
<p>When updating to updated iOS, transferring data between old and new Apple iPhones, jailbreaking, or launching any new software on their Apple device, iPhone owners encounter a variety of issues. The causes of Apple iPhone issues might range from hardware/software issues to bugs in iOS that need to be resolved. Apple iPhones, Apple Watch, and Apple AirPods can all be fixed through A.lab.</p>



<p>Here, we&#8217;ve listed your most frequent Apple iPhone issues and offered a comprehensive fix!</p>



<h2 class="wp-block-heading"><strong>What hardware problems will Apple have and its maintenance?</strong></h2>



<p>Here are some common problems users face with iPhones.</p>



<ol start="1">
<li><strong>White screen on Apple iPhone</strong></li>
</ol>



<p>White iPhone Screen or Death iPhone Screen on the Apple iPhone can be caused by a failed update, jailbreak, or hardware issue. You can reboot the system. Boot your Apple iPhone through Device Firmware Upgrade mode if a hard reset hasn&#8217;t helped.</p>



<p>But remember that a hard reset and a boot in DFU modes will erase all of your Apple iPhone&#8217;s settings and data. If your Apple iPhone is stuck on the white iPhone screen and you don&#8217;t have an iTunes or iCloud backup, you should first recover all of your data. Next, use DFU mode or a hard reset to repair the white Apple iPhone screen. All repairs can be achieved through A.Lab without you having to worry! Get your iPhone screen repair done with A.Lab.</p>



<ol start="2">
<li><strong>Data loss on the iPhone following an upgrade or jailbreak</strong></li>
</ol>



<p>You often loseApple iPhone movies, photographs, contacts, and messages after jailbreaking your Apple iPhone or upgrading to a new version. iCloud and iTunes backups are a lifesaver in such cases of Apple iPhone data loss. However, if you wish to recover only a specific sort of data, such as just images, videos, chat messages, etc., you may do so by visiting A.Lab.</p>



<ol start="3">
<li><strong>Apple iPhone with water damage</strong></li>
</ol>



<p>Did you accidentally drop your Apple iPhone in the pool, or did some water spill on it? Don&#8217;t worry; get your iPhone screen repaired in Singapore with A.lab.</p>



<p>Apple iPhones with water damage might not switch on. You run a significant risk of losing your Apple IPhone&#8217;s data as well. Even Apple&#8217;s one-year warranty excludes coverage for liquid damage.</p>



<p>After wiping it down using a cloth, take out the SIM card. Don&#8217;t plug it in or power it up. You may let it dry for around two days using silica gel sachets.</p>



<p>Unfortunately, putting water or other liquid on your Apple iPhone may cause data loss. Don&#8217;t freak out. From an iCloud or iTunes backup, you may retrieve your deleted contacts, images, movies, audio, and more. Use A.Lab&#8217;s recovery for Apple iPhone if you have difficulty restoring from a backup.</p>



<ol start="4">
<li><strong>Apple iPhone battery life issues</strong></li>
</ol>



<p>One of the frequent issues faced by Apple iPhone owners worldwide is their phone&#8217;s battery life depleting quickly. Problems with battery life are typically seen following an iOS update. You may improve the efficiency of the Apple iPhone battery by doing a factory reset and limiting your use of power-hungry applications like Uber, YouTube, Google Maps, and others. Accessing websites like YouTube and Facebook using Safari rather than installing the applications might also significantly save your Apple iPhone&#8217;s battery life.</p>



<ol start="5">
<li><strong>Black iPhone screen on Apple iPhone</strong></li>
</ol>



<p>The Apple iPhone&#8217;s black screen may be brought on by dropping your phone, dropping water on it, upgrading an app, viruses, faulty firmware, jailbreaking, etc.</p>



<p>In order to resolve the problem, start by fully charging your Apple iPhone. This will rule out any potential battery problems.</p>



<p>If the issue persists, you may use iTunes to reset your Apple iPhone to its factory default settings, but this also erases all of your Apple iPhone&#8217;s data. If you don&#8217;t have a backup, think about using A.Lab to get back your deleted contacts, messages, music, movies, and photographs, and enjoy a hassle-free iPhone screen repair experience.</p>



<ol start="6">
<li><strong>Overheated Apple iPhone issues</strong></li>
</ol>



<p>Have you ever received notifications that your Apple iPhone needs to lower the temperature before use? There have long been reports of Apple Phones getting so heated they may explode. Take the heated Apple iPhone to a cooler location far from the heat or direct sunshine to start cooling it down. Remove the Apple iPhone cover, take a break from using it, or turn it off for a short while. To solve the problem of your Apple iPhone overheating, you may also attempt the &#8220;Reset All Settings&#8221; option. Sometimes, updating to a new version of iOS fixes the problem.</p>



<ol start="7">
<li><strong>Apple iPhone dropped camera roll</strong></li>
</ol>



<p>A camera roll collapse results in the loss of thousands of Apple iPhone photographs. The device&#8217;s existing photographs and videos cannot be altered. Camera Roll crashes can only be fixed by returning the device to factory settings. However, a factory reset results in the total loss of all data, including notes, chat messages, contacts, images, and videos. So, before addressing the Camera Roll issue, make sure you have a backup; otherwise, A.lab is the best way to get iPhone screen repair done.</p>



<ol start="8">
<li><strong>IOS 3194 error</strong></li>
</ol>



<p>When attempting to restore or update your Apple iPhone, you receive the iTunes error 3194. It might be because you are upgrading your Apple iPhone using a jailbreak tool, installing an iOS version that Apple has not approved, or using the incorrect firmware version.</p>



<p>However, this may be resolved by adjusting your system&#8217;s host files. A factory reset can also be used to resolve the iTunes problem 3194. Use A.Lab to retrieve all lost data in the event of data loss without a backup. Not just the iPhone but also your apple AirPods pro issues will be solved with A.lab.</p>



<ol start="9">
<li><strong>iPhone stuck on Apple icon</strong></li>
</ol>



<p>Relaunching the Apple iPhone, doing a hard reset, or entering Recovery Mode can all help you solve the problem. Keep in mind that a hard reset erases all of your Apple iPhone&#8217;s data. You can recover deleted data from backup, or you may use an Apple iPhone info recovery program. Read more about Unexpectedly freezing or quitting Apple iPhone Applications.</p>



<p>An Apple iPhone app may stop while being used or soon after being launched. It&#8217;s possible that the app is incompatible with your iOS version or that it wasn&#8217;t correctly loaded on your device. Close the app, reset your device, and then recheck the app&#8217;s functionality if any Apple iPhone freezes, fails to respond, or abruptly shuts. The Apple iPhone problem can occasionally be fixed by reinstalling the most recent version of the program from the App store. From iPhone screen repair in Singapore to AirPods issues, A.lab has covered you!</p>



<ol start="10">
<li><strong>The speaker on Apple iPhone is not working</strong></li>
</ol>



<p>Check whether your Apple iPhone is not in quiet mode, the volume slider is up, and the Bluetooth is off if you don&#8217;t hear any sound. Launch any music-containing app and adjust the level using the slider or intensity button if the sound is distorted or you still can&#8217;t hear it.</p>



<p>You may also restart your smartphone because doing so fixes many phone problems. If none function, hardware might be the issue. It would be best if you replaced or fixed the speaker on your Apple iPhone.</p>



<figure class="wp-block-image size-large"><img data-attachment-id="11172" data-permalink="https://blog.atome.sg/online-shopping-ideas/apple-iphone-alab-atome-singapore/attachment/iphone-speaker-crackling/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?fit=1920%2C1080&amp;ssl=1" data-orig-size="1920,1080" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="iPhone-speaker-crackling" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?fit=300%2C169&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?fit=640%2C360&amp;ssl=1" decoding="async" loading="lazy" width="640" height="360" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?resize=640%2C360&#038;ssl=1" alt="" class="wp-image-11172" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?resize=1024%2C576&amp;ssl=1 1024w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?resize=300%2C169&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?resize=768%2C432&amp;ssl=1 768w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?resize=1536%2C864&amp;ssl=1 1536w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?resize=1200%2C675&amp;ssl=1 1200w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?w=1920&amp;ssl=1 1920w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/iPhone-speaker-crackling.webp?w=1280&amp;ssl=1 1280w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<h2 class="wp-block-heading"><strong>What is A.lab?</strong></h2>



<p><a href="https://www.atome.sg/paylater-merchants/a+lab?r=allstore" target="_blank" rel="noreferrer noopener">A.LAB</a>, managed by Aeon Earth, is part of a network of Apple-authorized businesses that provides support and repair services for all Apple products. A.lab&#8217;s team comprises Apple-certified technicians who gain their position after passing Apple&#8217;s tests and training. This is why consumers can be confident that they are getting help only from qualified and experienced professionals—some of A.LAB&#8217;s services include 1. Air Pods Pro service program for sound issues 2. Apple iPhone 11 Display Module Replacement Program for Touch Issues 3. Buyback Program 4. Apple Watch Servicing 5. Same-day Apple iPhone Screen Repair Pickup and delivery options are available.</p>



<h2 class="wp-block-heading"><strong>Go to A.Lab and fix all your Apple iPhone issues using Atome</strong></h2>



<p>Customers have more payment options through <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>, a Singapore-based corporation with over 10,000 offline and online companies. By scanning a QR code on a partner merchant&#8217;s in-store shelf or during the online checkout process, customers may utilize the app to break up their orders into three monthly payments. By spacing out their payments so that there is less harm in one go, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> users may better manage their money and lower the cost of higher-quality items. <a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Download the app</a> right away!</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-attachment-id="8605" data-permalink="https://blog.atome.sg/online-shopping-ideas/tools-of-relaxation-ogawa-massage-chair/attachment/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Atome app | Buy Now Pay Later | BNPL" data-image-description="&lt;p&gt;Scan QR code to download Atome app for &#8216;buy now pay later&#8217; shopping experience&lt;/p&gt;
" data-image-caption="&lt;p&gt;Scan QR to download the Atome app&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" decoding="async" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1651678598743.png?w=640&#038;ssl=1" alt="Scan QR to download the Atome app" class="wp-image-8605" data-recalc-dims="1"/><figcaption class="wp-element-caption">Scan QR to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a></figcaption></figure></div>


<p>This is how you <a href="https://www.atome.sg/how-it-works" target="_blank" rel="noreferrer noopener">can use Atome</a>:</p>



<ol start="1">
<li>When checking out, choose <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> as your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a> of payment.</li>



<li>Please input your login information if you already have an Atome account and continue with the payment.</li>



<li>If you have never used Atome, you will only be prompted to do so before continuing to the A.Lab checkout process. The procedure is quick, and you will get the go-ahead immediately away.</li>



<li>Make the first payment upfront and the remaining payments over two months.</li>
</ol>
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Where to Repair iPhone Hardware Problems in Singapore


<p>There is a lot of confusion regarding which skincare products one should buy and which skincare brand should they trust. Relax, Unnie has all answers to your medical and beauty-related issues.</p>



<h2 class="wp-block-heading"><strong>What is medical-grade skincare?</strong></h2>



<p>Medical-grade skincare sometimes referred to as cosmeceutical skincare, is intended to address certain medical issues and demands, such as pimples or wrinkles. There is usually more accurate performance using such skincare since there is often a greater concentration of active compounds than what is available over the counter, and they have been proven to be beneficial on the skin. This kind of skincare aims to provide both therapeutic and aesthetic advantages. Unnie has the perfect products that you might be interested in. With Unnies, you never must compromise on your beauty and medical-related desires.</p>



<h2 class="wp-block-heading"><strong>Medicinal-grade versus on-the-counter skincare</strong></h2>



<p>There are a few significant differences when comparing medical-grade skincare to over-the-counter skincare. Please continue reading to learn more about them. Unnie Korea claims to offer the best of both worlds!</p>



<ol start="1">
<li><strong>Improved ingredient quality</strong></li>
</ol>



<p>Products that are intended for medical or pharmaceutical use must have components that are 99% pure. The same requirements are not applied to goods bought from drugstores, department shops, or online retailers; they could include fillers. We recommend Unnie!</p>



<ol start="2">
<li><strong>Better concentration of active ingredients</strong></li>
</ol>



<p>Retinoids, antioxidants, vitamin C, and other key substances promote better skin. Elevated concentrations of active chemicals are found in skin care products intended for medical use.</p>



<p>Even if an over-the-counter cosmetic product contains an active component, it may not be sufficient to make a difference or take a lot longer. Unnie is known to have products with greater active ingredient concentrations.</p>



<ol start="3">
<li><strong>FDA-regulated high research standards, purity, and safety</strong></li>
</ol>



<p>Any advantages claimed for medical-grade skincare products must be supported by clinical research studies. On the contrary hand, the claims made for over-the-counter products for skin care do not necessarily need to be supported by clinical research or studies.</p>



<p>FDA regulation is in place for medical-grade skin care products. Additionally, the FDA only considers two categories: cosmetic and pharmaceutical quality. At Unnie, the quality is never compromised!</p>



<ol start="4">
<li><strong>Absorption to deeper skin layers</strong></li>
</ol>



<p>Reaching deeper layers is the key to success! If you&#8217;ve bought anything from a non-medical person, whether in a shop or online, you should be aware that these products only affect the epidermis, the skin&#8217;s outermost layer. They scarcely pierce deeper strata as they remain on the surface.</p>



<p>Products for skin care that are medical or pharmaceutical grade are designed to reach the dermis. The collagen scaffold and the cells that produce collagen are found here. The deepest dermis must be impacted for any substantial changes to be visible on the skin. With Unnie Korea, results are guaranteed!</p>



<ol start="5">
<li><strong>Only a medical professional can prescribe medical grade products</strong></li>
</ol>



<p>One of the main advantages of utilizing medical-grade skincare products is that you&#8217;ll have a doctor&#8217;s recommendation to use them. According to people, when they looked into the lines to provide in their medical spa, they discovered a lengthy training period once they realized the issue. They are more likely to find the best regimen, saving their money over time and relieving the burden of constant trial and error.</p>



<p>You may create product combinations appropriate for your particular skin condition and health with the help of a medical-grade regimen that is attentively suited to your skin. Most products at Unnie meet the specific needs of the customers. This is why customers trust Unnie!</p>



<h2 class="wp-block-heading"><strong>What is <a href="https://www.atome.sg/paylater-merchants/unnie+k+shop" target="_blank" rel="noreferrer noopener">Unnie k-shop</a> all about?</strong></h2>



<p>Leah Yoo Eun Hye, a professionally trained Korean beautician, was the original creator of Unnie. Her team meticulously selects and exclusively imports Korean skincare and beauty items that have been rigorously vetted, driven by great enthusiasm for the beauty sector. Unnie concentrates on premium derma cosmetics goods and conventional cosmetic-grade skincare items. These products use higher-grade, dermatologist-approved substances that can significantly enhance your skin. Are you facing medical and beauty-related issues? Choose Unnies!</p>



<p>For exclusive discounts on <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/unnie+k+shop">UNNIE K-Shop</a> goods and services, use <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> at <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/unnie+k+shop">UNNIE K-Shop</a> SG.</p>



<h2 class="wp-block-heading"><strong>Famous Unnie products you might want to try</strong></h2>



<p>Listed below are some top products from Unnie that you should definitely be trying.</p>



<h3 class="wp-block-heading"><strong>The 12% Aptosol Apto-Spot Pro</strong></h3>



<p>One of Unnie’s best-seller, the Aptosol Apto-Spot, is a treatment for exfoliating the skin. It is a potent antioxidant treatment that helps exfoliate your skin. Regular use can help you age more slowly and get your skin&#8217;s life cycle closer to the 28-day average.</p>



<p>Suitable for freckles, melasma, and other skin discoloration.</p>



<h3 class="wp-block-heading"><strong>Intensive Eye Cream by Bolca Biotechnie (25g)</strong></h3>



<p>Bolca Biotechnie Intense Eye Cream employs the first Botulinum-Derivative ingredient with other peptide compounds, MTD skin permeation, and subcellular penetration technology to make your face smooth and shiny. This product is always in demand under the Korean Unnie products.</p>



<p>This eye cream works well for anti-aging and skin lightening.</p>



<h3 class="wp-block-heading"><strong>Cicago Cica Finish Cream (50ml)</strong></h3>



<p>A calming and moisturizing moisturizer is Chicago Cica Finish Cream. It is a mild moisturizer for hypersensitive skin that replenishes moisture for soft, healthy, and radiant skin. It feels light and may be used at night and during the day to prime and hydrate the skin before applying makeup. This calming cream enhances the skin&#8217;s natural suppleness and is the perfect foundation for skincare and cosmetic applications. Purchase it from Unnie before it runs out of stock!</p>



<h3 class="wp-block-heading"><strong>Essello Ectoin 1.0 Barrier Cream (50ml)</strong></h3>



<p>Essello Ectoin Cream is a moisturizer with a creamy texture. Drawing vital water particles to the skin delivers deep moisturizing while building a protective coating.</p>



<p>Suitable for every kind of skin. Excellent for skin repair and sensitive skin in particular. With Unnie, the quality and quantity are never compromised.</p>



<h3 class="wp-block-heading"><strong>EGF serum from CellReju</strong></h3>



<p>To restore your skin&#8217;s youthful and renewed appearance, CellReju EGF Serum includes a 10ppm potent growth factor, which improves collagen, preserves the skin, boosts skin elasticity, strengthens skin barriers, and effectively repairs damaged skin cells. We advise using them in conjunction with MTS roller or MTS stamps to increase efficacy. A perfect product for all medical and beauty-related skin issues available at Unnie.</p>



<figure class="wp-block-image size-large"><img data-attachment-id="11041" data-permalink="https://blog.atome.sg/online-shopping-ideas/unnie-korea-skincare/attachment/unnie-products/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?fit=1700%2C766&amp;ssl=1" data-orig-size="1700,766" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Unnie-products-" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?fit=300%2C135&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?fit=640%2C288&amp;ssl=1" decoding="async" loading="lazy" width="640" height="288" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?resize=640%2C288&#038;ssl=1" alt="" class="wp-image-11041" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?resize=1024%2C461&amp;ssl=1 1024w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?resize=300%2C135&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?resize=768%2C346&amp;ssl=1 768w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?resize=1536%2C692&amp;ssl=1 1536w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?resize=1200%2C541&amp;ssl=1 1200w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?w=1700&amp;ssl=1 1700w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/Unnie-products-.png?w=1280&amp;ssl=1 1280w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<h2 class="wp-block-heading"><strong>How to get it by Atome?</strong></h2>



<p>Customers have other payment options through <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>, a Singapore-based firm including over 15,000+ offline and online retailers as affiliates and effective outcomes in 10 locations. By using the QR code on a partner merchant&#8217;s in-store shelf or at the online checkout, customers may utilize the app to break up their expenditures into three interest-free monthly installments.</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-attachment-id="8605" data-permalink="https://blog.atome.sg/online-shopping-ideas/tools-of-relaxation-ogawa-massage-chair/attachment/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Atome app | Buy Now Pay Later | BNPL" data-image-description="&lt;p&gt;Scan QR code to download Atome app for &#8216;buy now pay later&#8217; shopping experience&lt;/p&gt;
" data-image-caption="&lt;p&gt;Scan QR to download the Atome app&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" decoding="async" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1651678598743.png?w=640&#038;ssl=1" alt="Scan QR to download the Atome app" class="wp-image-8605" data-recalc-dims="1"/><figcaption class="wp-element-caption">Scan QR to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a></figcaption></figure></div>


<p>By dividing their payments so that there is less harm in one go, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> users can better manage their money and minimize the cost of higher-quality items. <a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Download the app</a> immediately to receive $10 off the initial Unnie Korea purchase at the shop in Singapore!</p>



<p>Here is <a href="https://www.atome.sg/how-it-works" target="_blank" rel="noreferrer noopener">how Atome functions</a>.</p>



<p>Follow these steps to pay with Atome:</p>



<ol start="1">
<li>Scan the Atome QR code at the counter while checking out at the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/coach">Coach</a> store in Singapore.</li>



<li>When requested, sign in to the Atome account or make a new one if you don&#8217;t currently have one!</li>



<li>Make 1/3 of the complete payment up front and the balance across remaining months.</li>



<li>Congratulations, you&#8217;ve just completed your first Atome purchase!</li>
</ol>
<div class="sharedaddy sd-sharing-enabled"><div class="robots-nocontent sd-block sd-social sd-social-icon sd-sharing"><h3 class="sd-title">Share this:</h3><div class="sd-content"><ul><li class="share-twitter"><a rel="nofollow noopener noreferrer" data-shared="sharing-twitter-11037" class="share-twitter sd-button share-icon no-text" href="https://blog.atome.sg/online-shopping-ideas/unnie-korea-skincare/?share=twitter" target="_blank" title="Click to share on Twitter" ><span></span><span class="sharing-screen-reader-text">Click to share on Twitter (Opens in new window)</span></a></li><li class="share-facebook"><a rel="nofollow noopener noreferrer" data-shared="sharing-facebook-11037" class="share-facebook sd-button share-icon no-text" href="https://blog.atome.sg/online-shopping-ideas/unnie-korea-skincare/?share=facebook" target="_blank" title="Click to share on Facebook" ><span></span><span class="sharing-screen-reader-text">Click to share on Facebook (Opens in new window)</span></a></li><li class="share-linkedin"><a rel="nofollow noopener noreferrer" data-shared="sharing-linkedin-11037" class="share-linkedin sd-button share-icon no-text" href="https://blog.atome.sg/online-shopping-ideas/unnie-korea-skincare/?share=linkedin" target="_blank" title="Click to share on LinkedIn" ><span></span><span class="sharing-screen-reader-text">Click to share on LinkedIn (Opens in new window)</span></a></li><li class="share-reddit"><a rel="nofollow noopener noreferrer" data-shared="" class="share-reddit sd-button share-icon no-text" href="https://blog.atome.sg/online-shopping-ideas/unnie-korea-skincare/?share=reddit" target="_blank" title="Click to share on Reddit" ><span></span><span class="sharing-screen-reader-text">Click to share on Reddit (Opens in new window)</span></a></li><li class="share-jetpack-whatsapp"><a rel="nofollow noopener noreferrer" data-shared="" class="share-jetpack-whatsapp sd-button share-icon no-text" href="https://blog.atome.sg/online-shopping-ideas/unnie-korea-skincare/?share=jetpack-whatsapp" target="_blank" title="Click to share on WhatsApp" ><span></span><span class="sharing-screen-reader-text">Click to share on WhatsApp (Opens in new window)</span></a></li><li class="share-end"></li></ul></div></div></div>

Is Your Skin Acting Weird This Season? Unnie Is Here To Help!


<p>PRISM+ is synonymous with an electrifying gaming experience. The brand is dedicated to delivering high-performance gaming monitors that take your gaming display to the next level. While other brands in the market offer high speed and outstanding performance in gaming monitors, PRISM+&#8217;s competitive edge is its price point which attracts the masses.</p>



<p>The brand focuses more on designing products that provide a comprehensive and fully-featured gaming experience without stocking unnecessary expensive gaming-grade displays and features. With <strong>PRISM+ monitors, </strong>you can elevate the thrill factor in your games while staying within budget.</p>



<h2 class="wp-block-heading"><strong>What is different about a gaming monitor?</strong></h2>



<p>If you already have a monitor that is in good shape, you might wonder, &#8216;Do I even need a gaming monitor?&#8217; While you may be tempted to believe that it&#8217;s simply a marketing gimmick, in truth, gaming monitors can make a major difference in your gaming experience.</p>



<p>Gaming monitors, as the name suggests, are designed specifically for gaming. It means they are created to make your graphics card and CPU output look as best as possible when gaming. They allow you to play games at a higher resolution and frame rate, which makes the graphics look more realistic. Moreover, if you have an IPS, you can enjoy an exceptional visual and gameplay experience with incredible black levels and colors.</p>



<p>While regular TV monitors are good too, they are better suited to watching movies or TV shows. Gameplay is an entirely different concept; therefore, its monitors are designed with very different expectations. Gaming monitors have specific features that can push games as far as they can go, so the gamer has the best possible playing experience.</p>



<p>If you’re still contemplating whether you should invest in a gaming monitor, it’s better to buy a good one now than buy an ordinary one and regret it later.</p>



<h2 class="wp-block-heading"><strong>Features to look for when planning to get a gaming monitor</strong></h2>



<p>If you are new to the gaming world, browsing through all the gaming monitor options available can be pretty confusing. When considering what to look for in a monitor, you should first understand the gaming monitor&#8217;s specifications and how the specs translate into real-world performance.</p>



<ol start="1">
<li><strong>Image resolution and quality</strong></li>
</ol>



<p>Resolution is of prime importance when searching for a gaming monitor. You should look for a high dynamic range, or HDR, to enjoy more brightness, sharper colors, and improved detail in each game. Peak brightness is another essential feature; therefore, your monitor should have at least 400 nits of peak brightness. However, a 600 nits peak brightness monitor would be ideal for viewing HDR content.</p>



<p>A wide color gamut refers to the range of colors displayed on a monitor. Usually, monitors have sRGB 8-bit panels that deliver almost 16 million colors. However, a good gaming monitor is packed with 10-bit panels that produce over 1 billion colors and wider DCI-P3 color space, an added feature that is becoming increasingly popular in game development.</p>



<ol start="2">
<li><strong>Low response time</strong></li>
</ol>



<p>Response time determines how sharp an image will appear to viewers and whether it will display artifacts such as ghosting, blur, or trailing. A slow response time creates an overall input lag, making it almost unbearable to play a game.</p>



<p>The response time of a monitor is usually not as important for most PC users. However, for gamers, high response time results in &#8216;game over.&#8217; Traditionally, TV or monitor screens shift colors so quickly that you won&#8217;t be able to notice it while web surfing or drafting an email. But in gaming, every millisecond counts. Therefore, you should look for a monitor with a low response time of between one to five milliseconds.</p>



<ol start="3">
<li><strong>Fast processor for lower input lag</strong></li>
</ol>



<p>While input lag may seem similar to response time, they are both different concepts. Input lag is the time that it takes your gaming screen to show an action after you&#8217;ve pressed the button on your controller. Suppose you press the trigger to shoot; input lag is the time in milliseconds that it takes your player to start firing their weapon on the screen.</p>



<p>You should aim for a gaming monitor with low input lag so that your game feels more responsive and fun. The better your processor, the lower its input lag. A good gaming monitor should be able to provide an input lag below 10ms in 4K 144Hz.</p>



<ol start="4">
<li><strong>High refresh rate for smoother play</strong></li>
</ol>



<p>Refresh rate is the number of frames/ second and is measured in Hertz (Hz). It is basically the number of times the monitor&#8217;s screen refreshes entirely. For gamers, a high monitor refresh rate is crucial, and thanks to technological advancements, it has now become possible.</p>



<p>Regular monitors have a refresh rate of 60Hz, which is not enough. If you want to invest in a decent gaming monitor, you should look for a number above this. Ideally, you should aim for one that offers 120- 144 Hz or more if you want to enjoy smooth and responsive gameplay. In addition, the gaming monitor should have excellent frame timing so that the gaming experience is consistent and free from stutter.</p>



<p>Ordinary monitors often face syncing issues when it comes to pacing the frame rate with the graphics hardware of your PC or consoles. To counter this, gaming monitors have adaptive sync technology and variable refresh rate (VRR) to ensure that there’s no screen tearing or lag.</p>



<h2 class="wp-block-heading"><strong>PRISM+ Monitors</strong></h2>



<p>PRISM+ is <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/the+ultimate">the ultimate</a> stop for gaming lovers, and with a PRISM+ monitor, you will never have to settle for an average gaming experience. At PRISM+, you can find both regular and gaming monitors. The brand also offers PRISM+ monitor arms, TVs, TV stands, soundbars, and air conditioners. When it comes to innovation and using the latest technology, PRISM+ doesn’t disappoint.</p>



<p>Here are some gaming monitors that you can shop at PRISM+ Sg.</p>



<ol start="1">
<li><strong>PRISM+ F240V</strong></li>
</ol>



<p>This gaming monitor has a:</p>



<ul>
<li>Compact 24” flat display</li>



<li>A resolution of FHD 1920 x 1080</li>



<li>165 Hz refresh rate, which is much higher than the standard 60 Hz</li>



<li>A response time of 1ms, which is perfect for gaming</li>



<li>Adaptive sync, which means zero screen tearing, stuttering, and jamming</li>



<li>16.7m display colors</li>



<li>120% wide color gamut for enhanced visuals and graphics</li>
</ul>



<ol start="2">
<li><strong>PRISM+ X340 PRO</strong></li>
</ol>



<p>Here are the highlights of this gaming monitor.</p>



<ul>
<li>34” curved ultrawide screen that delivers ultra-immersive realism</li>



<li>Screen resolution of UWQHD 3440 X 1440 that offers complete clarity in your images</li>



<li>Extreme fluidity with a refresh rate of 165 Hz</li>



<li>A response time of 1ms, so you don&#8217;t miss a single beat</li>



<li>A Wide color gamut of 120% sRGB</li>



<li>Adaptive sync for seamless and stutter-free gaming</li>



<li>An ultra-wide aspect ratio of 21:9 gives an unparalleled gaming experience</li>



<li>Ergonomic stand with full dynamic articulation so you can position your setup however you want</li>



<li>A minimalistic and modern design with blue backlight illumination and ultra-slim ZeroBezel form</li>
</ul>



<ol start="3">
<li><strong>PRISM+ PG400U PRO</strong></li>
</ol>



<p>A colossal upgrade from regular monitors, this IPS monitor has the following features:</p>



<ul>
<li>First of its kind to join the PRISM+ collection, this monitor has a 40” flat ultra-wide screen</li>



<li>It offers a majestic 21:9 screen ratio for improved immersion in movies and games</li>



<li>UWQHD 3440 x 1440 resolution that has 4 times the pixel density of a regular HD monitor display</li>



<li>A fast refresh rate of 144Hz</li>



<li>1ms response time so you can enjoy smooth gameplay without input lag</li>



<li>Delta E&lt;2 Wide color gamut for a vibrant spectrum of colors</li>



<li>It has IPS panel technology which means you can view the screen from any angle without compromising on picture quality</li>



<li>An ergonomic stand</li>



<li>Signature PRISM+ ZeroBezel form factor</li>



<li>It has USB-C connectivity that allows you to connect external devices to the monitor without adaptors.</li>
</ul>



<figure class="wp-block-image size-large"><img data-attachment-id="10997" data-permalink="https://blog.atome.sg/online-shopping-ideas/prism-atome-singapore/attachment/prism-2/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?fit=1702%2C676&amp;ssl=1" data-orig-size="1702,676" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="PRISM" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?fit=300%2C119&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?fit=640%2C254&amp;ssl=1" decoding="async" loading="lazy" width="640" height="254" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?resize=640%2C254&#038;ssl=1" alt="" class="wp-image-10997" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?resize=1024%2C407&amp;ssl=1 1024w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?resize=300%2C119&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?resize=768%2C305&amp;ssl=1 768w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?resize=1536%2C610&amp;ssl=1 1536w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?resize=1200%2C477&amp;ssl=1 1200w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?w=1702&amp;ssl=1 1702w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/09/PRISM.png?w=1280&amp;ssl=1 1280w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<h3 class="wp-block-heading"><strong>PRISM+ Singapore is one of Atome’s partnered brands</strong></h3>



<p><strong><a href="https://www.atome.sg/paylater-merchants/prism" target="_blank" rel="noreferrer noopener">PRISM</a></strong>+<strong><a href="https://www.atome.sg/paylater-merchants/prism" target="_blank" rel="noreferrer noopener"> Plus</a></strong> has partnered with a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">BNPL</a> service company named <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> to offer their customers a next-generation shopping experience. When you shop through <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a>, you can split your bill from PRISM+ into three payments. While the first part of the bill has to be paid at checkout, you can defer the remaining amount to subsequent months.</p>



<p>With Atome, buying your favorite gaming monitor is easier than ever. Find out how to become an Atome user and start shopping.</p>



<h2 class="wp-block-heading"><strong>How to sign up for Atome?</strong></h2>



<p><a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a> is a Singapore-based company that operates across 8 countries worldwide. It has over 15,000 partner merchants, which means as an Atome user, your shopping options are virtually endless. Designed for modern, digital-savvy consumers, this payment service makes it possible to own high-quality and expensive products without overspending your monthly budget.</p>



<p>If you want to experience interest-free monthly payments instead of a complete upfront purchase, sign up for Atome today. You can download Atome&#8217;s app from its website (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app</a>). Next, create a new account and send your details for approval. As soon as your account is verified, you are eligible to start shopping with Atome.</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-attachment-id="8605" data-permalink="https://blog.atome.sg/online-shopping-ideas/tools-of-relaxation-ogawa-massage-chair/attachment/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Atome app | Buy Now Pay Later | BNPL" data-image-description="&lt;p&gt;Scan QR code to download Atome app for &#8216;buy now pay later&#8217; shopping experience&lt;/p&gt;
" data-image-caption="&lt;p&gt;Scan QR to download the Atome app&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" decoding="async" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1651678598743.png?w=640&#038;ssl=1" alt="Scan QR to download the Atome app" class="wp-image-8605" data-recalc-dims="1"/><figcaption class="wp-element-caption">Scan QR to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a></figcaption></figure></div>


<p>If you <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">download the app</a> now, you get a welcome voucher of $10 that can be used on your first purchase.</p>



<h3 class="wp-block-heading"><strong>How to pay at PRISM+ with Atome</strong></h3>



<ol start="1">
<li>Scan the QR code from Atome’s app for in-store purchases.</li>



<li>When buying through the website, select Atome as your payment partner at checkout.</li>



<li>Enter your user details when redirected.</li>



<li>Pay the first part of your PRISM+ bill and defer the remaining amount.</li>
</ol>



<h2 class="wp-block-heading"><strong>Buy a PRISM+ gaming monitor for improved gameplay</strong></h2>



<p>If you are a gaming lover, investing in a regular monitor is useless. Instead, choose quality over price and buy an authentic PRISM+ gaming monitor. All its products are packed with amazing features that will surely take your gameplay to the next level. Payh with Atome to enjoy flexible, interest-free monthly payments!</p>
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PRISM+ | Attain Visual Nirvana With High-Performance Gaming Monitors


<p>With the exponential rise in prices, it is understandable why more people are opting for hire purchase and leasing route than paying for products in one go. Most people have no other choice but to find alternatives to maintain their current lifestyle. </p>



<p>After all, if replacing a faulty refrigerator is too costly and causes a burden to your wallet, you may prefer to use hire purchase instead. You get to use the item while you pay for it in installments, and it is yours when the payments are all made, making it an extremely convenient option. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/on+the+other+hand">On the other hand</a>, leasing a refrigerator would mean you get to use it but never own it. Read along to learn more about the two possibilities and what sets them apart.</p>



<h2 class="wp-block-heading"><strong>What is hire purchase&nbsp;and its features?</strong></h2>



<p>Hire purchase basically means paying for consumer goods with an initial down payment followed by monthly installments. As you are paying in parts, there is interest involved &#8211; hence, the total amount paid is higher than the original value. For example, if you buy a product worth $1000 via hire purchase, the owner might ask for $1700.</p>



<p>Here&#8217;s the hire purchase formula that&#8217;s commonly used: deposit + total monthly payments.</p>



<p>If you are looking to buy something expensive, this payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a> comes in handy. It is easy to understand and does not involve a ton of calculations.&nbsp;</p>



<p>While hire purchase is largely similar to installment plans, there are some differences too. With hire purchase, you get access to the goods after making the down payment, but the ownership is handed over after all the payments are transferred. On the contrary, according to some installment plan agreements, the buyer gets ownership of the product at the very beginning. </p>



<p>The act of hire purchase is beneficial not only to the buyer but the seller as well. Since the ownership is withheld until the completion of payment, the seller has the power to repossess the item, in the case of missed installments. </p>



<p>Hire purchase proves to be advantageous for a lot of businesses too, especially if they lack capital. If you are an up-and-coming business or a freshly launched start-up that needs new machinery or other assets but does not have enough cash to pay for it at once, then hire purchase is the way to go. You will not only get what you want, but it will also be yours after a certain amount of time. This is also great when you do not have enough collateral to get a line of credit. </p>



<h2 class="wp-block-heading"><strong>Pros and cons of hire purchase&nbsp;</strong></h2>



<p>Now that you know the&nbsp;meaning&nbsp;of&nbsp;hire&nbsp;purchase, it might be good to assess the advantages and disadvantages.&nbsp;</p>



<h3 class="wp-block-heading"><strong>The benefits</strong></h3>



<ul>
<li>Hire purchase enables you to upgrade to the latest products rather easily. The finer things are no longer out of reach. </li>



<li>You are able to afford expensive consumer goods without going over budget or putting a dent in your savings.&nbsp;</li>



<li>Following the down payment, you get to use the item to your liking even before all the installments are made. There is no waiting involved.&nbsp;</li>



<li>By the end of the agreement period, if you have been able to keep up with the monthly installments, you become the legal owner of the item in question.&nbsp;</li>



<li>Hire purchase does not come with a plethora of restrictions when it comes to using the product since you are going to own it eventually, unlike a lease or renting situation.&nbsp;</li>



<li>You have the liberty to pay off all the installments before the agreed-upon time for early possession.&nbsp;</li>



<li>This form of payment does not require you to have a perfect credit score.&nbsp;</li>
</ul>



<h3 class="wp-block-heading"><strong>The drawbacks</strong></h3>



<ul>
<li>Since you are paying for a good in parts as opposed to buying it outright, hire purchase comes with interest. This means you are paying more than the retail value in the long run.&nbsp;</li>



<li>An extended agreement period would mean smaller installments, but it would also mean paying more in interest.&nbsp;</li>



<li>While your credit score does not affect your eligibility for hire purchase, it does play a significant role in deciding the interest rate. A bad score typically equates to a higher rate.&nbsp;</li>



<li>Despite having possession of the good, you are not eligible to sell it until all of the money has been paid off.&nbsp;</li>
</ul>



<figure class="wp-block-image size-full"><img data-attachment-id="10420" data-permalink="https://blog.atome.sg/online-shopping-ideas/hire-purchase-vs-leasing-atome/attachment/hire-purchase-2/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?fit=950%2C632&amp;ssl=1" data-orig-size="950,632" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Hire-Purchase" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?fit=300%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?fit=640%2C426&amp;ssl=1" decoding="async" loading="lazy" width="640" height="426" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?resize=640%2C426&#038;ssl=1" alt="" class="wp-image-10420" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?w=950&amp;ssl=1 950w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?resize=300%2C200&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Hire-Purchase.png?resize=768%2C511&amp;ssl=1 768w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<h2 class="wp-block-heading"><strong>What is&nbsp;leasing?&nbsp;</strong></h2>



<p>You must have heard phrases like&nbsp;leasing&nbsp;a&nbsp;car&nbsp;or leasing my apartment; allow me to shed some light on the&nbsp;meaning of&nbsp;lease.&nbsp;</p>



<p>A lease allows you to rent an object for a certain period of time, during which you pay a fixed amount to the actual owner on a monthly basis. The person getting temporary access to the good is known as the lessee, and the owner is known as the lessor.&nbsp;</p>



<p>There are many possibilities available, from leasing property and cars to machinery. </p>



<p>Just like in the case of any other legally-binding agreement, breaking a lease contract in any way can have serious consequences for the party at fault. Breaking a lease without prior notice can land you. It might become challenging to lease something in the future, or you might end up losing the security deposit. </p>



<p>A lot of lease agreements come with early termination clauses that prove to be beneficial for the lessee, especially in long-term situations. One such clause is about the inability of the lessor to maintain the quality of the good in question; this gives the lessee an opportunity to end the lease before the decided-upon period is over.&nbsp;</p>



<h2 class="wp-block-heading"><strong>The difference between hire purchase and leasing&nbsp;</strong></h2>



<p>The chief distinction between the two is regarding the ownership of the product. By the end of a hire purchase agreement, you get ownership of the product, so there is no need to extend the agreement if you wish to keep using it. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/on+the+other+hand">On the other hand</a>, a lease implies that you are renting an object, and by the end of the time period, you either return it or request an extension.&nbsp;</p>



<p>The monthly amount you pay in case of hire purchase includes interest, while lease installments are typically free of interest.&nbsp;</p>



<p>Now whichever one you choose depends on the need of the hour. If you require something for a brief period of time, then leasing it might be the way to go. If you need an item permanently but cannot afford to pay for it upfront, hire purchase makes for a suitable alternative.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Buy now, pay later and Atome</strong></h2>



<p>One cannot discuss convenient payment methods without including the buy now, pay later services.</p>



<p>One such application that allows you to pay for your purchase in smaller amounts is <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">Atome</a>. It is a cutting-edge that aims to make products and services more accessible for its users. </p>



<h3 class="wp-block-heading"><strong>Atome review</strong></h3>



<ul>
<li>Choosing <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> as the payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a> splits your bill into three smaller payments that are then paid at scheduled intervals.&nbsp;</li>



<li>Said payments are free of interest, and you are only supposed to pay off the exact amount that was spent.&nbsp;</li>



<li>Paying with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> gives you the liberty to invest in expensive items without having to worry about going over your monthly budget.</li>



<li>You get complete access to the purchased item after the initial payment. The application automatically charges each payment to the linked credit or debit card.&nbsp;</li>



<li>Users are not charged extra money in the name of service or additional charges. Downloading the app (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">get it here</a>) and signing up for it are free.&nbsp;</li>



<li>Atome is affiliated with over 10,000 local and international brands, which means you can conveniently pay for almost every other product and service out there.&nbsp;</li>



<li>The best part is that this user-friendly application can be used to pay for your online and in-store shopping. </li>



<li>Users a myriad of exclusive discount vouchers and promotional codes at various partner brands. </li>



<li>New members receive a discount voucher worth $10 on their first purchase made with Atome.&nbsp;</li>



<li>Missing a payment results in the suspension of your Atome account until all the dues are cleared. Under such circumstances, you are also required to pay an administrative fee.&nbsp;</li>
</ul>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-attachment-id="8605" data-permalink="https://blog.atome.sg/online-shopping-ideas/tools-of-relaxation-ogawa-massage-chair/attachment/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Atome app | Buy Now Pay Later | BNPL" data-image-description="&lt;p&gt;Scan QR code to download Atome app for &#8216;buy now pay later&#8217; shopping experience&lt;/p&gt;
" data-image-caption="&lt;p&gt;Scan QR to download the Atome app&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" decoding="async" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1651678598743.png?w=640&#038;ssl=1" alt="Scan QR to download the Atome app" class="wp-image-8605" data-recalc-dims="1"/><figcaption class="wp-element-caption">Scan QR to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a></figcaption></figure></div>


<h2 class="wp-block-heading"><strong>Thoughts</strong></h2>



<p>Inflation is a very valid and real concern but feasible payment methods like Atome make it possible for us to afford various necessities and luxuries. While hire purchase and lease are great options, Atome remains my favorite. You can use it to pay for a boatload of items without being charged any interest. Download the fantastic app now and get shopping!</p>
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Hire Purchase VS. Leasing – The Tools for Battling Inflation 


<p>Most of us have been in a financial pinch at some point in our lives, and a&nbsp;bank&nbsp;overdraft&nbsp;really comes in handy during such situations. However, like most financial facilities, this one has its fair share of drawbacks. It is imperative that you know all the facts before overdrawing your checking account so as to avoid landing in hot waters.&nbsp;</p>



<p>There are quite a few circumstances that can lead to an overdrawn account. Maybe you made a deposit earlier in the day, which got delayed, and you unknowingly overspent the amount in your account. Perhaps you forgot to write a cheque to an acquaintance and charged a considerable amount to your account, expecting it to have sufficient funds. </p>



<p>Conversely, one can intentionally decide to make use of the&nbsp;overdraft facility&nbsp;depending on the need of the hour. It can be to renew a lease, replace a broken laptop, pay for your college tuition, or other emergencies.&nbsp;</p>



<p>Read along to glean more insights into the meaning of a bank overdraft.</p>



<h2 class="wp-block-heading"><strong>What is overdraft</strong>&nbsp;<strong>and its features?</strong></h2>



<p>Simply put, an overdraft happens when the bank allows a transaction to go through even if you do not have enough cash in your account. While it not seem like a big issue,  an overdraft <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/actually">actually</a> requires you to pay the amount back with an interest rate that&#8217;s higher than usual. </p>



<p>There are many different ways in which you can go into overdraft, such as writing cheques, ATM withdrawals, debit card purchases, in-person cash withdrawals, and automatic payments. </p>



<p>If this is your first time hearing about this facility, then you might want to contact your bank for more details. Usually, there are two types of overdrafts: an authorised one and an unauthorised one.&nbsp;</p>



<p>The former means that you and your bank have an agreement in place to specify a certain amount for the overdraft. Make sure to address the topic when opening a new bank account so that the terms and conditions are out in the open and you are well prepared for an emergency.&nbsp;</p>



<p>As for the latter, an unauthorised overdraft means that you have exceeded the pre-determined overdraft limit, and is subject to the bank&#8217;s approval. This might even affect your credit score.&nbsp;</p>



<p>If you think that an overdraft is quite similar to a loan, then you are right on the money. In both cases, you are borrowing money from the bank, but there are noticeable features to set the two apart.&nbsp;</p>



<h3 class="wp-block-heading">Difference between a loan and an overdraft</h3>



<ol>
<li>While you loan a fixed amount from the bank, the value of an overdraft can vary as long as it is within the set limit.&nbsp;</li>



<li>A loan is borrowed capital, while an overdraft is a form of credit.&nbsp;</li>



<li>Loans are great for long-term financial plans; <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/on+the+other+hand">on the other hand</a>, overdrafts are great short-term solutions.&nbsp;</li>



<li>Interest is involved in both cases, but the calculation methods are different.&nbsp;</li>



<li>When it comes to repayment, a loan is typically paid off via monthly installments, while an overdraft is paid off by depositing money into your account.&nbsp;</li>



<li>A loan is more manageable due to monthly installment plans that you can pre-plan for ; <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/on+the+other+hand">on the other hand</a>, an overdraft involves no structured payment plan.</li>
</ol>



<figure class="wp-block-image size-full"><img data-attachment-id="10406" data-permalink="https://blog.atome.sg/online-shopping-ideas/bank-overdraft-vs-buy-now-pay-later-atome/attachment/overdraft-bnpl/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?fit=800%2C452&amp;ssl=1" data-orig-size="800,452" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Overdraft-bnpl" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?fit=300%2C170&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?fit=640%2C362&amp;ssl=1" decoding="async" loading="lazy" width="640" height="362" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?resize=640%2C362&#038;ssl=1" alt="" class="wp-image-10406" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?w=800&amp;ssl=1 800w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?resize=300%2C170&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Overdraft-bnpl.jpeg?resize=768%2C434&amp;ssl=1 768w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<h2 class="wp-block-heading"><strong>Advantages&nbsp;and disadvantages of an&nbsp;overdraft</strong></h2>



<p>Here are the pros and cons of a bank overdraft that&nbsp;might help you decide if overdrawing your account is worth it or not.&nbsp;</p>



<h3 class="wp-block-heading"><strong>The pros</strong></h3>



<ol>
<li>It proves to be helpful on rainy days since you have immediate access to extra cash.&nbsp;</li>



<li>Your checks are not bounced even if your account has an insufficient balance.</li>



<li>You are able to avoid late payments to other merchants&nbsp;even if you are running low on funds.&nbsp;</li>



<li>An overdraft facility can be availed rather quickly as it does not require a whole lot of official paperwork like a traditional loan.&nbsp;</li>



<li>You are not bound to overdraw a fixed amount; it can vary depending on how much you need.&nbsp;</li>
</ol>



<h3 class="wp-block-heading"><strong>The cons&nbsp;</strong></h3>



<ol>
<li>An overdraft comes attached with a sizeable interest rate, so you will be paying back a lot more than the amount overdrawn. </li>



<li>A bank&#8217;s overdraft facility is subject to frequent changes,&nbsp;such as limit reduction or a spike in interest rates.</li>



<li>The lack of a repayment plan might negatively affect your finances and budgeting since there is no fixed amount that needs to be paid back each month.&nbsp;</li>



<li>You might end up overdrawing your account more often than not, which can be a problem when it is time to pay back the bank.&nbsp;</li>
</ol>



<h2 class="wp-block-heading"><strong>What is Buy Now, Pay Later&nbsp;</strong></h2>



<p>If you ever find yourself in a dire financial situation, then it might be beneficial to familiarize yourself with buy now and pay later.&nbsp;</p>



<p>It is a payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a> that more and more brands, companies, and service providers are offering to their customers. It allows you to pay for a purchased good or service via easy installments as opposed to paying it all at once.&nbsp;</p>



<p>The monthly payment plan allows you to afford pricier items without going over budget.&nbsp;</p>



<p>Among the several buy now, pay later programs, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> happens to be&nbsp;one of&nbsp;the leading one. Due to its authenticity and user-friendly interface, the buy now, pay later application is garnering more users by the day.&nbsp;</p>



<h2 class="wp-block-heading"><strong>All you need to know about Atome</strong></h2>



<p>When you select <a href="http://atome.sg" target="_blank" rel="noreferrer noopener">Atome</a> as your preferred <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a> of payment,&nbsp;your bill is divided into three parts that are to be paid at regular intervals. And don&#8217;t worry about outrageous interest rates because there are none. Yes, that is correct; <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> payments are free of interest. All you need to do is pay off the total amount spent&nbsp;during the stipulated periods.&nbsp;</p>



<p>Naturally, the first payment is made on the spot, and you are free to leave with your purchase. The remaining two are charged over time, at monthly intervals.</p>



<p>The best part is the program&#8217;s partnership with over 10,000 leading brands, both local and international. You can practically pay for every other purchase via Atome.&nbsp;</p>



<p>To get started, all you need to do is download the application (<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">get it here</a>) and create an account on it. It works for both Android and iOS devices. You can also <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">download the app</a> from Google Play Store or App Store.&nbsp;</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-attachment-id="8605" data-permalink="https://blog.atome.sg/online-shopping-ideas/tools-of-relaxation-ogawa-massage-chair/attachment/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Atome app | Buy Now Pay Later | BNPL" data-image-description="&lt;p&gt;Scan QR code to download Atome app for &#8216;buy now pay later&#8217; shopping experience&lt;/p&gt;
" data-image-caption="&lt;p&gt;Scan QR to download the Atome app&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" decoding="async" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1651678598743.png?w=640&#038;ssl=1" alt="Scan QR to download the Atome app" class="wp-image-8605" data-recalc-dims="1"/><figcaption class="wp-element-caption">Scan QR to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a></figcaption></figure></div>


<p>New Atome users are rewarded a welcome voucher worth $10 to use on their first purchase. That&#8217;s not all; various affiliate brands have different ongoing discounts and deals for Atome shoppers.&nbsp;</p>



<p>Atome&#8217;s convenience doesn&#8217;t end here. To save you from missing a payment, the app automatically charges it to the debit or credit card listed on your account.&nbsp;</p>



<p>However, in case of a missed payment, which can be due to several reasons, your Atome account is suspended until the clearance of all dues. An additional $15 administrative fee is charged for the reactivation of your account.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Conclusion&nbsp;</strong></h2>



<p>An overdraft proves to be helpful in times of need, but maybe it is time that you switched to Atome. It comes with a proper repayment plan, unlike the monetary chaos that an overdraft incurs. Atome doesn&#8217;t need you to pay interest or additional charges as opposed to an overdraft. So, get your phone and sign yourself up for hassle-free shopping sprees!&nbsp;</p>
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Bank Overdraft VS. Buy Now Pay Later – Which One to Choose? 


<p>In terms of prerequisites for shopping online, there aren&#8217;t really any. As a matter of fact, anyone with a decent internet connection can have access to an online store. There are no age requirements, no monetary requirements (for products sold on Cash on Delivery), and there are no restrictions at all! You would need a phone number (preferably registered to your name), an email account for orders strictly dealing with online payment – a bank account, and you&#8217;re all set to&nbsp;buy anything online!</p>



<p>Online shopping could be beneficial or dangerous. On one hand, you get easy access to the vast ocean of online shops across the globe, sparing you the hassle of going through tons of verification processes. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/on+the+other+hand">On the other hand</a>, it is perilous if your credit card details are saved in your device and your device lands in your children&#8217;s hands. Similarly, a person with dementia is also likely to order the same thing over and over again. In these scenarios, the person whose credit card details are logged into the device is at risk of fraud such as credit card scams, phishing, hacking, identity theft, counterfeit products and more.</p>



<p>Most online stores have now launched a double verification to counter fraud. After checking out your orders, you would receive a call or an email from the seller to confirm your order and proceed with the purchase. This way, the naivety of small children and the memory ailments of old, debilitated individuals doesn&#8217;t incur heavy monetary repercussions.</p>



<figure class="wp-block-image size-large"><img data-attachment-id="10254" data-permalink="https://blog.atome.sg/online-shopping-ideas/atome-for-online-shopping/attachment/atome-for-bnpl/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?fit=1440%2C564&amp;ssl=1" data-orig-size="1440,564" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Atome-for-BNPL" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?fit=300%2C118&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?fit=640%2C251&amp;ssl=1" decoding="async" loading="lazy" width="640" height="251" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?resize=640%2C251&#038;ssl=1" alt="" class="wp-image-10254" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?resize=1024%2C401&amp;ssl=1 1024w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?resize=300%2C118&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?resize=768%2C301&amp;ssl=1 768w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?resize=1200%2C470&amp;ssl=1 1200w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?w=1440&amp;ssl=1 1440w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/07/Atome-for-BNPL.png?w=1280&amp;ssl=1 1280w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<h2 class="wp-block-heading">Done Shopping? Now let&#8217;s proceed to the payment with Atome</h2>



<p>Paying a hefty sum is cumbersome, and the burden of expensive shopping takes a heavy toll on your finances. This is how <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> comes in handy. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> is a Buy now, pay later (<a href="http://atome.sg" target="_blank" rel="noreferrer noopener">BNPL</a>) app that is made to mitigate expensive shopping by splitting the bill into three equal payments over three months. Atome charges zero interest and zero service fees. for any product that you&nbsp;buy online&nbsp;or offline. You have the complete liberty to purchase anything, from&nbsp;buying books online in Singapore&nbsp;to clothes, electronic gadgets, and apparel.</p>



<p>If we have piqued your interest, and you want to learn more about Atome, click on the&nbsp;<a href="https://www.atome.sg/how-it-works" target="_blank" rel="noreferrer noopener">link</a>&nbsp;to find out! It doesn&#8217;t just end there; to make your shopping experience as rewarding as possible, Atome rewards you a $10 shopping voucher that you can use for any purchase. So, what are you waiting for?&nbsp;<a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Get the app now</a>!</p>



<h2 class="wp-block-heading">What is Atome?</h2>



<p><a href="http://atome.sg" target="_blank" rel="noreferrer noopener">Atome</a> is a buy-now-pay-later service that empowers digital-savvy shoppers to own products and services on easy terms. It is available on Android and iOS. Atome headquartered is located in Singapore and it operates in 7 other countries: Indonesia, Mainland China, Hong Kong, Vietnam, Thailand, Philippines, and Thailand. Atome is one of the leading E-commerce websites with over 10,000 merchants, both online and offline.</p>



<p>If you want to become part of the Atome user base, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">download the app</a> now (<a href="http://atome.sg" target="_blank" rel="noreferrer noopener">get the app</a>) and register your account. Once you receive approval, you can start shopping instantly without worrying about substantial upfront payments.</p>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-attachment-id="8605" data-permalink="https://blog.atome.sg/online-shopping-ideas/tools-of-relaxation-ogawa-massage-chair/attachment/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Atome app | Buy Now Pay Later | BNPL" data-image-description="&lt;p&gt;Scan QR code to download Atome app for &#8216;buy now pay later&#8217; shopping experience&lt;/p&gt;
" data-image-caption="&lt;p&gt;Scan QR to download the Atome app&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" decoding="async" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1651678598743.png?w=640&#038;ssl=1" alt="Scan QR to download the Atome app" class="wp-image-8605" data-recalc-dims="1"/><figcaption class="wp-element-caption">Scan QR to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a></figcaption></figure></div>


<h2 class="wp-block-heading">What do you need before using Atome?</h2>



<p>Contrary to most processes involving transactions, registering yourself with Atome is as easy as 1,2,3! There are no convoluted procedures for creating the account; you just need to follow the given instructions:</p>



<h3 class="wp-block-heading">Creating an account on Atome:</h3>



<p>1. If you&#8217;re <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/how-it-works">using Atome</a> for the very first time, you have to register yourself through your phone number. A four-digit OTP (one-time-password) will be sent to your number to verify your phone number.</p>



<p>2. Being a first-time user, you will have to go through user verification. Click &#8220;pay&#8221; on the homepage.</p>



<p>3. Next, you must fill out your personal information credentials.</p>



<p>4. Finally, you must add your credit/ debit card details to complete the registration process.</p>



<p>And voila! Your registration is complete! Now you can use Atome whenever and wherever it&#8217;s applicable. Following is the complete detail of how to use Atome for payment;</p>



<h3 class="wp-block-heading">How to pay using Atome:</h3>



<p>1. Shop from a partnered merchant and click Atome when you’re checking out.</p>



<p>2. Enter your account particulars after being redirected and click checkout to continue.</p>



<p>3. Pay 1/3 of your purchase upfront and the rest in two monthly payments.</p>
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