Shop Ferns & Philo

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Shop Ferns & Philo on Atome
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About Ferns & Philo

Where "Creativity Meets Living". They are a Team of Creative, Passionate & Reliable professionals in Home Furnishing, Home Staging & Artificial Green Wall Features & Décor. They specialize in transforming your living space, into a truly special place you call Home. What they do for your Home, is to Source, Purchase & Decorate into Themed Designs, with a touch or their signature nature (Artificial Greens) décor. They perform their ""Magic"" with use of Furniture, Decoration Items, Art & Paintings, Lighting Effects, Professional Staging, and their signature Artificial Green Décor (Exclusively Hand-Crafted). Ferns & Philo Pte Ltd also specializes in Home Décor & Artificial Plants/ Décor products for your own D.I.Y experience.

Enjoy the freedom with Atome Singapore at Ferns & Philo. Furthermore, get the exclusive discount information on Ferns & Philo products and/or services by Atome App.

Simply scan the Payment QR code online and/or in-store and pay via the Atome App upon checkout. Maybe you can find more surprises at Atome.

Discover rewards with Atome+

How to shop on Ferns & Philo with Atome (Buy Now, Pay Later)

  • Select Atome as your payment method during checkout.
  • If you have an Atome account, please enter your login information and proceed with payment.
  • If you are new to Atome, you will be asked to apply for an Atome account before checkout with Ferns & Philo. The process is fast and simple, and you will receive an approval within minutes.
  • Pay 1/3 of the total bill first. After your checkout, orders ship and you will receive the items and pay the other two payments later with zero interest, 30 days apart.

Zero interest or hidden fees

Atome does not charge any interest or any hidden/service fees. If you miss a scheduled payment,your account will be suspended until the outstanding amount is paid. An administration cost of $15 is charged to re-activate your account.

Easily track your monthly shopping expenses and payment notifications through Atome's mobile app. For more information, please refer to the Terms of Service.

3 easy payments,

0% interest.

3 easy payments,

0% interest.

We are compliant with BNPL Standards.
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Company Name

Apaylater Financials Pte. Ltd.

Registration Number


Licence Number


Business Hours

Monday to Friday: 09:30 - 18:30
Saturday, Sunday or Public Holiday: Closed