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Enjoy the freedom with Atome Singapore at OWNDAYS. Furthermore, get the exclusive discount information on OWNDAYS products and/or services by Atome App.

Simply scan the Payment QR code online and/or in-store and pay via the Atome App upon checkout. Maybe you can find more surprises at Atome.

Discover rewards with Atome+

How to shop on OWNDAYS with Atome (Buy Now, Pay Later)

  • Select Atome as your payment method during checkout.
  • If you have an Atome account, please enter your login information and proceed with payment.
  • If you are new to Atome, you will be asked to apply for an Atome account before checkout with OWNDAYS. The process is fast and simple, and you will receive an approval within minutes.
  • Pay 1/3 of the total bill first. After your checkout, orders ship and you will receive the items and pay the other two payments later with zero interest, 30 days apart.

Zero interest or hidden fees

Atome does not charge any interest or any hidden/service fees. If you miss a scheduled payment,your account will be suspended until the outstanding amount is paid. An administration cost of $15 is charged to re-activate your account.

Easily track your monthly shopping expenses and payment notifications through Atome's mobile app. For more information, please refer to the Terms of Service.

3 easy payments,

0% interest.

3 easy payments,

0% interest.

Find a Store


100 Tras Street #01-02, 100AM, Singapore, 079027

OWNDAYS (313@Somerset)

313 Orchard Road #B2-42/43, 313@Somerset, Singapore, 238895


53 Ang Mo Kio Ave 3 #B1-05/06 AMK Hub, Singapore, 569933

OWNDAYS (Bedok Mall)

311 New Upper Changi Road #01-60/61, Bedok Mall, Singapore, 467360

OWNDAYS (Bugis Junction)

200 Victoria Street, #01-58/58A/59/59A, Bugis Junction, Singapore, 188021

OWNDAYS (Bugis+)

201 Victoria Street #03-02/03/04, Bugis+ , Singapore, 188067

OWNDAYS (Bukit Panjang Plaza)

1 Jelebu Road #02-29/30/31, Bukit Panjang Plaza, Singapore, 677743

OWNDAYS (Causeway Point)

1 Woodlands Square, #02-18/19 Causeway Point, Singapore, 738099

OWNDAYS (Century Square)

2 Tampines Central 5 #01-06, Century Square, Singapore, 529509

OWNDAYS (City Square Mall)

180 Kitchener Road #02-14, City Square Mall, Singapore, 208539

OWNDAYS (Compass One)

1 Sengkang Square #01-21, Compass One, Singapore, 545078


2 Jurong East Street 21 #01-11/12, IMM, Singapore, 609601


2 Orchard Turn #B2-69, ION Orchard, Singapore, 238801

OWNDAYS (Jewel Changi Airport)

78 Airport Boulevard #B1-242, Jewel Changi Airport, Singapore, 819666

OWNDAYS (Jurong Point)

63 Jurong West Central 3 JP2 #01-24/25/26/27, Jurong Point Shopping Centre, Singapore, 648331


23 Serangoon Central #B2-30, Nex, Singapore, 556083

OWNDAYS (Northpoint City)

1 Northpoint Drive #01-164/165, Northpoint City, Singapore, 768019

OWNDAYS (Parkway Parade)

80 Marine Parade Road, #B1-96/97/98, Parkway Parade, Singapore, 449269

OWNDAYS (Plaza Singapura)

68 Orchard Road #03-04, Plaza Singapura, Singapore, 238839


10 Paya Lebar Road #02-30, PLQ Mall, Singapore, 409057

OWNDAYS (Raffles City)

252 North Bridge Road #B1-41, Raffles City, Singapore, 179103

OWNDAYS (SingPost Centre)

10 Eunos Road 8 #01-141/142 Singapore Post Centre, Singapore, 408600

OWNDAYS (Suntec City)

3 Temasek Boulevard #02-465/469/481, Suntec City, Singapore, 038983

OWNDAYS (Takashimaya Shopping Centre)

391 Orchard Road, #B1-30 Takashimaya Shopping Centre, Ngee Ann City, Singapore, 238872

OWNDAYS (The Clementi Mall)

3155 Commonwealth Avenue West #03-40/41/42, The Clementi Mall, Singapore, 129588

OWNDAYS (The Seletar Mall)

33 Sengkang West Avenue #01-43/44/45, The Seletar Mall, Singapore, 797653

OWNDAYS (The Shoppes at Marina Bay Sands)

Bayfront Avenue #B2-117, The Shoppes at Marina Bay Sands, Singapore, 018955

OWNDAYS (The Woodleigh Mall)

11 Bidadari Park, #B1-37 The Woodleigh Mall, Singapore, 367803

OWNDAYS (Tiong Bahru Plaza)

302 Tiong Bahru Road #01-117/118, Tiong Bahru Plaza, Singapore, 168732

OWNDAYS (VivoCity)

1 HarbourFront Walk #01-50A, Vivo City, Singapore, 098585

OWNDAYS (Waterway Point)

83 Punggol Centra #01-58/59/60, Waterway Point, Singapore, 828761

OWNDAYS (Westgate)

3 Gateway Drive #02-42, Westgate, Singapore, 608532

OWNDAYS (White Sands)

1 Pasir Ris Central Street 3 #01-06/17, WhiteSands, Singapore, 518457
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Company Name

Apaylater Financials Pte. Ltd.

Registration Number


Licence Number


Business Hours

Monday to Friday: 09:30 - 18:30
Saturday, Sunday or Public Holiday: Closed