
<p>The modern customer today is savvy, empowered and informed. Compared to the past, they are no longer passive recipients of targeted information about brands from watching TV, media platforms and newspapers. With the rise of social media, the power is in their hands to choose the information they want. In fact, they’re increasingly tired of the pervasive advertising on social media. </p>



<p>Our e-book “How Singapore <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">BNPL</a> empowers retailers to reach outside the box” presents how brands can turn this into an opportunity, find out more here. </p>



<p>In Southeast Asia, Singapore has one of the highest social media penetration rates, with users spending a lot of time on social media like YouTube, WhatsApp and Facebook. During the pandemic, the live broadcast application Bigo Live became the most popular mobile application, generating the largest consumption and expenditure in 2020. </p>



<p>According to Lore Oxford, Head of Global Cultural Insights at We Are Social, what a brand needs to do is not blindly obey the market or pursue expansion; it is more important to find your own brand and constantly interact with the consumer groups. This is a process of continuous dialogue and mutual nurturing between brands and consumers.</p>



<p><br>Here lies the biggest opportunity for brands to take the chance to set themselves apart through social media. In this blog post, we outline some helpful tips on how to market your brand and grow the business in this digital age.</p>



<figure class="wp-block-image size-full"><img data-attachment-id="7071" data-permalink="https://blog.atome.sg/online-shopping-ideas/2022-singapore-bnpl-ebook/attachment/image-2-3/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-2.png?fit=903%2C503&amp;ssl=1" data-orig-size="903,503" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-2" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-2.png?fit=300%2C167&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-2.png?fit=640%2C357&amp;ssl=1" decoding="async" loading="lazy" width="640" height="357" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-2.png?resize=640%2C357&#038;ssl=1" alt="" class="wp-image-7071" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-2.png?w=903&amp;ssl=1 903w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-2.png?resize=300%2C167&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-2.png?resize=768%2C428&amp;ssl=1 768w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<ol>
<li><strong>Connect with customers </strong>
<ul>
<li>Branding needs to connect to customers with narratives that they can easily understand. In other words, data is not enough. Branding needs to disentangle customers’ cultural attributes, the language they use, and offer meaningful content for them.</li>
</ul>
</li>



<li><strong>Ride on star power </strong>
<ul>
<li>In fact, influencer marketing campaigns may even be more powerful than traditional marketing campaigns. Of the most viewed videos on YouTube, 86% are made by influencers, compared with 14% that are made by the beauty brands themselves. These key opinion leaders offer a stream of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/fresh">fresh</a> and interesting self-made content which go a long way with connecting with the right audience.</li>
</ul>
</li>



<li><strong>Everyone loves a real-life story</strong>
<ul>
<li>Compared with expensive video content produced by the brand on its own, vlogs created by ordinary consumers resonate more strongly with potential customers. By inviting real customers to be brand ambassadors and share their real-life stories, it reflects the brand’s ethos of inclusiveness.</li>
</ul>
</li>
</ol>



<figure class="wp-block-image size-full"><img data-attachment-id="7069" data-permalink="https://blog.atome.sg/online-shopping-ideas/2022-singapore-bnpl-ebook/attachment/image-1-3/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-1.png?fit=937%2C563&amp;ssl=1" data-orig-size="937,563" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-1" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-1.png?fit=300%2C180&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-1.png?fit=640%2C385&amp;ssl=1" decoding="async" loading="lazy" width="640" height="385" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-1.png?resize=640%2C385&#038;ssl=1" alt="" class="wp-image-7069" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-1.png?w=937&amp;ssl=1 937w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-1.png?resize=300%2C180&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-1.png?resize=768%2C461&amp;ssl=1 768w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<ol start="4">
<li><strong>Emphasis on social responsibility </strong>
<ul>
<li>Millennial and Gen-Z’ers are increasingly concerned about issues like sustainable consumption, environmentally friendly products, organic foods, and ethical fashion. Brands with compelling stories about such issues can create more content to emphasise this aspect.</li>
</ul>
</li>



<li><strong>Play with new technologies </strong>
<ul>
<li>Be it augmented reality, virtual reality, NFTS and building rich worlds in the Metaverse, brands are on the cusp of a major revolution. It’s these creative new mediums that will truly make your brand stand out and create an immersive experience like never before.</li>
</ul>
</li>
</ol>



<figure class="wp-block-image size-large"><img data-attachment-id="7072" data-permalink="https://blog.atome.sg/online-shopping-ideas/2022-singapore-bnpl-ebook/attachment/image-3-3/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?fit=1745%2C467&amp;ssl=1" data-orig-size="1745,467" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="image-3" data-image-description="" data-image-caption="" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?fit=300%2C80&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?fit=640%2C171&amp;ssl=1" decoding="async" loading="lazy" width="640" height="171" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?resize=640%2C171&#038;ssl=1" alt="" class="wp-image-7072" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?resize=1024%2C274&amp;ssl=1 1024w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?resize=300%2C80&amp;ssl=1 300w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?resize=768%2C206&amp;ssl=1 768w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?resize=1536%2C411&amp;ssl=1 1536w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?w=1745&amp;ssl=1 1745w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2022/02/image-3.png?w=1280&amp;ssl=1 1280w" sizes="(max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>



<p>Ultimately, having a constant supply of creative new ideas, the imagination to dream big and willingness to experiment with disruptive and novel approaches is crucial to win customers over. </p>



<p>Delve deeper in our e-book here and get an in-depth look on how retailers can successfully harness these strategies, for both traditional retailers and online start-ups. </p>



<p>The digital world is your playground – it’s up to you how to brave those frontiers.</p>
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Top 5 Tips on How Brands can Embrace the Spirit of Play in Marketing


<p>With the option of global payments, there is better and secure online transactions now, which is why most sites and trusted apps have started to use this technology for their online payments.</p>



<p>Global payments are an American company designed to provide better and safer technology for online payments. Because you never know who is sitting on the other side of the screen, it is better to take a trusted route. Global payments innovation is a plausible one.</p>



<h2 class="wp-block-heading"><strong>Global payments innovation</strong><strong></strong></h2>



<p>When online payments are leverage, Global payments have become a more trusted way of purchasing items. But what exactly is this global payment innovation? In simple words, the global payments innovation is an American company that provides different payment times required by the merchant.</p>



<p>You can purchase items and products through credit card or debit card, or any other way. Perks of such payment is you can gain 1-2% of your credit card transaction value.</p>



<p>Now, if you are wondering why should you trust another third party site for your transactions other than directly paying for your items, well, there are plenty of reasons;</p>



<p>1. Global payments provide a safe and trusted transaction. When you are about to pay through your card or even account, the page that opens for you has a limited time on it, and it expires after a while. This secures the card details to be saved on the internet or any hacker to access your account. The site needs constant verification from you to carry out the transaction as privately as possible.</p>



<p>2. Directly paying on a site or an app may have almost 50% of the chances of fraud. Online frauds are becoming highly common because it only takes a fake picture and fake description to fool anyone.</p>



<p>With Global Payments, you can send money with ultimate trust that no other application provides; this global payment innovation provides a few safe sites that you can send your money to; if the site is suspicious or not on record, this site provides alarms and warnings to the cardholder before proceeding to transactions.</p>



<p>3. By using Global payments, you can retain a few points on your credit card, known as value percentage. When you use a credit card to pay, this site not only provides a safe environment but helps you gain 1-2% of your transaction value. After a certain percentage that you have as points on your credit card, you can use it as money on plenty of items. The point system for credit cards has become very popular and has become a point of interest for all credit cardholders.</p>



<p>4. This site already has a few sites allocated and familiarized with the algorithm, which helps make better decisions. Also, this site is user-friendly and has all the instructions on the main page for the user to understand and use.</p>



<h2 class="wp-block-heading"><strong>Global payments Singapore</strong><strong></strong></h2>



<p>Even though Global Payment is an American company and has become a trusted service in the US, this site is slowly branching out, such as the Global Payments Singapore. This service now allows transactions in and out of Singapore.</p>



<p>This means that the global payment Singapore manages all the transactions that have been made to or from Singaporean brands and shops. This has plenty of apps collaborating with it, and the trusted payment can be made easily through the Singaporean site. &nbsp;</p>



<p>Having a site that provides the possibility of changing currency is a very sophisticated one. It means that it has very high security on both ends; it has also been affiliated with card companies and banks to interchange currencies. When you log on to Global payments, you will see plenty of options on cards and banks. This shows that bank and card companies trust this site and made it their transaction merchant.</p>



<h2 class="wp-block-heading"><strong>Money Theft</strong><strong></strong></h2>



<p>No one enters your house and takes money from your cupboard and your wallets in today&#8217;s world. Rather hackers get access to your bank through your credit card and even emails. Thanks to Global payments, you can now safely use your cards and not worry about being a victim of online theft or fraud.</p>



<h2 class="wp-block-heading"><strong>Global payments careers</strong><strong></strong></h2>



<p>It is a known fact that with technology and digital innovations, most of the success made will be online or on computers. It is a vast industry, which is why Global payments have plenty of opportunities in global payments careers.</p>



<h2 class="wp-block-heading"><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> </strong><strong></strong></h2>



<p>With different digital innovations, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> has decided to collaborate with Global payments to provide secure payments to its customers and collaborated brands. Headquartered in Singapore, Atome offers its users the choice and convenience of more flexible payment options for a variety of products and services. The app allows shoppers to split their purchases over three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making higher quality products more affordable.</p>
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Trusted Online Payments with Global Payments


<p>Having a pay over time option on your total cost at the end of your shopping spree allows you to divide the cost and pay it in installments with small increments that you pay over time. This is a lifesaver, not only on luxury items but on many daily use items.</p>



<h2 class="wp-block-heading"><strong>The pay over time policy</strong><strong></strong></h2>



<p>Though there are many shopping apps and sites available as per your location and demand, how many offer the pay-over-time option? The answer would be none because it is a fairly new concept and will take time to be implemented effectively. The pay over time policy allows the customers to pay the entire amount but in divisions.</p>



<p>Suppose while you are scrolling on a shopping app, you add items to your cart, and when you reach the end of your shopping, your total amount is above what you expected. But thanks to the options of payment installments that you can pay over time helps you distribute the amount over a few months.</p>



<h2 class="wp-block-heading"><strong>Limitation of installment plans</strong><strong></strong></h2>



<p>Though it seems like the best option for shopping online, it has its limitations. The pay-over-time limit can be for weeks to months, depending on the app or the site. Though the pay over time policy is amazing, if there were no limitations for it, then customers would misuse it.</p>



<p>The payment installment policy is a very practical and amazing policy that allows the customers to buy all that they need and not compromise on the quality. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/on+the+other+hand">On the other hand</a>, the manufacturer also gains a fair price which they demand.</p>



<p>The pay over time limit establishes boundary rules for those who may misuse the policy for their gains. Because the installments plan option is to favors both the vendor and customer needs. In such a dilemma where there is no limit to the policy, the enterprise will slowly fall and not be able to complete the demands of the incoming demands of the customers.</p>



<h2 class="wp-block-heading"><strong>Advantages of pay over time</strong><strong></strong></h2>



<p>The marketing of every brand, accessory, and even simple product depends on how the customers perceive it. Every marketing is done to grab the attention of a custom and also make loyal clientele. The pay over time has plenty of advantages such as;</p>



<p>1. The customers can buy the best and premium quality products online for the same price but not burden their budget or monthly purchases.</p>



<p>2. This type of service provides customers an open hand to choose the payment they want to avail; they can pay over a short period.</p>



<p>3. With pay over time options, the customer can buy the best quality brands and products for the same price but due to the dispersion of the total amount over a certain period. In this way, the customer has an amazing selection that they can buy without burdening their pocket.</p>



<p>4. Shopping with such a policy makes it easier to pay back.</p>



<p>5. The policy where the installment is an option sales go up while clients are also super satisfied.</p>



<p>6. Every product that is available on such sites are genuine and have their guarantees. There is little to less chance of fraud.</p>



<h2 class="wp-block-heading"><strong>Shopping online limitations</strong><strong></strong></h2>



<p>In the olden days, when shopping was used as a task, it meant walking up to every shop and seeing every product on your list before deciding. Now with the help of technology, every aspect of life has been modernized and made easy. With upcoming technologies and marketing strategies, pay over time is a relatively new strategy that has been popular.</p>



<p>Rather than walking stairs in summers and winters, you can open the laptop, access the internet, and scroll different shopping sites. From clothes to food to accessories, there are many options on the internet to choose from. But every customer has a limited budget which they try to fit in.</p>



<p>There was much fraud and ripping off in the early internet life when people did not know how to analyze and judge an item on sale. This meant having replicas or copies of products that they wanted.</p>



<p>Now that people know how to shop online properly, or should be said, finally got the hang of it, pay over time is a new strategy and has been taking online shopping to new dimensions. With this policy, a customer does not have to compromise on the quality; rather, they can avail the original product in installments.</p>



<h2 class="wp-block-heading"><strong>Pay over time with Atome</strong></h2>



<p>Headquartered in Singapore, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> offers its users the choice and convenience of more flexible payment options for a variety of products and services. The app allows shoppers to split their purchases over three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> users will be able to better manage their budget while making higher quality products more affordable.</p>



<h2 class="wp-block-heading"><strong>Conclusion</strong><strong></strong></h2>



<p>The payment policy of pay over time is a blessing in disguise. Now along with cash on delivery, the customers can also avail the options of payment installments. It is better to buy original and premium quality products that do not burden your pockets.</p>
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Pay Over Time for Easy and Accessible Shopping


<p class="has-medium-font-size"><strong>What is payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a>:</strong></p>



<p>Payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a> is an indication of what we use to purchase different stuff and items. Payment methods may include credit cards, cash, through online bank service. In other words, those transactions which are played in a specific way are called payment methods.</p>



<p class="has-medium-font-size"><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a>:</strong></p>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> is a Singapore based payment method that allows you to pay in equal installments without any fees. This is how it works. When you buy an item or product you pay the first half at that time in the same way other halves are charged every month on the same date equally. Atome is a company that allows every customer to use its payment methods. They provide a great service to buy now and pay later.</p>



<p class="has-medium-font-size"><strong>Buy with atome:</strong></p>



<p>Headquartered in Singapore, Atome offers its users the choice and convenience of more flexible payment options for a variety of products and services. The app allows shoppers to split their purchases over three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making higher quality products more affordable.</p>



<p class="has-medium-font-size"><strong>Benefits of Installments:</strong></p>



<p>Installments have tons of different advantages that you can get through paying in installments for a particular product. Believe it or not it is the best <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/ally">ally</a> you can get when you are running a tight budget and you really need to buy something. The best payment method in Singapore Atome is helping customers in the same way. Those who want to buy stuff from their affiliate store offer them to pay in installments without any extra fee or interest on it. When you aren&#8217;t charged with interest or fees then what&#8217;s better than paying through installments without getting a loan from someone else.</p>



<p>Following are the benefits you can get from paying through installments.</p>



<p class="has-medium-font-size"><strong>Spend smart:</strong></p>



<p>Spending money in a smart way is another name for installment. If you only have enough money to buy one item, but if you need two items, you can buy both of them on installments. This is smart spending. With the payment method of Atome you can easily make it simple and right without any fees charges at all.</p>



<p class="has-medium-font-size"><strong>Manage well:</strong></p>



<p>Once you buy something on installments you can manage your pay for the month. With installments, you can cut down on having to come up with large purchase amounts instantly. You can just save some money for the item you purchased and pay in instalments.</p>



<p class="has-medium-font-size"><strong>No fee or interest:</strong></p>



<p>Many or almost every payment method who provides the facilities of installments charge interest and fees on the installments. Atome doesn&#8217;t do that. They will never charge any fee or interest on the installments.</p>



<p class="has-medium-font-size"><strong>Conclusion:</strong></p>



<p>Atome has achieved so many levels in the past years. This is because of their great set of rules and employees who are working there. You will have the best benefits of purchasing your daily commodities while buying it on installments. They are a highly recommended payment method.</p>
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The Best Payment Method of Singapore Atome


<p>Everyone loves shopping! Some are shopaholics, while others buy when they need. The 21st century is the era of digital technology and digital customers or savvy customers. Digital customers are frequent users of technology, and they use digital channels for shopping instead of wasting Time in the crowded markets. The digital channels include websites, smartphones, and social media tools like Instagram or Facebook.&nbsp;</p>



<p>Shopping is super cool, but only if you have enough bucks. If not, a person is left with two options- either let it go or the second way is to get a loan from his friends or family. But again, thanks to technology, just the way you can shop from the comfort of your dwelling, in the same way with multiple digital platforms, you can buy today and&nbsp;pay over Time.&nbsp;Amongst them, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">ATOME</a> is the most trusted platform.&nbsp;</p>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">ATOME</a> is a digital platform that provides its clients the option of buy today and&nbsp;pays over time.&nbsp;With the tag line,&#8221; Time to own it.&#8221;, the business aims to enable the new generation, tech-savvy customers to buy now but pay over time.&nbsp;</p>



<p>ATOME believes in helping its digital customers to buy products and services today rather than waiting for tomorrow. It makes payments and makes it easy for limited-budget people to buy what they want. With ATOME and&nbsp;pay overtime&nbsp;facility, your limited budget shall not stop you from buying what you need or want.&nbsp;</p>



<p>ATOME, with the use of Artificial intelligence and knowing the needs of the digital clients, make payments for multiple brands and services to cater to their needs.&nbsp;</p>



<p>ATOME makes payments on behalf of the customers, flexible interest-free payments, provides customized controls, and a commitment to developing best-in-class features. In short, it enables digital customers to make their wishes come true within their own space. Also, at ATOME, the merchant partners offer payment choice and flexibility that results in high sales and high revenues driven by new customers empowered across many generations.</p>



<h2 class="wp-block-heading">Why shop with ATOME?</h2>



<p>Shopping the products with ATOME makes the buying process easy, especially for those limited with a budget. ATOME is a buy-now&nbsp;pay overtime&nbsp;platform.&nbsp;</p>



<h2 class="wp-block-heading"><strong>How to shop on with ATOME?</strong><strong></strong></h2>



<p>• For checkouts, select ATOME as the payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a>.&nbsp;</p>



<p>• Pay your bills in three installments.</p>



<p>Enjoy every step of shopping with ATOME- who else offers the shop now pay later facility.&nbsp;</p>



<p>ATOME makes payment easy and shopping easier than ever. With just the above three steps, your favorite products would be delivered to your doorstep.&nbsp;</p>



<h2 class="wp-block-heading"><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">ATOME App</a>:</strong><strong></strong></h2>



<p>The other best thing about ATOME is the access to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">ATOME App</a>. This ATOME App is available for both Android and IOS users. Shopping becomes easier with the ATOME App. You can not only&nbsp;pay overtime, shop your desired item, and also check the status of your payment schedule under &#8220;Bills&#8221; in our app. A customer is informed when his payment cycle is completed.&nbsp;</p>



<p>So, if you seek to buy your favorite piece of clothing or want to buy a laptop, smartphone, or any other electronic gadget, from housing items to electronics and bicycles, everything is available at ATOME. This is the reason hundreds of clients trust the digital platform for shopping and easy payments. The cherry on the top, easy payment schedules and zero-interest&nbsp;pay overtime&nbsp;process easier for the clients.&nbsp;</p>



<h2 class="wp-block-heading"><strong>Our verdict</strong><strong></strong></h2>



<p>ATOME is one of the best digital platforms which enables digital customers to shop today and&nbsp;pay over Time.&nbsp;Shopping was never that easy before. There are always shipping charges and all when you buy something from store like amazon and eBay etc. They also add service charges so the end amount gets higher at the checkout time.</p>



<p>Here is not the case with ATOME, you are offered plenty of benefits while buying. The biggest of them all is its payment policy.</p>
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Pay Over Time- Easy Management of Bills with ATOME


<p>Everyone dreams of shopping with freedom. The choice to buy whatever their heart desires, but people are often constricted due to financial burdens or other responsibilities. Quality products are often expensive, so people can only stretch their budgets to a certain limit. This is why we have introduced the concept of empowered shopping, which means breaking up the total into three equal amounts and paying subsequently in the upcoming months to ease off the up-front financial burden.&nbsp;</p>



<p>Established in 2019, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">ATOME</a> is based on the &#8220;<a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Buy now pay later</a>&#8221; model. The new payment model allows the consumer to buy the product without paying the full price. Earlier, many short-term financing models held off the product till full payment was received. However, in <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">BNPL</a>, you can take the product after paying just a fraction of the full price.</p>



<p><strong>ABOUT <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">ATOME</a></strong></p>



<p>ATOME is one such BNPL service that allows consumers to take home their purchase after paying only a third of the total price. It is part of&nbsp;Advance Intelligence Group, a Series C big data and AI company headquartered in Singapore, recently named in LinkedIn&#8217;s 2020 Top Startups List in Singapore. ATOME stands for&nbsp;Available&nbsp;To Me,&nbsp;and our service is available in Singapore, Malaysia, Indonesia, Hong Kong, and mainland China. We have liaised up with over 2000 local and international brands that can cater to our targeted market.</p>



<p><strong>ATOME&#8217;S MISSION</strong></p>



<p>ATOME aims to equip the newer generation by empowering them with smarter access to their aspirations and generating tech-savvy consumers. We stand by our three pillars which are Aspiration, Access, and Advice. All three aim at enabling our customers. We want our customers to aspire towards enabling their deepest passions, give them access to the affordability and availability of quality products and advise them towards customizable features for smarter shopping.</p>



<p><strong>BUYING THROUGH ATOME</strong><strong></strong></p>



<p><strong>HOW TO SET IT UP?</strong><strong></strong></p>



<p>Life might be complicated but shopping through ATOME is simple enough.</p>



<p>1. step one is always to install the app</p>



<p>2. Then you have to create an account, which is easy enough. No long and tough questionnaires, just some easy information.</p>



<p>3. Lastly, you wait for approval which doesn&#8217;t take long.</p>



<p>Now you are good to shop.</p>



<p>When you visit the shop physically, an offline but affiliated store, you scan our QR Code at the cashier.</p>



<p>If you are shopping online, then choose ATOME as your payment option.&nbsp;</p>



<p><strong>HOW THE PAYMENT WORKS</strong><strong></strong></p>



<p>The process is pretty simple. The entire payment is broken into three equal installments. You have to pay the first one up front and take your purchase home. You have to pay the other two monthly. Unlike bank loans, there are no hidden fees, and the entire payment is interest-free.&nbsp;</p>



<p><strong>BILLS AND PAYMENTS</strong>.</p>



<p>Bills can prove to be a headache but not with us. It is extremely easy to track your payments through your phone. The payments are processed through your card. It is also easy to change your declared card in the middle of a payment plan. We have tried to keep the entire process simple and transparent for feasibility.</p>



<p><strong>SELLING THROUGH ATOME</strong><strong></strong></p>



<p>ATOME is a payment option that works the best for the sellers. As a seller of products or services, it&#8217;s a win-win situation for all. You have to get registered with us.</p>



<p>ATOME supports major e-commerce platforms. We will help you in integrating with us on both your website and your physical stores. This is all you need to get done.&nbsp;</p>



<p>Our existing clients have shared their experience of finding new customers due to ATOME. The ability to stretch the payment over three months has empowered many new customers. They are now experiencing bigger baskets, better conversions, and about 70% brand new customers. This is because of the flexibility in payments that are being offered to them through ATOME. People buy more when they know they have to pay less.</p>



<p>This is why partnering with ATOME is a win-win situation for all, as the retail experience for these partners is elevated by ATOME.</p>



<p>We are already partnered with some of the bigger names in the market, covering all segments of life from sports and lifestyle to fashion and beauty. These include not just physical products but services also, from leather crafting to beauty treatments.</p>



<p><strong>FINAL WORDS&nbsp;&nbsp;</strong><strong></strong></p>



<p>ATOME has supported the tagline &#8220;Time to own it,&#8221; implying that it is essential for all people to own up to their passions. In the race of life, we often forget our desires. In fulfilling our duties and responsibilities, we frequently ignore our needs. Mostly, it is the financial burdens that make us overlook our needs. This is why ATOME came up with this tagline.&nbsp;</p>
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Pay Installments through ATOME


<p>Some buy things they need, while others are shopaholics. With the advancement of technology, customers worldwide have become digital customers. Digital customers use digital channels, including websites, smartphones, and social media tools, to buy what they need from the comfort of their dwellings. But how do you make payments? It&#8217;s a question of budget spending.</p>



<p>Shopping is fun- but only if you have enough money in your pocket. If you do not have enough amount to buy what you desire or need, you might opt for two options- either let it go or get a loan from your friends or family. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> is a digital platform that provides its clients with a third option. It&nbsp;makes payments for you. If you do not have enough money, you can purchase via <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> and pay later in three installments spread across 3 months.</p>



<p>The business aims to enable the new generation, tech-savvy customers to buy now but pay later. That&#8217;s the reason the tagline for the business is,&#8221; Time to own it.&#8221;&nbsp;</p>



<p>Atome believes in enabling its tech-savvy customers to buy products and services in their own time. It&nbsp;makes payments&nbsp;and makes it easy for consumers with limited budgets to buy what they want.</p>



<p>It uses artificial intelligence to know the needs of today&#8217;s savvy customers. It&nbsp;makes payments&nbsp;for clients easily and lets them enjoy shopping from their favorite brands. Atome provides a diverse range of brands and services to cater to the needs of its customers.&nbsp;</p>



<p>Atome&nbsp;makes payments with flexible interest-free payments, provides customized controls, and a commitment to developing best-in-class features. At Atome, the merchant partners offer payment choice and flexibility that results in high sales and high revenues driven by new customers empowered across many generations.</p>



<h2 class="wp-block-heading" id="why-shop-with-atome">Why shop with Atome?</h2>



<p>Shopping the products with Atome makes the buying process easy, especially for those limited with a budget. Atome is a &#8220;<a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">buy now, pay later</a>&#8221; website. <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">ATOME </a>makes itself the best when it comes to catering to customer needs. It can help you if you are unable to pay your bills at once. It now operates in several countries with over 15,000 vendors on its platform. Hence you can rest assured that, no matter what brand you <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/love+nina+zazali">love</a>, chances are that they will have Atome as a payment option! It now operates in several countries with over 15,000 vendors on its platform. Hence you can rest assured that, no matter what brand you <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/love+nina+zazali">love</a>, chances are that they will have Atome as a payment option!</p>



<h3 class="wp-block-heading">Features of Atome</h3>



<p>Atome is a customer-centered company that aims to provide world-class service to its users. With this ideology Atome comes with a number of features that make it the best in class.</p>



<ul>
<li>With Atome, you can split the cost of the product into three installments. It will pay the merchant the full amount, while you pay Atome back the money in three easy, interest-free installments.</li>



<li>Atome offers the ability to purchase the products either online with the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>, or in-store using the QR codes present on the check-out desk.</li>



<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> also offers exclusive deals on various brands that you love.</li>



<li>In the ‘Bills’ section of your Atome app, you can know the status of your bills. You also get notified when a payment cycle is completed. All in all, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/how-it-works">using Atome</a> is extremely easy and convenient.</li>



<li>What’s more is that Atome also offers you a voucher for $10 off your first purchase if you <a href="https://www.atome.sg/get-the-app"><strong>get the app</strong></a> now.</li>
</ul>


<div class="wp-block-image">
<figure class="aligncenter size-full"><img data-attachment-id="8605" data-permalink="https://blog.atome.sg/online-shopping-ideas/tools-of-relaxation-ogawa-massage-chair/attachment/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1/" data-orig-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-orig-size="200,200" data-comments-opened="1" data-image-meta="{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}" data-image-title="Atome app | Buy Now Pay Later | BNPL" data-image-description="&lt;p&gt;Scan QR code to download Atome app for &#8216;buy now pay later&#8217; shopping experience&lt;/p&gt;
" data-image-caption="&lt;p&gt;Scan QR to download the Atome app&lt;/p&gt;
" data-medium-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" data-large-file="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?fit=200%2C200&amp;ssl=1" decoding="async" loading="lazy" width="200" height="200" src="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?resize=200%2C200&#038;ssl=1" alt="Scan QR to download the Atome app" class="wp-image-8605" srcset="https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?w=200&amp;ssl=1 200w, https://i0.wp.com/blog.atome.sg/wp-content/uploads/2021/05/middle_img_v2_d9b2036c-b85c-4179-8177-e6006e0761fh-1-e1668743860679.png?resize=150%2C150&amp;ssl=1 150w" sizes="(max-width: 200px) 100vw, 200px" data-recalc-dims="1" /><figcaption class="wp-element-caption">Scan QR to download the Atome app</figcaption></figure></div>


<p>Last but not the least, the Atome+ rewards.</p>



<h3 class="wp-block-heading">Use Atome to shop for items and win Atome+ rewards</h3>



<p>Atome has launched another brilliant feature, the Atome+ which rewards your smart spending. Here are three ways how you can reap the benefits of the Atome+:</p>



<ol type="1">
<li>You can use your Atome+ points to offset the cost of your items. 100 Atome+ points = $1. Now that is just mega-saving!</li>



<li>You can also use Atome+ points to redeem various exclusive and enticing rewards from partner brands. Visit the Atome+ rewards center on the homepage of your Atome app, to find out about these rewards.</li>



<li>Atome+ brings excitement to your life, as you can also win prizes by playing Spin &amp; Win and other games, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/how-it-works">using Atome</a>+ points.</li>
</ol>



<h3 class="wp-block-heading">How to win Atome+ points<strong></strong></h3>



<p>Surely you realize how amazing Atome+ is. Now here are three ways how you can earn maximum Atome+ points, to fuel those shopping sprees.</p>



<ol type="1">
<li>First off, while checking out from partner stores, use Atome as your payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a>. For every $1 spent, you earn 1 Atome+ point. To earn more points, use the Atome app more and more! That way you only make your payments more convenient but also earn points, which will reward you later.</li>



<li>To earn even more Atome+ points, keep an eye out for an exclusive upsized points campaign. You can avail of vouchers that give you extra points whenever you buy from a selected brand.</li>



<li>Now here is the holy grail of earning maximum Atome+ points – refer a friend. For every friend that you refer, you get 1,000 Atome+ points. This is equivalent to $10. Now that is an offer that you don’t want to miss out on!</li>
</ol>



<h2 class="wp-block-heading"><strong>How to pay using Atome when buying from an online website or in-store?</strong></h2>



<p>Here&#8217;s how you can purchase from the thousands of partnered merchants in Singapore using Atome:</p>



<ul>
<li>Download the Atome app on your phone and create a free account.</li>



<li>While checking out from the website, select Atome as your payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a>.</li>



<li>If you are purchasing in-store, then scan the QR code present at the checkout desk.</li>



<li>You&#8217;ll be redirected to the app, where you can enter your login details.</li>



<li>Your Payment will be divided into three parts. </li>



<li>Pay the 1<sup>st</sup> installment at the purchase time and the other two 30 days apart.</li>



<li>Enjoy every step of shopping with Atome – who else offers the shop now pay later facility. Atome&nbsp;makes payment&nbsp;easy and shopping easier than ever.</li>
</ul>



<p><strong>Learn more about </strong><a href="https://www.atome.sg/how-it-works"><strong>how Atome works</strong></a><strong>!</strong></p>



<h2 class="wp-block-heading" id="atome-app">More about Atome App</h2>



<p>The <a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener">Atome App</a> is available for both Android and iOS users. You can&nbsp;make a payment, shop for your desired item, and check the status of your payment schedule under &#8220;Bills&#8221; in our app. A customer is informed when his payment cycle is completed.&nbsp;</p>



<p>So, if you seek to buy your favorite piece of clothing or want to buy a laptop, smartphone, or any other electronic gadget, from housing items to electronics and bicycles, everything is available at Atome. This is the reason hundreds of clients trust the digital platform for shopping and easy payments. The cherry on top is easy payment schedules, and zero interest&nbsp;makes the payment&nbsp;process easier for the clients.&nbsp;With Atome, get the ability to buy now and&nbsp;make payment&nbsp;later.&nbsp;</p>



<p>Atome is one of the best digital platforms which enables digital customers to shop today and&nbsp;make payments later.</p>
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Make Payments- How Does ATOME Deal with Payments?


<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> provides a payment <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">method</a> based on the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">BNPL</a> business model. This is a new innovation and is an emergent layer in the credit space. In this model, the relationship is between the consumer and the merchant rather than the traditional relationship between the consumer and the corresponding bank/ credit card company.</p>



<p>The BNPL companies take around 5% to 6% from the retailers. However, ever since the boom in e-commerce, the retailers are willing to give due to the increased traffic they are witnessing.</p>



<h1 class="wp-block-heading"><strong>USE <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">ATOME</a> AS YOUR PAYMENT <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/method">METHOD</a>.</strong><strong></strong></h1>



<p>The freedom of shopping is a great feeling. But most of us are unable to enjoy this freedom due to financial constraints. Sometimes the financial responsibilities stop us from buying even the necessities of life. Most of us live on tight budgets that do not allow us to get anything extra. In the past couple of years, these budgets have already been disturbed due to the pandemic. Atome has proved to be of great help for people in these difficult times. It becomes easier to buy when you can break up the payment into parts.</p>



<p>Atome offers the BNPL business model to its consumers. Simply speaking, it is a <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Buy Now Pay Later</a> model. In this model, the consumer is only required to pay a third of the actual payment initially. It allows them freedom in shopping, and the burden is shared equally over three months; hence they do not upset their budget overly.</p>



<p>If you use Atome as your payment method, then you can make local payments as well as global payments.</p>



<h2 class="wp-block-heading"><strong>HOW TO USE ATOME AS YOUR PAYMENT METHOD</strong></h2>



<p>The payment method is easy enough. There is nothing long and complicated about it. The method is simple enough. No matter how you pay, the first few steps are the same.</p>



<p>Install the app on your smart device, then make an account with ATOME. You will have to submit your details. Do not worry, and it is not a complicated process. This is necessary as we will need to check your credit details before you can start shopping. Then you have to wait for the fast approval for your assigned credit limit.</p>



<p>If you are paying through the internet, you need to visit the affiliated merchant sites. The merchants need to be liaised up by Atome for you to shop at. The list of these merchants is available on Atome &#8216;s official site. After you have shopped, you just have to choose Atome as your payment option at the time of payment. The rest is taken care of. You will be asked for a third of the payment only, which will automatically be deducted from your affiliated card.</p>



<p>If you visit a physical store, you can still use the services of Atome. You will be assigned a QR Code. At the time of payment, you need to scan this QR Code at the cashier or at the time of checkout.</p>



<h3 class="wp-block-heading"><strong>HOW TO MAKE </strong><strong><em><strong><em>GLOBAL PAYMENTS</em></strong></em></strong><strong>&nbsp;FOR ATOME</strong><strong></strong></h3>



<p>Atome is based in Singapore. However, its services are available globally. It gives you the convenience of making global payments&nbsp;like any other credit company. The entire method is the same as above. It&#8217;s just at the end of credit cards that when the payment is debited, conversion rates apply. You can make global payments wherever you go.</p>



<h4 class="wp-block-heading"><strong>MERCHANTS WORKING WITH ATOME</strong><strong></strong></h4>



<p>For your convenience, Atome has liaised with all sorts of brands offering various products and services. You will find the names of major brands as well as local brands on the list.</p>



<p><strong>FASHION</strong></p>



<ul>
<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/lacoste">Lacoste</a></li>



<li>Masimo Dutti</li>



<li>Charles and Keith</li>



<li>Marks and Spencer</li>
</ul>



<p><strong>LIFE STYLE</strong></p>



<ul>
<li>The Tintin Shop</li>



<li>Atelier Lodge</li>



<li>Hides and Threads</li>



<li>Como Shambhala</li>
</ul>



<p><strong>THERAPEUTIC ACTIVITIES</strong></p>



<ul>
<li>Atelier Lodge</li>



<li>3A Pottery</li>
</ul>



<p><strong>HOME DÉCOR</strong></p>



<ul>
<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/houze">Houze</a></li>



<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/bedding+affairs">Bedding Affairs</a></li>



<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/just+anthony">Just Anthony</a></li>



<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/table+matters">Table Matters</a></li>



<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sleep+space">Sleep Space</a></li>
</ul>



<p><strong>ELECTRONICS</strong></p>



<ul>
<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/leica">Leica</a></li>



<li>Nightcore</li>



<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/techanic">Techanic</a></li>



<li>Axtro</li>
</ul>



<p><strong>SPORTS</strong></p>



<ul>
<li>Team Aeroworks</li>



<li>Sports hub Direct</li>



<li><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/mighty+velo">Mighty Velo</a></li>
</ul>
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Use ATOME and Make Global Payments


<p>The payment installment plan of buy now and pay later is the best plan any app could have. &nbsp;If you have seen the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> on your play store and Google store and cannot understand why it is suddenly so popular?</p>



<p>To understand that, you need to understand that they worked from the grassroots level to maintain their motto of payment installment plan of buy now and pay later.</p>



<p>The secret of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a>’s success is easily understood and seen in the payment installment plan of buy now and pay later, which attracts customers and not only that they provide what they show.</p>



<h2 class="wp-block-heading"><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">buy now pay later</a></strong><strong></strong></h2>



<p>Atome is an app that was launched back in 2019. Though it is relatively new on the market, it is yet fully functional in Malaysia, Indonesia, and Singapore, where it is fully functional. The main thing that is getting this app such amazing popularity is its payment installment plan of buy now and pay later.</p>



<p>The app features scheduled payment installment plan that helps the customer to shop freely without the guilt of spending extra money in big chunks. The payment installment plan of buy now and pay later allows everyone to get the best of products and services at the same price but in installments, ensuring the quality and originality of the product.</p>



<h2 class="wp-block-heading"><strong>Interest-free payment plan</strong><strong></strong></h2>



<p>Atome is an app that is open to all customers who want to purchase the best items on the market and still be within their budget. <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> is an app created for people who understand quality and want to have their purchases be light on the pocket. It all comes down to Atome’s payment installment plan of buy now and pay later.</p>



<p>According to the payment installment plan of Atome, you can buy everything from the app and pay back in three easy installments. It helps to cut down the price of every item or the total cost into three equal parts, which can be paid every month.</p>



<p>The payment installment plan of buy now and pay later allows the customers to avail themselves of all the services that require of want and products you want for the same price, but you have the option to pay back in three equal payments spread out in three months. This ensures the customers have the best products and have little to no financial burdens.</p>



<h2 class="wp-block-heading"><strong>Advantages of Atome </strong><strong></strong><strong></strong></h2>



<p>One of the advantages of downloading Atome app is the payment installment plan of buy now and pay later, which ensures the company has the same amount of money on the market. Also, keep the customers intact because they help cut down the prices to three equal parts. Apart from that, there are much more advantages of downloading Atome, that are;</p>



<p>1. It is free of cost when it comes to downloading it. It is available on Google play and the apple store for different versions of phones. This ensures that everyone can download this app on their phones and not leave this amazing experience. &nbsp;</p>



<p>2. It has almost every brand on the market that has been collaborated with, any brand you can think of. That includes fashion, accessories, bath and beds, home care, personal care, rentals, travel, etc.</p>



<p>3. You can shop online from the original brands and online sites. No third-party seller is involved, which ensures that you will get exactly what you buy from the shop.</p>



<p>4. Atome is the payment medium; you pay the installments to Atome, which then pays it off as per the policy.</p>



<p>5. The quality and warranty are guaranteed. You can return the item if it is not up to the mark, and you will be compensated for wasted time and money.</p>



<p>6. Putting all things together, the main thing that makes Atome superior to all other shopping apps is the payment installment plan of buy now and pay later.</p>



<h2 class="wp-block-heading"><strong>Collaboration with Atome</strong><strong></strong></h2>



<p>As the Atome app launched, it collaborated with many small businesses and gave them a platform to boost their marketing and increase their clientele. It started locally in Singapore, and as the platform grew and brands understood the importance of its payment installment plan of buy now and paid later, the Atome app had plenty of brands to collaborate with.</p>



<p>With categories including fashion, shoes, makeup, health products, home decor, personal care, travel and more, Atome bloomed as a fully functional app that serves as a platform for amazing brands.</p>



<p>The payment installment plan of buy now and pay later is an attraction for customers and is also a potential marketing strategy for the brands. It helps provide the public with all the amazing products that can be further discounted through amazing sales, discounts, coupons, along with the option of paying back in installments.</p>



<h2 class="wp-block-heading"><strong>Understanding Atome</strong><strong></strong></h2>



<p>Imagine you like a bag which costs $1300, and it is the most beautiful bag you ever saw, and it feels like you must have it. Though $1300 is too much for a bag, it is a known fact that good-quality bags are expensive and are a one-time investment. If you walk down the street and find the same bag, it will be a big chunk of $1300 on the spot.</p>



<p>Most people cannot afford it; even if they can, it feels like a waste of money. But with Atome and its payment installment plan of buy now and pay later, you can divide $1300 into three parts and spread it among three months, which leaves you with $433 per month for the upcoming three months.</p>



<p>There are no hidden charges and no hidden tax. You pay what is shown on the screen. This is how the payment installment plan of buy now and pay later of Atome helps cut the budget burden.</p>



<h2 class="wp-block-heading"><strong>Conclusion</strong><strong></strong></h2>



<p>Thanks to Atome and its payment installment plan of buy now and pay later, online shopping has been made easy and affordable. There is no other app that can understand how a normal working-class meet ends regarding a monthly salary.</p>
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The Secret of Atome’s Success- Payment Installment Plan


<p>Ever thought about a shopping payment model where you can buy now and pay later? Wouldn&#8217;t it be amazing to have an app that lets you buy all your desires, but with the freedom to pay across 3 months? Though many shops and apps pay later buy now services, they all require a tax of some percentage. But <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> is the only app that lets you pay later buy now for all your purchases at no fees.</p>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg">Atome</a> is an available online app that provides pay later buy now on all the brands and services Atome has collaborated with, which are made up of the best brands on the market.</p>



<h2 class="wp-block-heading"><strong>Online purchase to no limits</strong><strong></strong></h2>



<p>Having a pay later buy now, the policy is new, but online shopping has been a new trend for a while now. It also became the new way of shopping when people understood how easy it is to select a product that you find and the size you wear; all you need to do is select it and pay for it.</p>



<p>The ideology of online shopping was pretty simple, you do not have to drive to the store, you do not have to walk through the aisles, and you do not have to talk to the cashiers and other people while you do your shopping. It is the same with Atome, but due to their payment policy, pay later buy now, you can enjoy the payment process accordingly.</p>



<p>Apart from the policy pay later buy now, Atome has the best brands on the platform for the users to enjoy.</p>



<h2 class="wp-block-heading"><strong>Pay later buy now</strong><strong></strong></h2>



<p>Atome is a Singaporean app that has introduced the great motto of &#8220;pay later buy now,&#8221; representing their payment plan. Even though Atome has been launched back in 2019 but has been getting much popularity in Malaysia, Indonesia, and of course, Singapore, where it is fully functional; due to &#8221; pay later buy now,&#8221; you can have all the amazing products and services that you desire and pay in 3 months. &nbsp;</p>



<h3 class="wp-block-heading"><strong>The advantages of buy now and pay later are;</strong><strong></strong></h3>



<ol type="1">
<li>You get to avail all the services and products that you want. Also, you can use them before paying them back.</li>



<li>You do not have to worry about the payment while you are purchasing.</li>



<li>You can get the best product and have easy payment plans.</li>



<li>You have three months to pay in installments for the products you purchase.</li>
</ol>



<h2 class="wp-block-heading"><strong>Atome policy</strong><strong></strong></h2>



<p>The payment policy of Atome is fairly simple. The app is available on Google play store and Apple app store and the application store for all to use. All you need is to download it on your phone, make a profile and start scrolling on the app.</p>



<p>Atome has collaborated with all the best brands on the market. These brands include all the top-notch fashion brands, accessories, makeup, perfumes, homecare, personal care, and even rifles.</p>



<p>According to the payment policy of Atome “pay later, buy now,&#8221; you can buy every item and avail of every service you want, with the leverage of paying back when you can see in three easy installments.</p>



<h2 class="wp-block-heading"><strong><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/how-it-works">Using Atome</a> app</strong><strong></strong></h2>



<p>The <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> is not a shopping brand; rather, it is a platform that collaborates with different brands and brings them all to one platform. Like any other online app, the Atome is very user-friendly. It helps you find everything you are looking for on one single platform.</p>



<p>1. Know what software you have on your phone; if you have an android, you can download it from the Google play app, but if you have an IOS, you can check your apple store for the version of <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> that is compatible with your phone and its software. The problem may arise if your phone is outdated and might not support the app, for it needs a higher and modern version of software to work properly.</p>



<p>2. If your phone does not have the space for downloading or has little space left, it will keep crashing the app until you clear out the space.</p>



<p>3. Once you have downloaded the Atome app on your phone and it is successfully installed. It would be best if you started by creating your profile, which will include your location, name, contact number, address, payment plants, and even email address. It is also preferred that you add your bank info to help in your three installments in the payment plan &#8220;pay later, buy now.&#8221;</p>



<p>4. Now that your app is all ready and up to use, you need to select the items you like and are interested in, giving you a more personalized and customized home screen that will have your selected brands and products related to your liked categories.</p>



<p>5. The next step is pretty simple; you can scroll through your home screen and enter all the available brands and have collaborated with atome. Brands and products that are in collaboration with Atome will be listed as such.</p>



<p>6. Now that you are done with your shopping, you can move to the checkout and choose the three-month, interest free plan.</p>



<h2 class="wp-block-heading"><strong>Conclusion</strong><strong></strong></h2>



<p>Atome is an amazing app when it comes to online shopping and online purchases. Apart from the ease of online shopping, it also has &#8220;pay later, buy now,&#8221; allowing customers to purchase items easily while keeping within budget.</p>
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