
<p>Today, the world is transitioning from conventional vehicles to electrically-powered ones. As opposed to traditional bikes, e-bikes are now more quotidian. E-bikes run smoothly, glide impeccably through traffic congestion, and with spiralling fuel prices, prove much more pocket-friendly.</p>



<p>We must conserve nature and the environment for future generations, and using electrically-powered vehicles is a great way of doing things the ‘green way.’ If you’ve set your eyes on an e-bike or e-scooter, we suggest you head over to WarehouseSG and get the best option there is!</p>



<p>In this article, we&#8217;ll be exploring the world of e-bikes and self-balancing hoverboards. We&#8217;ll also be looking into WarehouseSG and some exclusive offers you can get your hands on through <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/warehousesg">WarehouseSG</a> sale in Singapore.</p>



<h2 class="wp-block-heading">Traditional bikes vs. E-bikes–what’s the best?</h2>



<p>Cruising on e-bikes is much easier than riding a regular bike – that&#8217;s for certain. Moreover, with the added boost provided by the electric motor in an e-bike, you can let the wind caress and ruffle your hair as you effortlessly glide through dreadfully congested roads.</p>



<p>Here’s why e-bikes have the edge over bicycles:</p>



<ol class="wp-block-list" start="1">
<li><strong>Less physical effort</strong></li>
</ol>



<p>The first and foremost benefit of e-bikes that begs to stand out is that there’s no manual labour involved. According to common perception, people prefer manual bikes over e-bikes because they serve as a means of exercise.</p>



<p>However, according to newer research conducted by Brigham Young University, e-bikes provide just as much exercise as mountain bikes. This is because even with pedal assist, the rider still needs to pedal.</p>



<ol class="wp-block-list" start="2">
<li><strong>Ease of ride</strong></li>
</ol>



<p>E-bikes save you from a lot of grunt work that you&#8217;d otherwise have to do if you prefer mountain bikes for hiking hills, inclines, and rough terrains. Owing to the electric pedal boost, you don&#8217;t have to put in more work if you come across a brutal piece of land.</p>



<ol class="wp-block-list" start="3">
<li><strong>It’s greener!</strong></li>
</ol>



<p>E-bikes serve as a marvellous alternative to cars and are much easier to operate. If you want to commute over a few miles, you can even use your e-bike to ace through the sidewalks and bike lanes.</p>



<p>Furthermore, with the &#8216;electric&#8217; facet of e-bikes, they set out a spectacular and &#8216;sustainable&#8217; way of doing things – they are astronomically environment-friendly since they don&#8217;t bank on godawful fuels to propel them forward.</p>



<ol class="wp-block-list" start="4">
<li><strong>Safe, secure, and fast</strong></li>
</ol>



<p>Most bicycles cannot transcend a speed of 12mph. In contrast, e-bikes are capable of running at an average speed of 20mph – giving them a superior edge over traditional bicycles. A greater speed means you&#8217;ll reach your destination on time or even earlier!</p>



<p>In the bargain, e-bikes carry different risks from traditional bicycles, but these risks are fairly lesser than their counterparts.</p>



<h2 class="wp-block-heading">Self-balancing hoverboards–discussing its benefits</h2>



<p>Amidst the horrors of skyrocketing prices, self-balancing hoverboards serve as an ingenious alternative to other, costlier means of commuting.</p>



<ol class="wp-block-list" start="5">
<li><strong>Hoverboards are eco-friendly</strong></li>
</ol>



<p>The hoverboards paraded nowadays are juiced up by a rechargeable battery with absolutely zero need for oil or any other abysmal fuel. Over and above, since these hoverboards don’t need fuel, logically, they don’t emit any harmful gases or emissions.</p>



<ol class="wp-block-list" start="6">
<li><strong>Easy on the pocket</strong></li>
</ol>



<p>Self-balancing, e-powered hoverboards aren&#8217;t too expensive and have very low maintenance costs. There&#8217;s no fuel leakage to lose your hair over, its body is pretty durable, and since it doesn&#8217;t occupy much space, you save parking costs.</p>



<ol class="wp-block-list" start="7">
<li><strong>Easy and convenient</strong></li>
</ol>



<p>Hoverboards boast a self-balancing mechanism, making them enormously easy and safe. There’s even an instruction manual for you if you&#8217;re rusty on its dynamics and mechanism.</p>



<p>On top of that, hoverboards aren&#8217;t too bulky. Meaning: you can carry them wherever you want, and you can easily freewheel even through heavily congested roads.</p>



<h2 class="wp-block-heading">WarehouseSG – E-bikes, E-scooters, and more!</h2>



<p>WarehouseSG prides itself on its exquisite range of e-scooters, e-bikes, and other pertinent accessories. In addition, WarehouseSG Singapore even provides maintenance, customization, and service facilities to all of its customers!</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="237" width="580" decoding="async" data-attachment-id="11629" data-permalink="https://blog.atome.sg/online-shopping-ideas/warehousesg-singapore/attachment/warehousesg-2/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/WarehouseSG.png?fit=1986%2C810&amp;ssl=1" data-orig-size="1986,810" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="WarehouseSG" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/WarehouseSG.png?fit=300%2C122&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/WarehouseSG.png?fit=580%2C237&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/WarehouseSG.png?resize=580%2C237&#038;ssl=1" alt="WarehouseSG–E-bikes" class="wp-image-11629"/></figure>



<p>WarehouseSG was founded back in 2014 by its main company, Reaihub. In addition to what’s mentioned above, WarehouseSG specializes in PAB/PMD (including maintenance and servicing).</p>



<p>WarehouseSG strives to provide the best products and services in all aspects. Moreover, all of WarehouseSG Singapore’s e-bikes are backed by a 5-year frame warranty, 1-year parts warranty, servicing &amp; maintenance contracts, and 24/7 customer support.</p>



<p>The products at WarehouseSG are divided into the following categories.</p>



<ul class="wp-block-list">
<li>Bicycles</li>



<li>PAB (E-bike)</li>



<li>PMD/PMA</li>



<li>Bike accessories and parts</li>



<li>Rider accessories and maintenance</li>



<li>PAB/PMD/PMD parts and components</li>



<li>Pre-loved e-bikes and PMD/OMA</li>



<li>Home &amp; living</li>
</ul>



<h3 class="wp-block-heading">WarehouseSG sale Singapore 2022</h3>



<p>Presently, there’s a WarehouseSG sale in Singapore that’s live. This means you can get the e-bike of your dreams at the best price. So, don’t wait and get the e-bike that sets your soul on fire right now!</p>



<p>Here are some articles exhibited in the WarehouseSG sale in Singapore:</p>



<ul class="wp-block-list">
<li>MAXIMALSG Kudu E-bike/Electric Bicycle 36V 10Ah EN15194 &#8211; $300.</li>



<li>ROGI 16 36V 7.5AH Electric Bicycle EN15194 (LTA Approved) &#8211; $999.</li>



<li>ROGI 16 36V 7.5AH Electric Bicycle EN15194 (LTA Approved) &#8211; $1,488.</li>



<li>ROGI 16 36V 7.5AH Electric Bicycle EN15194 (LTA Approved) &#8211; $14.</li>
</ul>



<h2 class="wp-block-heading">Atome X WarehouseSG–Get your e-bike now and pay for it later!</h2>



<p><a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a> and <a href="https://www.atome.sg/paylater-merchants/warehousesg" target="_blank" rel="noreferrer noopener">WarehouseSG</a> Singapore are partners. Did you know that?</p>



<p>Through Atome, you can choose any item from WarehouseSG Singapore (even if it&#8217;s from the WarehouseSG sale) and pay for it over 3 months. Atome gives you three monthly, interest-free instalments to pay for your haul from WarehouseSG.</p>



<p>Atome is a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a> application that gives you three months to pay for all your purchases from 15,000+ merchants across 10 regions, including Singapore, Thailand, Malaysia, Indonesia, the Philippines, Mainland China, Hong Kong, and Vietnam.</p>



<p>What&#8217;s more, there&#8217;s zero interest involved, and there aren&#8217;t any hidden charges or fees to fret over.</p>



<p><a href="https://www.atome.sg/how-it-works" target="_blank" rel="noreferrer noopener">Learn how Atome works</a> and <a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">get the app</a> on iOS or Android now! The cherry on top is: You <strong>get a free $10 voucher on your first purchase.</strong></p>



<p>Here’s how you can purchase e-bikes and accessories from WarehouseSG and pay for them through Atome:</p>



<ol class="wp-block-list" start="1">
<li>When checking out from WarehouseSG Singapore, select Atome as your payment option.</li>



<li>Upon selecting, you&#8217;ll be asked to log into your existing Atome account. If you aren’t registered on Atome yet, create a new account – it’s easy and free!</li>



<li>Pay a third of the total amount mentioned on your WarehouseSG invoice and pay 2/3 in the upcoming months.</li>
</ol>



<p>Yup, that&#8217;s pretty much all there is to it. You&#8217;ve successfully used Atome to split your bill.</p>



<h2 class="wp-block-heading">Ending thoughts</h2>



<p>Through this article, we&#8217;ve established that electrically-powered vehicles definitely have an advantage over traditional, fuel-operated vehicles and manual labour-demanding bicycles.</p>



<p>Now we leave the big decision to you. We know it&#8217;s only a matter of time before you&#8217;ll be lured into buying quintessential e-bikes from Warehouse SG Singapore. Getting an e-bike would be a wise decision: it&#8217;s affordable, easy to use, and safe. Don&#8217;t forget to use Atome to split your bills!</p>
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WarehouseSG | Get the self-balancing Hoverboard and more


<p>Everyone simply dotes on the idea of having a gorgeous piece of jewellery hugging their bodies. From rings and bracelets to elegant necklaces and chains, both women and men are no strangers to the lure of appealing pieces of jewellery.</p>



<p>In the bargain, if you&#8217;re scratching your head and are at a crossroads thinking of what to give your loved ones on their special day, jewellery serves as a marvellous choice.</p>



<p>If you&#8217;ve decided you&#8217;re going to get a quintessential piece of jewellery for your loved ones, we suggest you head over to Tiara Singapore. From drop-dead gorgeous wedding bands to million-dollar pretty necklaces and bracelets, Tiara Singapore has a jewellery piece for everyone out there!</p>



<h2 class="wp-block-heading">What’s a tiara?</h2>



<p>In essence, a tiara is a jewelled head ornament whose origins take us back to the ancient times and locals of Greece and Rome in the late 18th century. Tiaras gained a lot of momentum in Europe as respected jewellery pieces were donned by women on formal occasions. The basic semi-circle of the contemporary tiara is usually made of either silver, gold, or platinum. Furthermore, it&#8217;s richly embellished with precious gems, cameos, or pearls.</p>



<p>Back in the 19th century, tiaras gained a lot of traction and were worn by women on formal occasions where the dress code was &#8216;white tie.&#8217; However, after World War I, tiaras fell out of fashion, except for a handful of royal occasions held in the royal court.</p>



<h2 class="wp-block-heading">Sunshine &amp; sparkles – Meet Tiara Singapore!</h2>



<p>Tiara Singapore is a supreme-quality jewellery store located in Singapore that even offers shipments to a myriad of other countries as well.</p>



<p>Tiara Singapore takes immense pride in its sole aim and purpose to birth unforgettable moments for you and your loved ones throughout the span of your lifetime.</p>



<p>Amongst other things, Tiara Singapore prides itself on its wide range of exquisite wedding bands, couple rings, engagement rings, tungsten rings, name necklaces, personalized jewellery, earrings, necklaces, and bracelets.</p>



<p>Want to gift your loved ones something that they’ll remember for their lifetimes? Choose Tiara. Want a family heirloom to extend your family’s legacy? Choose Tiara. Want to surprise your sweethearts? Choose Tiara.</p>



<p>The cherry on top, due to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/tiara">Tiara</a>’s 9th anniversary, it’s offering a flat 15% off on all orders that are S$80 or more (with same-day delivery in Singapore)! So, what are you waiting for? Get your favourite piece of jewellery from Tiara Singapore now!</p>



<p>If you&#8217;re shopping for women, here are the categories you can shop from at Tiara:</p>



<ul class="wp-block-list">
<li>Engagement rings</li>



<li>Daily rings</li>



<li>Adjustable rings</li>



<li>Bracelets</li>



<li>Earrings</li>



<li>Necklaces</li>



<li>Anklets</li>



<li>Crystals</li>
</ul>



<p>If you&#8217;re shopping for men, here’s what you can choose from:</p>



<ul class="wp-block-list">
<li>Designer rings</li>



<li>Tungsten rings</li>



<li>Bracelets</li>



<li>Necklaces</li>
</ul>



<p>If you&#8217;re shopping for a couple, here’s what you can choose from:</p>



<ul class="wp-block-list">
<li>Wedding tungsten rings</li>



<li>Wedding bands</li>



<li>Necklaces</li>



<li>Bracelets</li>
</ul>



<h2 class="wp-block-heading">Twinkling jewellery at Tiara</h2>



<p>Have you decided that you&#8217;re going to purchase an impeccable piece of jewellery from Tiara? We salute your picture-perfect choice!</p>



<figure class="wp-block-image size-full is-resized"><img data-recalc-dims="1" decoding="async" width="580" height="279" data-attachment-id="11623" data-permalink="https://blog.atome.sg/online-shopping-ideas/tiara-singapore/attachment/image-7-3/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-7.png?fit=718%2C346&amp;ssl=1" data-orig-size="718,346" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-7" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-7.png?fit=300%2C145&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-7.png?fit=580%2C279&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-7.png?resize=580%2C279&#038;ssl=1" alt="Tiara Singapore" class="wp-image-11623" style="width:832px;height:401px"/></figure>



<p>Mentioned below are some pieces of jewellery you can get from Tiara Singapore. Tiara boasts an astronomical variety of jewellery; hence, the list is not exhaustive (for obvious reasons).</p>



<h3 class="wp-block-heading">Luxe9098 engagement ring</h3>



<p>The Luxe9098 is a vintage, gold-plated adjustable ring that has a stone size of approximately 1 carat. This ring is strongly electroplated to provide colour protection.</p>



<h3 class="wp-block-heading">Luxe1926 engagement ring</h3>



<p>The Luxe1926 is a platinum-plated 2-piece ring with A-grade cubic zirconia in a prong setting. The main stone in this quintessential ring weighs approximately 1.25 carats, and the ring boasts marvellous clarity and proportion. With delicate craftsmanship coupled with an exquisite shape, this engagement ring is sure to be the highlight of your event!</p>



<h3 class="wp-block-heading">Luxe1928 engagement ring</h3>



<p>Do you want to make your engagement an elegant event with grandeur for your generations to reminisce about? Get the Luxe1928 engagement ring for your sugar plum! The Luxe1928 is a platinum-plated 2-piece ring with top-grade cubic zirconia in a prong setting that&#8217;s a stunning blue in colour (the main stone is approximately 1.25 carats). Just like any other piece of jewellery from Tiara Singapore, this ring also boasts outstanding craftsmanship with just brilliant clarity &amp; proportion.</p>



<h3 class="wp-block-heading">Luxe9200 anklet</h3>



<p>The Luxe9200 is a 925-sterling silver beanie anklet that has its renditions in silver and gold colours. For optimum levels of colour protection, there are three layers of electroplating on the anklet. This gorgeous anklet has a total length of 20 cm that can be further extended by another 3.5 cm.</p>



<h3 class="wp-block-heading">Luxe9011 brooch</h3>



<p>Does the thought of a brooch simply send a sweet wave of bliss down your spine? Well, then, this minimalist brooch with white-gold-plated bowknot is just for you! Fashioned with top-grade cubic zirconia, this brooch flaunts three whole layers of electroplating to save it from colour damage.</p>



<h3 class="wp-block-heading">Luxe9009 brooch</h3>



<p>The Luxe9009 brooch is another classic from Tiara Singapore. With white-gold-plated petals, this brooch is a must-have if you&#8217;re a sucker for petals and all things flowery! Like every other item from Tiara, this brooch also has three layers of electroplating for additional color protection.</p>



<h3 class="wp-block-heading">Black Dragon Scales bracelet for him</h3>



<p>If you&#8217;re a Viking by mind and soul, wait till you see this Black Dragon Scales bracelet! This black geometric stainless-steel bracelet measures 6.5 mm in width and comes in two different lengths of 19 cm and 21 cm, depending on the wrist size.</p>



<h3 class="wp-block-heading">Earric tungsten ring</h3>



<p>Tungsten rings simply don&#8217;t get better if you&#8217;ve once taken a whole-eyed gander at this prepossessing and alluring tungsten ring for men. The tungsten ring flaunts an 8 mm tungsten carbide in a pure matte finish. This ring is 100% scratch-resistant and tarnish-resistant, and to top it all, it is hypoallergenic too!</p>



<h2 class="wp-block-heading">Atome x Tiara – Pay for your jewellery using Atome!</h2>



<p>Did you know that Tiara Singapore is a partner of <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>? Well, now you do!</p>



<p>Atome is an Android and iOS <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a> application that allows you to pay for your purchases from any of its 15,000+ merchants in three easy monthly instalments. Atome doesn&#8217;t charge an interest or service fee. Atome operates in ten regions including Singapore, Malaysia, Thailand, Indonesia, the Philippines, Vietnam, Mainland China, and Hong Kong.</p>



<p>Using Atome, you can split your purchase from Tiara Singapore into three interest-free instalments, each a month apart. What’s more, you even get a free S$10 voucher upon using Atome for the first time. So, what are you waiting for? <a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a> now!</p>



<p><a href="https://www.atome.sg/how-it-works" target="_blank" rel="noreferrer noopener">Learn how to use Atome!</a></p>



<p>Here’s how you can pay for your purchase from Tiara Singapore using Atome. It’s as easy as 1, 2, 3!</p>



<ol class="wp-block-list" start="1">
<li>When checking out from Tiara, choose Atome as your payment mode.</li>



<li>Sign in to your Atome account or create a new one.</li>



<li>Pay a third of the entire bill and pay the rest later – you&#8217;ll have three months to pay!</li>
</ol>



<h2 class="wp-block-heading">Ending thoughts</h2>



<p>Tiara Singapore is a pioneer when it comes to top-quality jewellery in all of Singapore. With a variety of necklaces, rings, bracelets, brooches, anklets, and more, Tiara is the place to be.</p>



<p>Let Tiara Singapore bring an illuminating light into your world – get the jewellery piece of your dreams now and bask in the glory as envious gazes follow every footstep of yours! Buy from Tiara, and don&#8217;t forget to use Atome as your payment method.</p>
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Tiara Singapore | Get jewellery to impress your sweetheart


<p>A loyalty program is a strategy where companies offer customers discounts and rewards for being loyal to their brand. According to Tech Jury, almost 75% of customers prefer a company that has a <a href="https://www.atome.sg/atome-plus" target="_blank" rel="noreferrer noopener">reward program</a> which is an excellent way to retain existing customers and boost sales.</p>



<p>Loyalty programs work in two ways. They reward customers for their repeat business and, at the same time, provide valuable consumer data to the business. The information helps the company analyze and assess which incentives are attractive from the consumer&#8217;s point of view. Another reason loyalty programs are effective is that repeat customers help recruit new potential customers at a fraction of the cost of standard marketing methods.</p>



<h2 class="wp-block-heading">What companies aim to achieve with loyalty programs</h2>



<p>According to the loyalty programs definition, companies reward their loyal customers in different ways. They can be in the form of points that are redeemed for discounts, rewards, free products, or insider perks. These programs encourage repeat purchases and foster trust between the business and its customers.</p>



<p>Here are just a few loyalty program goals that companies aim to achieve.</p>



<ol class="wp-block-list" start="1">
<li><strong>Greater customer retention</strong></li>
</ol>



<p>The more a company rewards its customers, the more business it will bring. When consumers are happy with the products and services, there will be no motivation to switch to a competitor.</p>



<ol class="wp-block-list" start="2">
<li><strong>More customer referrals</strong></li>
</ol>



<p>When a company gives hard-to-refuse offers and loyalty rewards programs, its customers will most likely tell their friends and family about the business. It helps generate referrals and potential customers with almost no customer acquisition cost.</p>



<ol class="wp-block-list" start="3">
<li><strong>Higher sales</strong></li>
</ol>



<p>More customers mean higher average order value and sales. Recent research has shown that 1 out of 2 consumers agree they&#8217;ve spent more after joining a loyalty program.</p>



<ol class="wp-block-list" start="4">
<li><strong>Customers turn into brand advocates</strong></li>
</ol>



<p>Loyalty programs can achieve what traditional marketing aims to inspire: brand advocacy. A successful rewards program turns your customers into brand advocates, introducing your company to new customers through a low-cost marketing strategy.</p>



<h2 class="wp-block-heading">Loyalty program examples</h2>



<p>Companies use various tactics to boost loyalty and reward their customers. Loyalty programs work best for this purpose which is why you can find different programs from brands in many industries. The following companies have created a successful one for their business.</p>



<h3 class="wp-block-heading">Levi’s Loyalty &amp; Red Tab</h3>



<p>Levi&#8217;s loyalty program is subscription-based, and customers must provide their details to join. Once they become members of the program, they get access to new arrivals and limited-edition launches before non-members. In addition, they also get birthday rewards, free shipping, and the opportunity to avail of exclusive promotions.</p>



<h3 class="wp-block-heading">Booking.com and Genius loyalty program</h3>



<p>The booking service engages customers at every level of their purchase journey through its levels-based loyalty program. According to the rewards policy, users can create an account with lifetime access for free. On becoming a member, they unlock Level 1 and the discounts that accompany it. As they complete a particular amount of stays, they unlock advanced levels and get even more rewards. The perks include a complimentary breakfast, a free room upgrade, or a 15% discount on booking.</p>



<h2 class="wp-block-heading">Atome+ takes the lead in loyalty programs for smart shopping</h2>



<p><a href="https://www.atome.sg/atome-plus" target="_blank" rel="noreferrer noopener">Atome+</a> brings a budget loyalty program where users can benefit from exclusive privileges and enjoy discounts by earning and redeeming points. Atome’s program is simple and effective- earn 1 Atome+ point for every $1 spent online and in-store. It couldn’t get any easier than that. The more you shop, the more points you earn. You can even get extra points when you shop at selected brands during bonus campaigns.</p>



<p>Usually, loyalty programs work in a way where customers cannot redeem points instantly at checkout, but Atome changes all this by offering instant gratification. You can treat yourself immediately with the points you earn after checkout.</p>



<p>With Atome+, there is more than one way to earn points. Apart from shopping at Atome merchant stores, you can supercharge your earnings by referring friends and joining challenges. It is up to you to redeem privileges from top brands or use your points to discount your purchases. Atome gives you complete freedom to enjoy its loyalty program as you see best.</p>



<figure class="wp-block-image aligncenter size-full"><img data-recalc-dims="1" decoding="async" width="180" height="180" data-attachment-id="16164" data-permalink="https://blog.atome.sg/campaign/discover-stunning-nails-for-chinese-new-year-2024/attachment/qr-code/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" data-orig-size="180,180" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="First Order Up To $10 Off! Download Atome!" data-image-description="&lt;p&gt;First Order Up To $10 Off!&lt;br /&gt;
Download Atome!&lt;/p&gt;
" data-image-caption="&lt;p&gt;First Order Up To $10 Off!&lt;br /&gt;
Download Atome!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?resize=180%2C180&#038;ssl=1" alt="First Order Up To $10 Off! Download Atome!" class="wp-image-16164" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?w=180&amp;ssl=1 180w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?resize=150%2C150&amp;ssl=1 150w" sizes="(max-width: 180px) 100vw, 180px" /><figcaption class="wp-element-caption">First Order Up To $10 Off! 
Download Atome!</figcaption></figure>



<h2 class="wp-block-heading">How to use Atome+</h2>



<p>Atome+ is a loyalty program in Singapore that&#8217;s designed exclusively for its users. The idea is simple- collect points and offset your purchases or redeem them for rewards. The program is available for all Atome members. This means if you&#8217;re a registered Atome user, you will automatically enroll into Atome+.</p>



<p>You can earn points by purchasing products and services from Atome’s partner merchants. Every dollar you spend allows you to earn 1 point. So, the more you spend, the more points you earn. How you redeem your collected points depends on your preference. You can either use them to reduce the number of your purchases or redeem one of the many vouchers from Atome+ rewards.</p>



<p>Each user can use a maximum of 12,000 points per month, but the remaining points remain valid for one year. You can always check the status of your points in the loyalty program app.</p>



<h2 class="wp-block-heading">Become an Atome member and enjoy additional perks and privileges</h2>



<p>Headquartered in Singapore with over 15,000 partnered merchants and available in 8 markets, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases across three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making quality products and services more reachable.</p>



<p>Atome’s loyalty program has made this payment platform even more attractive for users because now they can spend and save simultaneously. With so many partner merchants on board, your shopping options are virtually endless.</p>



<p>Download Atome’s app now (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>) and become a registered member. You can not only split your payments into three parts but also earn points with each purchase. So, stop waiting and start shopping with Atome.</p>
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Loyalty Program Singapore | A new era for smart shopping


<p>Customer loyalty helps businesses to grow and expand, which is why they focus all services on maximum customer satisfaction. There are different ways a company inspires loyalty in its consumers and keeps them coming back. This article will discuss the importance of customer loyalty and how a business can enhance it over time. We will also talk about Atome and its customer loyalty program called Atome+.</p>



<p>Let’s first look at customer loyalty’s business definition. It is defined as “an ongoing emotional relationship between a business and its customers, manifesting itself by how willing a customer is to engage with and repeatedly purchase from your business versus your competitors. Loyalty is the byproduct of a customer’s positive experience with you and works to create trust.”</p>



<p>Customers who are loyal to one brand are not easily motivated to turn to other competitors. Their decisions are not influenced by pricing or availability. It means they would pay a higher price to enjoy the same product quality or service they love but still not switch to another brand. That&#8217;s customer loyalty and what businesses aspire to achieve.</p>



<h2 class="wp-block-heading">Importance of customer satisfaction and loyalty</h2>



<p>Customer satisfaction is paramount because that is the best way to keep your consumers hooked to your products and services, regardless of the business size. First-time customers are always hard to persuade because they haven&#8217;t experienced what you have to offer. For this reason, a business needs an elaborate marketing funnel to encourage the customer to make a purchase.</p>



<p>However, a consumer who has already shopped from a specific brand is likely to purchase more from it in the future because the brand has already won their trust. Here are a few reasons why customer loyalty is important.</p>



<h3 class="wp-block-heading">Repeat customers spend more freely</h3>



<p>First-time customers always hesitate to invest a considerable amount in a new brand. For this reason, they are cautious with their purchases and keep them limited to a minimum. Once the brand can satisfy them with good products and services, they will likely spend more.</p>



<p>This is different for repeat customers, though. Since they have prior experience with the brand, they spend freely, knowing they will be happy with their investment.</p>



<h3 class="wp-block-heading">Loyal customers have a higher conversion rate</h3>



<p>Whether it&#8217;s a new marketing campaign or the latest promotion or offer, the conversion rate of loyal customers is way higher than new ones. According to research, the average conversion rate of a repeat customer is 60% to 70%, whereas a first-time consumer is only 5% to 20%.</p>



<h3 class="wp-block-heading">It improves profitability</h3>



<p>Since loyal customers are willing to spend more on your brand and have a high conversion rate, too, they are great for your business. The more a brand focuses on the <strong>importance of customer satisfaction</strong>, the higher customer retention rates will be. Business profits increase by 25% to 95% when consumer retention rates are amplified by just 5%.</p>



<h3 class="wp-block-heading">Retaining a return customer is less expensive</h3>



<p>Research shows that encouraging a first-time customer to make a purchase is five times more expensive than retaining an old one. When your customers are loyal to your brand, retaining them will be easier and also cost-effective compared to <strong>low customer loyalty </strong>or acquiring new ones.</p>



<h2 class="wp-block-heading">How to enhance customer loyalty</h2>



<p>Before we discuss how to develop customer loyalty, it is crucial to understand what causes customer loyalty in the first place<strong>.</strong></p>



<p>Customers will choose a brand over others if it can satisfy them with the quality of its products and services. Besides the product itself, how a business engages and interacts with its consumers directly impacts customer satisfaction. Another factor that really helps with winning customer loyalty is customer reward programs.</p>



<p>The following are ways a business can foster customer loyalty.</p>



<ol class="wp-block-list" start="1">
<li><strong>Reward customers with a loyalty program</strong></li>
</ol>



<p>A reward system is the best way to keep your existing customers engaged. A point system is the simplest yet most effective loyalty program that encourages your customers to come back. The idea is simple: customers get points every time they make a purchase. These points can then be redeemed for rewards.</p>



<ol class="wp-block-list" start="2">
<li><strong>VIP tiers</strong></li>
</ol>



<p>People like being called a VIP because it makes them feel important and cared for. Customer behaviour can be influenced by adding VIP tiers for customers who are most loyal. It helps improve loyalty among existing consumers and encourages new ones to engage more with the brand. An excellent example is <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/forever-21">Forever 21</a>, which gives its VIP customers a whopping 50% discount through email campaigns.</p>



<ol class="wp-block-list" start="3">
<li><strong>Personalize your approach</strong></li>
</ol>



<p>A single approach will not work on all your customers because one size doesn&#8217;t fit all. If a brand wants to cultivate customer loyalty, it has to make each customer feel special. By delivering a personalized message at the right time, a company can satisfy different segments of its customer base. The best way to do this is by dividing the customer mailing list according to age, gender, occupation, geographic location, interest, preferences, engagement, etc.</p>



<h2 class="wp-block-heading">Atome+ customer loyalty campaigns</h2>



<p>Headquartered in Singapore with over 15,000 partnered merchants and available in 8 markets, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases across three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making quality products and services more reachable. The brand has recently launched a customer reward program to give back to its loyal customers called <a href="https://www.atome.sg/atome-plus" target="_blank" rel="noreferrer noopener">Atome+</a>.</p>



<p>With Atome+, users get exclusive privileges, shopping points, and exciting rewards. The customer loyalty program is easy-to-understand and aims to enrich users&#8217; shopping experience. </p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="326" width="580" decoding="async" data-attachment-id="12007" data-permalink="https://blog.atome.sg/online-shopping-ideas/customer-loyalty-programs/attachment/22/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/12/22.jpg?fit=1200%2C675&amp;ssl=1" data-orig-size="1200,675" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="How to enhance customer loyalty via smart reward programs" data-image-description="&lt;p&gt;How to enhance customer loyalty via smart reward programs&lt;/p&gt;
" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/12/22.jpg?fit=300%2C169&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/12/22.jpg?fit=580%2C326&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/12/22.jpg?resize=580%2C326&#038;ssl=1" alt="how to enhance customer loyalty" class="wp-image-12007"/></figure>



<p>Here’s <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/how-it-works">how it works</a>:</p>



<p>Every time an Atome user purchases a product or service, they are awarded points. $1 spent equals 1 point. Therefore, the more they spend, the more points they earn. Now comes the question, what can they do with these points?</p>



<p>The earned points can be used to offset your purchases directly or redeem one of the many vouchers from Atome+ rewards.</p>



<p>You can use a maximum of 12,000 points per month, and these points remain valid for one year. You can keep an eye on the status of your points through Atome&#8217;s app. A good thing about Atome+ is that you can use both vouchers and points in the same transaction as long as point redemption is 30% of the transaction after voucher usage.</p>



<p>If you&#8217;re an existing Atome customer, you will automatically enroll in the Atome+ customer loyalty program. But if you still need to sign up for Atome, download the app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>) and register yourself. Downloading the app now gives you <strong>a welcome voucher of $10</strong> that can be used on your first purchase.</p>



<h2 class="wp-block-heading">Simplify your shopping experience with Atome</h2>



<p>Atome makes shopping fun and rewarding. It not only splits your bill into three flexible payments but also allows you to earn points as you go. This means you can manage your monthly budget smartly with monthly payments and also benefit from discounts and rewards with each purchase. Can it get any better than that? Download Atome&#8217;s app today and start shopping with convenience.</p>
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How to enhance customer loyalty with a smart rewards program


<p>Customer rewards program help increase customer engagement and purchases in exchange for benefits. It is a highly popular way for companies to attract customers and keep them coming back. That&#8217;s why it is also termed a customer loyalty program- they encourage your consumers to choose you over other competitors every time.</p>



<h2 class="wp-block-heading">What is a rewards program?</h2>



<p>Customer loyalty programs have existed for many years, and the concept has evolved and improved over the years. There are several ways companies reward their loyal customers, from buy 3 get one free offer to multi-tiered VIP programs.</p>



<p>Depending on the company, its customers, and the industry, some loyalty programs may work better than others. Here are two common types of customer reward programs:</p>



<ol class="wp-block-list" start="1">
<li><strong>Referral Program</strong></li>
</ol>



<p>Referral customer reward programs are simple yet effective. Companies encourage customers to refer their products or services to a potential consumer in return for rewards. The company also offers the referred consumer a discount on their purchase to attract new customers.</p>



<p>So, the referral program benefits both the referred consumer and the customer who sends a friend or family member a referral to your store. How the company rewards its loyal customers would depend on the rewards policy, as it could be in the form of loyalty points or a direct discount.</p>



<p>A referral customer rewards program significantly reduces the company’s cost per customer acquisition and saves expenses that would otherwise be spent on advertisements.</p>



<ol class="wp-block-list" start="2">
<li><strong>Points Program</strong></li>
</ol>



<p>A referral and a points program are usually used in combination. Most referral programs reward their customers through points that can be later used in return for purchases. The purpose of a points program is to motivate customers to shop more and increase purchases.</p>



<p>At the basic level, customers are awarded points for carrying out an activity. It could be anything, depending on what the company wants to achieve with its rewards program. Once a customer has earned a certain amount of points, they can cash it for a reward.</p>



<p>Customers appreciate the points reward program because they can increase their savings with each purchase.</p>



<h2 class="wp-block-heading">Benefits of a rewards program</h2>



<p>When a company proposes a customer loyalty program, it consciously tries to connect with its customers and instills loyalty in them for its brand. It not only benefits the company financially in the long run but also allows its customers to transform their purchases into small savings.</p>



<p>In a world where there are countless ways to shop, an exciting and lucrative rewards program can be the differentiating factor that attracts customers to a brand.</p>



<h2 class="wp-block-heading">Example of a successful rewards program</h2>



<p>As part of its reward program, Apple Inc. has introduced the Apple Card, which is a credit card powered by iPhone. When you purchase something with the card, you get daily cashback that never expires or loses value. It also allows cardholders to buy any Apple product with interest-free monthly payments.</p>



<p>This is how Apple rewards its customers, but it doesn&#8217;t end here because the company values its employees too and makes sure to give back what they deserve for their hard work. Apple employees get a 25% yearly discount on iPods, computers, or iPad. They can use the Apple software at a 50% discount which is impressive. In addition, employees get $250 off an iPad and $500 off a Mac every three years.</p>



<h2 class="wp-block-heading">What is Atome+?</h2>



<p>Headquartered in Singapore with over 15,000 partnered merchants and available in 8 markets, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases across three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making quality products and services more reachable.</p>



<figure class="wp-block-image aligncenter size-full"><img data-recalc-dims="1" decoding="async" width="180" height="180" data-attachment-id="16164" data-permalink="https://blog.atome.sg/campaign/discover-stunning-nails-for-chinese-new-year-2024/attachment/qr-code/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" data-orig-size="180,180" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="First Order Up To $10 Off! Download Atome!" data-image-description="&lt;p&gt;First Order Up To $10 Off!&lt;br /&gt;
Download Atome!&lt;/p&gt;
" data-image-caption="&lt;p&gt;First Order Up To $10 Off!&lt;br /&gt;
Download Atome!&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?fit=180%2C180&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?resize=180%2C180&#038;ssl=1" alt="First Order Up To $10 Off! Download Atome!" class="wp-image-16164" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?w=180&amp;ssl=1 180w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2024/01/qr-code.png?resize=150%2C150&amp;ssl=1 150w" sizes="(max-width: 180px) 100vw, 180px" /><figcaption class="wp-element-caption">First Order Up To $10 Off! 
Download Atome!</figcaption></figure>



<p>Hence, Atome&#8217;s service makes it effortless for shoppers to own things they desire without compromising their monthly budget. All payments are interest-free, and the platform doesn&#8217;t charge users any service fee, making this the perfect <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">BNPL</a> for customers to partner with.</p>



<p>Atome+ is an initiative by the company to provide its users with more convenience and a better shopping experience. It is a rewards program where customers can earn points and get rewarded. Here are the main features of this program:</p>



<ul class="wp-block-list">
<li>Users earn 1 Atome+ point for every $1 spent online and in-store.</li>



<li>Atome users can accumulate points to claim a reward.</li>



<li>They can also use the points earned immediately after checkout.</li>



<li>Users can earn extra points when they shop at selected brands or during bonus campaigns.</li>



<li>They can redeem privileges from top brands or use them to pay off their shopping bills.</li>
</ul>



<h2 class="wp-block-heading">Here is why Atome+ is one of the best loyalty rewards programs</h2>



<p>Check out these reasons that prove Atome+ offers the <strong>best customer rewards programs.</strong></p>



<h3 class="wp-block-heading">It is easy for customers to understand</h3>



<p>The <strong>best loyalty rewards programs</strong> are ones that are easy for customers to understand. If the users can’t figure out how they can earn points or discounts, all efforts go in vain. Fortunately, Atome+ offers a simple reward system that anyone can understand and follow. For every $1 spent in a partner merchant’s store, users earn 1 point. The more they spend, the more points they earn.</p>



<p>If you need clarification regarding how the rewards program works, you can always visit their <a href="https://www.atome.sg/atome-plus" target="_blank" rel="noreferrer noopener">rewards program website</a> to learn more about it.</p>



<h3 class="wp-block-heading">It offers benefits that keep shoppers coming back</h3>



<p>The one thing every shopper looks forward to is discounts and savings, and Atome+ offers both! When you use Atome&#8217;s payment service to pay for your purchases, you are saved from overspending your monthly budget.</p>



<p>Now, with Atome+, you can also get points with every purchase that can be redeemed for discounts. Thus, your total bill reduces, resulting in savings every time you pay with Atome.</p>



<p>So, the more you pay through Atome, the more opportunities you get for savings and availing discounts. It doesn&#8217;t get any better than this!</p>



<h3 class="wp-block-heading">It builds a strong relationship between users and Atome</h3>



<p>Nothing is better than a business that appreciates its customers and rewards them for their loyalty. Atome+ strives to make its customers feel good about supporting the brand through its loyalty program. Rewarding users for purchases is the company’s way of showing that they appreciate your trust and want to retain it.</p>



<h2 class="wp-block-heading">How to use Atome+ for smart shopping</h2>



<p>If you are a registered <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a> user, you will be automatically enrolled in Atome+. In case you aren&#8217;t already on the platform, download the app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>) and create an account. Once your details are approved, you can start shopping with Atome and earn points through the Atome+ rewards program.</p>



<p>When you select Atome as your payment partner at a merchant&#8217;s store, your bill is split into three parts. You pay the first part at checkout and defer the remaining amount to subsequent months. Simultaneously, you earn points for every $1 spent. So, if your bill amounts to $150, you get 150 Atome+ points.</p>



<p>It is up to you to use the points to discount the same purchase or save it for later use. The points you collect can be used to offset your purchases or redeemed for a wide range of rewards.</p>



<h2 class="wp-block-heading">Save and spend smartly with Atome</h2>



<p>Thousands of users around the world trust Atome because it&#8217;s a reliable service that simplifies a regular shopping experience. Now, with the Atome+ customer loyalty program, you can also <strong>earn reward points</strong> for every $1 you spend. So, download the app now and start shopping- and saving!</p>
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The Best Customer Rewards Program for Smart Shopping


<p>What are the current top fashion trends in Singapore? Top fashion brands understand the importance of aesthetic sense. Consumers purchase branded goods to identify with the brand&#8217;s reputation. Through their purchases, customers seek comfort, happiness, and fulfillment. If you are looking for a similar shopping experience, head to <a href="https://www.atome.sg/paylater-merchants/shein"><strong>SHEIN</strong></a>, one of the top fashion brands that stand out from the crowd.</p>



<p>It is a premium and trustworthy shopping brand where you can find a range of products with positive reviews. The products at SHEIN are highly reliable, and the overall experience is pleasant and stress-free.</p>



<p>Despite being a local boutique fashion line, SHEIN is among the top fashion brands in Singapore. SHEIN&#8217;s latest capsule collection for girls combines sleek designs and bright color block patterns for everyday wear. If you also want to drape trendy clothes and flaunt a classy look, then explore <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">SHEIN</a>’s online store today.</p>



<p>Whether you are looking for small statement bags, wallets, jewelry, clothing, or any other accessory, SHEIN is there for your every need! If you are a fashionista and love to stay ahead in fashion, then the new arrivals of SHEIN is a must-check.</p>



<p>This article is for you if you are looking for new fall/winter styling ideas, clothing recommendations, and a brief guide about the upcoming trendy looks. Follow the Singapore fashion brands to get a fresh look.</p>



<p>You can find many clothes and accessories at affordable prices that enhance your look and gracefully represent your personality. Whether it is classic denim, vibrant color-blocked dresses, or cozy leather jackets, you can find many preppy styles at a reliable store like SHEIN.</p>



<p>Moreover, for the fall/winter collection, you can get some long-top leather boots, thick-sleeved sneakers, or warm cushioned joggers.</p>



<h2 class="wp-block-heading">Color Blocking is among the top fashion trends.</h2>



<p>In 2022, you will find color blocking everywhere, from social media to parades. This trend is so significant and admired that people want to have at least one of them in their wardrobe.</p>



<p>Color block dresses&nbsp;and accessories never go out of style and can be worn with almost everything. The vibrant hues and statement designs make them the perfect casual wear that always looks chic.</p>



<p>In addition to being fashionable, color blocking has another benefit: it makes the body look slimmer than in other dresses. It usually happens when colors are paired with darker shades or color spots.</p>



<p>We are not just stopping here with one fabric fashion trend. Yes, we will explore more real-time trends in Singapore, such as denim-style dresses, leather dresses, and other clothing accessories.</p>



<h2 class="wp-block-heading">The craze for Double Denim in 2022</h2>



<p>Is it deemed weird to have double denim on any occasion? Well, not anymore. Denim on denim was formerly a significant fashion faux pas, but the style has grown in popularity in recent years.</p>



<p>Denim jackets are ageless, which is why double denim is currently experiencing a significant fashion moment. They are available in different washes. The durability of denim and its beautiful colors make it the best choice.</p>



<p>You can wear denim in a variety of ways. That&#8217;s the reason we like how it merges several common aesthetic options. Some people feel a denim jacket may only be worn with long trousers. However, you can wear jeans of any length and style with a denim jacket. In the fall, denim shorts&nbsp;and skirts look uber-chic as well.</p>



<h2 class="wp-block-heading">Leather is Back in style among the top fashion trends</h2>



<p>In 2022, the black leather was a widespread trend on the streets. The same elegance will dominate the fall of 2022 and the winter of 2023. This season, black leather&nbsp;jackets, skirts, boots, purses, and even fingerless gloves are all in today&#8217;s mode. Now that we know that denim and leather outfits give a preppy look, let&#8217;s look at some must-have accessories.</p>



<h2 class="wp-block-heading">Small Statement Bags</h2>



<p>This fall, small statement bags will be the entire vogue. Even though the bags are quite small, as their name implies, they are much smaller than we have seen in recent years. In addition to being sleek and neutral in color, they are ideal for a perfect look. Moreover, these small bags enhance your overall persona.</p>



<h2 class="wp-block-heading">SHEIN is Atome’s fashion partner</h2>



<p>Atome is a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a> that allows its users to pay their shopping bills through flexible monthly payments. It has over 15,000 partner merchants across fashion, lifestyle, education, home, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a>, and more. SHEIN is also one of Atome&#8217;s fashion partners, so you can shop for your winter wardrobe without worrying about significant upfront payments.</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="398" width="580" decoding="async" data-attachment-id="11982" data-permalink="https://blog.atome.sg/online-shopping-ideas/top-fashion-trends/attachment/%e6%88%aa%e5%b1%8f2022-11-24-%e4%b8%8b%e5%8d%888-53-13/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/%E6%88%AA%E5%B1%8F2022-11-24-%E4%B8%8B%E5%8D%888.53.13.png?fit=1276%2C876&amp;ssl=1" data-orig-size="1276,876" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="截屏2022-11-24-下午8.53.13" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/%E6%88%AA%E5%B1%8F2022-11-24-%E4%B8%8B%E5%8D%888.53.13.png?fit=300%2C206&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/%E6%88%AA%E5%B1%8F2022-11-24-%E4%B8%8B%E5%8D%888.53.13.png?fit=580%2C398&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/%E6%88%AA%E5%B1%8F2022-11-24-%E4%B8%8B%E5%8D%888.53.13.png?resize=580%2C398&#038;ssl=1" alt="Shein leads top fashion brands in singapore" class="wp-image-11982"/></figure>



<h2 class="wp-block-heading">Why Atome is the perfect payment service</h2>



<p>Headquartered in Singapore with over 15,000 partnered merchants and available in 8 markets, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases across three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making quality products and services more reachable.</p>



<p>If you want to benefit from Atome&#8217;s interest-free monthly payment plans, download the app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>) and create your account. Once your details are verified, you can immediately shop from your favorite Atome stores. Get the app now to avail a welcome voucher of $10 for your first purchase.</p>



<h3 class="wp-block-heading">How to pay at SHEIN online store with Atome</h3>



<ol start="1" class="wp-block-list">
<li>Select Atome as your payment partner when checking out of the store.</li>



<li>Enter your account credentials when redirected.</li>



<li>Pay one part of your SHEIN bill and defer the remaining amount to subsequent months.</li>
</ol>



<h2 class="wp-block-heading">Preppy Style for the Fall/Winter 2022</h2>



<p>Finding the perfect clothes for the fall/winter season takes work. In such cases, it is better to get reliable and neutral color outerwear such as leather jackets and denim that will suit every vibrantly bold or decent inner shirt. </p>



<p>Partner with Atome to shop for your winter wardrobe so you can enjoy premium clothing in an affordable way. In the long run, it&#8217;s worthwhile to follow the top fashion trends. </p>
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Follow the top fashion trends for a new look


<p>Adequate layering is the best way to stay warm during the cold season. From underwear to insulating apparel and outerwear –it’s crucial to wear appropriate winter wear to truly enjoy this time of the year.</p>



<p>This article will serve as your ultimate guide to buying the right winter clothes this year. We will also introduce the <a href="https://www.atome.sg/">BNPL</a> service of <a href="https://www.atome.sg/">Atome</a> so you can shop for the right apparel without stressing about hefty payments. With Atome, you can divide your bill into three payments and pay them while you flaunt fashionable and cozy winter looks.</p>



<p>Let&#8217;s find out what you need for your winter wardrobe this year.</p>



<h2 class="wp-block-heading">How to layer winter wear for maximum protection against cold winds</h2>



<p>We all love the winters until we start freezing –this is why you must be equipped with proper attire to brave subzero temperatures.</p>



<p>Wearing the right layers means a three-piece outfit consisting of a base layer, a middle layer, and an outer layer. This clever layering technique allows you to create chic looks without compromising warmth and comfort.</p>



<p>Here is a glimpse at how each layer works in your favor.</p>



<h3 class="wp-block-heading">The base layer keeps you sweat-proof</h3>



<p>The base layer comprises a close-fitting undershirt. The aim of an undershirt is to absorb sweat and keep your skin dry. If you&#8217;re wondering why you need a sweat-proof shirt, you should know that some people sweat excessively, even in cooler temperatures. This condition is called hyperhidrosis, which can lead to hypothermia in winter if the skin remains damp and cold.</p>



<p>The base layer should fit snugly around your body, but it should not be too tight. This apparel essential keeps you from becoming chilled or, worse –hypothermic. You can find a variety of fabric options, including synthetics like nylon and polyester or natural materials like silk and merino wool. Each fabric has different properties when it comes to odor retention and durability.</p>



<h3 class="wp-block-heading">The middle layer keeps you warm</h3>



<p>You can think of the middle layer as one that insulates you from the cold. It traps body heat and helps you stay warm regardless of the chilly weather outside. The more efficiently this layer traps the heat, the warmer you will feel.</p>



<p>When buying base layers, you will again find plenty of options in both synthetic and natural materials. Usually, the thicker or puffier the layer, the warmer it will be. Some common middle-layer materials include wool and polyester fleece. Down and synthetic insulated jackets are also excellent choices if you’re searching for an insulating layer.</p>



<h3 class="wp-block-heading">The outer layer protects you from wind and rain</h3>



<p>No matter the number of clothing layers you wear, if they cannot withstand heavy rain, they will end up getting wet. Therefore, you need a final layer to protect you from strong cold winds and rain, and that&#8217;s where the outer layer comes to the rescue.</p>



<p>The outer layer is also referred to as the shell layer because of the way it functions. From expensive mountaineering jackets to basic wind-resistant jackets, there are different options that you can try. Regardless of your choice, almost all of them are treated with a durable water-repellent (DWR) finish to make water slide off the fabric.</p>



<p>There are four types of outerwear that you can buy according to your requirements:</p>



<ul class="wp-block-list">
<li>Waterproof/ breathable shells</li>



<li>Water-resistant/ breathable shells</li>



<li>Waterproof/ nonbreathable shells</li>



<li>Soft shells</li>
</ul>



<h2 class="wp-block-heading">Where can you buy winter wear layering?</h2>



<p>Many stores offer various options for winter wear layering, but it&#8217;s important to select high-quality and durable ones. Most of the time, the pricier ones provide better value for money because they last for a longer time.</p>



<p>Here are our picks for formal and casual winter outfits:</p>



<h3 class="wp-block-heading">The North Face</h3>



<p><a href="https://www.atome.sg/paylater-merchants/the-north-face">The North Face</a> is an authentic apparel store serving major fashion goals since 1966. The first choice of athletes and modern-day explorers, the brand offers a variety of high-quality products to meet your everyday wardrobe needs.</p>



<p>You can find all three-layer options at <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/the-north-face">The North Face</a> –from base-layer T-shirts and leggings to insulated vests, winter jackets, parkas, winter boots, and more.</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="326" width="580" decoding="async" data-attachment-id="11974" data-permalink="https://blog.atome.sg/online-shopping-ideas/winter-wear-layering/attachment/image-15-2/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-15.png?fit=1375%2C774&amp;ssl=1" data-orig-size="1375,774" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-15" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-15.png?fit=300%2C169&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-15.png?fit=580%2C326&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-15.png?resize=580%2C326&#038;ssl=1" alt="north face winter jacket" class="wp-image-11974"/></figure>



<h3 class="wp-block-heading">ZARA</h3>



<p><a href="https://www.atome.sg/paylater-merchants/zara">ZARA</a> is a renowned fashion label that has dominated the streets for many years. It is one of the largest international companies that offer the latest trends every week. If you are fashion-conscious and want to stay ahead of new trends, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zara">ZARA</a> is the right apparel store for you.</p>



<p>The layering options at ZARA are virtually limitless. You can quickly build an outfit by pairing different winter clothes in stores. They have various styles in gilets, sweatshirts, sweaters, cardigans, overshirts, tracksuits, and blazers to cover casual to formal looks.</p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="386" width="580" decoding="async" data-attachment-id="11976" data-permalink="https://blog.atome.sg/online-shopping-ideas/winter-wear-layering/attachment/image-16-2/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-16.png?fit=1440%2C959&amp;ssl=1" data-orig-size="1440,959" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-16" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-16.png?fit=300%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-16.png?fit=580%2C386&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-16.png?resize=580%2C386&#038;ssl=1" alt="zara winter jacket" class="wp-image-11976"/></figure>



<h3 class="wp-block-heading">Atome’s fashion partners: The North Face and ZARA</h3>



<p>Whether you want to buy a North Face winter jacket or invest in a ZARA winter jacket, there’s an easier way to pay for your purchases: Atome!</p>



<h2 class="wp-block-heading">What is Atome?</h2>



<p>Headquartered in Singapore with over 15,000 partnered merchants and available in 8 markets, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases across three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making quality products and services more reachable.</p>



<p>Atome is a reliable service trusted by customers across the globe. Its highly functional app and transparent payment policies are much appreciated by users. You can become part of its network, too, simply by creating an account on Atome&#8217;s app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>). Download the app now for a welcome voucher of $10 that can be used for your first purchase.</p>



<h3 class="wp-block-heading">How to pay with Atome at physical stores</h3>



<ol start="1" class="wp-block-list">
<li>Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> and sign up.</li>



<li>Verify your payment details.</li>



<li>Once your account is approved, scan the QR code from Atome’s app when checking out of a partner store.</li>



<li>Pay the first part of your bill and defer the remaining amount to the following two months.</li>



<li>Enjoy your purchase!</li>
</ol>



<h2 class="wp-block-heading">Get all your winter layering essentials with Atome</h2>



<p>Shopping for your winter wardrobe can be expensive, especially with the high prices of quality products. But thanks to Atome and its flexible payment options, you can conveniently build your winter wardrobe from the base layer to outerwear. From <a href="https://www.atome.sg/paylater-merchants/calvin-klein">Calvin Klein</a> underwear to <a href="https://www.atome.sg/paylater-merchants/hush-puppies">Hush Puppies</a> and <a href="https://www.atome.sg/paylater-merchants/zara">ZARA</a> winter coats, <a href="https://www.atome.sg/">Atome</a> empowers you to own anything you desire.</p>
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A Foolproof Guide to the Layering of Winter Wear


<p>Travel insurance is a significant investment that any traveler can make once they plan to travel. A solid insurance policy can help you avoid travel risks, medical risks, as well as flight disruptions. This article will explore the importance of travel insurance and how to pick the right coverage for maximum benefit.</p>



<h2 class="wp-block-heading">4 Reasons why travel insurance is crucial</h2>



<p>Consider the following reasons if you&#8217;re still wondering whether you need travel insurance before your planned trip.</p>



<ol start="1" class="wp-block-list">
<li>A travel insurance policy offers coverage against medical emergencies to a certain limit. Fortunately, most policies don&#8217;t discriminate between types of medical emergencies and reimburse costs up to a particular limit. Some insurance companies also have a list of network hospitals where you can get treated.</li>



<li>It covers various travel risks, including the theft or loss of a passport, personal belongings and checked-in baggage, etc. Financial compensation allows you to travel stress-free.</li>



<li>The travel insurance policy also covers financial losses in case your flight is canceled for any reason. Similarly, you will receive compensation for disruptions that may cause you to cancel your visit or curtail it for unforeseen reasons.</li>



<li>Being insured by a reliable company means you’re not alone in your travels should you encounter any problems. Insurance companies provide all kinds of assistance, including locating a network hospital to get treated or helping you to file your claims correctly.</li>
</ol>



<h2 class="wp-block-heading">How to choose the right travel insurance coverage</h2>



<p>Some think travel insurance is valuable for big-ticket trips such as safaris, luxury cruises, or multi-city international travel. It can also be helpful if you plan for short-distance travel. Several insurance companies offer insurance for safer journeys, so it can take time to determine which one is right for you.</p>



<p>You should remember that all policies don&#8217;t cover everything in all situations or in all countries. Therefore, you must be mindful of your travel needs when choosing a travel insurance policy. Here are a few factors you should always consider to assess the cover you need.</p>



<h3 class="wp-block-heading">Your travel destination</h3>



<p>Some insurance policies cover specific destinations, while others are worldwide. The cost of insurance and level of coverage will depend on the location you&#8217;re traveling to. Since risks in some countries may be higher than in others, the insurer may charge you differently and compensate you to a certain limit.</p>



<p>You should always choose a policy that covers you for all the countries you plan to visit, including transits and layovers. Be wary of current issues and risks, including the Covid-19 virus status of your travel destination. You will need to ensure that the insuring company offers Covid travel insurance.</p>



<p>You should check if your destination’s advice level is ‘Do not travel’ in the insurance policy and also stay updated about any changes in the advice level.</p>



<h3 class="wp-block-heading">The trip’s duration</h3>



<p>Travel insurers will quote costs based on the days you will be away from home. So if you&#8217;re planning a quick trip, you will be good to go with a one-off travel insurance policy. However, an annual multi-trip policy may offer you better value for money if you plan to travel more often.</p>



<p>In the case of traveling abroad to reside or work, you might not be covered by most policies. Therefore, determine how many days you plan to travel and its frequency before choosing an insurance policy.</p>



<h3 class="wp-block-heading">Your planned activities</h3>



<p>Different policies cover various activities, and most insurers exclude things like skiing or going on a cruise from their standard policies. If an insurance provider doesn&#8217;t offer cover for common activities, you may need to pay extra to ensure what you plan to do on the trip.</p>



<p>You should always read the policy&#8217;s fine print to check what activities are included and excluded from your insurance. In addition, check how each activity is defined because climbing a mountain after a certain altitude might be considered mountain climbing.</p>



<h3 class="wp-block-heading">Your age and health</h3>



<p>Your age and health conditions will affect the type of travel insurance policy you&#8217;ll need and the amount it will cost you. Always disclose any existing health concerns to your insurer and ensure that the policy covers that condition.</p>



<p>Sometimes insurance providers may ask for a health assessment. Therefore, you should always ask beforehand whether your condition will be covered automatically or if you will need an evaluation for coverage.</p>



<p>Most policies have age limitations, so make sure you don&#8217;t need to pay anything extra for a cover.</p>



<h3 class="wp-block-heading">Your travel belongings</h3>



<p>Since insurance providers offer compensation for theft or loss of personal belongings, you must make sure what you’re taking with you on the trip is covered by the policy. Expensive items usually cost more to insure as the risk is higher.</p>



<p>Policies usually have a compensation limit on the value of each item, but if you want additional cover, you may need to pay more. Reading the fint print of the policy is extremely crucial. You should check the limits on your baggage cover and find out how much it will cost you in total if you need to pay for extra cover.</p>



<figure class="wp-block-image size-full"><img data-recalc-dims="1" decoding="async" width="580" height="224" data-attachment-id="11968" data-permalink="https://blog.atome.sg/online-shopping-ideas/travel-insurance-singapore/attachment/image-14-3/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-14.png?fit=959%2C370&amp;ssl=1" data-orig-size="959,370" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-14" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-14.png?fit=300%2C116&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-14.png?fit=580%2C224&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-14.png?resize=580%2C224&#038;ssl=1" alt="travel insurance Singapore" class="wp-image-11968"/></figure>



<h3 class="wp-block-heading">Take your time comparing insurance policies</h3>



<p>There are various <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a> insurance providers, which means you have plenty of options to decide from. Find out what each policy covers and how much coverage you will get. Compare that with your travel needs to determine the best choice for you.</p>



<p>Remember to check customer reviews and explore other people&#8217;s experiences with the service.</p>



<h2 class="wp-block-heading">Single or annual trip insurance plans – which one is better for you?</h2>



<p>There are two types of travel insurance policies that you can choose from a single trip and annual plans.</p>



<p>Single-trip insurance works better for short one-off plans. So, if you&#8217;re going on a short trip for a specific length of time and returning home later, this option is better for you. Remember that the price of your policy will depend on the cost of the trip.</p>



<p>Annual or long-term plans are better suited for people planning to go on multiple trips. While these policies cover all your trips, there is a limitation on how many trips you can take, their duration, and if you can return home during your travels.</p>



<p>In addition, most annual policies don&#8217;t offer cover for trip interruption or cancellation. If they do, they are capped at an amount significantly below the trip&#8217;s total cost.</p>



<p>Multi-trip insurance plans are ideal if you often travel, but if you aren&#8217;t a frequent traveler, a single-trip plan will provide you with better insurance coverage.</p>



<h2 class="wp-block-heading">Plan your next trip with Agoda</h2>



<p>Travel insurance coverage is necessary for a stress-free travel experience, but do you know what else can make your trip extraordinary? A travel agency that offers the best hotels and flights at affordable prices.</p>



<p>Agoda is a reliable travel partner that delivers affordable and enjoyable travel experiences every time. From the time you start planning your journey to your return flight, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/agoda">Agoda</a> has you covered with a hassle-free and seamless service.</p>



<p>The company has millions of registered customers who trust <a href="https://www.atome.sg/paylater-merchants/agoda" target="_blank" rel="noreferrer noopener"><strong>Agoda</strong></a> to plan their trips for them. It has 16 years of experience in the travel industry and has the best booking partners. Now, with Agoda’s app, you can quickly search and book travel destinations whenever and wherever you want.</p>



<h3 class="wp-block-heading">Agoda is one of Atome’s partner merchants</h3>



<p>Atome is a buy-now-pay-later service that aims at simplifying the traditional shopping experience. It has over 15,000 partner merchants, including Agoda, so if you plan to book your next trip with the company, Atome can help you split your bill into three monthly payments.</p>



<p>Let&#8217;s explore more about how Atome&#8217;s payment service works.</p>



<h2 class="wp-block-heading">What is Atome?</h2>



<p>Headquartered in Singapore with over 15,000 partnered merchants and available in 8 markets, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases across three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making quality products and services more reachable.</p>



<p>Download the app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get Atome’s app</a>) and register an account to get started. As soon as your payment details are verified, you can shop from any partner store you like. If you download the app now, you get a welcome voucher of $10 that can be used on your first purchase.</p>



<h3 class="wp-block-heading">How to pay at Agoda with Atome</h3>



<ol start="1" class="wp-block-list">
<li>Scan the QR code from Atome’s app for in-store purchases.</li>



<li>For online bookings, select Atome as your payment partner at checkout.</li>



<li>Enter your user credentials when redirected.</li>



<li>Pay part of your bill and defer the remaining payment.</li>
</ol>



<h2 class="wp-block-heading">Choose Agoda for a stress-free trip</h2>



<p>The best way to plan a relaxing trip is to get travel insurance in advance and book your travel flights with a reliable service provider. Take your time choosing the ideal insurance coverage and partner with Agoda for hassle-free bookings. Don&#8217;t worry about the cost because Atome has you covered with its interest-free and flexible payment plans.</p>



<p>So, book your dream destination with Agoda now!</p>
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Tips for booking travel insurance for a hassle-free trip


<p>Packing for a winter holiday? Want any types of fabric to prepare for the coming winter? You may think you&#8217;ll have to put on a bulky outfit with layers upon layers—but there are a couple of hacks to ensure you stay warm yet stylish. The trick is to know what fabric to wear. Just because you&#8217;re wearing several layers doesn’t mean you are perfectly warm. Different types of fabrics keep you warm differently, so you should know what works and what doesn&#8217;t. </p>



<h2 class="wp-block-heading">Types of fabric you should know</h2>



<ol class="wp-block-list" start="1">
<li>Flannel</li>
</ol>



<p>You&#8217;ve probably heard of flannel shirts and jackets, and there&#8217;s a good reason these staple fabrics. Flannel is a soft, woven fabric. Most sleepwear is made of it, but it&#8217;s also a common material for winter clothes. It&#8217;s made of wool, cotton, or synthetic fibre.</p>



<p>One winter must-have is a thick flannel jacket that will get you through the worst temperatures. You can get a neutral colour so that you can match it with most of your outfits. Black is a classic, but a sandy nude will also work.</p>



<p>You could also make a statement if you get a bright colour—something like red would be eye-catching. The point is that just one jacket will ensure you&#8217;re warm without looking bulky, and you can even wear a cropped jacket with tights.</p>



<ol class="wp-block-list" start="2">
<li>Wool</li>
</ol>



<p>Who doesn’t know about Christmas sweaters? If you think of warm fabrics, wool is the first thing that comes to mind. But not everyone wants to wear them because they have no silhouette, but the thing is that even something that looks relatively thin can keep you very warm.</p>



<p>Even a slim-fit sweater looks impressive, and wearing a wool dress with tights and boots is an outfit that can&#8217;t go wrong. Wool fabric<strong>s</strong> are a staple for any winter wardrobe.</p>



<ol class="wp-block-list" start="3">
<li>Cashmere</li>
</ol>



<p>Cashmere often gets confused for wool, but it&#8217;s pretty different. Cashmere can sometimes be expensive, but it&#8217;s much warmer than other fabrics. A cashmere sweater is perfect for braving the winter winds, and layering it with a coat makes for the perfect outfit.</p>



<p>If you want to play with fabrics, then layer any other coat with a cashmere scarf to ensure that your neck is warm. There are several ways to style and tie a scarf too.</p>



<ol class="wp-block-list" start="4">
<li>Fleece</li>
</ol>



<p>Another winter staple is a fleece. It’s a relatively lightweight material that’s loved for its anti-perspiration properties. You might think it&#8217;s wool, but it&#8217;s made of polyester, which is why it&#8217;s so commonplace. It&#8217;s even used for bedding, and fleece blankets are perfect for winter.</p>



<p>The material also makes for a great clothing material, and a fleece jacket makes for a great piece. And the best thing is that since it&#8217;s not too pricey, you can get several jackets in every style and colour. But to build your wardrobe right, start from neutrals and basics like black, white, and brown because they&#8217;re colours that work with everything. We&#8217;d also recommend the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/nike">Nike</a> tech fleece technology, which was developed for special insulation—so even a comfy tracksuit looks good if you&#8217;re going for a laidback style.</p>



<ol class="wp-block-list" start="5">
<li>Tweed</li>
</ol>



<p>The final material on our list is tweed. Gone are the days when it was just for professors. Now it&#8217;s a whole look you can rock, especially with preppy glasses. A tweed jacket is a statement piece for an academic aesthetic. The best part about tweed is that it&#8217;s sturdy, so you can go for a stiff silhouette.</p>



<figure class="wp-block-image size-full"><img data-recalc-dims="1" decoding="async" width="580" height="348" data-attachment-id="11939" data-permalink="https://blog.atome.sg/online-shopping-ideas/types-of-fabric-cozy-winter/attachment/image-13-3/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-13.png?fit=1000%2C600&amp;ssl=1" data-orig-size="1000,600" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-13" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-13.png?fit=300%2C180&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-13.png?fit=580%2C348&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-13.png?resize=580%2C348&#038;ssl=1" alt="types of fabric" class="wp-image-11939"/></figure>



<h2 class="wp-block-heading">Atome’s fashion partners to get types of fabric</h2>



<p>Atome has over 15,000 partner merchants across fashion, lifestyle, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a>, home, and more. Since we are on the topic of fashionable winter wear, here are two stores perfect for stocking winter staples.</p>



<h3 class="wp-block-heading">The North Face</h3>



<p>The North Face is one the biggest athletic and sportswear brands, and you&#8217;ll find all sorts of high-quality clothes at their stores, whether you want clothes for your hike or warm winter clothes that&#8217;ll ensure you&#8217;re great even in extreme weather.</p>



<h3 class="wp-block-heading">Zara</h3>



<p>Zara is a staple fashion brand, whether you want formal wear or casual outfits. But you&#8217;ll also find warm winter clothes, wool sweaters, or tweed blazers. Shopping at any store will prepare you for winter with stylish outfits.</p>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/the-north-face">The North Face</a> and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zara">Zara</a> are both Atome&#8217;s partner merchants, which means shoppers can buy their favourite products from their stores without stressing about hefty upfront payments. If you&#8217;re planning to update your winter wardrobe, Atome is an excellent payment option. Let&#8217;s explore more about this payment service.</p>



<h2 class="wp-block-heading">What is Atome?</h2>



<p><a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a> is a Singapore-based company that operates in 8 markets, including Malaysia, Indonesia, Hong Kong, Vietnam, Mainland China, Thailand, and the Philippines. Since it has an extensive list of partner merchants, Atome users can benefit from a large variety of high-quality products and services through a single payment platform.</p>



<p>Atome empowers shoppers by allowing them to pay in three parts instead of one. They can split their bill from any of Atome&#8217;s partner merchant stores into three payments. The first one is paid at the time of purchase, while the other two are deferred to the following months. Therefore, Atome users can pay their total bill over two months instead of at the time of purchase.</p>



<p>You can join Atome&#8217;s platform, too, by signing up for the service through its app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get Atome’s app</a>). If you download the app now, you even get a welcome voucher of $10 that can be used on your first purchase.</p>



<h3 class="wp-block-heading">How to pay with Atome for in-store purchases</h3>



<ol class="wp-block-list" start="1">
<li>Scan the QR code from Atome’s app at the time of checkout.</li>



<li>Enter your user details if redirected.</li>



<li>Pay the 1st part of your in-store bill and forward the remaining amount to subsequent months.</li>
</ol>



<h2 class="wp-block-heading">Get cosy this winter with Atome</h2>



<p>Winter is a beautiful time of the year, but you can only enjoy it if you are warm and comfortable. Shop for the comfiest fabrics at The North Face and Zara&#8217;s stores, and remember to pay with Atome to enjoy interest-free monthly payments.</p>
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Get the right types of fabric for your winter holiday


<p>Fashion style changes every season, and a new trend dominates the internet every few months, if not weeks. But colour-blocking is one style we&#8217;ve seen making a comeback over and over again. The last time it showed up on runways was back in the summer 2019 collections, and it&#8217;s all the rage again.</p>



<p>And there&#8217;s no secret why. Colour-blocking looks like it&#8217;s not for everyone, but it&#8217;s so popular because it gives people a chance to showcase their individuality, and the sky&#8217;s the limit. The entire colour spectrum is open, whether it&#8217;s bright neons, light pastels, or muted neutrals.</p>



<p>But it’s like a science. An outfit isn’t going to look good just because you shopped from the top fashion brands. You have to make sure there&#8217;s a sense of cohesiveness, even if it&#8217;s not clear from the get-go. Of course, you could visit a fashion shop and get a personal stylist to help you, but it&#8217;s actually easy if you keep some things in mind.</p>



<p>This article will reveal how to rock a colour-blocked outfit in your daily life.</p>



<h2 class="wp-block-heading">Fashion Style: Mix and Match Contrasting Colours</h2>



<p>The biggest defining component of colour-blocking is creating an outfit using wide blocks of colour using those on opposite ends of the colour wheel. If you&#8217;re unsure how to work with it, you could even use a <strong>colour picker</strong> on the internet.</p>



<h3 class="wp-block-heading">Matching Bright Colours</h3>



<p>Any colour <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wheel/page/1">wheel</a> on the internet will let you explore some of the best colour combinations. There&#8217;s orange against blue or yellow against purple. They might seem like a weird colour match, but you&#8217;ll be surprised by how well they work together as long as you wear them right.</p>



<p>One rule is that you should use two or a maximum of three colours in your outfit while colour-blocking, or it&#8217;ll get messy. There need to be clear blocks that attract attention rather than a random mix of colours.</p>



<h3 class="wp-block-heading">Mixing in Pastels</h3>



<p>Colour-blocking started with bright and neon colours, but it&#8217;s come a long way. Now, people mix in pastels for a different look. One idea is to keep one piece of clothing, either the lower or upper garment, as a bright colour and make the other a pastel.</p>



<h3 class="wp-block-heading">Mixing in Neutrals</h3>



<p>Neutrals usually took a backseat in this fashion style and were used to define the lines between the colours. But now, people mix them with a bright colour for a more muted look. Mixing one bright colour, pastel shades, and neutral tones makes for a great outfit.</p>



<h2 class="wp-block-heading">Playing with Textures and Fabrics</h2>



<p>Colours aren&#8217;t the only way to elevate your look. If your skirt is tight, go with a feathery or silk blouse; if you have a patterned dress, go for a long leather coat. Mixing textures and patterns add personality to your outfit.</p>



<p>The same applies to fabrics: velvet, silk, chiffon, or faux fur. Each makes a statement, so all you need to do is find what works for you. If the rest of your outfit is bright, you could also soften the look with a pastel outer garment.</p>



<h2 class="wp-block-heading">Accessorizing with a Pop of Colour</h2>



<p>When in doubt, accessorize. Of course, there are classic gold and silver options, but that&#8217;s not what colour-blocking is about. If the rest of your outfit is relatively simple, you can apply the fashion style using your accessories.</p>



<p>Remember that it’s all about the colour scheme. You want around two bright colours, so you could go for a bright skirt but muted blouse, then play it up with a loud necklace or big earrings. Don&#8217;t overdo it, and one statement piece is enough.</p>



<p>Three nice colour combinations are purple with yellow, red with green, and orange with blue. But that&#8217;s just the start, you can change the shades, and there are endless possibilities once you get the hang of it. All you need is a bigger colour wheel. You can draw a triangle at three points to figure out the best matches.</p>



<p>Remember that there&#8217;s no end to what you can do. If you have a bright dress, make your accessories another colour. Mix up fabrics, and add texture. Colour-blocking is a great way to showcase your individuality in a classy manner, and it&#8217;s all in science.</p>



<p>As long as you pick and choose your colours right, you won&#8217;t go wrong with this. But remember to have fun with your clothes, because they&#8217;re a big part of you.</p>



<h2 class="wp-block-heading">ZALORA &#8211; The Ultimate Fashion Style Store</h2>



<p>Staying on top of trends all the time can be challenging, especially if you don&#8217;t follow fashion news and shows. Fortunately, there&#8217;s an easier way to stay updated on the latest fashion trends of the season: ZALORA- your ultimate fashion store.</p>



<figure class="wp-block-image size-full"><img data-recalc-dims="1" decoding="async" width="580" height="204" data-attachment-id="11932" data-permalink="https://blog.atome.sg/online-shopping-ideas/fashion-style-color-match/attachment/image-12-3/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-12.png?fit=996%2C350&amp;ssl=1" data-orig-size="996,350" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-12" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-12.png?fit=300%2C105&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-12.png?fit=580%2C204&amp;ssl=1" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/11/image-12.png?resize=580%2C204&#038;ssl=1" alt="follow fashion style with Zalora" class="wp-image-11932"/></figure>



<p>The philosophy behind <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zalora">ZALORA</a>&#8217;s creation is simple: fashion is for everyone and what you wear is your way of self-expression. It is one of Asia&#8217;s largest online fashion destinations that hosts a variety of high-quality brands under its roof.</p>



<p>ZALORA makes shopping effortless by bringing its consumers an extensive collection of local and international brands and designers, so you&#8217;re never out of trendy options. In addition, ZALORA offers its users multiple payment options so they can choose one that’s most convenient for them.</p>



<h3 class="wp-block-heading">ZALORA is one of Atome’s partnered merchants</h3>



<p>Atome is a payment platform that enables shoppers to divide their bills into three parts and pay them through interest-free monthly payments. ZALORA has partnered with Atome to facilitate shopping and enable shoppers to buy what they love. Shop at ZALORA to find the latest trends and statement pieces that will make you stand out in a crowd. Select Atome to pay at ZALORA and enjoy interest-free monthly payments.</p>



<h2 class="wp-block-heading">What is Atome?</h2>



<p>Atome is a <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">buy-now-pay-later</a> company that is available in 8 markets worldwide, including Singapore, Malaysia, Hong Kong, Thailand, Vietnam, Mainland China, the Philippines, and Indonesia. Shoppers can use Atome to buy now, and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> at over 15,000 brands across fashion, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>, lifestyle, home, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a>, and more.</p>



<p>Try Atome today by signing up through its app (Get the app). If you download the app now, you get a welcome voucher of $10 that can be used on your first purchase.</p>



<p>Download the app now, create an account and start shopping from Atome’s online and offline partners today!</p>



<h3 class="wp-block-heading">How to pay with the Atome app on ZALORA online store</h3>



<ol class="wp-block-list" start="1">
<li>Select Atome as your payment partner when checking out of the online store.</li>



<li>Enter your user credentials when redirected.</li>



<li>Pay one part of your bill and defer the remaining amount to subsequent months.</li>
</ol>
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