Shop Koko and Miko

How to shop on Koko and Miko with Atome (Buy Now, Pay Later)

• Select Atome as your payment method during checkout.
• If you have an Atome account, please enter your login information and proceed with payment.
• If you are new to Atome, you will be asked to apply for an Atome account before checkout with Koko and Miko. The process is fast and simple, and you will receive an approval within minutes.
• Pay 1/3 of the total bill first. After your checkout, orders ship and you will receive the items and pay the other two payments later with zero interest, 30 days apart.

Zero interest or hidden fees

Atome does not charge any interest or any hidden/service fees. If you miss a scheduled payment,your account will be suspended until the outstanding amount is paid. An administration cost of $15 is charged to re-activate your account.

Easily track your monthly shopping expenses and payment notifications through Atome's mobile app. For more information, please refer to the Terms of Service.