning it <em>your</em> way.</p>



<p class="wp-block-paragraph">So gear up, game on, and gadget well, because the last lap of 2025 starts now.</p>
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Gaming & Gadgets: What’s coming in Q3 of 2025


<p class="wp-block-paragraph">We’re halfway through 2025, how’s that list of goals doing? If you’ve been smashing your resolutions, congrats. If your planner has quietly slipped behind your bedside table and your gym shoes haven’t seen daylight since March, don’t panic. July is actually the <em>perfect</em> time to recalibrate. It’s like a second January, but with better weather and fewer unrealistic expectations.</p>



<p class="wp-block-paragraph">Mid-year check-ins are the underrated power move of people who get things done. And if one of your 2025 goals is to level up your financial game while still living a little, now’s the moment to do it smarter, not stricter. Enter BNPL (Buy Now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">Pay Later</a>) platforms like Atome: the tool that lets you manage spending with flexibility <em>and</em> intention.</p>



<h3 class="wp-block-heading"><strong>Budgeting Isn’t Just for January</strong></h3>



<p class="wp-block-paragraph">If you feel like budgeting sounds too much like punishment, here’s the mindset shift: it’s not about limiting your life, it’s about aligning it. Especially in July, when you&#8217;re not making wild resolutions, but refining what’s already in motion.</p>



<p class="wp-block-paragraph">This is where BNPL becomes an ally. Used well, it lets you soften the financial blow of big purchases by splitting payments into manageable chunks, interest-free. That means you can stay on track <em>and</em> treat yourself to that stylish upgrade, tech essential, or self-care moment you’ve been pushing off.</p>



<p class="wp-block-paragraph">But the key word here? <em>Responsibly.</em> Let’s break down how to use BNPL (like Atome) wisely to carry you through the rest of 2025.</p>



<h3 class="wp-block-heading"><strong>1. Map Out Your Monthly Budget (Mid-Year Edition)</strong></h3>



<p class="wp-block-paragraph">Now’s a good time to review where your money has been going these past six months. Rent, bills, groceries, transport &#8211; those are non-negotiables. But what about the surprise impulse buys or treat-yourself moments that added up quicker than you thought?</p>



<p class="wp-block-paragraph">Start by sketching out your fixed monthly expenses. Subtract these from your income, and what you’re left with is your discretionary spending. This is your playground for planning BNPL purchases.</p>



<p class="wp-block-paragraph">With platforms like Atome, purchases are split into three equal instalments, so it&#8217;s crucial to ensure that the <em>future two payments</em> fit comfortably into upcoming months. If you&#8217;re using BNPL, those instalments should <em>already</em> be accounted for in your budget.</p>



<p class="wp-block-paragraph">Mid-year budgeting isn’t about being stingy. It’s about creating space for intentional spending, where every swipe is on your terms.</p>



<h3 class="wp-block-heading"><strong>2. Say Hello to the “Flexible and Fun” Budget</strong></h3>



<p class="wp-block-paragraph">July is hot, and so is your desire to treat yourself after surviving the first half of the year. We get it. And honestly? You <em>should.</em> The trick is doing it without throwing your financial goals into the sun.</p>



<p class="wp-block-paragraph">This is where a “flexible and fun” budget comes in—a set portion of your monthly spending carved out specifically for non-essentials. It could be a weekend staycation, a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zara">Zara</a> haul, or finally splurging on a gadget that sparks joy.&nbsp;</p>



<p class="wp-block-paragraph">BNPL shines here when you want something a little out of your immediate budget, but still within your means. With BNPL, you can split your payments over 3 months without affecting next week’s groceries or your savings plan.</p>



<p class="wp-block-paragraph">Just be mindful not to overcommit. A few overlapping instalments can sneak up fast, and no trend is worth financial stress.</p>



<h3 class="wp-block-heading"><strong>3. Use BNPL for High-Impact, Low-Frequency Buys</strong></h3>



<p class="wp-block-paragraph">The smartest way to use BNPL isn’t for every small indulgence. It’s for purchases that make a real difference to your lifestyle or productivity. We’re talking about big-ticket items that you don’t buy often, but that elevate your everyday.</p>



<p class="wp-block-paragraph">A new <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/washing-machine/page/1">washing machine</a> because your old one is broken, noise-cancelling headphones that save your sanity, or a new blazer you need for client meetings. These are high-impact purchases that deserve a place in your life and spreading out the payments lets you integrate them without derailing your budget.</p>



<p class="wp-block-paragraph">This mid-year moment is perfect for investing in yourself, whether it’s for your career, health, or mental wellbeing. And with Atome’s interest-free structure, you won’t pay more just for the convenience.</p>



<p class="wp-block-paragraph">TLDR: Save the impulse buys for your “fun fund.” Use BNPL to unlock lifestyle upgrades that last.</p>



<h3 class="wp-block-heading"><strong>Meet Atome: Your Budget’s Best Friend</strong></h3>



<p class="wp-block-paragraph">Atome isn’t just a payment method. It&#8217;s a tool to help you manage your financial flow while still living well. With Atome, you can split purchases across thousands of merchants into three interest-free payments, making it easier to stay in control without hitting pause on your plans.</p>



<p class="wp-block-paragraph">It’s available across lifestyle, fashion, tech, fitness, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>, and more. So whether you’re refreshing your wardrobe, investing in home upgrades, or finally booking that wellness retreat, Atome has your back.</p>
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Planning your 2025 goals: Using BNPL to your advantage


<p class="wp-block-paragraph">When the sun’s out and the city’s buzzing, there’s only one thing to do &#8211; enter your main character era. You know the vibe: wind in your hair (with the help of a portable fan, obviously), the perfect outfit catching just the right kind of attention, and a soft-glam face that glistens under golden hour. This summer, we’re ditching wallflower energy and going full leading-lady. Whether you’re walking into a brunch spot or strutting through your neighbourhood minimart, it’s all about stepping into the spotlight and owning it.</p>



<p class="wp-block-paragraph">So how exactly do you serve main character energy this season? The style gods have spoken, and the answer lies in cherries, dots, and a healthy dose of berry glow. Here’s your ultimate summer trend report to help you look and feel like the protagonist of your own story.</p>



<h3 class="wp-block-heading"><strong>Cherry Craze: The Sweetest Style Statement</strong></h3>



<p class="wp-block-paragraph">First up, we’re diving into the cherry obsession taking over everyone’s feeds. From Y2K-style accessories to runway-inspired silhouettes, the <em>cherry craze</em> is painting the fashion world in shades of crimson and burgundy. Charles &amp; Keith has been leading the charge, serving up cherry motifs and juicy red tones across bags and shoes that scream confident, carefree, and a little bit cheeky.</p>



<p class="wp-block-paragraph">The charm of cherry-themed fashion is its ability to be both playful and powerful. Think structured mini handbags in lacquer red or strappy heels with cherry embellishments. Just enough drama to turn heads without screaming for attention. Paired with a white sundress or even denim cut-offs and a tank, these pieces add a punch of boldness to even the most basic summer outfit.</p>



<p class="wp-block-paragraph"><strong>Style tip</strong>: Cherry red accessories are especially versatile for day-to-night transitions. Pop on a glossy cherry lip and you’re instantly party-ready.</p>



<h3 class="wp-block-heading"><strong>Spot the Star: Polka Dots Are Back</strong></h3>



<p class="wp-block-paragraph">If there’s one print that’s dancing its way back into the limelight this season, it’s polka dots. Once seen as retro or overly twee, dots are now getting the modern treatment in unexpected cuts, bold colours, and sheer fabrics. From breezy two-piece sets to asymmetric midi dresses, polka dots are showing up on main characters who aren’t afraid to mix classic charm with a rebellious twist.</p>



<p class="wp-block-paragraph">This print is incredibly photogenic (hello, perfect Insta content) and adds a sense of movement and fun to any outfit. Plus, it works across colour palettes, from moody black-and-white combos to soft blush and navy hues.</p>



<p class="wp-block-paragraph">Polka dots aren’t just reserved for cottagecore aesthetics anymore. They’re appearing on sharp silhouettes and structured designs too, proving that you can be flirty and fierce all at once.</p>



<h3 class="wp-block-heading"><strong>Cool Girl Essential: The Viral Jisulife Fan</strong></h3>



<p class="wp-block-paragraph">No one looks or feels like a main character when they’re melting into a puddle of sweat on the MRT. Enter the unsung hero of this season’s trend report: the <em>Jisulife portable fan</em>. This viral sensation from TikTokShop has earned cult status for its compact size, powerful cooling capabilities, and sleek, aesthetic-friendly design.</p>



<p class="wp-block-paragraph">Whether clipped onto your bag or pulled out like a pocket <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/mirror/page/1">mirror</a>, the Jisulife fan is your ultimate heatwave sidekick. It’s not just about comfort, it’s about control. Main character energy means staying fresh, unbothered, and selfie-ready at all times.</p>



<p class="wp-block-paragraph">And here’s a little bonus: it charges via USB, making it the perfect <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a> companion for beach getaways, outdoor picnics, or just the daily commute.</p>



<p class="wp-block-paragraph"><strong>Pro tip</strong>: Go for the fan in pastel pink or sage green to match your summer colour palette while staying chil.</p>



<p class="wp-block-paragraph"><strong>Glow Goals: Dewy Berry Makeup</strong></p>



<p class="wp-block-paragraph">Main characters don’t sweat, they glow. And that glow? It’s coming straight from the <em>dewy berry makeup</em> trend that’s taking over Sephora aisles and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> TikTok alike. Imagine soft berry tones that enhance your natural flush, paired with a dewy base that catches every ray of sunlight.</p>



<p class="wp-block-paragraph">Think mauve-toned blushes, glossy lips with a hint of raspberry tint, and glowy highlighters that melt into the skin. The goal is to look like you just stepped out of a summer romance montage &#8211; radiant, romantic, and effortlessly cool.</p>



<p class="wp-block-paragraph">This look plays beautifully with both minimal and maximal styles. Pair it with your polka-dot fit for a sweet retro vibe, or match it with sleek cherry-red accessories for a sharper contrast.</p>



<p class="wp-block-paragraph">Some key products to try: tinted moisturisers with light-reflecting particles, gel-based blushes in berry shades, and multi-use sticks that give your cheeks, eyes, and lips that just-bitten look. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sephora">Sephora</a>’s curated collections make it easy to experiment with the trend, even if you’re just starting out.</p>



<h3 class="wp-block-heading"><strong>Shopping Like the Main Character You Are</strong></h3>



<p class="wp-block-paragraph">Here’s a little secret: main characters always know how to make smart choices and that includes how they shop. With Atome, you can enjoy the freedom to get the season’s biggest trends without blowing your entire budget in one go. Split your payments into three interest-free instalments and focus on building your main character wardrobe without stress.</p>



<p class="wp-block-paragraph">Whether you’re snagging that viral Jisulife fan, investing in a dewy berry palette, or treating yourself to those cherry-red heels from <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/charles-keith">Charles &amp; Keith</a>, Atome makes it easy to keep your fashion game strong and your finances in check.</p>



<p class="wp-block-paragraph">This summer isn’t just another chapter, it’s <em>your</em> story, and it deserves a killer wardrobe, killer glow, and a vibe that turns sidewalks into catwalks. From cherry motifs to viral fans, and from berry-kissed makeup to dot-filled dresses, these trends don’t just help you look the part, they help you feel it.</p>



<p class="wp-block-paragraph">So go on. Romanticise your iced coffee runs. Make every outfit a statement. And let the world know the main character has arrived, just in time for summer.</p>



<p class="wp-block-paragraph"></p>
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Summer trend report: How to get that main character energy


<p class="wp-block-paragraph">There’s nothing quite like a holiday to refresh the spirit and recharge the soul, but let’s be honest, not everyone has the time (or budget) to hop on a flight to Bali, Tokyo or the Maldives. Enter the unsung hero of modern <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a>: the staycation. In a world where remote work, weekend burnout, and packed calendars are the norm, staycations and local getaways have emerged as the ultimate remedy. No airport queues, no lost luggage, and no jet lag. Just pure, uninterrupted relaxation right on home turf.</p>



<p class="wp-block-paragraph">Singapore might be small, but what it lacks in landmass, it makes up for with a generous helping of luxury hotels, hidden gems, daycation options, and family-friendly adventures. Whether you&#8217;re looking to treat yourself to a rooftop suite with skyline views, enjoy a cheeky solo escape in the middle of the week, or plan a weekend bonding activity with the kids, this city has it all. And with smarter payment options like Atome, those indulgent moments of self-care no longer have to come with post-trip regret.</p>



<p class="wp-block-paragraph">If you&#8217;re planning a mini escape, here&#8217;s your insider guide to the best staycations and local getaways in Singapore, no passport required.</p>



<h2 class="wp-block-heading"><strong>The Daycation You Didn’t Know You Needed: Flow</strong></h2>



<p class="wp-block-paragraph">Sometimes, you just need a break without the overnight commitment. That’s where Flow comes in. This daycation platform allows you to book hotel rooms by the hour, giving you the flexibility to enjoy premium amenities. Think infinity pools, fitness centres, and deep-soaking tubs, without paying for a full night’s stay.</p>



<p class="wp-block-paragraph">Whether you’re in between meetings, craving a midweek break, or planning a surprise spa day with your partner, Flow offers access to some of Singapore’s top hotels in Marina Bay, Orchard, and Sentosa. You can choose from work-friendly spaces to zen-inducing havens, all available at your convenience.</p>



<p class="wp-block-paragraph">Flow’s pay-per-hour system makes luxury much more accessible. It’s perfect for those looking to recharge without taking leave or breaking the bank. Think of it as your escape button, ready whenever the 9-to-5 grind gets too real.</p>



<h2 class="wp-block-heading"><strong>Indulgence Redefined: Luxury Escapes’ Curated Stays</strong></h2>



<p class="wp-block-paragraph">If you&#8217;re dreaming of a full-fledged staycation with all the bells and whistles, Luxury Escapes is the platform to browse. From boutique hideaways in heritage buildings to opulent suites with private plunge pools, their curated selection of hotel deals includes some of the most breathtaking stays in Singapore.</p>



<p class="wp-block-paragraph">The magic lies in the experience. We’re talking complimentary breakfasts, late check-outs, spa treatments, and even welcome cocktails upon arrival. Whether you’re celebrating a birthday, planning an anniversary surprise, or simply indulging in a well-deserved reward for surviving Q2, Luxury Escapes turns every stay into a five-star affair.</p>



<p class="wp-block-paragraph">Some top picks include stays at The Capitol Kempinski, The Clan Hotel, and Sentosa’s ocean-facing resorts, each offering distinct vibes to match your mood. Add a bath bomb, throw on a robe, and you’ve got yourself a vacation that rivals any overseas trip.</p>



<h2 class="wp-block-heading"><strong>Fun for the Whole Fam: Kkday’s Local Attractions</strong></h2>



<p class="wp-block-paragraph">Staycations don’t always have to mean room service and Netflix. For families with energetic little ones or couples seeking a weekend packed with activities, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/kkday">Kkday</a> is the answer. This experience-driven platform offers everything from amusement park tickets to curated local tours and food trails.</p>



<p class="wp-block-paragraph">Popular picks include Mandai Bird Paradise (a paradise indeed for animal lovers), cable car sky passes, Gardens by the Bay tickets, and even kayak fishing tours if you&#8217;re in the mood for something sporty. Kkday makes it easy to plan itineraries without the stress—just scroll, click, book, and go.</p>



<p class="wp-block-paragraph">And if you’re the spontaneous type, there are plenty of last-minute options that’ll still impress. Whether it&#8217;s indoor edutainment or outdoor thrills, Kkday&#8217;s got something for everyone—from toddlers to adrenaline junkies.</p>



<h2 class="wp-block-heading"><strong>Sail into the Sunset: A Royal Albatross Cruise</strong></h2>



<p class="wp-block-paragraph">Looking for a unique twist to the usual staycay? Swap the hotel suite for open waters with a Royal Albatross cruise. This luxury tall ship offers sunset sails, dinner cruises, and themed voyages that make you feel like you&#8217;re on a Mediterranean getaway.&nbsp;</p>



<p class="wp-block-paragraph">The Royal Albatross experience is equal parts romantic and thrilling. Picture this: golden hour glinting off the sails, the skyline lighting up in the distance, and gourmet dishes served against a sea breeze backdrop. It’s the kind of memory that stays long after the photos have been uploaded.</p>



<p class="wp-block-paragraph">There are also seasonal packages to look out for, including Valentine’s Day specials and festive sailings during the year-end holidays. Whether it’s a date night or a once-in-a-lifetime experience for out-of-town guests, it’s a stunning way to rediscover Singapore from a different point of view, literally.</p>



<h2 class="wp-block-heading"><strong>Escape is a Mindset</strong></h2>



<p class="wp-block-paragraph">You’ve picked the perfect getaway, your bags are packed (or maybe just a tote and a book), but the bill? That doesn’t have to be a buzzkill. With Atome, you can split your payments into three equal, interest-free instalments. Go for a quick daycation via Flow, a luxurious retreat through Luxury Escapes, tickets from Kkday, or a dreamy cruise aboard the Royal Albatross.</p>



<p class="wp-block-paragraph">Staycations and local getaways in Singapore prove that you don’t need a boarding pass to take a break. Whether it’s a solo recharge, a romantic getaway, or a family adventure, the city offers experiences that rival any overseas escape, often with better food and fewer jet lag woes.</p>



<p class="wp-block-paragraph">From breezy hotel daycations to luxury nights out, action-packed family fun to cruises under the stars, there’s never been a better time to explore your own backyard. So treat yourself to a little R&amp;R, you’ve earned it.</p>



<p class="wp-block-paragraph">And remember, with Atome in your corner, a spontaneous escape is always within reach. Just don’t forget the sunscreen and maybe&#8230; your out-of-office reply.</p>
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Staycations & Local Getaways


<p class="wp-block-paragraph">When the sun is out in full force and temperatures are rising, it can only mean one thing: summer has officially arrived. But while beach days, picnics, and outdoor brunches are on the agenda, there’s one seasonal non-negotiable that should take top spot on your checklist—sunscreen. That golden glow might look good now, but unprotected sun exposure can lead to premature ageing, pigmentation, and long-term skin damage. The solution? Daily sunscreen application that blends seamlessly into your skincare routine.</p>



<p class="wp-block-paragraph">If you’ve ever avoided sunscreen because of its chalky finish, greasy texture, or pore-clogging formulas, the good news is this: summer sunscreens have evolved. Today’s formulations are ultra-lightweight, breathable, and even come with skincare benefits. Whether you’re heading to a beach in Bali or just surviving your commute under the sweltering sun, the right sunscreen is your skin’s best defence.</p>



<p class="wp-block-paragraph">Read on for a curated guide to the most effective (and skin-loving) sunscreens to try this season. We’ve also included a few tips on how to wear them, how much to apply, and where to get them with a little help from Atome, your budget-friendly bestie.</p>



<h2 class="wp-block-heading"><strong>Why Sunscreen is the MVP of Your Summer Skincare Routine</strong></h2>



<p class="wp-block-paragraph">Sunscreen isn’t just for beach holidays or sunny days. In Singapore’s perpetually sunny climate, UV rays are a year-round concern. Even on cloudy or rainy days, up to 80% of UV radiation can penetrate the skin. The consistent use of a high-quality sunscreen helps prevent premature ageing, hyperpigmentation, sunburn, and reduces the risk of skin cancer.</p>



<p class="wp-block-paragraph">Dermatologists recommend using at least SPF 30 daily, with broad-spectrum protection that shields against both UVA (ageing) and UVB (burning) rays. Applying sunscreen should be the last step in your morning skincare routine, including reapplication every two hours if you’re out and about.</p>



<p class="wp-block-paragraph">The best part? You don’t have to choose between effective sun protection and skin-loving ingredients. These summer sunscreens offer the best of both worlds.</p>



<h2 class="wp-block-heading"><strong>Porefection in a Bottle: Innisfree Poreless Sunscreen</strong></h2>



<p class="wp-block-paragraph">One of the biggest skincare concerns in Singapore’s tropical climate is clogged pores—and nothing ruins a good day like a sunscreen that makes your skin feel like it’s suffocating. That’s where Innisfree’s Poreless Sunscreen steps in. Made with Jeju-origin ingredients and formulated for oily to combination skin types, this sunscreen gives you a smooth, matte finish without drying out your skin.</p>



<p class="wp-block-paragraph">Not only does it minimise the appearance of pores, but it also acts as a light primer for makeup, creating a flawless base. Whether you’re sweating it out on a hawker centre food trail or running errands under the sun, this sunscreen holds up without slipping off your face. It’s perfect for those who want breathable protection with a touch of complexion refinement.</p>



<h2 class="wp-block-heading"><strong>A K-Beauty Cult Favourite: Beauty of Joseon Relief Sun</strong></h2>



<p class="wp-block-paragraph">K-<a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> fans, this one’s for you. The Beauty of Joseon Relief Sun: Rice + Probiotics sunscreen has gone viral for a reason—and you can easily get your hands on it via Cocomo. This lightweight, chemical sunscreen boasts an impressive SPF50+ PA++++ rating, meaning it offers top-tier protection against both UVA and UVB rays.</p>



<p class="wp-block-paragraph">What sets this sunscreen apart is its calming, skin-soothing formula. With rice extract and fermented probiotics, it nourishes your skin while shielding it from the sun. Ideal for sensitive skin types, the creamy texture melts in without leaving a white cast, making it a crowd favourite among those who wear sunscreen daily under makeup or on its own.</p>



<h2 class="wp-block-heading"><strong>Ultra Protection for City Living: Kiehl’s Ultra Light Daily UV Defense</strong></h2>



<p class="wp-block-paragraph">Living in the city means facing not just UV rays, but also pollution and oxidative stress. Kiehl’s Ultra Light Daily UV Defense Aqua Gel is specifically formulated for urban dwellers who want protection without the heaviness. With SPF 50 PA++++ and powerful antioxidant properties, it helps defend skin from the damaging effects of UV and environmental aggressors.</p>



<p class="wp-block-paragraph">The water-light texture absorbs quickly and doesn’t clog pores, making it suitable for all skin types, especially normal to oily skin. Bonus points for its non-comedogenic and fragrance-free formula, which makes it a reliable choice for people prone to breakouts. If you’re always on the go and need a sunscreen that works with your busy lifestyle, Kiehl’s is your reliable ride-or-die.</p>



<h2 class="wp-block-heading"><strong>Sun Protection with a Side of Fun: Supergoop</strong></h2>



<p class="wp-block-paragraph">Want to turn sunscreen application into a moment of joy? Supergoop, available at Sephora, delivers protection that’s equal parts effective and playful. From their Unseen Sunscreen (a makeup primer-slash-sunscreen hybrid) to their Glow Screen (which gives your skin a radiant finish), there’s something for every skin type and preference.</p>



<p class="wp-block-paragraph">Supergoop’s formulas are reef-safe, cruelty-free, and packed with active <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/skincare/page/2">skincare</a> ingredients that double up as moisturisers, making them a great addition to your morning routine. Whether you&#8217;re applying before a pool day or touching up between meetings, Supergoop makes sun protection feel a little more fabulous.</p>



<h2 class="wp-block-heading"><strong>Apply, Reapply, Repeat: How Much Sunscreen Do You Really Need?</strong></h2>



<p class="wp-block-paragraph">One of the most common mistakes people make with sunscreen is not using enough. As a general rule, apply about half a teaspoon for your face and neck, and roughly a shot-glass amount (30ml) for your entire body. Don’t forget commonly missed spots like your ears, neck, and the tops of your feet if you’re wearing sandals.</p>



<p class="wp-block-paragraph">Reapplication is just as important as the first layer. If you’re out in the sun, sweating, or swimming, reapply every 2 hours, even more frequently if you’re towel-drying. Keep a compact or mist-form sunscreen in your bag for easy reapplication without disrupting your makeup.</p>



<p class="wp-block-paragraph">In the world of skincare, sunscreen isn’t just an option, it’s a daily essential, especially in summer. From mattifying finishes to radiant glows, there are sunscreens out there for every skin type, concern, and vibe. Whether you&#8217;re a minimalist who prefers a barely-there gel or a glow-getter looking for multitasking magic, the sunscreens mentioned above have you covered, literally.</p>



<p class="wp-block-paragraph">From <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sephora">Sephora</a> to Kiehl’s, Cocomo to Innisfree, Atome partners with your favourite beauty brands so you can prioritise self-care without compromise. Whether you’re refreshing your SPF stash or stocking up for that beach holiday, download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> today and explore seamless, flexible payments with exclusive in-app offers.</p>



<p class="wp-block-paragraph">So this summer, let’s not just chase the sun, let’s outsmart it. Keep your skin protected, your glow intentional, and your bank account happy with a little help from Atome. Your skin (and future self) will thank you.</p>
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