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About Koco

KOCO is a fast-growing EdTech company in Asia, with offices in Singapore, Indonesia and India. Seeing the disruption to learning caused by the Covid-19 pandemic, KOCO’s founder Lenie knew that there had to be something that she could do to help students adapt to the new normal of learning. They have created 2 new products to help their community of schools, teachers, and parents. These include KOCO Schools and KOCO Space, their digital platforms that help schools and parents better manage their students’ and children’s studies. They put their customers’ needs first. Hence, they have partnered with companies like Singapore Asia Publishers, Zoom and Google to bring your students and children the best learning experience on their platforms.

Enjoy the freedom with Atome Singapore at Koco. Furthermore, get the exclusive discount information on Koco products and/or services by Atome App.

Simply scan the Payment QR code online and/or in-store and pay via the Atome App upon checkout. Maybe you can find more surprises at Atome.

Discover rewards with Atome+

How to shop on Koco with Atome (Buy Now, Pay Later)

  • Select Atome as your payment method during checkout.
  • If you have an Atome account, please enter your login information and proceed with payment.
  • If you are new to Atome, you will be asked to apply for an Atome account before checkout with Koco. The process is fast and simple, and you will receive an approval within minutes.
  • Pay 1/3 of the total bill first. After your checkout, orders ship and you will receive the items and pay the other two payments later with zero interest, 30 days apart.

Zero interest or hidden fees

Atome does not charge any interest or any hidden/service fees. If you miss a scheduled payment,your account will be suspended until the outstanding amount is paid. An administration cost of $15 is charged to re-activate your account.

Easily track your monthly shopping expenses and payment notifications through Atome's mobile app. For more information, please refer to the Terms of Service.

3 easy payments,

0% interest.

3 easy payments,

0% interest.

We are compliant with BNPL Standards.
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Company Name

Apaylater Financials Pte. Ltd.

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Business Hours

Monday to Friday: 09:30 - 18:30
Saturday, Sunday or Public Holiday: Closed